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Journal : Journal of Islamic Management

Peran Regulasi, Kinerja Keuangan, dan Inovasi Digital dalam Memperkuat Perbankan Syariah di Aceh Aqlima Geubrina; Teuku Zulkarnain; Mariana Mariana
Journal of Islamic Management Vol. 5 No. 1 (2025): January
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v5i1.1960

Abstract

This study aims to analyze the role of regulation, financial performance, and digital innovation in strengthening the position of Bank Syariah Indonesia (BSI) in Aceh after the merger. The focus of this research includes evaluating the regulations governing BSI's operations, particularly the Aceh Qanun on Sharia Financial Institutions (LKS), which mandates financial institutions to operate according to Sharia principles. The study also assesses BSI's financial performance post-merger, focusing on asset growth, microfinance for SMEs, as well as the efficiency in managing financing and assets reflected in the decrease of Non-Performing Financing (NPF) and the increase in Return on Assets (ROA). Additionally, BSI’s digital innovations, such as e-banking services and the BYOND by BSI app, have improved accessibility and convenience for customers, particularly the younger generation. The study also identifies the challenges and prospects for BSI in maintaining public trust and expanding services in an increasingly competitive market. The findings indicate that regulation, solid financial performance, and technological innovation play a crucial role in strengthening BSI’s presence and supporting local economic growth in Aceh.
Manajemen Komunikasi Islam: Prinsip, Konsep, dan Relevansi di Era Modern Yudhy Widya Kusumo; Mariana Mariana
Journal of Islamic Management Vol. 5 No. 1 (2025): January
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v5i1.1961

Abstract

This study aims to explore the relevance of the fundamental principles of Islamic communication in the context of digital communication in the modern era, focusing on the principles of shidiq (truthfulness), amanah (trustworthiness), tabligh (communication), and fathanah (wisdom). The study also discusses the role of Islamic communication management in digital dakwah, along with the challenges and opportunities that arise in spreading Islamic messages through digital platforms. The research method used is a literature review with a qualitative approach, where the researcher examines various relevant sources on Islamic communication principles and their application in modern communication, particularly in the context of social media and information technology. The results show that the principles of Islamic communication play a significant role in maintaining the quality of communication in the digital era. Truthfulness, trustworthiness, and wisdom in communication are crucial in minimizing misinformation, hate speech, and social polarization that often emerge in the online world. Moreover, digital dakwah offers an opportunity to spread Islamic messages in a more inclusive and dynamic manner, but it still requires prudent management to ensure the messages conveyed are accurate and responsible. This study suggests the importance of integrating modern communication theories with Islamic principles to create ethical, harmonious, and constructive communication in the digital world.