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The Role of Profit and Loss Sharing (PLS) in Establishing Economic Stability Burhansyah, Luki; Janwari, Yadi; Hasanuddin, Muhammad
Strata International Journal of Social Issues Vol. 2 No. 2 (2025): August
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sijosi.v2i2.366

Abstract

This study aims to analyze the role of profit and loss sharing (PLS) as a monetary instrument in supporting financial and macroeconomic stability within the framework of the Islamic economic system. Unlike conventional approaches that rely on interest rates, PLS offers a financing alternative based on the principles of justice, partnership, and risk-sharing. Employing a qualitative method through library research, this study examines classical and contemporary literature on Islamic monetary systems using a multidisciplinary approach, including theological, Islamic legal (fiqh al-muamalat), and macroeconomic perspectives. The findings reveal that PLS can enhance resource allocation efficiency, reduce speculative practices, and strengthen the link between the financial and real sectors. Furthermore, PLS contributes to financial inclusion and the growth of productive sectors, particularly micro, small, and medium-sized enterprises (MSMEs), thereby promoting more resilient and sustainable economic stability. Optimizing the role of PLS in Islamic monetary policy requires adaptive regulatory support, increased institutional capacity of Islamic financial institutions, and the development of innovative PLS-based financial products. These findings are expected to contribute to the advancement of Islamic economic theory and offer policy recommendations to foster an inclusive and equitable path toward economic stability.
MONEY, BANKS, AND MONETARY POLICY (A SHARIA ECONOMIC LAW APPROACH) Rumatiga, Hidayat; Janwari, Yadi; Hasanuddin, Muhammad
DE'RECHTSSTAAT 2024: SPECIAL ISSUE ON DJUANDA INTERNATIONAL CONFERENCE ON SOCIAL SCIENCES (DICSS) 2024
Publisher : Fakultas Hukum Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Along with the dynamics of the global and domestic economy, the challenges faced by the monetary system are increasingly complex. The financial crisis, technological changes in payment systems, and developments in the global market have had a significant impact on the way money and banks operate. For example, the emergence of digital currencies and fintech has changed the traditional financial landscape, creating new opportunities and risks. This study aims to understand the relationship between money, banks, and monetary policy in the context of the Indonesian and Islamic economies. The methods used are the approach of revelation, the opinions of scholars, and fatwas as well as the results of other relevant research. The results of the study show that monetary policy is a policy made by Bank Indonesia in order to control the circulation of money so that it remains stable and aims to maintain the stability of the rupiah; maintain the stability of the payment system, and help maintain the stability of the financial system to support sustainable economic growth. The Prophet Muhammad SAW used two currencies, dinar (gold) and dirham (silver). The Prophet Muhammad established the dinar and dirham currencies as the monetary standards at that time. Where both types of currencies were adopted from Rome and Persia.
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP PERAN BANK ADMINISTRATOR RDN (REKENING DANA NASABAH) KONVENSIONAL DI PT. INDOPREMIER SEKURITAS Nurhayati, Fiska; Hasanuddin, Muhammad; Fatoni, Siti Nur
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10856

Abstract

RDN Bank Administrators are investors' deposit funds, at this time in Indonesia there have been three RDN Sharia Bank Administrators. This research is motivated by regulations regarding the prohibition of using Ribawi financial services in investments in the Islamic capital market. All instruments and mechanisms in the Islamic capital market must be in accordance with Islamic principles. There are Securities Companies that use conventional RDN Administaror Banks in sharia securities sale and purchase transactions. Securities companies that provide SOTS (Sharia Online Trading System) facilities should have all the processes adjusted to the provisions issued by the regulator. This study aims to determine the legal position of conventional RDN (Customer Fund Account) storage according to Sharia Economic Law in Indonesia. The method used in this research is juridical-normative. Based on the results of the study, it can be concluded that the activities of Islamic capital market investment in PT. Indo Premier Sekuritas has used SOTS (Sharia Online Trading System) as well as in its mechanism PT.Indo Premier Sekuritas has separated from non-halal effects. However, it becomes an obstacle when investors move their securities accounts from regular to SOTS, RDN banks that are used continue to use conventional. The legal status of depositing Conventional RDN (Customer Fund Account) according to the juridical aspects of Sharia Economic Law is not in accordance with sharia principles in the capital market, and has violated POJK No. 15 of 2015 Article 2 Paragraph 1 concerning Application of Sharia Principles in the Capital Market.
KEBIJAKAN MONETER SEBAGAI PENGENDALI INFLASI DAN NILAI TUKAR Harsono, Heri Budi; Janwri, Yadi; Hasanuddin, Muhammad
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 1 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i1.1503

