Articles
<![CDATA[ANALYTICAL HIERARCHY PROCESS METHOD IN SELECTING ONLINE TRANSPORTATION IN MANADO (CASE STUDY: GOJEK, GRAB, AND UBER) ]]>
<![CDATA[Burhanuddin, Rizka A.]]>;
<![CDATA[Worang, Frederik G.]]>;
<![CDATA[Tulung, Joy Elly]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 6, No 2 (2018): JE VOL 6 NO 2 (2018) ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v6i2.19673
<![CDATA[Abstract:. The online transportation is cheaper than a regular taxi fare in the city. Not only has the citizen, the online transportation also made the tourist easier to travel. The application also provides a several languages. The application also provides maps, which makes the consumer easier to find the place that they want to go to. This research aims to know which criteria is the most important for customer in selecting an online transportation in Manado and the most preferred online transportation for the customer. This research used analytical hierarchy process with the sample of 50 respondents that were obtained from citizen in Manado. The result from this research shown that price is the most important criteria for the consumer to choose an online transportation. The consumer wants an affordable price of the online transportation. Grab is the most preferred online transportation. Gojek and Uber as the competitors of Grab, should have to improve their performance, adding more promotions and make some different thing which is unique or something that the competitors does not have Keywords: consumer purchase decision, analytical hierarchy process ]]>
<![CDATA[PENGARUH PELATIHAN DAN MOTIVASI KERJA TERHADAP KINERJA KARYAWAN PADA PT. PEGADAIAN (PERSERO) KANTOR WILAYAH V MANADO ]]>
<![CDATA[Tuhumena, Fernanda M.B]]>;
<![CDATA[Christoffel Kojo, Christoffel Kojo]]>;
<![CDATA[Worang, Frederik G.]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 5, No 2 (2017): JE. VOL. 5 NO 2 (2017) HAL. 2099 ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.5.2.2017.16499
<![CDATA[ABSTRAK: Sumber daya manusia adalah faktor yang paling menentukan dalam pencapaian tujuan perusahaan. Karena, sumber daya manusia termasuk unsur dari kekuatan daya saing bangsa, untuk itu sumber daya manusia dituntut menjadi unggul dan profesional dalam kerjanya demi kemajuan dan pencapaian tujuan perusahaan. Tujuan penelitian ini yaitu untuk mengetahui apakah pelatihan dan motivasi kerja berpengaruh secara signifikan terhadap kinerja karyawan pada PT. Pegadaian (persero) Kantor Wilayah V Manado. Populasi dalam penelitian ini adalah seluruh karyawan PT. Pegadaian (persero) Kantor Wilayah V Manado. Teknik pengambilan sampel dalam penelitian ini adalah sampling jenuh, yaitu mengambil seluruh sampel sebanyak 44 responden. Metode dalam penelitian ini menggunakan metode analisis regresi linier berganda. Hasil penelitian dan hipotesis menunjukkan bahwa pelatihan dan motivasi kerja secara simultan dan parsial berpengaruh secara positif dan signifikan terhadap kinerja karyawan pada PT. Pegadaian (persero) Kantor Wilayah V Manado.Kata Kunci: Pelatihan, Motivasi Kerja, Kinerja Karyawan]]>
<![CDATA[ANALISIS RANTAI PASOK (SUPPLY CHAIN) IKAN MUJAIR DI KECAMATAN ERIS KABUPATEN MINAHASA ]]>
<![CDATA[Tompodung, Esther]]>;
<![CDATA[Worang, Frederik G.]]>;
<![CDATA[Roring, Ferdy]]>
<![CDATA[ Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 4, No 3 (2016): JE Vol. 4 No. 3 (2016) Hal. 223 - 334 ]]>
Publisher : <![CDATA[FEB Universitas Sam Ratulangi Manado ]]>
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DOI: 10.35794/emba.v4i3.13721
<![CDATA[Abstrak: Ikan Mujair adalah salah satu komoditas utama perikanan budidaya air tawar nasional. Ikan ini adalah jenis ikan yang hidup di air tawar yang bisa dikonsumsi.Kecamatan Eris Kabupaten Minahasa adalah salah satu daerah penghasil Ikan Mujair. Rantai pasok Ikan Mujair perlu memperhatikan beberapa aspek yang dapat mempengaruhi kelancaran proses distribusi hingga ke tangan konsumen akhir. Penelitian ini merupakan penelitian deskriptif kualitatif. Tujuan penelitian yang ingin dicapai dalam penelitian ini adalah untuk mengetahui proses produksi Ikan Mujair yang dilakukan pembudidaya ikan di Kecamatan Eris Kabupaten Minahasa, untuk mengidentifikasi pelaku pada setiap rantai pasok Ikan Mujair dan untuk mengetahui aliran produk, aliran keuangan dan aliran informasi pada rantai pasok Ikan Mujair. Hasil analisis menunjukkan bahwa : 1) Proses produksi Ikan Mujair di Kecamatan Eris Kabupaten Minahasa dilakukan dengan 2 sistem yaitu yang pertama budidaya mulai dari pembibitan dan yang kedua budidaya untuk pembesaran. 