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All Journal Jurnal Paradigma Ekonomika Jurnal Pendidikan Ekonomi (JUPE) Dinamika Pendidikan Ekuitas: Jurnal Pendidikan Ekonomi Tadris: Jurnal keguruan dan Ilmu Tarbiyah EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN JPBM (Jurnal Pendidikan Bisnis dan Manajemen) REFLEKSI EDUKATIKA JABE (Journal of Accounting and Business Education) AL ISHLAH Jurnal Pendidikan Jurnal Pendidikan Ekonomi & Bisnis Eklektik : Jurnal Pendidikan Ekonomi dan Kewirausahaan Dinamisia: Jurnal Pengabdian Kepada Masyarakat JURNAL EDUCATION AND DEVELOPMENT Jurnal Pendidikan Ekonomi (JURKAMI) Jurnal PTK dan Pendidikan EDUKATIF : JURNAL ILMU PENDIDIKAN JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Perspektif Pendidikan dan Keguruan Jurnal Karinov JOURNAL UTILITY: Jurnal Ilmiah Pendidikan dan Ekonomi Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Komatika: Jurnal Pengabdian Kepada Masyarakat Abimanyu: Journal of Community Engagement Jurnal Pengabdian Masyarakat Bestari (JPMB) Indonesian Journal of Society Development (IJSD) Indonesian Research Journal on Education International Journal of Emerging Research and Review Jurnal Riset Rumpun Ilmu Pendidikan (JURRIPEN) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Management, Entrepreneurship and Tourism RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Edukasi Ekonomi Ekuitas Jurnal Pnedidikan Ekonomi Digital Innovation : International Journal Of Management EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN International Journal of Technology and Education Research International Journal Business, Management and Innovation Review Jurnal Pendidikan dan ekonomi (JUPEK) Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Jurnal Pendidikan dan Sosial Humaniora
Rafsanjani, Mohamad Arief
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Research Trend on Digital Financial Services in Developing Countries in the Last Five Years (2020-2024) Mohamad Arief Rafsanjani; Susanti, Susanti; Surjanti, Jun; Dewi, Retno Mustika; Srisuk, Prattana
International Journal Business, Management and Innovation Review Vol. 2 No. 1 (2025): International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v2i1.79

Abstract

The rapid expansion of digital financial services (DFS) in developing countries presents significant opportunities for financial inclusion, yet the research landscape in this domain remains fragmented and underexplored. This study conducts a bibliometric analysis to examine research trends on digital financial services (DFS) in developing countries over the past five years (2020–2024). Using a dataset of 425 publications sourced from a bibliographic database, the study evaluates scholarly output, citation patterns, and influential contributions. The findings reveal a significant growth in DFS research, with the number of publications increasing from 47 in 2020 to 131 in 2024, reflecting the rising importance of DFS in fostering financial inclusion and economic development. China leads in scholarly output and citation impact, followed by India and South Africa, underscoring the global interest in this domain. Key research themes include financial inclusion, electronic money adoption, and regulatory frameworks, while high-impact topics, such as cryptocurrency and digital currency adoption, highlight emerging areas of interest. The study identifies foundational contributions from 2020 as pivotal in shaping the field and highlights geographic disparities in research output. These findings offer valuable insights for academics, policymakers, and industry practitioners, emphasizing the need for collaborative and multidisciplinary efforts to address barriers to DFS adoption and leverage its potential for economic growth in developing countries.
Unveiling Impulsive Buying Behavior During E-Commerce Discount Events Among College Students Rafsanjani, Mohamad Arief; Wulandari, Siti Sri; Wardoyo, Dewie Tri Wijayati; Soesatyo, Yoyok; Srisuk, Prattana; Saphira, Hanandita Veda
International Journal of Emerging Research and Review Vol. 3 No. 2 (2025): June
Publisher : IKIP Widya Darma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56707/ijoerar.v3i2.92

