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All Journal Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Ilmiah Professional Indonesia EKONOMI BISNIS Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Manajemen Kesatuan International Journal of Business Economics (IJBE) Enrichment : Journal of Management GANDRUNG: Jurnal Pengabdian Kepada Masyarakat International Journal Of Science, Technology & Management (IJSTM) Jurnal Ekonomi Arus Jurnal Sosial dan Humaniora International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Journal of Management and Social Sciences Journal of Global Islamic Economic Studies Journal of Innovative and Creativity Society Accounting Progress Journal of Business Integration Competitive Journal of Finance Integration and Business Independence Jurnal Mahkota Bisnis (Makbis)
Chaniago, Sabaruddin
Universitas Pembinaan Masyarakat Indonesia
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Pengaruh Pendapatan Asli Daerah Dan Dana Alokasi Umum Terhadap Pertumbuhan Ekonomi Kabupaten Dairi Chaniago, sabaruddin
Accounting Progress Vol. 1 No. 2 (2022): Accounting Progress Edisi Desember 2022
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/ap.v1i2.56

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana Pengaruh Pendapatan Asli Daerah Dan Dana Alokasi Umum Terhadap Pertumbuhan Ekonomi Kabupaten Dairi. Metode penelitian yang digunakan adalah metode data kuantitatif. Sedangkan data yang digunakan adalah data sekunder. Metodi analisis data dalam penelitian ini menggunakan analisis regresi linier berganda untuk memperoleh gambaran yang menyeluruh mengenai pengaruh antara variabel Pendapatan Asli Daerah, Alokasi Umum terhadap Pertumbuhan Ekonomi dengan menggunakan program SPSS 25 for Windows. Untuk mengetahui apakah ada pengaruh yang signifikan dari variabel independen terhadap variabel dependen tersebut maka digunakan model regresi linier Berganda. Hasil pengujian hipotesis dengan menggunakan analisis regresi Berganda dan uji t menunjukkan bahwa: bahwa 1)Pengaruh Variabel Pendapatan Asli Daerah (X1) Terhadap Variabel Dana Alokasi Umum (Y). dapat diketahui bahwa thitung (2,962) > ttabel (2,032), demikian pula dengan nilai signifikansinya sebesar 0.006 < 0,05 maka dapat disimpulkan hipotesis pertama diterima, artinya variabel Pendapatan Asli Daerah (X1) berpengaruh signifikan terhadap variabel Pertumbuhan Ekonomi (Y). 2) Pengaruh Variabel Dana Alokasi Umum (X2) Terhadap Variabel Pertumbuhan Ekonomi (Y). dapat diketahui bahwa thitung (11,283) > ttabel (2,032), demikian pula dengan nilai signifikansinya sebesar 0.000 < 0,05 maka dapat disimpulkan hipotesis kedua diterima, artinya variabel Dana Alokasi Umum (X2) berpengaruh signifikan terhadap variabel Pertumbuhan Ekonomi (Y). 3) diperoleh nilai Fhitung sebesar 73,895 Dengan α = 5%, dk pembilang : 2, dk penyebut : 36-2= 34 (5%; 2; 34) diperoleh nilai Ftabel sebesar 3,28. Dari uraian tersebut dapat diketahui bahwa Fhitung (73,895) > Ftabel (3,28), dan nilai signifikansi sebesar 0,00 < 0,05 maka dapat disimpulkan hipotesis ketiga diterima, artinya Pendapatan Asli Daerah (X1) dan Variabel Dana Alokasi umum (X2) berpengaruh signifikan secara bersama-sama (simultan) terhadap Variabel Pertumbuhan Ekonomi (Y).
The Effect of Work Discipline and Rewarding on Employee Performance at PT. Pesona Inti Rasa Fauzia Mei Salsabillah; Amin Hou; Debora Tambunan; Emma Novirsari; Sabaruddin Chaniago
Jurnal of Management and Social Sciences Vol. 1 No. 4 (2023): Oktober : Journal of Management and Social Sciences
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jmsc.v1i4.203

