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All Journal Jurnal Ekonomi Trikonomika: Jurnal Ekonomi ECSOFiM (Economic and Social of Fisheries and Marine Journal) JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Journal of Business Management Education (JBME) Jurnal Ilmiah Econosains Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis Jurnal Ilmiah Wahana Akuntansi Sarwahita : Jurnal Pengabdian Kepada Masyarakat eCo-Buss DEMAnD Jurnal Ilmiah Wahana Pendidikan International Journal of Economy, Education and Entrepreneurship (IJE3) Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat eCo-Fin International Journal of Multidisciplinary Research and Literature (IJOMRAL) D'edukasi: Jurnal Pengabdian Masyarakat Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Riset Pendidikan dan Pengajaran (JRPP) Jurnal Ekonomi dan Bisnis PERDULI: Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Bhinneka Multidisiplin Journal Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Kajian Ekonomi dan Akuntansi Terapan PENG: Jurnal Ekonomi dan Manajemen Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Journal of Digital Business and Global Economy Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Karuniana Dianta Arfiando Sebayang
Universitas Negeri Jakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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Pengaruh Literasi Keuangan, Penggunaan Digital Payment, dan Pendapatan terhadap Inklusi Keuangan di DKI Jakarta Siti Aisyah Amini; Harya Kuncara Wiralaga; Karuniana Dianta Arfiando Sebayang
Kajian Ekonomi dan Akuntansi Terapan Vol. 2 No. 2 (2025): Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v2i2.1163

Abstract

This research aims to analyze the influence of financial literacy, digital payment usage, and income on financial inclusion in DKI Jakarta. This study uses a quantitative approach with a survey method through questionnaires distributed to 157 respondents who are digital payment users aged 15-59 years, have an income, and reside in DKI Jakarta. The analysis results show that financial literacy, digital payment usage, and income each have a positive and significant impact on financial inclusion. The R² value of 0.588 indicates that 58.8% of the variation in financial inclusion can be explained by the variables of financial literacy, digital payment usage, and income. Meanwhile, the remaining 41.2% is explained by other factors not discussed in this study.
ANALYSIS OF PUBLIC TRANSPORTATION MODE CHOICE OF GENERATION Z EMPLOYEES IN SUBURBAN AREAS Widiyanto, Haya Haura; Sebayang, Karuniana Dianta Arfiando; Zahra, Siti Fatimah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 6 No. 1 (2025): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0601.10

Abstract

The high level of congestion in Jakarta City due to commuter activity from buffer areas underlies the urgency of shifting public preferences, especially Generation Z as a vital worker segment, from private transportation to public transportation. This quantitative research aims to analyze the influence of travel costs, travel time, and accessibility on the choice of public transportation modes by 114 Generation Z workers domiciled in buffer cities namely Bogor, Depok, Tangerang, Bekasi who work in Jakarta, using multiple linear regression analysis. The results of the study indicate (1) travel costs have no significant influence on the choice of public transportation, (2) travel time has a negative and significant influence on the choice of public transportation, and (3) accessibility is proven to have a positive and significant influence on the choice of public transportation. The results of the study indicate the need for the government and transportation service providers to prioritize increasing the efficiency of travel time and accessibility through the development of integrated infrastructure and first-mile/last-mile solutions, as well as maintaining affordability and ease of multi-modal transactions.
Pengaruh Literasi Ekonomi Digital, Perilaku Shopaholic dan Lingkungan Sebaya Terhadap Gaya Hidup Finansial Gen Z: Studi Kasus Mahasiswa Gen Z DKI Jakarta Aula Afif Kurniawan; Karuniana Dianta A. Sebayang; Siti Fatimah Zahra
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): JANUARI
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/44a3kg75