Abstract

Objective: This study explores the factors influencing impulsive buying behavior among students during discount events on e-commerce platforms. Method: This study using a qualitative phenomenological approach, then in-depth interviews were conducted with ten active students who have participated in at least two discount events in the past six months. Results: The study evidence that large discounts create a sense of increased value, while FOMO (fear of missing out) and social influences heighten the urgency to buy. Additionally, the intuitive design of e-commerce apps facilitates impulsive buying and emotional outcomes such as satisfaction and regret, illustrating the complexity behind these decisions. According to the current research findings, e-commerce platforms are encouraged to integrate features that promote more mindful shopping, while financial literacy initiatives targeting students are recommended. Furthermore, governments could consider regulations to limit excessive promotional practices and ensure greater consumer transparency. Novelty: This study contributes to understanding impulsive buying behavior, offering insights for creating a healthier and more sustainable shopping ecosystem for young consumers.
PENGARUH MOTIVASI BELAJAR DAN MANAJEMEN WAKTU TERHADAP PROKRASTINASI AKADEMIK PADA PEMBELAJARAN EKONOMI PESERTA DIDIK SMA NEGERI 3 SURABAYA Munawaroh, Siti; Rafsanjani, Mohamad Arief
Jurnal Pendidikan dan Ekonomi (JUPEK) Vol 6 No 2 (2025): Jurnal Pendidikan dan Ekonomi (JUPEK)
Publisher : Program Studi Pendidikan Ekonomi Institut Sain dan Kependidikan (ISDIK) Kie Raha Maluku Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15792375

Abstract

This study aims to analyze th influence of learning motivation and time management on academis procrastination in economics learning among students at SMA Negeri 3 Surabaya. The background of this research lies in the phenomenon of delay or academic procrastination shown by students, particularly in the form of late submission of assignments given by their teacher. This study uses a quantitative method with Structural Equation Modelling (SEM) through WarPLS software. The sampling technique applied was proportional random sampling. The results show that learning motivation has a significant influence on academic procrastination, time management also has a significant influence on academic procrastination, and a simultaneous influence of learning motivation and time management on academic procrastination in economics learning at SMA Negeri 3 Surabaya.
Dampak Gamifikasi Blooket terhadap Motivasi dan Pembelajaran Ekonomi Erlin Zahroh Nuryani; Mohamad Arief Rafsanjani
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 5 No. 3 (2025): September : Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v5i3.7354

Abstract

Student motivation is an important factor that influences student engagement and academic achievement. Although many studies have examined learning motivation in classroom settings with non-interactive presentation media, limited research has explored how gamification affects motivation and learning outcomes in economics education. This study investigates the impact of using Blooket—a game-based learning platform—on students’ motivation and academic performance in economics classes during the 2024/2025 academic year. The study aims to: (i) evaluate the impact of Blooket on students’ learning motivation, (ii) assess the impact of Blooket on students’ learning outcomes. Data were collected through questionnaires and tests involving 40 high school students divided into experimental and control groups. The findings revealed that students taught using Blooket demonstrated significantly higher motivation and better learning outcomes compared to those taught using traditional methods. This study highlights the impact of the gamification medium 'Blooket' in fostering a more engaging and motivating learning environment, offering practical insights for educators seeking to enhance student participation and performance through digital tools.
Does Teacher-Researcher Role Conflict Influence Psychological Well-Being Among the Lecturers? Rafsanjani, Mohamad Arief; Pamungkas, Heni Purwa; Prakoso, Albrian Fiky; Sholikhah, Ni'matush
Tadris: Jurnal Keguruan dan Ilmu Tarbiyah Vol 5 No 2 (2020): Tadris: Jurnal Keguruan dan Ilmu Tarbiyah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tadris.v5i2.6091

Abstract

The lecturer is a profession with two different functions: a teacher and a researcher. Teaching and research activities are inseparable and reciprocal and provide great benefit for lecturers. But, doing those activities simultaneously makes a high workload for the lecturer. This research employed the job demands-resources model to investigate the link between teacher-researcher role conflict and psychological well-being. This research was carried out on 250 lecturers in East Java, coming from three big cities, Surabaya, Malang, and Jember, taken by random sampling. Structural equation modelling was used to examine the research model. The results found that the teacher-researcher role conflict has a significant negative effect on work enthusiasm. On the contrary, the teacher-researcher role conflict has a significant positive effect on emotional exhaustion. These findings provide evidence to stakeholders (Universities and The Ministry of Education and Culture) to be more concerned about the dual role that lecturers must carry out as a teacher and a researcher.
Dukungan Orang Tua dan Literasi Ekonomi Terhadap Minat Berwirausaha Mahasiswa Prodi Pendidikan Ekonomi Fakultas Ekonomika dan Bisnis Universitas Negeri Surabaya: Penelitian Alif Romdlon; Mohamad Arief Rafsanjani
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.1749

