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All Journal MIQOT: Jurnal Ilmu-ilmu Keislaman JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ekonomi Islam Martabe : Jurnal Pengabdian Kepada Masyarakat ILTIZAM Journal of Sharia Economic Research JURIS (Jurnal Ilmiah Syariah) Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Taqnin: Jurnal Syariah dan Hukum Economics and Digital Business Review El-Hekam : Jurnal Studi Keislaman Jurnal Bina Bangsa Ekonomika Hamalatul Qur'an : Jurnal Ilmu Ilmu Al-Qur'an Al-Ihda' : Jurnal Pendidikan dan Pemikiran TAMWIL: Jurnal Ekonomi Islam Al-Qisthu: Jurnal Kajian Ilmu-Ilmu Hukum Bayani JURIS (Jurnal Ilmiah Syariah) Jurnal Integrasi Ilmu Syariah (Jisrah) Legal Protection for the Partnership Agreement Parties Media Bina Ilmiah Journal of Artificial Intelligence and Digital Business Jurnal Ekonomi Islam Fastabiq: Jurnal Studi Islam International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Jurnal Ilmiah Falsafah Rangkiang: Journal of Islamic Economics and Business Al-bank: Journal of Islamic Banking and Finance
Syukri Iska, Syukri
Faculty Of Sharia, State Islamic University Of Mahmud Yunus Batusangkar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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FACEBOOK MARKETPLACE AS AN ALTERNATIVE TO ADVANCE THE ECONOMY OF THE UMAM: PERSPECTIVE OF ISLAMIC ECONOMIC LAW Indra, Indra; Iska, Syukri; Dayat, Dayat; Arianti, Farida
Ekonomi Islam Vol. 15 No. 1 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i1.13265

Abstract

Transaction sell purchase is done using the Facebook marketplace platform is very structured big in use technology information as well as the internet at the moment this. Development method marketing product mature this is not it regardless from pattern sell buy and transaction online make law Islam take very important role in respond in perspective law economy Islam. On the basis Islam allow all form transaction muamalah is what is done, as long as Not yet There is the text forbids it transaction that. Facebook Marketplace give solution in promote product seller to get it reachable by buyers with fast and flexible and legal Islam give limitations to transaction the with exists terms and conditions sell buy in Islam, as long as transaction That fulfil provision terms and conditions so transaction the allowed in Islamic and also legal
PELATIHAN KOPERASI BERBASIS SYARIAH DI KELURAHAN GANTING KOTA PADANG PANJANG Pasrizal, Himyar; Iska, Syukri; Nofrivul, Nofrivul; Mirawati, Mirawati; Indah Sari, Chita; Marlin, Khairul; Shobirin, Khairulis; Melia, Yeni
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 4 (2023): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i4.1277-1282

Abstract

Koperasi syariah merupakan salah satu bagian dari lembaga keuangan syariah yang berlandaskan pada prinsip syariah untuk menciptakan kesejahteraan bagi masyarakat. Koperasi Merapi Singgalang merupakan salah satu koperasi yang ada di Kelurahan Ganting Kota Padang Panjang yang saat ini sedang melakukan peralihan system pelaksanaan dari sistem konvensional ke sistem syariah. Namun pada saat ini dalam kegiatan yang dilakukan masih terdapat unsur riba karena minimnya pengetahuan anggota maupun masyarakat disekitar terkait hal itu. Dengan demikian pengabdian ini bertujuan untuk memberikan wawasan serta ilmu pengetahuan agar bisa memberikan perubahan yang lebih baik terhadap pelaksanaan koperasi ini kedepannya. Pelaksanaan kegiatan ini dilakukan dalam tiga tahapan yaitu tahap persiapan, tahap pelaksanaan, dan tahap evaluasi. Tim pengabdian saling bekerja sama dengan anggotakoperasi  untuk mempersiapkan acara agar berjalan dengan lancar. Melalui kegiatan ini dapat memberikan pengetahuan dan menjadikan koperasi syariah sebagai roda perekonomian masyarakat yang bebas riba dan bisa meningkatkan kesejahteraan masyarakat sekitarnya.
The Role Of Islamic Banks In Increasing The Financial Inclusion Of The People Of Panyabungan City, Mandailing Natal District Jureid, Jureid; Iska, Syukri
Al-bank: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15383