Abstract

The central bank plays a crucial role in the economy through the implementation of monetary policy to maintain inflation and exchange rate stability. As an inflation controller, the central bank uses instruments such as interest rates, open market operations, and mandatory reserve settings to control the money supply and adjust aggregate demand. Tight monetary policy is applied to suppress inflation, while expansionary policies are carried out in weak economic conditions to promote growth. On the other hand, in maintaining exchange rate stability, the central bank can intervene in the foreign exchange market to reduce currency volatility and maintain economic competitiveness. With price and exchange rate stability maintained, the economy can grow sustainably and avoid uncertainty. The role of the central bank becomes increasingly important in the face of complex global and domestic dynamics, and requires good coordination with fiscal policy to achieve optimal macroeconomic objectives. The economic development of a country, including in Indonesia, is certainly inseparable from the monetary and fiscal policies pursued by each country concerned. But the monetary and fiscal policies pursued vary by country depending on the real economic conditions, direction, and development goals to be achieved. Monetary and fiscal policy management in principle aims to maintain the inflation rate by regulating the circulation of money and interest rates that tend to increase in society. Bank Indonesia is an independent institution that has the task of determining and implementing monetary policy so that the value of the rupiah remains stable and the inflation rate can be controlled in order to maintain and increase Indonesia's economic growth. Keywords: monetary, inflation, central bank
Diseminasi pendidikan seks sebagai upaya menekan angka pernikahan dini Mustaufir; Hanafi, Moch. Irfan; Wahyuni, Sri; Hasanuddin, Muhammad; Sabilarrosyadi
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 4 No. 2 (2023)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v4i2.20520

Abstract

Sebagaimana hasil observasi di SMK AL HUDA Patokpicis, Kecamatan Wajak Kabupaten Malang yakni terdapat 20% peserta didik yang putus sekolah setiap tahunnya karena pernikahan dini. Maka dari itu pengabdi beserta beberapa rekannya selaku Mahasiswa Kandidat Sarjana Mengabdi dari Universitas Islam Malang (UNISMA) melakukan penguatan edukasi tentang seks dan problematika pernikahan dini di SMK AL HUDA melalui kegiatan kegiatan sosialisasi dengan tema signifikansi pendidikan untuk meminimalisir angka pernikahan usia dini. Kegiatan sosialisasi tersebut bertujuan untuk membangun pemahaman peserta didik mengenai edukasi seks dan menekan potensi terjadinya pernikahan dini dalam rangka memperbaiki kualitas sosial budaya dari basis (perbaikan mental generasi muda) yang dimulai dari para pelajarnya. Dan tahapan pelaksanaan itu memuat penjelasan tentang pernikahan dini sebagai problem atau solusi yang mencakup 3 aspek yakni edukasi seks dan pernikahan dini berdasarkan tinjauan kesehatan, emosional dan psikologi. Dan hasil dari kegiatan ini mulai terlihat dalam bentuk meningkatnya pemahaman peserta didik terkait edukasi seksual dan pernikahan dini, hal ini ditandai dengan jawaban para peserta didik yang tepat dan akurat setelah melalui evaluasi tes berbasis diskusi.
Perkawinan Endogami Pada Komunitas Habaib Di Kabupaten Lumajang Perspektif Law As A Tool Of Social Engineering Roscou Pond Hasanuddin, Muhammad; Junaidi, Ahmad; Busriyanti, Busriyanti
Jurnal Penelitian IPTEKS Vol. 9 No. 2 (2024): JURNAL PENELITIAN IPTEKS
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/penelitianipteks.v9i2.2214