2) Pelaku pada rantai pasok Ikan Mujair dalam penelitian ini yaitu antara lain : Pembudidaya Ikan di Kecamatan Eris, Pedagang Besar, Pedagang Eceran, Industri Rumah Makan dan Konsumen (Masyarakat Umum). 3) Terdapat aliran produk, aliran keuangan dan aliran informasi dalam rantai pasok Ikan Mujair di Kecamatan Eris Kabupaten Minahasa.]]>
<![CDATA[PENGARUH PROMOSI PENJUALAN DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN PRODUK INDOMIE GORENG PADA PT. INDOMARCO ADI PRIMA MANADO ]]>
<![CDATA[Pompayo, Andriani .]]>;
<![CDATA[Worang, Frederik G.]]>;
<![CDATA[Kawet, Raymond .]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 5, No 3 (2017): JE VOL 5 NO 3 (2017) HAL 4365 ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v5i3.18642
<![CDATA[Abstrak : Tujuan penelitian ini adalah untuk mengetahui apakah terdapat pengaruh promosi penjualan dan harga terhadap keputusan pembelian produk indomie goreng pada PT. Indomarco Adi Prima Manado. Populasi dalam penelitian ini adalah pelanggan produk indomie goreng PT. Indomarco Adi Prima Manado yang berjumlah 5.813 orang. Jumlah sampel 100 pelanggan dengan teknik pengambilan sampel menggunakan accidental sampling. Metode yang digunakan adalah analisis regresi berganda. Hasil penelitian menunjukkan bahwa promosi penjualan dan harga berpengaruh terhadap keputusan pembelian. variabel promosi penjualan berpengaruh signifikan terhadap variabel keputusan pembelian. Variabel harga berpengaruh signifikan terhadap variabel keputusan pembelian, namun, harus tetap strategi pemasaran yang baik agar keputusa terus meningkat dan untuk itu harus terus mempertahankan program harga murah yang ditawarkan, yaitu menawarkan harga yang lebih murah dibanding pesaing agar konsumen mau mencoba (membeli) dan menggunakan produk dan promosi penjualan yaitu bentuk insentif seperti hadiah-hadiah, dan bentuk promosi penjualan lainnya sehingga akan lebih menentukan konsumen memutuskan pembelian.Kata Kunci : promosi penjualan, harga, keputusan pembelian]]>
<![CDATA[ANALYSIS THE RELATIONSHIP OF CUSTOMER PROTECTION TO THE CUSTOMER SATISFACTION IN AXA FINANCE INSURANCE MANADO ]]>
<![CDATA[Sondakh, Aristide G. S.]]>;
<![CDATA[Worang, Frederik G.]]>;
<![CDATA[Pandowo, Merinda]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 5, No 3 (2017): JE. VOL 5. NO. 3 (2017) HAL 3529 ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v5i3.17614
<![CDATA[Abstract: Some of the regulation might have impact to the customer’s satisfactions, While, rules that have been determined by the government asked the right of consumers could be fulfilled, based on the obligation which should be done by consumers. On the relationship between line with the act no.8 of 1999 on consumer protection and customer satisfaction, can be known that consumer protection is instrument pivotal to the ethics business. Consumer protection is Laws to protect people when they have bought goods or services, covering things such as price, quality, or safety. The aim for this study is to analysis of act no.8 of 1999 about the customer protection in AXA Finance Insurance Manado. The population of this research is the Customer who has been joined for AXA Health Insurance for more than 3 years and active until now. The sample of this research using purposive sampling with qualitative methodology of the sample is little and selected according to the purpose of research. ÂÂKeywords: customer protection, customer satisfaction, insurance]]>
<![CDATA[EVALUATING THE VALUE OF REAL ESTATE AFTER NATURAL DISASTER (CASE STUDY OF CITRALAND MANADO) ]]>
<![CDATA[Palit, Wulan Pricillia]]>;
<![CDATA[Worang, Frederik G.]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 6, No 4 (2018): JE VOL 6 NO 4 (2018) ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v6i4.21197