Abstract

Penelitian ini untuk melihat pengaruh Literasi Ekonomi Digital, Perilaku Shopaholic dan Lingkungan Sebaya Terhadap Gaya Hidup Finansial Gen Z:  Studi Kasus Mahasiswa Gen Z DKI Jakarta. Penelitian ini menggunakan pendekatan kuantitatif. Dalam penelitian ini, metode yang digunakan adalah explanatory research, yang bertujuan untuk menjelaskan hubungan kausal antar variabel. Teknik analisis yang diterapkan adalah Structural Equation Modeling (SEM) berbasis Partial Least Square (PLS). Populasi yang digunakan dalam penelitian ini adalah mahasiswa Gen Z, yang didefinisikan sebagai individu yang lahir antara tahun 1997 hingga 2012, serta sedang menempuh pendidikan di perguruan tinggi negeri maupun swasta di wilayah DKI Jakarta pada tahun akademik 2025/2026.   Hasil penelitian ini menyimpulkan bahwa gaya hidup finansial Generasi Z di DKI Jakarta lebih banyak dipengaruhi oleh aspek perilaku dan sosial dibandingkan kemampuan literasi ekonomi digital. Meskipun akses terhadap informasi keuangan digital cukup tinggi, hal ini belum secara signifikan membentuk pola hidup finansial mereka. Sebaliknya, kecenderungan perilaku shopaholic dan pengaruh lingkungan sebaya memiliki dampak nyata dalam mendorong keputusan keuangan dan gaya konsumsi mereka sehari-hari. Temuan ini menunjukkan bahwa pengelolaan keuangan di kalangan Gen Z tidak hanya bergantung pada pengetahuan, tetapi juga sangat dipengaruhi oleh gaya hidup kelompok dan kebiasaan konsumtif yang melekat.
Pengaruh Perilaku Interaktivitas Live Streaming terhadap Purchase Intention pada Keputusan Pembelian Thrift Shop, melalui Literasi Ekonomi sebagai Variabel Mediasi Studi pada Generasi Z di Provinsi DKI Jakarta RHI Muhammad Ibnu Hibban; Karuniana Dianta A. Sebayang; Saparuddin Mukhtar
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): JANUARI
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/3nfk9486

Abstract

This study aims to analyze the influence of live streaming interactivity and purchase intention on thrift shop product purchasing decisions, with economic literacy as a mediating variable among Generation Z in DKI Jakarta Province. The method used was a quantitative approach, with data collected through a questionnaire from 100 student respondents. Data analysis was conducted using Partial Least Square Structural Equation Modeling (PLS-SEM). The results showed that live streaming interactivity had a positive and significant effect on purchase decisions. Purchase intention also had a significant influence on thrift shop product purchasing decisions. However, economic literacy did not mediate the effect of live streaming interactivity or purchase intention on purchase decisions. These findings strengthen the application of the Theory of Planned Behavior (TPB) in understanding the digital consumption behavior of the younger generation and emphasize the importance of interactivity in live streaming marketing strategies for thrift products. This study provides theoretical contributions to the development of digital economic literacy and practical input for thrift shop businesses in designing more effective promotions.
PENGARUH PENDIDIKAN, KESEHATAN, UPAH, DAN INVESTASI MODAL FISIK TERHADAP PRODUKTIVITAS TENAGA KERJA DI INDONESIA Eka Sulistyawati; Harya Kuncara Wiralaga; Karuniana Dianta Arfiando Sebayang
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 2 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v2i2.869

Abstract

Indonesia mengalami kenaikan angka produktivitas tenaga kerja dalam beberapa tahun kebelakang namun belum mencapai produktivitas yang paling tinggi sebagaimana posisinya dalam kawasan Asia Tenggara, Indonesia masih menempati urutan kelima sehingga masih tergolong produktivitas yang rendah. Dilihat dalam 34 provinsi di Indonesia, seluruh provinsi mengalami peningkatan dari tahun ke tahun kecuali pada tahun 2020 yang mengalami penurunan akibat pandemi covid-19. Dari 34 provinsi di Indonesia yang terus mengalami kenaikan terdapat 16 provinsi dengan produktivitas di bawah Rp 100 juta. Rendahnya produktivitas tenaga kerja Indonesia disebabkan karena tingkat pendidikan yang masih rendah. Tujuan penelitian ini adalah untuk melihat pengaruh pendidikan, kesehatan, upah, investasi modal fisik dan pandemi covid-19 (variabel dummy) terhadap produktivitas tenaga kerja di Indonesia. Analisis dilakukan menggunakan regresi data panel dengan bantuan Eviews 12 Student Version. Hasil menunjukkan bahwa secara parsial pendidikan, upah, kesehatan dan investasi modal fisik berpengaruh positif signifikan terhadap produktivitas tenaga kerja. Sedangkan pandemi covid-19 berpengaruh negatif signifikan terhadap produktivitas tenaga kerja.
PENGARUH SOCIAL COMMERCE, DIGITAL MARKETING, DAN MARKETPLACE TERHADAP PERTUMBUHAN PENJUALAN UMK SEKTOR MAKANAN DAN MINUMAN DI JAKARTA Nugroho, Kevin Anand; Sebayang, Karuniana Dianta Arfiando; Iranto, Dicky
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 8 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/cendikia.v2i8.2478

