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Pengaruh Financial Literacy dan Prilaku Konsumtif Terhadap Keputusan Investasi Mahasiswa Fakultas Ekonomi Universitas Pasir Pengaraian Saripin Saripin; Hendry Kurniawan; Hidayat Hidayat
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 4 (2025): AGUSTUS - SEPTEMBER 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Upaya penelitian ini bertujuan untuk memastikan dampak literasi keuangan serta perilaku konsumsi terhadap keputusan investasi mahasiswa yang terdaftar di FakuItas Ekonomi Universitas Pasir Pengaraian. Fenomena yang ditemukan di lapangan menandakan bahwa jumlah mahasiwa FakuItas Ekonomi yang telah melakukan daftar ulang sebanyak 814. Pada saat mengikuti kursus Manajemen Investasi serta Portofolio, hanya 492 individu, yang merupakan 60% investor aktif, telah terlibat dalam investasi melalui Galeri Investasi Bursa Efek Indonesia (GIBEI) yang berlokasi di FakuItas Ekonomi. Di antara 492 investor ini, hanya 10% (49 individu) terus berinvestasi secara aktif di GIBEI, sehingga menyoroti kekurangan yang terus-menerus dalam pengambilan keputusan investasi di antara populasi siswa. Kerangka metodologis yang digunakan dalam penyelidikan ini adalah pendekatan kuantitatif, memanfaatkan analisis regresi linier berganda yang difasilitasi oleh perangkat lunak SPSS Versi 25. Populasi penelitian ini terdiri dari mahasiswa dari FakuItas Ekonomi Universitas Pasir Pengaraian. Teknik pengambilan sampel yang bertujuan digunakan untuk memperoleh sampel, dengan rumus Slovin diterapkan untuk perhitungan ukuran sampel, yang berpuncak pada total 91 responden. Akuisisi data dilakukan melalui metode observasional, wawancara, serta penyebaran kuesioner di antara mahasiswa FakuItas Ekonomi Universitas Pasir Pengaraian, yang menjabat sebagai responden penelitian. Temuan penelitian ini menandakan bahwa Literasi Keuangan memberikan pengaruh positif serta signifikan secara statistik terhadap keputusan investasi mahasiswa FakuItas Ekonomi Universitas Pasir Pengaraian; demikian pula, Perilaku Konsumtif juga menandakan efek positif serta signifikan terhadap keputusan investasi tersebut. Selain itu, efek gabungan Literasi Keuangan serta Perilaku Konsumtif menghasilkan dampak positif serta signifikan pada keputusan investasi siswa.
Effects of Murâbahah Financing And Mudharabah Towards Customer Welfare Case Study at Bank Syariah Indonesia Kcp Bsd South Tangerang Aam Ridwan; Umi Khusnul Khotimah; Hidayat Hidayat
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.1873