<![CDATA[Abstract: Changes in the values of real estate could have unpredictable consequences. Many factors enter real estate market and affect the market price, one of the price-setting factor also flood risk zone (FRZ) to which more attention is paid in relation to the market value. Natural disaster is the occurrence of an extreme hazardous event that impacts on Citraland real estate causing damage, disruption and leaving the affected communities unable to function normally without outside assistance. The main purpose of this research is to evaluate the value according to consumer perception of the houses in Citraland Manado. This research uses qualitative research with an exploratory approach through in-depth interviews. By using purposive sampling eight informants has been selected in order to collect the data. Based on the results there are several factors that influencing the value of Citraland Manado before and after natural disaster, most influenting factor are the brand and facilities and there are also several factors like security, environment and also location that influencing the value of Citraland but also maintain the value after natural disaster hit Citraland Manado in 2014. And the effect of natural disaster to the value of real estate is just temporary.Keywords: value, natural disaster, real estate]]>
<![CDATA[ANALYSIS THE EFFECT OF LOAN LOSS PROVISION ON BANK PROFITABILITY ]]>
<![CDATA[Pelealu, Irsa Weinechita]]>;
<![CDATA[Worang, Frederik G.]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 6, No 4 (2018): JE VOL 6 NO 4 (2018) ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v6i4.21317
<![CDATA[Abstract: The credit risk is one of the biggest risks facing the banks, and arises from the possibility that loans or bonds held by banks will not be pay back either in part or in full. Therefore, bank should create loan loss provision. The purpose of this research is to examine the impact of loan loss provision on bank profitability. This research is using multiple regression analysis to analyze the effect of independent variables to dependent variable. This research provides the evidence that loan loss provision has not significant positive effect on bank profitability. It means the banking will get profits on loan loss provision but there is possibility to getting losses. The result of this research is also finding the effect of deposits and size of bank has not significant effect on bank profitability, while liabilities have a significant effect on bank profitability. The banking should pay attention to establishment the loan loss provision to anticipate the decline of profitability that will be obtained by the bank itself, or bank should pay attention to whose they have to give credit, so that the credit risk could be anticipated.Keywords: loan loss provision, bank profitability]]>
<![CDATA[ANALYZING OF SELF-ACTUALIZATION NEEDS, REWARDS AND SOCIAL NEEDS TOWARD EMPLOYEE PERFORMANCE AT BKKBN NORTH SULAWESI PROVINCE ]]>
<![CDATA[Sumampouw, Novena]]>;
<![CDATA[Worang, Frederik G.]]>
<![CDATA[ Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 4, No 2 (2016): JE Vol.4 No.2 (2016) Hal. 395-517 ]]>
Publisher : <![CDATA[FEB Universitas Sam Ratulangi Manado ]]>
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DOI: 10.35794/emba.v4i2.13052
<![CDATA[Self-actualization needs, rewards and social needs become the major concern of management in achieving the employee performance. The objective of this study is to understand the influence of self-actualization needs, rewards, social needs toward employee performance at BKKBN north sulawesi province. The data was collected from 44 respondents of BKKBN north sulawesi province and multiple regression analysis was used as research method. The result indicated that, social needs emerged as the most influencing factor that influenced employee performance significantly, whereas the self-actualization and rewards appear to be the least important factor that influencing the employee performance because those are not influencing significantly. The author recommends to the head of institution pay more attention of the self-actualization and reward motivation in order to achieve the maximum employee performance. Keywords : employees performance, rewards, self-actualization needs, social needs]]>
