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Journal : Syari'ah Economics

Optimizing Liquidity Management in Islamic Banks: A Risk and Shariah Compliance Perspective Nikmah, Lailatun; Tri Wahyuni, Nelly Rizka; Kharisma, Weka Nur; Zunaidi, Arif
Syari'ah Economics Vol 9 No 1 (2025): Islamic Economic
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i1.2223

Abstract

This study aims to determine the concept and role of optimizing liquidity management in Islamic banks. Liquidity management is a very important aspect of Islamic bank operations. Adequate liquidity is needed to meet short-term obligations and support business growth. The purpose of optimizing liquidity management, analyzing the concept and role of optimizing liquidity management in Islamic banks in Indonesia, given the importance of liquidity management in Islamic banks lies in its ability to meet financial obligations without violating sharia principles, so strategic steps are needed to anticipate liquidity risk. The method used in this study is conceptual analysis through literature review on liquidity strategy and funding structure in Islamic banks. The main findings indicate that effective liquidity management does not only focus on short-term aspects, but also includes long-term strategies related to funding structure, which is important for the sustainability and stability of the bank. The conclusion of this study is that liquidity management is a crucial foundation for the operations of Islamic banks. The effectiveness of this management not only ensures the fulfillment of short-term obligations in accordance with sharia principles, but also maintains customer confidence, mitigates risk, optimizes funds, and complies with regulations.
Peran Hukum dalam Mengatasi Kejahatan Implementasi Digital dan Perlindungan Data Diri Dzikrillah, Medina Lailatul; Arddiansyah, Firmanda; Pranata, Boy Alen; Zunaidi, Arif
Syari'ah Economics Vol 9 No 1 (2025): Islamic Economic
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v9i1.2207

Abstract

The development of digital technology in Indonesia has brought a significant impact on various sectors, but it also raises serious challenges in the form of increasing digital crime, especially violations of personal data which is now a commodity that is vulnerable to misuse. As a response to these conditions, the government passed Law Number 27 of 2022 on Personal Data Protection (PDP Law) as an effort to provide a strong legal basis in protecting individual privacy rights. This journal aims to analyze the role of law in overcoming digital crime in Indonesia and evaluate the effectiveness of the implementation of the PDP Law in the context of personal data protection. This research uses a normative juridical approach to examine relevant regulations, as well as an empirical juridical approach through interviews and case studies to assess the application of the law in the field. The analysis is conducted qualitatively by focusing on three main aspects, namely the legal basis of personal data protection, the implementation of the law in practice, and the challenges and problems faced in its implementation.
Co-Authors Abdul Qodir Zailani Abrahan, Amnisuhailah binti Aditya, Tony Afiyah, Anisa Nur Ahmad Syakur Ahmad Syakur Ahmada, Milla Ainina, Ananda Nur Aldila Septiana, Aldila Alfandi, Moh. Ali Samsuri Ali Samsuri, Ali Amrul Muttaqin, Amrul Ana Nur Oktavia Mutamimah Anam, Choiril Andriani Andriani Aprillia, Kinanti Dwi Arddiansyah, Firmanda Ardika, Rendi Asghori, