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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Jurnal Manajemen Indonesia EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Ekonomi Manajemen Psychocentrum Review Jurnal Ilmiah Edunomika (JIE) Amalee: Indonesian Journal of Community Research & Engagement Community Development Journal: Jurnal Pengabdian Masyarakat Asian Management and Business Review Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Journal Of Human And Education (JAHE) Dharma: Jurnal Pengabdian Masyarakat Prosiding University Research Colloquium Jurnal Manajemen dan Dinamika Bisnis Innovative: Journal Of Social Science Research Jurnal Nirta: Studi Inovasi Jurnal Pengabdian Nasional (JPN) Indonesia Jurnal Padamu Negeri International Journal of Accounting, Management, and Economics Research : Ijamer Profetika: Jurnal Studi Islam Journal of Business and Management Innovations The Journal of Community Empowerment and Sustainability Services
Sisca Dian Rahmawati
Universitas Slamet Riyadi
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Digital Financial Literacy and Fintech Publication Trends Yuliana Subastine; Sisca Dian Rahmawati; Qisthoni Permatasari; Lamidi
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 2 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i2.19879

Abstract

The rapid digital transformation of the financial sector has intensified the need for strong Digital Financial Literacy (DFL) to ensure secure and inclusive participation in the fintech ecosystem. This study provides a comprehensive bibliometric analysis of global scientific publications on Digital Financial Literacy and financial technology ( fintech) from 2020 to 2025. Using 214 Scopus-indexed journal articles, the study maps publication trends, leading journals, influential authors, dominant research themes, and collaborative networks. The findings reveal a significant surge in publications beginning in 2023, driven by increased fintech adoption and the urgency of addressing digital financial risks. Economics, business, and Social Sciences emerge as the core disciplinary contributors, with China, India, and Indonesia leading global research output. Keyword co-occurrence and thematic mapping show concentrated attention on financial inclusion, technology adoption, digital finance, and emerging topics such as machine learning and cybersecurity. The study concludes that DFL is not merely a technical competency but a critical foundation for strengthening financial resilience, promoting inclusion, and mitigating risks associated with digitalization. Recommendations include integrating mixed-method approaches in future studies, expanding cross-regional collaborations, and prioritizing ethical, contextual, and inclusive digital financial education frameworks.
Co-Authors Adinata, Alberta Ahmad Reza Aisah, Nurul Alfina Yuniar Prastika Alviola, Sharen Anak Agung Istri Sri Wiadnyani Aprilya, Dandy Ariati Anomsari Aufa Marzuq Alwi Aulia Galuh Ani Sekar Arum Awanis Linati Haziroh Dandy Aprilya Dessy Fatmawati Dewangga Eka Syahputra Diana Aqmala Elia Resha Fatmawati Erin Kristina Fatmawati, Elia Resha Febrianur Ibnu Fitroh Sukono Putra Ikromi, Ziyadi Ali Inggrit Faza Saputra Kikan Nurhaliza Raniku Lamidi Lamidi Lamidi Lamidi, Lamidi Leo Agung Saputra M. Sholahuddin Mahmud Mahmud Mahmud Mahmud Marellia Sasa Iswanti Marjam Desma Rahadhini MD. Rahadhini Midi, Lamidi Moenawar Kholil Mohammad Firdaus Mohammad Hatta Muhammad Sholahuddin Murningsih, Setia Nabilla Putri Amaria Nadiya Fikriyatus Zakiyah Nadiya Fikriyatuz Zakiyah Novel Idris Abas Nur Rahmawati NUR RAHMAWATI Nurul Aisah Permatasari, Qisthoni Putro, Febrianur Ibnu Fitroh Sukono Qisthoni Permatasari Rahayu, Hilda Sri Rahmawati, Rara Yuni Rara Yuni Rahmawati Rina Wulandari Risanda Alirastra Budiantoro Risanda Alirastra Budiantoro Roymon Panjaitan Rudi Kurniawan Saputra, Leo Agung Sarjito Setia Murningsih Sharen Alviola Suprihatmi Sri Wardiningsih Theana Gita Reta Theana Gita Reta Tri Esti Rahayuningtyas Tubagus Achmad Darodjat Wiyadi Wiyadi Wiyadi, W Yuliana Subastine Yuliana Subastine Zakiyah, Nadiya Fikriyatus