<![CDATA[THE INFLUENCE OF FINANCIAL INCLUSION ON THE PERFORMANCE OF MICRO SMALL AND MEDIUM ENTERPRISES IN NORTH SULAWESI ]]>
<![CDATA[Lumenta, Ulrigh Z.]]>;
<![CDATA[Worang, Frederik G.]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 7, No 3 (2019): JE VOL 7 NO 3 (2019) ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.7.3.2019.24034
<![CDATA[Bank and non-bank financial institutions have an important role in a country's financial system. One of them is maintaining financial stability in a country's economy. Economic growth and development in Indonesia automatically contribute to the development of financial institutions, both banks, and non-banks. The aims of this research is to analyze the influence of financial inclusion on the performance of micro small medium enterprises in north sulawesi. The type of this research is descriptive research and used qualitative research method. The population in this research is micro small medium enterprises in north sulawesi. the sample in this research is consisting of 20 informants. The founding of this research that the financial inclusion have a positive effect on the performance of micro small medium enterprises in north sulawesi. The result of this research that financial inclusion in North Sulawesi have a good effect for the increase of Profit, increase of Labor or employee, and increase of Production on the micro small medium enterprises. Recommendation for micro small medium enterprises, they can take advantage of easy access or accessibility to financial institutions. With the existence of financial inclusion, business people are increasingly becoming obsessed with accessing existing financial institutions. So that MSMEs can increase capital from financial institutions because of the ease of access to these financial institutions.Keywords: financial inclusion, micro small medium enterprises]]>
<![CDATA[PENGARUH UKURAN DEWAN, KEBERAGAMAN USIA DAN KEBERAGAMAN GENDER TERHADAP KINERJA KEUANGAN BANK PEMBANGUNAN DAERAH DI SELURUH INDONESIA BUKU 2 TAHUN 2014-2016 ]]>
<![CDATA[Rompis, Noval Krisander]]>;
<![CDATA[Worang, Frederik G.]]>;
<![CDATA[Tulung, Joy Elly]]>
<![CDATA[ Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 6, No 4 (2018): JE VOL 6 NO 4 (2018) ]]>
Publisher : <![CDATA[Universitas Sam Ratulangi ]]>
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DOI: 10.35794/emba.v6i4.21037
<![CDATA[Perbankan adalah suatu lembaga yang memfasilitasi dan mengatur jalannya keuangan dalam suatu negara. Perbankan juga merupakan suatu rantai manajemen yang bergerak didalam suatu sinergitas lembaga keuangan. Unsur utama didalam perbankan adalah bank. Penelitian ini bertujuan untuk mengetahui pengaruh ukuran dewan, keberagaman usia dan keberagaman gender terhadap kinerja keuangan bank pembangunan daerah dengan menggunakan alat ukur ROA. penelitian ini merupakan penelitian kuantitatif yang meneliti tentang ukuran dewan, keberagaman usia, dan keberagaman gender terhadapa variabel terkait kinerja keuangan perbankan, jenis data yang digunakan adalah data sekunder yang diambil dari laporan tahunan BPD yang diterbitkan di website bank tersebut. Penelitian ini menggunakan analisis regresi linear berganda. Pada penelitian ini menggunakan metode pengambilan sampel yaitu purposive sampling, dengan objek penelitian adalah Bank Pembangunan Daerah yang masuk kategori Bank Umum Kelompok Usaha 2 dengan mengambil 3 periode penelitian dari periode 2014-2016. Hasil penelitian yang didapati menunjukan bahwa secara partial ukuran dewan dan keberagman gender berpengaruh signifikan terhadap kinerja keuangan perbankan, secara simultan ukuran dewan, keberagaman usia, dan keberagaman gender berpengaruh signifikan terhadap kinerja perbankan. Bagi Bank Pembangunan Daerah, sebaiknya lebih memperhatikan lagi komposisi dewan komisaris dan direksi dalam laporan tahunan dikarenakan komposisi anggota dewan yang ada, berpengaruh secara langsung untuk meningkatkan kinerja perbankan. Kata kunci : ukuran dewan, keberagaman usia, keberagaman gender, kinerja keuangan perbankan]]>