Abstract

Islamic banking in Indonesia has grown significantly, but its services remain unevenly distributed, especially in rural areas like Mandailing Natal Regency, where only 30% of residents access formal financial services (BPS, 2023). This study examines the role of Islamic banks in improving financial inclusion in Panyabungan City. Using a quantitative method and 100 respondents, data were collected via structured questionnaires and analyzed with PLS-SEM. Results show that financial literacy (β = 0.422; p = 0.000) and perception of Islamic banks (β = 0.493; p = 0.000) significantly affect financial inclusion, with R² = 0.647. Despite high account ownership, digital service use and financing remain low. Findings underscore the importance of strengthening financial literacy and expanding access to Islamic digital banking. Recommendations include targeted financial education and outreach strategies to enhance service utilization in underserved regions
Maqasid Syariah sebagai Kritik Filosofis terhadap Dominasi Murabahah dalam Perbankan Syariah Modern: Sebuah Systematic Literature Review Afril, Afril; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

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Abstract

This study aims to philosophically analyze the dominance of the murabahah financing contract in modern Islamic banking through the perspective of Maqāṣid al-Sharī‘ah using a Systematic Literature Review (SLR) approach. A total of 15 scientific articles were selected after a rigorous screening process based on thematic relevance, methodological feasibility, and full-text availability. The results indicate that the dominance of murabahah in the financing portfolio of Islamic banks is primarily driven by profitability orientation and risk-management efficiency rather than ethical and socio-economic objectives of Islamic economics. Empirical findings reveal that murabahah significantly contributes to profit generation and financial stability in Islamic banks; however, its operational practice often deviates from the substantive nature of a genuine sale contract and drifts away from the principles of justice and public welfare. Based on a maqasid analysis, current murabahah practices have not fully reflected the higher objectives of Islamic law, particularly in relation to the protection of property (ḥifẓ al-māl), justice (‘adālah), and social balance. Therefore, this research highlights the urgency of murabahah reform through a maqasid-compliance approach as the foundation for reconstructing the paradigm of Islamic economics—toward a financial system that is not only formally sharia-compliant, but also substantively aligned with social benefit and ethical well-being.
Keadilan Distribusi sebagai Capability to Do Good: Integrasi Pendekatan Amartya Sen dengan Konsep Maqāṣid al-Syarī‘ah Saputra, Jimmi; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

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Abstract

This article aims to formulate a new axiological framework of distributive justice within Islamic Economic Philosophy as a response to the inadequacy of resource-based justice theories. Using a comparative–integrative analytical method grounded in an in-depth literature study of 20 primary sources, this research juxtaposes Amartya Sen’s Capability Approach with the Maqāṣid al-Sharī‘ah paradigm. The analysis reveals that Sen’s concept of capability requires an explicit moral direction, which is fully provided by Maqāṣid through the principle of Falāh, since justice in Islam is inherently tied to ethical and social responsibility. This synthesis results in a conceptual novelty: Distributive Justice as Capability to Do Good (CTDG). CTDG asserts that distribution must generate capabilities that are directed toward doing good (iḥsān) and contributing to society. The concept is practically validated through the instrument of Productive Zakat, where the highest measure of success is the transformation of mustahik into muzakki. This status change demonstrates that the purpose of distribution transcends individual freedom and reaches an ethical-social function that requires empowered individuals to become agents of goodness. CTDG offers a new evaluation standard for Islamic philanthropic institutions, shifting the focus from merely achieving material welfare to developing moral-social capability.
Prinsip Produksi Berkeadilan dalam Ekonomi Islam: Pengaruhnya terhadap Keberlanjutan Bisnis di Era Modern Fitri, Meli Diana; Iska, Syukri; Hidayati, Azifah; Marlion, Fandi Ahmad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.4256

Abstract

Persoalan struktural dalam sistem produksi konvensional khususnya kapitalisme sering menimbulkan ketimpangan distribusi nilai, eksploitasi tenaga kerja, dan kerusakan lingkungan. Sementara itu, sosialisme menekankan pemerataan, menghadapi kendala rendahnya efisiensi dan inovasi. Ekonomi Islam menawarkan alternatif melalui prinsip keadilan (‘adl), amanah, maslahah, keseimbangan (tawazun), serta larangan praktik eksploitatif seperti riba, gharar, dan zalim. Penelitian ini akan mengkaji bagaimana Ekonomi Islam mendefinisikan keadilan dalam berproduksi, elemen utama prinsip produksi berkeadilan, implementasi dari prinsip-prinsip ekonomi Islam dalam praktik bisnis kontemporer dan sejauh mana penerapannya dapat memperkuat keberlanjutan bisnis secara ekonomi, sosial dan lingkungan. Penelitian ini bertujuan untuk menganalisis prinsip produksi berkeadilan dalam ekonomi Islam serta relevansinya terhadap keberlanjutan bisnis di era modern. Penelitian ini menggunakan metode studi literatur dengan menelaah berbagai sumber akademik yang berkaitan dengan etika produksi syariah, maodel produksi kapitalistik dan sosialistik, serta konsep keberlanjutan bisnis. Hasil penelitian menunjukkan bahwa prinsip produksi berkeadilan dalam ekonomi Islam mampu memperkuat keberlanjutan bisnis melalui pemberian upah yang layak, kemitraan berbasis bagi hasil, distribusi kekayaan yang lebih proporsional, serta perlindungan terhadap sumber daya alam. Model produksi Islam terbukti menawarkan sintesis antara efisiensi mekanisme pasar dan pemerataan distribusi, sekaligus didukung landasan etika transendental. Kesimpulan penelitian menegaskan bahwa ekonomi Islam menyediakan kerangka produksi yang lebih holistik, beretika, dan berkelanjutan dibandingkan pendekatan konvensional.
Analisis Filsafat Ekonomi Islam terhadap Diskon Dompet Digital: Telaah Kritis Pemikiran Erwandi Tarmizi tentang Potensi Riba dalam Fintech Syariah Pratama Harista, Redo; Lutfi, Ahmad; Iska, Syukri
JURNAL ILMIAH FALSAFAH: Jurnal Kajian Filsafat, Teologi dan Humaniora Vol. 11 No. 1 (2025): JURNAL ILMIAH FALSAFAH
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/jif.v11i1.4610