Abstract

At this time there are not a few banks that carry out activities conventionally or based on sharia principles. Currently the development of the Islamic financial market (Financial Market Sharia) is rife in the world, especially in countries with a majority Muslim population. This was marked by the establishment of the Islamic Financial Market in Kuala Lumpur which was pioneered by Islamic countries. The progress of the Sharia Financial Market in Indonesia, especially in Islamic banking and insurance is quite significant, followed by the Islamic capital market and pawnshops. Many financing contracts are carried out in the practice of Islamic financial institutions, for example murabahah, mudharabah, ijarah, musyarakah and so on. In this research the authors focus on murabaha and mudharabah financing. The purpose of writing this thesis is to analyze the effect of murabahah and mudharabah financing on the welfare of customers of Bank Syariah Indonesia KCP BSD South Tangerang. This research includes quantitative descriptive analysis research. The design used in this study is a correlational analysis design (a problem to find a relationship between two phenomena) precisely causal correlation. Data collection uses research instruments, data analysis is quantitative/statistical. The primary data used in this study are 132 customers who received financing according to the criteria and the secondary data in this study is in the form of documents and archives at Bank Syariah Indonesia which contains reports on customer funds that carry out murabaha and mudharabah financing. The sampling technique in this study used purposive sampling, which is a method of determining respondents to be sampled based on certain criteria. Based on the results of data analysis with the help of the SPSS 26.0 program, research that has been conducted at Bank Syariah Indonesia KCP BSD Tangerang using linear regression analysis through SPSS program data processing shows that, (1) There is an effect of Murabahah financing on the welfare of customers of Bank Syariah Indonesia KCP BSD Tangerang. The statistical test results showed that Fcount = 27.898 at db 1 and 94 was 3.94 at the 5% level. Based on the explanation above, 27,898 > 3.94 at the 5% level, so H0 is rejected, meaning that there is an influence of Murabahah financing on customer welfare of Mandiri Syariah Bank KCP Tangerang, (2) There is an influence of Mudharabah financing on the welfare of customers of Bank Syariah Indonesia KCP BSD Tangerang. The statistical test results showed that Fcount = 15.048 at db 1 and 34 was 4.13 at the 5% level.
The Influence of Transformational Leadership, Interpersonal Communication, and Job Satisfaction on Organizational Commitment (A Survey at the Islamic Higher Education Institution in Province of Jambi) Muhsinin, Umil; Martinis Yamin; Hidayat Hidayat
Dinasti International Journal of Management Science Vol. 5 No. 3 (2024): Dinasti International Journal of Management Science (January-February 2024)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v5i3.2164

Abstract

The high interest of the community in pursuing higher education in Islamic institutions certainly needs to be supported by effective educational management. This is to ensure that Islamic Higher Education institutions in the Jambi Province can compete and produce quality graduates. This research aims to examine the influence of transformational leadership style, interpersonal communication, and job satisfaction on the organizational commitment of lecturers, both partially and simultaneously, as well as directly and indirectly. This quantitative research employed a survey method conducted at the Islamic College (STAI) in the Jambi Province, with a population of 144 lecturers. The analysis tool used Path Analysis followed by Determination Analysis (R Square), Hypothesis Testing with t-tests and F-tests, and a significance level of alpha 5 percent. The results of the study indicate that: 1) Transformational leadership style has an effect on job satisfaction with a t-value of 3.261; 2) Interpersonal communication affects job satisfaction with a t-value of 3.958. 3) Transformational leadership style and interpersonal communication simultaneously affect job satisfaction with an F-value of 67.198; 4) Transformational leadership style influences organizational commitment with a t-value of 5.035; 5) Interpersonal communication affects organizational commitment with a t-value of 4.088; 6) Transformational leadership style and interpersonal communication simultaneously influence organizational commitment with an F-value of 107.340; 7) Job satisfaction influences organizational commitment with a t-value of 11.213; 8) Transformational leadership style, interpersonal communication, and job satisfaction simultaneously influence organizational commitment with an F-value of 83.408; 9) Transformational leadership style through job satisfaction affects organizational commitment; and 10) Interpersonal communication through job satisfaction affects organizational commitment. Based on these findings, the better the Transformational Leadership Style, Interpersonal Communication, and Job Satisfaction of lecturers, the higher the Organizational Commitment of lecturers will be.
Development Strategies For Halal Tourism In Indonesia Through The Smart Tourism Approach Hidayat Hidayat
International Conference On Digital Advanced Tourism Management And Technology Vol. 1 No. 2 (2023): International Conference on Digital Advanced Tourism, Management, and Technolog
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/ictmt.v1i2.35