Abstract

Kalangan Habaib di Kabupaten Lumajang merupakan penduduk yang berdiaspora dan primordialisme yang di dalamnya menarik garis keturunan Habaib. Hal ini berpengaruh pada pranata pilihan perkawinan yang mereka praktikan, yaitu sistem perkawinan endogami yang dianut. Penelitian ini bertujuan untuk mengetahui praktik dan faktor yang mempengaruhi perkawinan endogami pada Komunitas Habaib di Kabupaten Lumajang, termasuk menganalisis dari perspektif Law as a Tool of Social Engineering Roscoe Pound. Penelitian ini termasuk jenis penelitian lapangan (field research) dengan pendekatan fenomenologi. Pengumpulan data menggunakan metode wawancara dan dokumentasi serta serangkaian analisa menggunakan teori sistem hukum Social Engineering Roscou Pound. Fenomena praktik perkawinan endogami Komunitas Habaib terdapat  2  pola, yakni dijodohkan sejak kecil dan tidak dijodohkan namun tetap menikah dengan kerabat sendiri. Hasil penelitian menunjukkan setidaknya terdapat 4 alasan terjadinya perkawinan endogami Komunitas Habaib di Kabupaten Lumajang, meliputi faktor penjagaan terhadap nasab, perjodohan, doktrinasi, kesetaraan (kufu’). Dalam perspektif social engineering, perkawinan endogami mampu dipertahankan, khususnya pada keturunan Komunitas Habaib Kabupaten Lumajang karena mencakup tiga unsur penggunaan hukum diantaranya: public interest, social interest, dan private interest
Analysis of the Role of Social Media in Shaping Public Opinion on Social Issues Hasanuddin, Muhammad; Khodijah, Siti; Rizki, Cindy Atika
Journal of Computer Science, Artificial Intelligence and Communications Vol 1 No 1 (2024): May 2024
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jocsaic.v1i1.1

Abstract

This research aims to analyze the role of social media in shaping public opinion on social issues that are developing in society. Social media has become the main platform for the dissemination of information and public communication, replacing the traditional role of mass media in shaping public perception. This research uses a qualitative approach with literature study methods and observation of public interactions on various social media platforms such as Twitter, Instagram, and Facebook. The research results show that social media has a significant influence in shaping public opinion, especially through content virality, the role of influencers, and algorithmic mechanisms that reinforce echo chambers. Social issues such as gender equality, the environment, and social justice become active discussion topics and are capable of creating digital social movements. However, the role of social media also brings challenges such as the spread of misinformation and opinion polarization. Thus, a deeper understanding of social media dynamics becomes important for the healthy and constructive management of public issues. This research is expected to contribute to the development of more effective social communication strategies in the digital era
Integration of Artificial Intelligence in Modern Communication Systems Khodijah, Siti; Hasanuddin, Muhammad; Rizki, Cindy Atika
Journal of Computer Science, Artificial Intelligence and Communications Vol 1 No 1 (2024): May 2024
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jocsaic.v1i1.2