Abstract

Penelitian ini mengkaji tentang pengaruh dukungan orang tua dan literasiekonomi terhadap minat berwirausaha mahasiswa prodi Pendidikan ekonomiFakultas Ekonomika dan Bisnis Universitas Negeri Surabaya. Latar belakangdalam penelitian ini menjelaskan masalah minimnya ketertarikan dan rendahnyaminat mahasiswa untuk berwirausaha, sedangkan visi misi Universitas Negeri Surabaya berfokus pada Entrepreneur atau pengembangan. Sampel yang digunakan dalam penelitian ini yaitu mahasiswa Pendidikan Ekonomi angkatan2021 dan 2022 Universitas Negeri Surabaya. Penelitian menggunakanpendekatan kuantitatif yang diolah menggunakan SPSS 25 dengan skala likert 1-5 dan anates. Hasil dari penelitian ini menunjukan bahwa dukungan orang tuaberpengaruh signifikan terhadap minat berwirausaha sedangkan literasi ekonomitidak berpengaruh terhadap minat berwirausaha. Penelitian ini menyimpulkanbahwa peran keluarga, khususnya orang tua, sangat penting dalam mendorongsemangat kewirausahaan pada mahasiswa.
Pengaruh Media Sosial dan Literasi Ekonomi Terhadap Impulsive Buying Siswa Nailatus Shofia; Mohamad Arief Rafsanjani
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 4 No. 3 (2025): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v4i3.5049

Abstract

Impulse buying is a form of consumer behavior characterized by a sudden and strong emotional urge to purchase a product without any planning or logical consideration. People who make impulsive purchases tend to ignore the need, price, and long-term benefits of the product they purchase. This phenomenon is common among teenagers and students, who are psychologically still in the process of searching for their identity and are easily influenced by their social environment and the information they receive, especially through social media. Social media plays a crucial role in shaping modern consumer behavior. Platforms such as Instagram, TikTok, and Facebook offer engaging visual content, intensive product promotions, and influencer marketing campaigns that can create an emotional urge to purchase. The speed of information access, interactivity, and personalized recommendations make social media one of the most effective and influential marketing channels, especially among the younger generation. On the other hand, a lack of economic literacy makes students more vulnerable to the temptation of impulsive buying due to their limited ability to manage personal finances and low awareness of the importance of financial planning. This study aims to examine the influence of social media and economic literacy on impulsive buying behavior in students. The method used was quantitative, with 187 respondents selected through a simple random sampling technique based on the Slovin formula. Data were collected using an online questionnaire via Google Form and analyzed using multiple linear regression using SPSS version 25. The results showed that social media had a positive and significant effect on students' impulsive buying behavior, while economic literacy had a negative and significant effect. Simultaneously, these two variables also had a significant effect on impulsive buying behavior.
Penerapan Media Pembelajaran Powtoon Dalam Meningkatkan Motivasi dan Hasil Belajar Siswa di Kelas 10 SMAS IPIEMS Surabaya: Penelitian Ilmi Nafi’; Mohamad Arief Rafsanjani
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2147

Abstract

This study aims to analyze the application of Powtoon as a learning medium to improve student motivation and learning outcomes in economics in 10th-grade students at SMAS IPIEMS Surabaya. The background of this study is low student motivation and unsatisfactory learning outcomes, primarily due to the learning media used being conventional and uninteresting. In today's digital era, students tend to be more attracted to visual and innovative media that can stimulate their attention and interest in learning. Powtoon, as an animation-based learning medium, is considered capable of presenting learning materials in an engaging, enjoyable, and easy-to-understand manner. This study used a quantitative approach with a quasi-experimental design, comparing learning outcomes and motivation levels between the experimental group using Powtoon and the control group using conventional methods. The instruments used included a learning motivation questionnaire and a learning outcome test. The analysis results showed a significant increase in student motivation and learning outcomes in the class using Powtoon. Thus, it can be concluded that the use of Powtoon is effective in improving the quality of economics learning at the secondary school level.
What Makes Students Embrace Artificial Intelligence (AI) in Higher Education? Insights from the UTAUT Model Rafsanjani, Mohamad Arief; Ghofur, Muhammad Abdul; Kamalia, Putri Ulfa; Subroto, Waspodo Tjipto; Srisuk, Prattana
International Journal of Technology and Education Research Vol. 3 No. 03 (2025): July - September, International Journal of Technology and Education Research (
Publisher : International journal of technology and education research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijeter.v3i03.2304

