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All Journal Jurnal Ekonomi Trikonomika: Jurnal Ekonomi ECSOFiM (Economic and Social of Fisheries and Marine Journal) JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Journal of Business Management Education (JBME) Jurnal Ilmiah Econosains Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis Jurnal Ilmiah Wahana Akuntansi Sarwahita : Jurnal Pengabdian Kepada Masyarakat eCo-Buss DEMAnD Jurnal Ilmiah Wahana Pendidikan International Journal of Economy, Education and Entrepreneurship (IJE3) Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat eCo-Fin International Journal of Multidisciplinary Research and Literature (IJOMRAL) D'edukasi: Jurnal Pengabdian Masyarakat Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Riset Pendidikan dan Pengajaran (JRPP) Jurnal Ekonomi dan Bisnis PERDULI: Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Bhinneka Multidisiplin Journal Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Kajian Ekonomi dan Akuntansi Terapan PENG: Jurnal Ekonomi dan Manajemen Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Journal of Digital Business and Global Economy Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Karuniana Dianta Arfiando Sebayang
Universitas Negeri Jakarta
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Pengaruh Literasi Keuangan, Persepsi Kegunaan dan Kemudahan terhadap Minat Menggunakan QRIS pada Pelaku UMKM di DKI Jakarta Fardani, Fayza Eka; R Sudiarditha, I Ketut; Sebayang, Karuniana Dianta Arfiando
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7745

Abstract

This study aims to determine the effect of financial literacy, perceived usefulness and easy of use on interest in using QRIS on MSMEs in DKI Jakarta. The method used in this research is quantitative. Data collection was carried out using purposive sampling technique. The data used is primary data obtained from distributing questionnaires. The population in this study are MSME players who are registered as members of JakPreneur and use QRIS as a means of payment. The sample in this study amounted to 100 respondents. The data analysis technique used is multiple linear regression analysis with the help of SPSS software version 22. The results of this study indicate that: (1) financial literacy has a positive and significant effect on interest in using QRIS, (2) perceived usefulness has a positive and significant effect on interest in using QRIS, (3) perceived easy of use has a positive and significant effect on interest in using QRIS, (4) financial literacy, perceived usefulness, and perceived easy of use simultaneously have a positive and significant effect on interest in using QRIS.
PENGARUH PDB, INFLASI, DAN SUKU BUNGA TERHADAP INVESTASI PORTOFOLIO ASING DI INDONESIA PERIODE 2014-2023 Erwinsyah, Hendi; Wiralaga, Harya Kuncara; Sebayang, Karuniana Dianta Arfiando
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7782

Abstract

Foreign portfolio investment is one of the foreign investment flows that has a major contribution to the running of the economy in a country. This study aims to determine the effect of GDP, inflation, and interest rates on foreign portfolio investment in Indonesia. The analysis method used is multiple linear regression using time series data for the period 2014Q1 - 2023Q4. The data used is obtained from the website of Bank Indonesia, Badan Pusat Statistika (BPS), Trading Economics, and CEIC Data. The results showed that GDP has a positive and significant effect on foreign portfolio investment. In addition, inflation also has a positive and significant effect on foreign portfolio investment. Meanwhile, interest rate has a negative and significant effect on foreign portfolio investment. In the simultaneous test, GDP, inflation, and interest rates together have a significant effect on foreign portfolio investment in Indonesia.
THE EFFECT OF EXCHANGE RATE AND INFLATION ON INDONESIAN EXPORTS IN 1989-2019 Silalahi, Sonya Marintan; Iranto, Dicky; Sebayang, Karuniana Dianta
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 2 No. 2 (2021): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of the exchange rate on Indonesian exports and the effect of inflation on Indonesian exports. The research model used in this study is the VECM (Vector Error Correction Model) with the Eviews 10 program tool. Using time series data in the time range used is 1989 to 2019 the type of data used is secondary data obtained from the site the official website of the relevant institutions such as the Central Statistics Agency, Bank Indonesia and other institutions. The results of the study that the exchange rate had a significant negative effect on exports in the short term from lag 1 to lag 4 had a coefficient value of -56,60425, - 55,73478, -46,13207 and -50,60992. Long term, the exchange rate had no significant effect on exports with a coefficient value of 25.8964. The estimation result of the VECM model in the short term inflation variable has a significant negative effect on lags 1 and 2 and the coefficient level is - 8.732157 and -6.818958 while in the longterm there is a significant positive effect with a coefficient value of 8.58546.
THE ROLE OF PEOPLE'S BUSINESS CREDIT (KUR) IN THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs), (CASE STUDY ON CURRENT DRINKING MSMES IN THE SOUTH JAKARTA REGION) Khafifah, Aura; Sebayang, Karuniana Dianta; Mukhtar, Saparuddin
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 2 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0302.22