Abstract

Halal tourism in Indonesia has experienced rapid growth and has become a strategic sector in the economic and cultural landscape. In an effort to maximize this potential, the smart tourism approach has become the foundation for a holistic development strategy. The aim of this writing is to provide a comprehensive overview of the development strategy for halal tourism in Indonesia through the smart tourism approach. By analyzing its progress, identifying challenges, and formulating solutions, this writing aims to offer a profound and solution-oriented perspective. This article is a literature review utilizing qualitative methods. Document data is collected from relevant journals and books and analyzed using content analysis methods. The research findings indicate that the smart tourism approach, through the utilization of digital technology, engagement with local communities, and strengthening infrastructure, is key to the success of halal tourism development. This integrated solution not only creates significant economic opportunities but also supports cultural preservation, positioning halal tourism as an inclusive and competitive sector on a global scale.
Co-Authors A Halim A. Ajie Gahara Aam Ridwan Abdul Halik Achmad Taruna Ade Riani Agus Trisanto Ahmad SETIAWAN Ahmad Syariful Jamil Ahyani Radhiani Fitri Akhmad Wasiur Rizqi Aldi Alfa Reski Alviani Hesthi Permata Ningtyas Alvyandani Alvyandani Amilda Amilda Ana Dhiqfaini Sultan Anang Walian Annisa Fitri ardiansyah putra Arif Rachmat Darmawan Asih Kurnia Sari Asnawati Asnawati Astri Pinilih Aulia Aulia Budi Budi Chusain Chusain Dahlan Somantri Darma Aviva Dedy Suryadi Delyuzar, Delyuzar Deny Setiawan Devi Devi Dhika Aditya Purnomo Djamhuriyah S. Said Dody Leyno Amperawan Dzaky Abby Fauzan Aziz Efta Dhartikasari Priyana Eka Sylvia Endah Komalasari Endah Komalasari Eni Murdiati Fadila Marga Saty Guntoro Guntoro Guntoro Guntoro Hajrah Hajrah Hanna Melina Siboro Harmaini Harmaini hendri kasno Hendry Kurniawan Heni Pujiastuti Hernandi Ashari Jaya Hilalludin Hilalludin I Gusti Agung Komang Diafari Djuni Hartawan Ibrahim Ibrahim Ika Leilani Indra Kumala Ivan Muhammad Agung Januar Setiawan Joanico Francisco Ximenes Alexandre Khaira, Ulfa KMS. Badaruddin Kusnadi Kusnadi Laila Safina Laode Rijai Lia Rezita M. Sirozi Marjiyono Marjiyono Marjiyono Marjiyono Marni Purnama Sari Martinis Yamin Masyhuri Masyhuri Maulana Arafat Lubis Mega Edi Putri Mela Melati Mochamad Effendi Moh. Jufriyanto Mohammad Mausa Gani Muhammad Faisal Raya Hasibuan Muhammad Ikhtiar Muhammad Naufal Malikulmulki Muhammad Ramli MUHAMMAD TAUFIK Muhsinin, Umil Muninghar Muninghar Muslimin Muslimin Mustakim Mustakim Nadya Yulli Pratika Nashran Azizan Neno Fitriyani Nia Triswanti Nina Aini Mahbubah Novi Rahmawati Nur Fadhilah Rasyidi Nurul Farhanah Nurviana Nurviana Nyayu Khodijah Priyo Nugroho Rofiyanto Raden Ayu Annisa Putri Raja Rozako Kumullah Rakhmi Rafie Razali Abdullah Rezky setya irsyadi Riecca Octavitania Rifky Maulana Yusron Rika Ariska Rina Nur Izzatin Rizkia Maulindah Lisna Rizky Rizky Saipul Annur Samryn, L.M Saripin Saripin Shofi I. Hawan Sinka Afmitiani Siti Nurhaliza Sitti Patimah Sri Mulyeni Suradi Suradi Susiarni Ndraha Swito Prastiwi tengku ibnu alferraly Tessa Sjahriani Tiana Nurjannah Rifai Titi Kurniati Tony Ade Irawan Tri Nurmaningsari Tri Sukitman Tusy Triwahyuni Umi Khusnul Khatimah Wahdah Anugrah Yusuf Wasi'an Syafiuddin Wenny Sri Mahyuni Wisard Widsli Kalengkongan Yosritzal, Yosritzal Yuliana Yuliana Yuni Anggraini Marek Yuniar Yuniar Yusriani, Yusriani