Abstract

The rapid advancement of artificial intelligence (AI) has significantly transformed higher education, offering opportunities to enhance learning while simultaneously posing risks of misuse, such as plagiarism and decreased critical thinking skills. This study investigates the determinants influencing students’ adoption and actual use of AI by applying the Unified Theory of Acceptance and Use of Technology (UTAUT). Using a descriptive-explanatory design with an ex post facto approach, data were collected through an online questionnaire distributed to students of the Faculty of Economics and Business, Universitas Negeri Surabaya. A total of 254 responses were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0. The results demonstrate that all four UTAUT constructs—performance expectancy, effort expectancy, social influence, and facilitating conditions significantly affect students’ intention to use AI, with performance expectancy emerging as the strongest predictor. Furthermore, intention to use AI has a substantial direct effect on actual AI usage behavior and mediates the relationship between the four exogenous variables and actual use. These findings indicate that students primarily adopt AI due to its perceived benefits and ease of use, while social and institutional factors play a supporting role. The study highlights the importance of fostering positive behavioral intentions through AI literacy and ethical guidelines to ensure responsible AI integration in higher education. By developing clear institutional policies and providing supportive infrastructures, universities can mitigate the risks of AI misuse while maximizing its potential to improve learning outcomes and uphold academic integrity.
Efektivitas Strategi Double Loop Problem Solving dengan Video Studi Kasus pada Pembelajaran Ekonomi Anwaroh, Fitriatul; Rafsanjani, Mohamad Arief
Indonesian Research Journal on Education Vol. 5 No. 4 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i4.3102

Abstract

Penelitian ini bertujuan untuk menguji efektivitas penerapan model pembelajaran Double Loop Problem Solving (DLPS) yang dipadukan dengan media video berbasis studi kasus dalam meningkatkan hasil belajar ekonomi siswa. Penelitian menggunakan pendekatan kuantitatif dengan desain quasi-eksperimen nonequivalent control group. Subjek penelitian terdiri atas dua kelas X di SMA Negeri 20 Surabaya, yakni kelas eksperimen dan kelas kontrol. Data diperoleh melalui tes awal (pre-test) dan tes akhir (post-test), dengan instrumen berupa soal pilihan ganda. Teknik analisis data yang digunakan mencakup uji Independent Sample t-Test dan perhitungan N-Gain Score. Hasil analisis menunjukkan bahwa pembelajaran dengan model DLPS berbantuan video studi kasus memberikan dampak positif yang signifikan terhadap peningkatan hasil belajar siswa. Selain itu, model ini juga mendorong keterlibatan aktif siswa dan memberikan pengalaman belajar yang kontekstual dan bermakna. Temuan ini menunjukkan bahwa kombinasi antara strategi reflektif dan media kontekstual dapat menjadi alternatif yang efektif dalam pembelajaran ekonomi.
Co-Authors Agung Listiadi Albrian Fiky Prakoso Alif Romdlon Amirul Arif Amirusholihin Ana Tasya Afani Anwaroh, Fitriatul Dani Kurniawati Dani Kurniawati Dewie Trie Wijayati Dhiah Fitrayati Dyah Nugraheny Priastuti Eka Hendi Andriansyah Eko Wahjudi Erlin Zahroh Nuryani Etika Dhewi Rahmawati Fajrin, Ghaisani Intan Martikasari Fathur Rahman Khoirurroziqin Fatma Arianti Hasanah Ghaisani Intan Martikasari Fajrin Ghofur, M. Abdul Harisma Khaerunnas Heni Purwa Pamungkas Ilmi Nafi’ Irin Widayati Jun Surjanti Khoirurroziqin, Fathur Rahman Lidya Angie Widyasari Linda Riskanata Lu'lu'ul Khusnanut Thohir Luqman Hakim MUHAMMAD ABDUL GHOFUR Mujiansyah, Raga Alip Nabila, Nabila Nur 'Aini Nailatus Shofia Nico Irawan Ningrum, Listiyawati Asti Ni’matush Sholikhah NORIDA CANDA SAKTI Nur Fadilah, Reny Nurlaili, Eka Indah Pratiwi, Vivi Putri Ulfa Kamalia Raga Alip Mujiansyah RETNO MUSTIKA DEWI Retnosari, Dyah Silvian Riskanata, Linda RIZA YONISA KURNIAWAN Sabrina Devi Sajidah, Hana Salsabillah, Excellina Saphira, Hanandita Veda Sari, Yolanda Anjar Septian Ningrum, Anisa Silvi Putri Agustin Siti Munawaroh SITI NUR FAIDAH Siti Sri Wulandari Srisuk, Prattana Suci Rohayati Susanti Susanti Waspodo Tjipto Subroto WIDA WULANDARI Yolanda Anjar Sari Yoyok Soesatyo