Abstract

Micro, Small and Medium Enterprises (MSMEs) are an important part of the economy of a country or a region, Indonesia is no exception. Business in the beverage sector does not always complement the food business. The place or location of this research is the contemporary beverage MSMEs in the South Jakarta area. The research was carried out for two months starting from February 2022 to March 2022 which was carried out in stages. In compiling the report, it was concluded that the financing of KUR funds from BRI for the contemporary beverage MSMEs in the South Jakarta area was indeed very effective. The current drink sellers admitted that after getting KUR funds from BRI, their business grew, starting from the turnover they got to the required infrastructure. This is because the financing of KUR funds from BRI does not only provide assistance in the form of funds but also monitors the development of each of these MSME businesses, so that MSME entrepreneurs feel very helped. The role of KUR financing in the development of contemporary beverage MSMEs in the South Jakarta area with this financing can increase business productivity, especially for MSME businesses in Tebet, South Jakarta. This shows that KUR funds provided by BRI can have a positive effect on the development of MSMEs, this can be seen from the initial profits and profits after receiving KUR funds always increase so that MSME entrepreneurs feel very helped. The role of KUR financing in the development of contemporary beverage MSMEs in the South Jakarta area with this financing can increase business productivity, especially for MSME businesses in Tebet, South Jakarta. This shows that KUR funds provided by BRI can have a positive effect on the development of MSMEs, this can be seen from the initial profits and profits after receiving KUR funds always increase so that MSME entrepreneurs feel very helped. The role of KUR financing in the development of contemporary beverage MSMEs in the South Jakarta area with this financing can increase business
THE EFFECT OF UMP, INVESTMENT AND TPAK ON GROWTH ECONOMY IN JAVA MIDDLE Sufriyandi; Sebayang, Karuniana Dianta; Suparno
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0303.21

Abstract

This study aims to determine the effect of provincial minimum wages, investment and labor force participation rate on economic growth in Central Java. The research method used in this study is in the form of panels data from 2016 to 2020 in Regencies/Cities in Central Java Province with a descriptive quantitative model. Data is presented annually obtained from BPS Central Java Province. based on the results of the partial analysis, the variables of the provincial minimum wages, investment and labor force participation rate has a positive and significant effect on economic growth in Central Java, which is seen from the probability value which is smaller than (0.05). Simultaneously all research variables have a significant effect on economic growth and have an influence shown by R 2 of 50.20%, indicating that all research variables can explain variables Y and the remaining 49.80% is explained by other variables outside the study.
THE EFFECT OF INTEREST RATE OF CREDIT AND THIRD PARTY FUNDS ON THE NUMBER OF CREDIT DISTRIBUTION AT NATIONAL PRIVATE COMMERCIAL BANKS IN INDONESIA, 2015- 2019 Wiralaga, Harya Kuncara; Sebayang, Karuniana Dianta; Nurlatifah, Dewi
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0303.22

Abstract

This study aims to determine the effect of interest rates on loans and third party funds at National Private Commercial Banks in Indonesia in 2015-2019. The sampling technique uses purposive sampling method. The sample in this study consisted of 39 banks. The data analysis technique used in this research is multiple linear regression analysis, classic assumption test which includes normality test, multicollinearity test and heteroscedasticity test and hypothesis test including t test, f test and coefficient of determination. The model used in this study is the Fixed Effect Model. The results of the researchj show that the lending rate has a significant negative effect on the amount of credit disbursement, while third party funds have a significant positive effect on the amount of lending.
THE EFFECT OF ECONOMIC GROWTH, PROVINCIAL MINIMUM WAGE, AND INVESTMENT ON EMPLOYMENT IN DKI JAKARTA PROVINCE IN 2018-2022 Safitri, Sahdia; Mukhtar, Saparuddin; Sebayang, Karuniana Dianta Arfiando
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0403.06

