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All Journal Jurnal Kajian Manajemen Bisnis Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis MBR (Management and Business Review) Journal of Economic, Bussines and Accounting (COSTING) Dinamisia: Jurnal Pengabdian Kepada Masyarakat JMM (Jurnal Masyarakat Mandiri) Primanomics : Jurnal Ekonomi & Bisnis J-MAS (Jurnal Manajemen dan Sains) CARADDE: Jurnal Pengabdian Kepada Masyarakat J-MACC : Journal of Management and Accounting IKRA-ITH EKONOMIKA Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Jurnal Abdimasa MABIS: Manajemen dan Bisnis RANDANG TANA - Jurnal Pengabdian Masyarakat Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK) JMB : Jurnal Manajemen dan Bisnis Abdihaz: Jurnal Ilmiah Pengabdian pada Masyarakat Management Studies and Entrepreneurship Journal (MSEJ) Creative Research Management Journal Reswara: Jurnal Pengabdian Kepada Masyarakat JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Economics and Digital Business Review Otonomi Jurnal Pengabdian Masyarakat: Humanity and Medicine Jurnal Manajemen Bisnis dan Keuangan ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Dynamic Management Journal MANAJEMEN Journal of Research in Social Science and Humanities Rengganis Jurnal Pengabdian Masyarakat Jurnal Fokus Manajemen J-ESA (Jurnal Ekonomi Syariah) PAKDEMAS : Jurnal Pengabdian Kepada Masyarakat Journal of Trends Economics and Accounting Research Economic Reviews Journal ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Gemilang: Jurnal Manajemen dan Akuntansi Journal of Artificial Intelligence and Digital Business SERVIRISMA: Jurnal Pengabdian kepada Masyarakat Jurnal Bisnis, Manajemen, dan Keuangan VISA: Journal of Vision and Ideas Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ilmiah Manajemen Dan Kewirausahaan Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Manajemen, Bisnis dan Kewirausahaan
Sintia Safrianti
Program Studi Manajemen, Fakultas Ekonomi Dan Bisnis, Universitas Prof. Dr. Hazairin, SH
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PENGARUH MODEL KERJA HYBRID, KEBIJAKAN KERJA FLEKSIBEL, KEPEMIMPINAN TRANSFORMASIONAL, DAN LINGKUNGAN KERJA TERHADAP KINERJA PEGAWAI DI PUSKESMAS PAJAR BULAN Suhanto, Adam; Waliamin, Janusi; Safrianti, Sintia
J-ESA (Jurnal Ekonomi Syariah) Vol 8 No 2 (2025): Desember
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v8i2.4764

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh model kerja hybrid, kebijakan kerja fleksibel, kepemimpinan transformasional, dan lingkungan kerja terhadap kinerja pegawai di Puskesmas Pajar Bulan. Populasi berjumlah 87 pegawai, dengan sampel 35 orang yang dipilih menggunakan teknik purposive sampling. Penelitian ini menggunakan pendekatan kuantitatif eksplanatori. Data diperoleh melalui kuesioner berskala Likert dan dianalisis menggunakan SPSS versi 30 dengan uji validitas, reliabilitas, asumsi klasik, regresi linier berganda, uji t, dan uji F. Hasil menunjukkan bahwa secara parsial, kebijakan kerja fleksibel berpengaruh signifikan terhadap kinerja pegawai. Sementara itu, model kerja hybrid, kepemimpinan transformasional, dan lingkungan kerja tidak berpengaruh signifikan. Namun, secara simultan, keempat variabel tersebut berpengaruh signifikan terhadap kinerja pegawai dengan kontribusi kolektif sebesar 49,9%. Penelitian ini terbatas pada satu unit layanan kesehatan, sehingga hasilnya belum dapat digeneralisasi secara luas.
The mediation role of peer-to-peer lending: the impact of inclusion and self-efficacy on MSMEs financial performance Safrianti, Sintia; Lakoni, Idham; Yulianasari, Nina; Angel, Frenita Claudia; Perdiansyah, Perdiansyah; Ismiyanti, Fitri
Manajemen dan Bisnis Vol 25, No 1 (2026): March 2026
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/mabis.v25i1.1027

Abstract

This study aims to examine the role of peer to peer lending (P2P) in mediating the influence of financial self-efficacy, financial literacy, and financial inclusion on the financial performance of MSMEs in Bengkulu City. A study design that was quantitative and explanatory was applied using a survey method involving 108 MSMEs selected through probability sampling across nine districts. Data were collected using questionnaires and analyzed using PLS-SEM with SmartPLS 4.1. The results indicate that financial inclusion and financial self efficacy have a major impact on the adoption of peer to peer lending, while financial literacy does not. Furthermore, peer to peer lending significantly improves financial performance and mediates the effect of financial self efficacy and financial inclusion on performance. Although financial self efficacy, financial literacy, and financial inclusion do not statistically significantly correlate with financial performance. This study is original in integrating behavioral finance constructs with digital peer to peer lending adoption using the Theory of Planned Behavior, contributing empirical evidence to the growing literature on MSME financial performance in underdeveloped regions.
Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Perilaku Keuangan dengan Lifestyle Sebagai Variabel Pemoderasi Rahmad Ramadhani; Sintia Safrianti; Fauzan Fauzan
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 2 (2025): Agustus : Jurnal Manajemen, Bisnis dan Kewirausahaan (JUMBIKU)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v5i2.5392

