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All Journal Jurnal Manajemen Bisnis DERIVATIF Akuisisi : Jurnal Akuntansi Admisi dan Bisnis FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Jurnal Bisnis Darmajaya Dedication : Jurnal Pengabdian Masyarakat Jurnal Sekretari Universitas Pamulang Jurnal Fokus Manajemen Bisnis JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Dinamika Jurnal Ekonomi Efektif Sinar Sang Surya: Jurnal Pusat Pengabdian kepada Masyarakat Jurnal Akuntansi AKTIVA Jurnal Manajemen DIVERSIFIKASI Dedication : Jurnal Pengabdian Masyarakat PROSIDING SEMINAR NASIONAL PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT (SNPPM) UNIVERSITAS MUHAMMADIYAH METRO Journal of Oikonomia Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi Studi Akuntansi dan Bisnis Indonesia
Ardiansyah Japlani, Ardiansyah
Universitas Muhamamdiyah Metro
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Energy Environmental Science Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

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Pengaruh Penggunaan Media Sosial Facebook dan Literasi Kewirausahaan Terhadap Motivasi Berwirausaha Dengan Efikasi Diri Sebagai Variabel Intervening Kusuma Wardani; Ardiansyah japlani; Nani Septiana
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 1 (2026): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i1.6521

Abstract

Population growth in Indonesia, according to the latest Central Statistics Agency (BPS) data, has now reached 278.69 million people by mid-2023. Based on Trading Economy data, Indonesia is the country with the second highest unemployment rate in Southeast Asia this year. It was recorded that the domestic unemployment rate reached 5.45% in February 2023. Unemployment is a major problem, especially in developing countries like Indonesia with high population growth rates. In fact, the high population growth in Indonesia is not balanced with the growth in employment opportunities or the availability of jobs in society. The method used in this research is quantitative, the data collection technique is through distributing questionnaires. The sample for this research is 76 FEB Muhammadiyah University Metro students, Class of 2020. Data was collected using a questionnaire and data analysis using validity test, reliability test, normality test, linearity test, homogeneity test, multiple linear regression analysis, t test, f test, determinant coefficient test (R2) and using SPSS 26. The results of this study show that There is a positive and significant influence of the use of Facebook social media and entrepreneurial literacy on entrepreneurial motivation. There is a positive and significant influence of the use of Facebook social media and entrepreneurial literacy on self-efficacy. There is a positive and significant influence of the use of Facebook social media and entrepreneurial literacy on entrepreneurial motivation with self-efficacy. as an intervening variable
Manajemen Risiko Korporat dalam Menghadapi Ketidakpastian Kebijakan Global: Analisis Event Study pada Sektor Energi Indonesia Ardiansyah Japlani; Suwarto; Nurris Septa Pratama
Jurnal Ekonomi Efektif Vol. 8 No. 1 (2025): JURNAL EKONOMI EFEKTIF
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jee.v8i1.54217

Abstract

Kebijakan energi yang diterapkan selama pemerintahan Presiden Donald Trump memberikan dampak signifikan terhadap pasar energi global, termasuk sektor energi di Indonesia. Penelitian ini bertujuan untuk mengukur dampak kebijakan energi Trump terhadap fluktuasi harga saham perusahaan energi yang terdaftar di Bursa Efek Indonesia (BEI). Menggunakan metodologi penelitian kuantitatif dengan pendekatan studi peristiwa, penelitian ini menganalisis abnormal return (AR) dan cumulative abnormal return (CAR) di sekitar pengumuman tarif 10% yang diberlakukan oleh pemerintahan Trump. Penelitian ini mencakup 12 perusahaan energi yang terdaftar di BEI selama periode April 2025. Hasil penelitian menunjukkan bahwa tidak ada perbedaan signifikan secara statistik antara CAR sebelum dan setelah pengumuman tarif, yang mengindikasikan bahwa pasar mungkin sudah mengantisipasi kebijakan tersebut atau dampak langsung dari tarif tersebut tidak cukup besar untuk memicu reaksi pasar yang signifikan. Penelitian ini juga memberikan wawasan mengenai volatilitas harga saham energi di Indonesia dan memberikan rekomendasi bagi perusahaan energi serta pembuat kebijakan untuk menghadapi tantangan yang ditimbulkan oleh perubahan kebijakan global. .  
Pengaruh Komisaris Independen Dan Komite Audit Terhadap Audit Delay (Studi Kasus Pada Indeks Saham LQ-45 Yang Terdaftar Di Bursa Efek Indonesia Tahun 2019-2021) Hesti Elmania; Febriyanto; Ardiansyah Japlani
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 4 (2024): Desember
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i4.4297