Abstract

The employment problem in Indonesia is not just limited opportunities or employment opportunities and low productivity. The increase in unemployment rates is caused by limited demand for work, which is then associated with other external factors including the decline in the balance of payments, increasing foreign debt and other policies which result in a decline in economic growth, decline in wages, investment and decline in employment. The purpose of this study is to determine the effect of Economic Growth, Provincial Minimum Wage, Investment, and Covid-19 Dummy on Employment in DKI Jakarta Province in 2018-2022. This study used multiple linear regression method with Generalized Least Square (GLS) model. This study uses secondary data while Covid-19 is included in the dummy variable category. The results of this study show that economic growth has a positive and significant influence on employment. Meanwhile, the provincial minimum wage, investment, and Covid-19 dummy have a negative and insignificant effect on labor absorption in DKI Jakarta Province in 2018-2022.
THE EFFECT OF PERCEIVED BENEFITS, CONSUMER TRUST AND PROMOTION ON INTEREST IN USE AND ITS IMPACT ON LOYALTY OF OVO APPLICATION USERS: (Case Study on Students of the Faculty of Economics, Universitas Negeri Jakarta) Yuliansyah, Ardian Ridho; Mukhtar, Saparuddin; Sebayang, Karuniana Dianta Arfiando
REVIEW OF MULTIDISCIPLINARY EDUCATION, CULTURE AND PEDAGOGY Vol. 1 No. 4 (2022): AUGUST
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/romeo.v1i4.344

Abstract

This study aimed to determine the impact of perceived benefits, consumer trust, and promotion on student interest in using OVO applications and their effect on user loyalty at the Faculty of Economics, Universitas Negeri Jakarta. This study employs a quantitative method of associational research. Respondents in this study were students using the OVO application at the Faculty of Economics, State University of Jakarta, and non-probability sampling with the purposive sampling technique was utilized. This study's sample consisted of 150 respondents who utilize the OVO application. With the aid of the SPSS 26 software and a multiple linear analysis method, questionnaire-obtained data were analyzed using a multiple linear analysis approach. This study employs a Likert scale and path analysis for its scale. The findings of this study indicate that the Perceived Benefits and promotions has a significant positive effect on the desire of students at the Faculty of Economics, State University of Jakarta to use the OVO application. Meanwhile, consumer trust has no effect on students' desire to use the OVO application at the Faculty of Economics, Universitas Negeri Jakarta. Likewise, student interest in using the OVO application indicates that perceived benefits have a significant impact on user loyalty. Student interest in utilizing the OVO application at the Faculty of Economics, Universitas Negeri Jakarta demonstrates that promotion has an effect on user loyalty. Meanwhile, consumer trust has no effect on user loyalty as measured by students' desire to use the OVO application at the Faculty of Economics, Universitas Negeri Jakarta. Lastly, the variable of interest in use influences positively the loyalty of OVO application users to students at the Faculty of Economics, Universitas Negeri Jakarta.
PENGARUH LITERASI EKONOMI, E-COMMERCE, EKSPEKTASI PENDAPATAN TERHADAP MINAT BERWIRAUSAHA PADA GENERASI Z DI JAKARTA Muflihina, Isma; Sebayang, Karuniana Dianta Arfiando; Iranto, Dicky
Bhinneka Multidisiplin Journal Vol. 2 No. 1 (2025): Bhinneka Multidisiplin Journal
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/bmj.v2i1.49

Abstract

This study aims to: (1) Knowing the significant effect of economic literacy on entrepreneurial interest in generation z in Jakarta (2) Knowing the effect of e-commerce on entrepreneurial interest in generation z in Jakarta (3) Knowing the effect of income expectations on entrepreneurial interest in generation z in Jakarta. This research is a descriptive quantitative research with a quantitative approach. The research instrument used a questionnaire. The data used is primary data obtained by distributing questionnaires online to 272 respondents with Random Sampling technique and data processing is done with SPSS 22 with multiple linear regression analysis techniques. The results of this study indicate that simultaneously economic literacy, e-commerce, and income expectations affect entrepreneurial interest in generation z in Jakarta. Partially, economic literacy has a positive and significant effect on entrepreneurial interest in generation z in Jakarta. Partially e-commerce has a positive and significant effect on entrepreneurial interest in generation z in Jakarta. Partially, income expectations have a positive and significant effect on entrepreneurial interest in generation z in Jakarta. Based on the above research results that economic literacy, e-commerce, and income expectations have a major influence on entrepreneurial interest in generation z in Jakarta.
Pengaruh Literasi Digital dan Motivasi Terhadap Intensi Berwirausaha Digital Dengan Penggunaan Media Sosial Sebagai Variabel Moderasi Bobby Gustmaloe; Agus Wibowo; Karuniana DIanta Arfiando Sebayang
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 3: April 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i3.3206