Abstract

Peneliti tertarik untuk melakukan penelitian terhadap Pertumbuhan Penjualan UMK sektor makanan dan minuman yang dipengaruhi oleh strategi marketing berupa Digital Marketing atau pemasaran online dan masifnya wadah pengembangan berbasis online dengan adanya penelitian ini dapat menjadi referensi bagi pembaca dan berbagai pihak untuk mewujudkan pemulihan perekonomian Indonesia. Penelitian menggunakan metode kuantitatif dengan pendekatan survei. Data dikumpulkan dengan menyebarkan kuesioner yang dibagian kepada 215 responden. Dengan hasil penelitian yang menujukkan social commerce terhadap pertumbuhan penjualanmemiliki nilai standardized regression weights sebesar 0,211 dan C.R. (Critical Ratio) yang berarti berdampak positifsignifikan. Variabel digital marketing terhadap pertumbuhan penjualan memiliki nilai standardized regression weights sebesar 0,214 dan C.R. (Critical Ratio) sehingga berdampak positif serta signifikan. Variabel marketplace terhadap pertumbuhan penjualan memiliki nilai standardized regression weights sebesar 0,677 dan C.R. (Critical Ratio) sehingga berdampak positif serta signifikan
IMPROVING THE COMPETENCE OF WRITING QUALITY SCIENTIFIC PAPERS FOR EDUCATORS AND ASPIRING ACADEMICS Suparno; Sebayang, Karuniana Dianta A.; Dila Lestari, Fitra; Riswandi; Maulida, Ervina
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 9 No. 2 (2025): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 4 Indexed)

Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.009.2.12

Abstract

Enhancing the competency of scientific writing for educators and future academics has become an urgent necessity in facing global academic challenges. The low number of quality publications and the minimal understanding of international publication standards often hinder academic capacity development. Therefore, this International Collaborative Community Service Program (PPM-KI) aims to equip educators and future academics with scientific writing skills that comply with the standards of reputable national and international journals. Furthermore, this program also encourages cross-country academic collaboration in the production and publication of scientific works, thereby increasing academic recognition and strengthening global scientific networks. Through this program, several targeted outcomes include the publication of articles in ISSN-registered journals or ISBN/ISSN-registered national seminar proceedings, the publication of articles in mass media or online academic platforms, and video documentation of activities uploaded to the LPPM YouTube channel. Additionally, the program also targets the active involvement of students in community service activities and the acquisition of recognition letters from international partners as proof of their enhanced academic capacity. Evidence of collaborative partnership in the form of an Implementation of Arrangement (IA) is also a key outcome, demonstrating the program's success in building international networks. With this program, it is expected that educators and future academics will improve the quality and quantity of their scientific publications, thus contributing to strengthening a more competitive academic ecosystem at the international level. Moreover, the program's success will also support the achievement of key performance indicators for higher education institutions and contribute to academic development based on global collaboration
PENGARUH BUSINESS PLAN DAN DIGITAL MARKETING TERHADAP KETAHANAN UMKM PASCA PANDEMI DI JAKARTA TIMUR Fitrianingsih, Yuli; Sebayang, Karuniana Dianta Arfiando; Mukhtar, Saparuddin
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 1 No 2 (2022): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v1i2.302

Abstract

The objective of this study is to investigate the impact that having a business plan and engaging in digital marketing have had on the resiliency of micro, small, and medium-sized enterprises (MSMEs) in East Jakarta following the pandemic. The population that is the focus of this study is comprised of East Jakarta's 240,512 small and medium-sized businesses. Purposive sampling was used to collect data from these 140 participants to create the sample for this investigation. Processing of data utilizing the SEM (Structural Equation Model) approach with the Smart PLS (Partial Least Squares) tool version 4, which includes the Estimation Test, Evaluation Test, and Mediation Test of the SEM-PLS Model. In light of the results of the hypothesis test, one can reach the following conclusion: the Business Plan variable representing MSME resilience has an influence that is both positive and significant. The influence of digital marketing on the resilience of micro, small, and medium-sized enterprises is positive but insignificant. Meanwhile, the impact of the business strategy on the resiliency of MSMEs is positive but not statistically significant when the intervening variable is digital marketing.
BAGAIMANA MENINGKATKAN MOTIVASI UNTUK MEMPERBAIKI HASIL BELAJAR SISWA? Zaki, Mochammad Choirul; Saptono, Ari; Dianta A. S., Karuniana
JURNAL RISET PENDIDIKAN DAN PENGAJARAN Vol. 3 No. 1 (2024): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jrpp.v3i1.645