Abstract

Based on the tests that have been carried out by the researchers using the requirements analysis test using the requirements analysis test (descriptive statistical analysis and normality test), testing the classical assumptions regression requirements using (multicollinearity test, autocorrelation test, heteroscedasticity test) and hypothesis testing using (t test , F test and R2 determination test) the results show that the independent commissioner has a positive and significant effect on audit delay and the audit committee also has a positive and significant effect on audit delay and the simultaneous test shows that the independent commissioner and audit committee have a joint effect on audit delay on the LQ-45 stock index listed on the Indonesia Stock Exchange from 2019 to 2021.
Financial Literacy, Social Status, Lifestyle, and FOMO on Generation Z Financial Management Feby Pratiwi Handayani; Ardiansyah Japlani; Karnila Ali
Studi Akuntansi dan Bisnis Indonesia Vol 1 No 4 (2025): October
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), STIE Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/sabi.v1i4.506

Abstract

Purpose: This study examines the partial and simultaneous effects of financial literacy, social status, lifestyle, and Fear of Missing Out (FOMO) on personal financial management among Generation Z in Metro City, Lampung Province, Indonesia. Methodology: A quantitative descriptive survey was conducted with 100 Generation Z respondents (born 1997–2012) who had manageable income. Respondents were selected using purposive sampling methods. Data were collected using a validated and reliable Likert-scale questionnaire and analyzed using multiple linear regression after fulfilling classical assumption tests. Results: Financial literacy (β= 0.364, p< 0.001) and lifestyle (β= 0.201, p= 0.042) significantly and positively influenced personal financial management. Meanwhile, social status (β= 0.151, p= 0.067) and FOMO (β= 0.129, p= 0.142) have positive but statistically insignificant effects on purchase intention. Simultaneously, all variables significantly affected personal financial management (F= 19.471, p < 0.001), with an Adjusted R² of 0.823, indicating that 82.3% of the variance in financial management was explained by the model. Conclusions: Financial literacy is the most influential factor in shaping the financial management behavior of Generation Z, followed by lifestyle. Social status and FOMO did not independently exert significant effects. Limitations: This study is limited to Generation Z in Metro City and employs purposive sampling, which may reduce generalizability. Contribution: This study extends the understanding of Generation Z’s financial behavior by integrating financial literacy, social status, lifestyle, and FOMO, while emphasizing the importance of financial education in improving financial management practices.
Pemberdayaan IRT Geblek di Kelurahan Trimurjo melalui Digitalisasi dan Peningkatan Kualitas Produk untuk Kemandirian Ekonomi dan Ketahanan Pangan Lokal Dani Anggoro; Karnila Ali; Ardiansyah Japlani
JURPIKAT Vol 6 No 4 (2025)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v6i4.2723

Abstract

Geblek Mbak Sun Home Industry (IRT) in Trimurjo Village processes cassava into geblek, a traditional Yogyakarta delicacy popular in Lampung. This enterprise employs 20 workers with an average daily production of 200 kg of cassava. However, it faces several challenges, including limited product shelf life, lack of flavor innovation, simple financial recording, absence of standardized operating procedures (SOP), limited access to clean water, and restricted marketing reach. The Community Service Program (PkM) was implemented through observation, socialization, product and packaging innovation training, financial and SOP training, digital marketing training, technology adoption, and mentoring. The results showed improvements in product shelf life through vacuum sealer technology, development of two new product flavors, adoption of digital financial recording, establishment of production SOPs, digital marketing through WhatsApp Business, Marketplace, and website platforms, as well as market expansion with increased sales beyond the Trimurjo area
Penguatan Kewirausahaan Sosial dalam Pelaku UMKM: Integrasi Teknik Sipil dan Konseling untuk Pengelolaan Sumber Daya Alam Ardiansyah Japlani; Eva Rolia; Eva Faliyanti; Hadi Pranoto; Dharmawan Dharmawan; Andiana Rosid; Jessica Norenza; Aulia Pangestu
SINAR SANG SURYA Vol 9 No 2 (2025): Agustus 2025
Publisher : UM Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/sss.v9i2.4300