Abstract

The organization has human resources, which is an essential factor as a driving force for the continuity of an organization; an organization can progress and develop if it has quality and reliable resources; as a measuring tool, it can be seen from employee performance where employee work can be used as an assessment of quality employees or not, then it can also be seen from employee performance whether employees are professional in their work or not. This type of research is quantitative research. The research population is permanent PT Pesona Inti Rasa employees, totaling 80 employees; the sampling technique used is a saturated sample. The study's results stated that work discipline does not affect employee performance; giving rewards affects employee performance.
Socialization of The Importance of Knowing The Benefits of Investments and Financial Securities in Budisatriya Medan Vocational School Amin Hou; Ester Hervina Sihombing; Sabaruddin Chaniago; Ahmad Rivai; Nasib; Martin; Ratih Amelia; Manda Dwipayani Bhastary; Widy Hastuty HS; Ahmad Fadli
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v5i1.3158

Abstract

There are various types of investment to choose from. Starting from real investments in physical form such as land, houses and gold as well as non-real investments in the financial sector. An example of non-real investment is investment in the financial sector such as in the capital market. Many students still don't understand the benefits of investing For this reason, education in the form of training given to students about the benefits of financial investment and the capital market will certainly be a door to change in character for students to be braver in making various investment choices in the future. The solution offered for community service carried out at SMK S Budisatrya Medan is in the form of presenting material about the benefits of investment and various ways of making financial investments in the current money market or capital market.
Efforts to improve the work skills of Tunas Harapan Batang Serangan Vocational School students Nasib; Roni Juliansyah; Amin Hou; Tambunan, Debora; Rivai, Ahmad; Chaniago, Sabaruddin; Martin; Rifda Daulay, Zulia; Winda Sari, Vina; Harianto, Adi
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2025): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v6i1.4639

Abstract

Students must get training that imparts essential skills to effectively confront obstacles in the workforce and remain competitive. An essential training for vocational high school students is the development of a curriculum vitae (CV) and preparation for job interviews. This program is highly advantageous for SMK Tunas Harapan students and is a community service initiative designed to enhance their preparedness for the professional realm. The execution of this program arises from the imperative for vocational high school graduates to acquire the competencies necessary for crafting an appealing CV and effectively preparing for job interviews, since they represent the preliminary stages toward workforce entry. This training comprises two primary sessions. The initial session addresses proficient CV composition strategies and best methods for emphasizing talents and experience. The second session addresses employment interview preparation, encompassing effective communication strategies, professional demeanor, and responses to frequently asked interview questions. This workshop includes an interview simulation to provide students with practical experience. This training has effectively enhanced students' confidence in crafting CVs and preparing for job interviews. We anticipate that SMK Tunas Harapan students will be more competitive and prepared to confront challenges in the workforce with the skills they have learned.
The Influence of Taxpayer Knowledge, Motor Vehicle Tax Sanctions, and the Samsat Drive Thru System On Motor Vehicle Taxpayer Compliance (Case study of Motor Vehicle Taxpayer at Samsat Drive Thru Medan) Berupilihen br Ginting; Adi Harianto; Mhd. Restu Razaq; Sabaruddin Chaniago; Amin Hou
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study supposed to determine the effect of taxpayer knowledge, motor vehicle tax sanctions, and the Samsat Drive Thru system on compliance of motor vehicle taxpayers (case study of motor vehicle taxpayer at Samsat Drive Thru Medan). The type of research that will be used in this research is descriptive and associative methods, because there are variables that will be examined for their relationship and the aim is to present a structured, factual, and accurate description of the facts in the relationship between the variables studied. The population of this study is motor vehicle taxpayers who make PKB payments in 2023 and researchers limit the population to 150 taxpayers and the sampling technique used is accidental sampling of 150 taxpayers. The data analysis technique used is the Validity and reliability test to see the influence between variables using the Hypothesis test (Test and Test f) and the determination test using SPSS. The results showed that Taxpayer Knowledge has a positive and significant effect on Taxpayer Compliance at the Medan samsat office. PKB sanctions have a positive and significant effect on taxpayer compliance at the Medan samsat office. The Samsat Drive Thru system has a positive and significant effect on taxpayer compliance at the Medan samsat office. Determination Test Taxpayer Knowledge, motor vehicle tax sanctions Sanctions, Samsat Drive Thru system while the remaining 28.9% is influenced by other variables not examined in this study such as service quality, motor vehicle tax sanctions fees and other variables. To Dispenda as a government agency in charge of Motor Vehicle Tax payments should increase innovation in Motorized Tax payments as effectively and efficiently as possible so that taxpayer compliance will increase.
Empowering Generation Z: The Influence of Self-Efficacy and Digital Financial Inclusion on Financial Behavior in the Digital Era Chaniago, Sabaruddin; Nurul Syafiqah Azman; Ahmad Fadli; Deva Djohan; Widy Hastuty
Journal of Finance Integration and Business Independence Vol. 1 No. 2 (2025): Journal of Finance Integration and Business Independence
Publisher : YAYASAN BINA BISNIS NUSANTARA MEDAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jofibi.v1i2.37