Abstract

This study aims to critically examine Erwandi Tarmizi’s perspective on the legal status of digital wallet discounts within the framework of Islamic economic philosophy and the maqāṣid al-sharī‘ah approach. The rapid growth of electronic payment systems in Indonesia, with national electronic money transactions reaching IDR 519.24 trillion in 2023, has intensified scholarly debates regarding the permissibility of promotional incentives such as discounts and cashback, particularly in relation to the potential presence of hidden usury in modern fintech mechanisms. Erwandi asserts that digital wallet discounts constitute benefits derived from a qardh (loan) contract and therefore fall under the category of riba. In contrast, the National Sharia Council of Indonesia (DSN-MUI) through Fatwa No. 116/DSN-MUI/IX/2017, along with contemporary scholars such as Oni Sahroni, argue that digital wallet transactions operate under wadī‘ah or wakālah contracts, positioning discounts as permissible promotional hibah rather than prohibited loan-based gains. Using a library research design combined with a normative-philosophical and contextual approach, this study compares the epistemological foundations and legal implications of these differing viewpoints and analyzes their relevance within the socio-economic realities of the digital economy. The findings reveal that the legal judgment regarding digital wallet discounts cannot be generalized but must be determined based on the structure of the underlying contract, the causal relationship of the benefit, and its impact on public interest. The study concludes that a maqāṣid-based moderation approach is essential for formulating balanced and adaptive regulatory frameworks for Islamic fintech in contemporary economic development.
Co-Authors Abdul Hamid Abdurrahman Abdurrahman Afril, Afril AFRIZON AFRIZON, AFRIZON AHMAD LUTFI Antoni Antoni Arianti, Faridah Asrida Asrida, Asrida Chita Indah Sari Chitra Indah Sari David David Dayat Dayat, Dayat Defriza, Rita Deswan, Roki Ade Edy Saputra Effendi, Amri Eficandra Eficandra Elfiana Elimartati Elimartati Elsy Renie Elsy Renie Eri Susanto Evi Hendri Susanto Farida Arianti Firdaus Firdaus Fitri Yani Fitri Yenti Fitri, Meli Diana Fitriani Fitriani Hamdani Hamdani Hidayati, Azifah Himyar Pasrizal Husein 'Azeemi Abdullah Thaidi Husnani Husnani Ifelda Nengsih Ifelda Nengsih Indah Sari, Chita Indah Sari, chitra Indah Tri Rahayu Indra Indra Indra Jaya Jureid, Jureid kasmidin, kasmidin Khairulis Shobirin Mahmudi, Rosyid Mak'ruf, Jamalludin Marlin, Khairul Marlion, Fandi Ahmad Melia, Yeni Mirawati Mirawati Mirawati Mirawati Mohammad Ridwan Muhammad Danil, Muhammad Nasfi, Nasfi Nofialdi, Nofialdi Nofrivul Nofrivul Nofrivul, Nofrivul Nofrivul, Nofrivul Parizal, Himyar Pratama Harista, Redo PUTRIANA, VIMA TISTA Rahmadona, Rahmadona Rizal, Deri Sakdiah Nasution Saputra, Jimmi Shobirin, Khairulis Sri Yunarti Subuhi, Ilham Mul Susanti Krismon Sy, Miftahul Zikri Ummi Annis binti Yusof Vima Tista Putriana Yeni Melia YULIANA, FITRIA Zakiati Salma Zikra Rahmi Zulkifli Zulkifli