Abstract

This community service program aimed to enhance the capacity of Small and Medium Enterprise (SME) actors in Kelurahan Iringmulyo, focusing on the development of social entrepreneurship based on natural resource management and clean water management. The program combined interdisciplinary expertise in social entrepreneurship, civil engineering (water management), and counseling to provide a holistic approach to capacity building. The activities included training on social entrepreneurship, practical techniques for sustainable water management, and counseling sessions aimed at improving teamwork and entrepreneurial motivation. A total of 15 participants from the local SME community were involved in the program. Pre- and post-test evaluations showed a significant increase in participants' understanding of social entrepreneurship and water management, with an average improvement of 35% and 40%, respectively. The counseling sessions also had a positive impact on the participants’ teamwork and motivation, with 85% of participants reporting increased confidence and a better understanding of the importance of collaboration in managing social enterprises. The program demonstrated positive results in empowering the participants by enhancing their entrepreneurial skills and providing them with the tools to manage natural resources efficiently. The ongoing mentoring and collaboration with external partners will ensure the sustainability of the knowledge and skills acquired during the program, contributing to the long-term development of the community. Overall, this initiative successfully equipped the SME actors with the necessary knowledge and motivation to manage socially impactful businesses and address local environmental challenges.
Dampak Financial Technology Terhadap Kinerja Keuangan (Studi Kasus Sub Sektor Perbankan 2019-2022) Yana Apriana; Ardiansyah Japlani; Karnila Ali
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 3 (2026): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i3.6986

Abstract

In the current modern era, the development of science and technology in Indonesia is no longer something foreign to Indonesian people. The emergence of financial technology (fintech) has changed the way people use financial services. In Indonesia, the banking sector has become one of the sectors most affected by fintech developments. Various fintech platforms and applications have emerged, offering various services such as digital payments, online loans, peer-to-peer investments, and more. The type of research used in this research is quantitative research. The approach used in this research is a descriptive quantitative approach. The population used in this research is data collected based on a yearly period. So the population in this study are financial reports that have been published by Bank BRI, Mandiri, BCA, BNI and BTN 4 years before using financial technology and 4 years after using financial technology, namely in 2019-2022. To test the hypothesis that has been proposed, the researcher used the Paired Sample T-Test. From the results of the tests that have been carried out, it can be concluded that in the BOPO and ROA ratios of the five banks, only BTN bank has differences before and after using Fintech. Meanwhile, the NPL ratios of the five banks did not experience any differences from before or after adopting Fintech.
Pengaruh Diversifikasi Produk, Kualitas Produk, Dan Harga Terhadap Kepuasan Pelanggan Aulia Ananta; Japlani, Ardiansyah; Widodo, Deny Edy
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 3 (2026): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i3.6933

Abstract

The business sector is rapidly expanding alongside increasing human needs, leading to the emergence of many new ventures striving to anticipate spikes in consumer demand. To confront the competition from these numerous businesses, companies must succeed in the competition to advance by developing and providing products or services that can satisfy consumer needs. This research aims to analyze the influence of product diversification, product quality, and price on consumer satisfaction at the Specialgift Punggur flower bouquet store. The method used is quantitative research. The population of this study consists of consumers who have purchased products from the Specialgift Punggur flower bouquet store. A sample of 96 people was selected using the Purposive Sampling method, which is a type of Non-Probability Sampling. Data were collected through observation, questionnaires, and library research. Data analysis used instrument requirement tests, namely validity and reliability tests. Analysis of the data included tests for normality, linearity, multicollinearity, and heteroskedasticity. Hypothesis testing utilized multiple linear regression analysis, Partial Test (T Test), Simultaneous Test (F Test), and Coefficient of Determination R2 Test with the assistance of SPSS 26 data processing software. The research findings prove that: 1) Product diversification has a positive and significant impact on consumer satisfaction. 2) Product quality has a positive and significant impact on consumer satisfaction. 3) Price has a positive and significant impact on consumer satisfaction.
Pengaruh Literasi Keuangan, Overconfidence Dan Motivasi Investasi Terhadap Minat Investasi Adellia Veronika; Ardiansyah Japlani; Nani Septiana
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 3 (2026): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i3.6999

Abstract

The capital market is an important sector in the economy of a country like Indonesia. The development of the Indonesian economy is supported by several sectors, one of which is the capital market. This sector has two functions, namely as a source of funding for companies from investors and as an investment vehicle for investors in financial instruments (Rustiana, 2022).. 1) This study aims to determine whether the Financial Literacy variable affects investment interest? 2) Does the Overconfidence variable affect investment interest? 3) Does the Investment Motivation variable affect investment interest? 4) Do the Financial Literacy, Overconfidence and Investment Motivation variables together affect investment interest? The survey method was chosen as the primary data source. The survey method focuses on collecting data from respondents who have certain information, allowing researchers to solve problems. Data collection is carried out using a questionnaire or survey instrument. In this study, the population is consumers who use Telkom products. The sampling technique uses accidental sampling with a sample size of 196 people. The data collection technique uses a questionnaire with a Likert scale. The results of the study indicate that 1) there is a positive and significant influence between Overconfidence and investment interest. 2) there is a positive and significant influence between Financial Literacy and investment interest. 3) there is a positive and significant influence between Investment Motivation and investment interest. 4) there is a positive and significant influence between Financial Literacy, Overconfidence and Investment Motivation together on investment interest
Pengaruh Sikap Keuangan Terhadap Perilaku Manajemen Keuangan Dengan Moderasi Literasi Keuangan Pelaku Usaha Kecil di Bidang Ekonomi Kreatif (Studi Kasus di Umkm Kota Metro) Desi Tiawati; Ardiansyah Japlani; Karnila Ali
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 3 (2026): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i3.7036