Abstract

Effective Financial Self-Efficacy (EFSE) and Digital Financial Inclusion (DFI) significantly impact financial behavior, particularly among younger generations like Generation Z, who are increasingly familiar with digital financial services. This research seeks to examine the impact of EFSE on financial behavior (FB) using DFI within Generation Z in Medan City. A quantitative methodology was employed to gather data via an online survey of 147 Generation Z respondents who regularly utilize digital financial platforms, including digital wallets, mobile banking, and fintech loans. The Partial Least Squares–Structural Equation Modeling (PLS-SEM) method was used to examine the relationship between the proposed variables and analyze the data. The findings indicate that EFSE exerts a positive and significant impact on FB, with DFI serving as a mediator that enhances the influence of EFSE on financial behavior. These results indicate that Generation Z individuals with elevated financial self-efficacy are more judicious in their financial decision-making, particularly when facilitated by access to digital financial services. This study enhances the behavioral finance literature by emphasizing the essential roles of EFSE and DFI in cultivating sound financial practices among youth in the digital era. The findings indicate the necessity to create extensive digital and financial literacy initiatives to enhance self-efficacy and the use of digital financial services within Generation Z
Exploring the Impact of Electronic Word of Mouth, Consum-er Experience, and Trust on OVO Application Adoption: A Case Study of Medan Petisah Community Elyna Shandra; Diantan Reivaldo; Purba, Lenta Friska; Chaniago, Sabaruddin
Journal of Business Integration Competitive Vol. 2 No. 1 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v2i1.50

Abstract

The rise of financial technology has transformed money management, shifting from traditional methods to digital solutions, with e-wallets like DANA, GoPay, ShopeePay, and OVO becoming widely used, especially among younger people in Medan City. OVO, a popular e-wallet since its 2017 launch, initially offered numerous features and a broad network of partnerships, but its usage has recently declined due to increasing competition. This decline is attributed to factors such as negative electronic word-of-mouth (E-WOM), technical glitches, customer service issues, and concerns over security and transparency. The study, focused on OVO users in Medan Petisah, used purposive sampling to select 96 respondents based on availability and research criteria, with the sample size calculated using the Lemeshow formula, appropriate for unknown populations. The findings reveal that E-WOM, consumer experience, and trust significantly influence the decision to use OVO, with the combination of these factors playing a key role in driving adoption, emphasizing the importance of user feedback, personal experience, and trust in shaping usage decisions. From a managerial perspective, this implies that OVO must focus on improving customer service, addressing technical issues, and building stronger trust through enhanced security measures. Additionally, fostering positive E-WOM and providing better consumer experiences are crucial to regaining market share and encouraging more frequent usage of the app.
Electronic Word-Of-Mouth (E-Wom) Model and Consumer Decisions on Pantai Cermin Tourism Rivai, Ahmad; Amalia, Fiqrida; Chaniago, Sabaruddin; Martin, Martin; Nasib, Nasib
International Journal of Science, Technology & Management Vol. 3 No. 6 (2022): November 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i6.641

Abstract

The main objectives of this research are to study the factors that influence Electronic Word-Of-Mouth (E-Wom) and consumer decisions and to formulate the Electronic Word-of-Mouth (E-Wom) model and consumer decisions to travel on the beach. Deli Serdang Mirror. This study uses descriptive analysis, both qualitative and quantitative. Data analysis with statistics used is the Structural Equation Modeling (Structural Equation Modeling). Based on the analysis and discussion, it is concluded that there is a significant influence of Service Quality on E-WOM. There is a significant effect of Price on E-WOM. There is a significant effect of Service Quality on Purchase decisions. There is a significant effect of E-WOM on Purchase decisions. There is a significant effect of E-WOM on Purchase decisions. There is a significant influence of Service Quality on Purchase decisions through E-WOM. And there is a significant effect of Price on Purchase decisions through E-WOM
The Effect of Current Ratio, Debt to Equity Ratio, and Return on Assets on Financial Distress Hou, Amin; Chaniago, Sabaruddin; Kawuri, Sri; Ayuni, Tyus Windi; Anggraini, Dwi Pertiwi
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.4155