Abstract

The integration of Artificial Intelligence (AI) in modern communication systems marks a transformative era in the way data is transmitted, processed, and interpreted. This study explores the role of AI technologies—including machine learning, deep learning, and natural language processing—in enhancing the performance, efficiency, and security of communication networks. By examining various AI-driven applications such as intelligent routing, automated network management, and real-time speech and image recognition, this research highlights the significant improvements in latency reduction, bandwidth optimization, and system adaptability. Furthermore, the paper discusses challenges in AI implementation, including data privacy, computational complexity, and ethical concerns. The findings emphasize that while AI presents vast opportunities for innovation in communication systems, a robust framework is necessary to ensure reliability, transparency, and sustainable development.
Optimization of Computer Network Performance Using Heuristic Algorithms Supiyandi, Supiyandi; Hasanuddin, Muhammad
Journal of Computer Science, Artificial Intelligence and Communications Vol 1 No 1 (2024): May 2024
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jocsaic.v1i1.3

Abstract

As the complexity and demand for speed and efficiency in modern computer networks increase, network performance optimization becomes a major challenge in the world of information technology. Issues such as high latency, limited bandwidth, and uneven load distribution often hinder network performance. This research aims to explore and implement heuristic algorithms as a solution to optimize computer network performance. Heuristic algorithms, such as genetic algorithms, ant colony optimization, and particle swarm optimization, offer adaptive and efficient approaches in seeking optimal solutions to complex problems that cannot be solved exactly in a reasonable time. This research conducts simulations of various network scenarios, focusing on optimal route selection, traffic management, and network resource allocation. The simulation results show that the use of heuristic algorithms can increase throughput, reduce delay, and improve bandwidth utilization efficiency compared to conventional approaches. Additionally, the algorithms used are capable of dynamically adapting to changes in topology and network conditions. These findings demonstrate the great potential of heuristic algorithms in managing future networks that are smarter and more responsive. This research provides theoretical and practical contributions to the development of efficient, flexible, and real-time operationally capable network systems.
ANALISIS FAKTOR–FAKTOR YANG MEMPENGARUHI PERSEPSI WAKIF TENTANG WAKAF UANG Ambarwati, Wulan Sulistya; Hasanuddin, Muhammad
Likuid Jurnal Ekonomi Industri Halal Vol. 2 No. 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v2i1.15310

Abstract

Wakaf uang merupakan produk inovasi baru dari wakaf yang sangat potensial dan memiliki produktivitas dan fleksibilitas yang lebih luas. Namun wakaf uang ini masih belum popular di kalangan masyarakat, belum lagi dengan berbagai perbedaan pandangan terhadap kebolehannya walaupun sudah ada Fatwa DSN MUI yang membolehkan. Sehingga karena hal tersebut persepsi di masyarakat mengenai wakaf uang pun berbeda-beda ada yang setuju dan ada yang tidak. Sebuah persepsi akan terbentuk karena dipengaruhi oleh beberapa faktor baik yang berasal dari diri pemersepsi, dari objek persepsi, ataupun dari lingkungan sekitarnya. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh dari faktor pendidikan, pemahaman, akses media informasi, dan kondisi lingkungan terhadap persepsi wakif mengenai wakaf uang baik secara simultan ataupun secara parsial. Jenis penelitian ini adalah penelitian lapangan, dengan metode yang digunakan dalam penelitian ini adalah analisis deskriptif dengan pendekatan kuantitatif. Analisis data dengan menggunakan analisis regresi logistik biner, dimulai dari uji instrument penelitian (validitas dan reliabilitas kuisioner), uji kelayakan model regresi (Hosmer and Lemeshow Goodness of Fit Test), uji keseluruhan model regresi (Overall Model Fit), dan uji signifikansi (Uji Ombinus Test dan Uji Wald). Hasil penelitian menyatakan bahwa faktor yang memiliki pengaruh signifikan terhadap persepsi wakif tentang wakaf uang di lingkungan Kementerian Agama Kabupaten Majalengka adalah faktor pemahaman mengenai wakaf uang karena memiliki taraf signifikansi 0,007 < 0,05. Sedangkan faktor lainnya yaitu tingkat pendidikan, akses media informasi, dan kondisi lingkungan memiliki pengaruh yang tidak signifikan karena memiliki taraf signifikansi > 0,05.