Abstract

This research aims to find out whether financial attitudes influence the financial management behavior of small business actors in the creative economy sector in metro cities. To find out whether Financial Literacy moderates the relationship between the influence of Financial Attitudes on Financial Management Behavior among Small Business Actors in the Creative Economy Sector in Metro City. This type of research is quantitative. The instrument used in this research is a questionnaire which will be filled out directly by respondents to the survey of small business actors in Metro City. The population used in this research is small business actors in the creative economy sector in Metro City. In this study, the population was not greater than 100 respondents, so the sample taken was 100% of the existing population, namely 37 respondents. Data analysis was carried out using validity tests, reliability tests, normality tests, linearity tests, homogeneity tests, and Moderated Regression Analysis (MRA) tests. After conducting the research, a conclusion can be drawn, namely that based on the results of the tests carried out, it shows that Financial Attitude has a positive and significant effect on Financial Management Behavior among Small Business Actors in the Creative Economy Sector in Metro City. Based on the results of the tests carried out, it shows that Financial Literacy moderates the positive and significant relationship between Financial Attitudes and Financial Management Behavior among Small Business Actors in the Creative Economy Sector in Metro Cities.
Co-Authors Abi Melin Monaitaria Adellia Veronika Alamsyah Alfandi, Ashari Mahendra Ali, Karnila Almutsiroh, Lutfi Alvan Pranata Saputra Ananta, Vicky Reynaldi Andriano, Dendy Anggela, Dhea Ayu Aninda Amelia Anisa Viatri Dewi Anita, Ria Aulia Ananta Aulia Pangestu Baehaqi Dani Anggoro Dea Angelina Dendy Andriano Deny Edy Widodo Desi Tiawati Dharmawan Dharmawan Dicky Firmansyah Diky Rahmat Santoso Dupri, Muhammad Demsi Durotun Nasikah Dwi yuliani Eka Pariyanti Eva Faliyanti Eva Purnamasari Eva Rolia Fahmi Andi Ningrum Fariz Rubihatlan Febiyanto Febria Ayu Puspita Ningrum Febriyanto Febriyanto Feby Pratiwi Handayani Firdha Amalia Fitri Palupi Kusumawati Fitriani Fitriani Fitriani Fredyana Natria Anggraini Hadi Pranoto Haryono, Yordan Hesti Elmania Ines Monica Rani Intan Ayu Delisa Iqbal Mei Setiawan Ismaya, Lulut istiqomah istiqomah Jawoto Nusantoro Jessica Norenza Juriyana Susanti Kurniadi, Panji Kusuma Wardani Lianti, Novi M. Azzam Nurkholis Maharani, Nur Margin Hidayat Maylana Anggraini Meilis Sartika Mohammad Nurokim Monaitaria, Abi Melin Muammar Khadafi Muhammad Iqbal Bayhaqi Mulyawan, Dian Mursila Hanum Naelia Zaini Nani Septiana Nani Septiana, Nani Septiana Nasikhatun Hasanah Nedi Hendri Nina Lelawati Nina Lelawati Norenza, Jessica Nurris Septa Pratama Nurul Kolifatun Oniesca Martha Pangestu, Aulia Paramita Citra Abadi Pertiwi, Nabila Citra Prabowo, Bob Ardi Purwaningsih, Rateh Ramadani, Nurul Dewi Ramadhan, Ari Taliq Refiana, Eva Rendi Fedias Saputra Rinnanik Risnalamelan Agifirilarani Rohman, Fatur Rosid, Andiana Saputra, Alvan Pranata Saputra, Rendi Fedias Selamet Fuadi Selvi Wahyu Puspita Siswoyo, Slamet Tedy SITI MUDAWAMAH Sri Retnaning Rahayu Suhada, Bambang Suharto Suharto Suryadi Suryadi Suryadi Suryadi Suryadi Suryadi Susilowati, Endang Tri Suwarto Suwarto Suwarto Suwarto Suwarto Suyanto Suyanto Suyanto Suyanto Suyanto Widodo, Deny Edy Windi Larasati Yana Apriana Yateno - Yenca Tasya Vara Renca Yordan Haryono Yulita Zanaria, Yulita Zuhroh, Zerina Amalia