Abstract

Education in Indonesia is organized by taking into account the different characteristics and needs of learners. The education process prioritizes the interests and talents of students. At SMA Dewi Sartika, SMA Muhammadiyah 5, and SMA 17 Agustus 45, the learning outcomes of economics subjects show low completeness, namely 34%, 37%, and 35%. The contributing factors include students' lack of self-efficacy and self-regulation, as well as low learning motivation. This study aims to determine the effect of self-efficacy and self-regulation on economic learning outcomes with learning motivation as an intervening variable. The study population was grade X students in the 2022/2023 school year in the three high schools, with a sample of 225 students. Data were collected through questionnaires and analyzed using path analysis with the IBM SPSS 25.0 program. The results showed a positive and significant influence between self-efficacy and self-regulation on economic learning outcomes through learning motivation.
Pengaruh Indeks Produksi Industri, BI Rate, dan Dana Pihak Ketiga Terhadap Penyaluran Kredit Perbankan di Indonesia Tahun 2016-2024 Ira Amelia; Harya Kuncara Wiralaga; Karuniana Dianta A.S
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/7nbh0k67

Abstract

This study aims to analyze the effect of the Industrial Production Index (IPI), BI Rate, and Third-Party Funds (DPK) on bank credit distribution in Indonesia. This research employs a quantitative approach using the Autoregressive Distributed Lag (ARDL) method. The data used are monthly secondary data from 2016 to 2024 obtained from Bank Indonesia, the Financial Services Authority (OJK), the Central Bureau of Statistics (BPS), and CEIC Data. The ARDL method is applied to examine both short-run and long-run relationships among variables. The results show that in the long run, the Industrial Production Index (IPI) has a positive and significant effect on bank credit distribution, while the BI Rate and Third-Party Funds (DPK) do not have a significant effect. In the short run, Third-Party Funds (DPK) significantly affect credit distribution, whereas the Industrial Production Index (IPI) and BI Rate are not significant. These findings indicate that in the long term, credit distribution is driven more by real sector demand, while in the short term it is influenced by banking liquidity conditions. This study is expected to contribute to the development of economic knowledge, particularly in banking and monetary policy, and to serve as a reference for policymakers and banking institutions in formulating strategies to enhance sustainable credit distribution.  
Co-Authors - Kardoyo Adam Ramadan Harahap Aditya Pratama ADITYA PRATAMA Agus Wibowo Agus Wibowo Agus Wibowo Ahmad Nuh Anggi Novia Fitriani Ardilah Fitriani Astriawati Aula Afif Kurniawan Belinda Febrina Bobby Gustmaloe Choirul Anwar CHOIRUL ANWAR Darma Rika Swaramarinda Destria Kurnianti Diary Natama Dicky Iranto Dicky Iranto Dicky Iranto Dila Lestari, Fitra Dona Denise Osman Dwi Handarini Dwi Handarini, Dwi Eka Fitriyani, Eka Eka Sulistyawati Ervina Maulida Erwinsyah, Hendi Fadhil Firmansyah Fardani, Fayza Eka Fitrianingsih, Yuli Gina Mufidah Haneul Hanifah Nurul Maarib Harya Kuncara Wiralaga Haryo Kuncoro Haryo Kuncoro Haryo Kuncoro Henry Eryanto Hera Khairunnisa I Ketut R. Sudiarditha Indra Pahala Ira Amelia Iranita Iranita Isnaini Intan Permadani Khafifah, Aura Khairunnisa, Hera Laelah Purnamasari Malzara, Vidia Ratu Balqis Marsofiyati Marsofiyati Mohamad Rizan Mohammad Sofwan Effendi Mohd Hasimi Yaacob Muflihina, Isma Muhammad Hakimi Mohd Shafiai Muhammad Hasan Muhammad Misbakul Munir Muhammad Rio Julianto Muhammad Yusuf MUHAMMAD YUSUF Munawaroh Munawaroh Mundhiharno Nabila Syaharani Nabilla Ekariyana Mursita Nadiah Nurli Fadilah Nindi Aulia Putri Niretno Pratiwi Nirma Hellyatul Auwalia Nissa Nur Awaliyah Nugroho, Kevin Anand Nur Fatwa Nurdiana Nurlatifah, Dewi Permadani, Isnaini Intan Putri, Rananda Elliza Qurotul Aini RHI Muhammad Ibnu Hibban Riswandi Rubiah Rubiatul Adawiyah safitri, gita Safitri, Sahdia Saparuddin Mukhtar Saptono, Ari Sari, Rini Nurmala Selly Yolanda Selly Yolanda, Selly Setyo Ferry Wibowo Silalahi, Sonya Marintan Siti Aisyah Amini Siti Fatimah Zahra Siti Fatimah Zahra Sri Indah Nikensari Sufriyandi Suparno Suparno Suparno Suparno Suparno Suryadi Suryadi Syifa Habibah Syifa Wulandari Thamrin Tahir Tumpal Manik Widawati, Cindi Dyah Widiyanto, Haya Haura Yaacob, Mohd Hasimi Yuliansyah, Ardian Ridho Zahra, Siti Fatimah Zaki, Mochammad Choirul