Abstract

In the current era of globalization, there are many changes in financial behavior, therefore financial intelligence is absolutely necessary for a student. Because, financial intelligence includes how a person manages their finances well, including expenses, investments, savings, and other financial aspects. This study aims to determine how much influence financial literacy, financial inclusion, and Financial Technology have on financial behavior and to determine how much Lifestyle moderates it in generation Z students at Prof. Dr. Hazairin SH University. This research method is quantitative by distributing questionnaires to 160 students in generation Z at Prof. Dr. Hazairin SH University. Sampling techniques that use non-probability sampling techniques.. Data analysis was carried out using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4 software. The results of the analysis show that partially Financial Technology, Financial Literacy and Lifestyle have a positive and significant effect on Financial Behavior. Conversely, Financial Inclusion does not have a positive and significant effect on Financial Behavior. And Lifestyle as a moderating variable shows a significant influence in strengthening the relationship between Financial Inclusion and Financial Behavior. Meanwhile, Lifestyle as a moderating variable does not show a significant influence in strengthening the relationship between Financial Literacy and Financial Technology.
Pengaruh Current Ratio, Return On Asset (ROA) dan Debt To Equity Ratio (DER) Terhadap Harga Saham dengan Nilai Perusahaan Sebagai Variabel Moderasi pada Perusahaan Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia (BEI)Tahun 2021 – 2024 Wiwin Puspitasari; Sintia Safrianti; Fauzan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8195

Abstract

This study aims to analyze the simultaneous and partial effects of Current Ratio (CR), Return on Asset (ROA), and Debt to Equity Ratio (DER) on stock prices, while considering the role of Firm Value as a moderating variable. The sample consists of banking sector companies listed on the Indonesia Stock Exchange (IDX) during the 2021 to 2024 period, selected using a purposive sampling method. Secondary data were obtained from annual financial statements, and hypothesis testing was conducted using panel data regression analysis and Moderated Regression Analysis (MRA) through E-Views 13. The results indicate that the Debt to Equity Ratio (DER) has a positive and significant effect on stock prices, whereas the Current Ratio (CR) and Return on Asset (ROA) show no significant impact. Furthermore, Firm Value is proven to moderate the relationship between Debt to Equity Ratio (DER) and stock prices but does not moderate the influence of Current Ratio (CR) and Return on Asset (ROA). These findings offer valuable implications for corporate management and investors in making financial decisions based on fundamental financial indicators.
Co-Authors Aan Sahar Abdul Aziz, Rozainun Adam Suhanto Afriyeni, Afriyeni Akshal Reyvanza, Muhammad Amalia, Tara Rizki Ambarwati Angel, Frenita Claudia Anggara, Raditya Apriano Rinaldo Putra Arifah Hidayati Aulia Salsabilla, Zahra Ayu Ningsih, Nofri Tri Bakaruddin Bakaruddin Claudia Angel, Frenita Cristina Andriyati S Dedi Pardiansyah Dewi, Try Hendria Rahma Dinda Rahma Aprilia Doni Saputra Simanjuntak Dwi Oktavallyan Dwitama, Yosep Eriska Putri Estu Maha Nanik Ezzi Liska Putri Faisal Dwi Putra Fania Dwi Cahyani, Adisty Fauzan Fauzan . fauzan Fauzan Fauzan Fauzan Febbyola Nanda Amita Fitri Ismiyanti, Fitri Gusdiansyah, Afik Hafiza Tri Murti Herry Novrianda Heru Edlifilyas Pangestu Hidayati, Arifah Idham Lakoni Idham Lakoni Iksan Hasibuan Janusi Waliamin Janusi Waliamin Joeliaty Joeliaty Julasy, Cici Sonia Juniarti, Fourindah Karina Oktavia Barus Marsalena Melinda, Tessa Melisa Mirna Yunita Mutiara Oktaviani Syahputri Nia Monica Putri Okka Adittio Putra Oktavallyan Saputri, Dwi Pangestu, Heru Edlifilyas Perdiansyah, Perdiansyah Pratama, Fadly Wahyu Puspita, Venny Puspita, Veny putra, Andika putra Putri Andani, Monalisa Rahmad Ramadhani Rahmad Ramadhani Ramadhani, Rahmad Restu, Muhammad Reza Saputra Sihotang Risnita Tri Utami Saputri, Dwi Oktavallyan Saputri, Dwi Oktavallyan Sari, Nadiya Sasmita Sari, Vernanda Puspita Seftyarizki, Debby Sherly Nelsa Fitri shinta, Seftya dwi Sidauruk, Samuel Silaen, Muliadi Satar Sitanggang, Victor Rezeki Putra Suhanto, Adam Susetio, Alvin Syofian Syofian, Syofian Tedy Kurniawan, Tedy Veny Puspita Wahyu Alfanda Webby Irma Suryani Wediyanto, Eko Wiwin Puspitasari Yudisky Yudisky Yudisky, Yudisky Yulfiperius, Yulfiperius Yulianasari, Nina