Abstract

The banking sector is a key driver of economic growth and financial stability, but it remains exposed to various risks that can lead to financial distress. Early detection using financial ratio analysis is therefore essential to strengthen resilience and protect stakeholder confidence. This study aims to examine the impact of financial ratios on financial distress. This study analyzes the current ratio, debt to equity ratio, and return on assets. The employed study methodology is a quantitative technique utilizing secondary data obtained from financial reports. Data were evaluated by multiple linear regression to ascertain both partial and simultaneous impacts of financial ratios on financial hardship. The findings indicate that current ratio, debt equity ratio, and return on assets significantly influence financial strain to some extent. Concurrent testing indicates that the three independent factors collectively exert a significant impact on financial hardship, with a determination coefficient of 75.9%. These findings affirm that effective management of liquidity, debt composition, and profitability is essential in mitigating the risk of financial distress within the banking industry. Practically, banks should actively manage liquidity, debt, and profitability to prevent financial distress.
Pengaruh Kompensasi dan Lingkungan Kerja terhadap Kinerja Pegawai dengan Kepuasan Kerja sebagai Variabel Mediasi di UPT Puskesmas Tanjung Rejo Kecamatan Percut Sei Tuan Kabupaten Deli Serdang Anastasya, Kristina Realita; Chaniago, Sabaruddin; Rizki, Ainur
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.9279

Abstract

This study aims to analyze the influence of compensation and work environment on employee performance with job satisfaction as a mediating variable at the UPT Puskesmas Tanjung Rejo, Percut Sei Tuan District, Deli Serdang Regency. This research is motivated by the importance of employee performance in improving the quality of health services, as well as indications of mismatches in compensation and working conditions that affect employee satisfaction and performance. This study uses a quantitative approach with a survey method. The research sample consisted of 44 respondents determined using the Slovin formula from a population of 78 employees. Data collection was carried out through the distribution of questionnaires, which were then analyzed using multiple linear regression analysis with the help of SPSS version 27. Data testing was conducted through classical assumption tests, t-tests, coefficient of determination tests (R²), and the Sobel test to determine the role of the mediating variable. The results of the study show that compensation and the work environment have a positive and significant effect on employee performance. In addition, compensation and the work environment also have a positive and significant effect on job satisfaction. Job satisfaction is proven to have a positive and significant effect on employee performance and acts as a mediating variable that strengthens the influence of compensation and the work environment on employee performance. This study concludes that providing fair compensation and a conducive work environment can increase job satisfaction, which in turn leads to improved employee performance. The results of this study are expected to serve as a consideration for management in improving the quality of human resources and health services.
Co-Authors Ade Nurhidayah Adi Harianto Ahmad Fadli Ahmad Fadli Ahmad Rivai Amalia, Fiqrida Amin Hou Anastasya, Kristina Realita Anggraini, Dwi Pertiwi Arpizal Br Ginting, Berupilihen Cici Handayani Debora Tambunan Deby Siska Oktavia Pasaribu Deva Djohan Dewi Rafiah Pakpahan Diantan Reivaldo Dini M Hutagalung Dr. Marliyah, M.A, Dr. Rita Handayani, M.Si Eddy Harnjo Elanda, Yochi Elyna Shandra Emma Novirsari Ester Hervina Sihombing Ester Hervina Sihombing Fauzia Mei Salsabillah Herlin Munthe Ibrahim Mallam Fali Indra Budiman Kawuri, Sri Khairatun Nazah Kosasih, Hengky Lafau, Aperius M. Indra Mulia Nasution M. Indra Mulia Nasution Manda Dwipayani Bhastary Martin Martin Martin Martin Martin Maya Andiriani MAYA ANDRIANI Mega Sanjaya Mhd Restu Razaq Razaq Minasari Nasution Muhammad Fathoni Mustapa  Khamal  Rokan Nasib Nasution, Muhammad Ilham Nirmalasari Nissa, Fachrun Nurlaila Nurlaila Nurul Syafiqah Azman Prof. M. Shabri A. Majid, Ph.D Purba, Lenta Friska Rafida Khairani Ratih Amelia Ratih Amelia Rifda Daulay, Zulia Rivai, Ahmad Rizki, Ainur Roni Juliansyah Saparuddin Siregar Septa Diana Nabella Syahlina, Maya Syaifullah Tyus Windi Ayuni Widy Hastuty Widy Hastuty HS Wijaya, Elyzabeth Winda Sari, Vina Yogi Putra Yuniar Andi