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi digital dan motivasi terhadap intensi berwirausaha digital dengan penggunaan media sosial sebagai variabel moderasi. Penelitian ini menggunakan metode kuantitatif dengan data primer. Sampel dalam penelitian ini adalah mahasiswa Universitas Negeri Jakarta sebanyak 390 orang. Teknik pengambilan sampel menggunakan metode convenience sampling. Data dalam penelitian ini diperoleh melalui kuesioner google form. Teknik analisis data yang digunakan dalam penelitian ini adalah Structural Equation Model (SEM) berbasis Partial Least Square dengan menggunakan software SmartPLS. Hasil Penelitian ini menunjukkan bahwa literasi digital berpengaruh positif dan signifikan terhadap intensi berwirausaha; motivasi berpengaruh positif dan signifikan terhadap intensi berwirausaha; media sosial memoderasi pengaruh literasi digital dan motivasi terhadap intensi berwirausaha.
Co-Authors - Kardoyo Adam Ramadan Harahap ADITYA PRATAMA Aditya Pratama Agus Wibowo Agus Wibowo Agus Wibowo Ahmad Nuh Anggi Novia Fitriani Ardilah Fitriani Astriawati Aula Afif Kurniawan Belinda Febrina Bobby Gustmaloe Choirul Anwar Choirul Anwar Cindi Dyah Widawati Darma Rika Swaramarinda Destria Kurnianti Diary Natama Dicky Iranto Dicky Iranto Dicky Iranto Dila Lestari, Fitra Dona Denise Osman Dwi Handarini Dwi Handarini, Dwi Eka Fitriyani, Eka Eka Sulistyawati Ervina Maulida Erwinsyah, Hendi Fadhil Firmansyah Fadiya Khansazalfa Fardani, Fayza Eka Fitrianingsih, Yuli Gina Mufidah Haneul Hanifah Nurul Maarib Harya Kuncara Wiralaga Haryo Kuncoro Haryo Kuncoro Haryo Kuncoro Henry Eryanto Hera Khairunnisa I Ketut R. Sudiarditha Indra Pahala Ira Amelia Iranita Iranita Isnaini Intan Permadani Khafifah, Aura Khairunnisa, Hera Laelah Purnamasari Malzara, Vidia Ratu Balqis Marsofiyati Marsofiyati Mohamad Rizan Mohammad Sofwan Effendi Mohd Hasimi Yaacob Muflihina, Isma Muhammad Hakimi Mohd Shafiai Muhammad Hasan Muhammad Misbakul Munir Muhammad Rio Julianto Muhammad Rosikhul Ilmi Muhammad Yusuf Muhammad Yusuf Munawaroh Munawaroh Mundhiharno Mundhiharno Nabila Syaharani Nabilla Ekariyana Mursita Nadiah Nurli Fadilah Nindi Aulia Putri Niretno Pratiwi Nirma Hellyatul Auwalia Nissa Nur Awaliyah Nugroho, Kevin Anand Nur Fatwa Nurdiana Nurlatifah, Dewi Permadani, Isnaini Intan Putri, Rananda Elliza Qurotul Aini RHI Muhammad Ibnu Hibban Riswandi Riswandi Riswandi Rubiah Rubiatul Adawiyah safitri, gita Safitri, Sahdia Saparuddin Mukhtar Saptono, Ari Sari, Rini Nurmala Selly Yolanda Selly Yolanda, Selly Setyo Ferry Wibowo Silalahi, Sonya Marintan Siti Aisyah Amini Siti Fatimah Zahra Siti Fatimah Zahra Sri Indah Nikensari Sufriyandi Suparno Suparno Suparno Suparno Suparno Suryadi Suryadi Syifa Habibah Syifa Wulandari Thamrin Tahir Tumpal Manik Widiyanto, Haya Haura Yaacob, Mohd Hasimi Yuliansyah, Ardian Ridho Zahra, Siti Fatimah Zaki, Mochammad Choirul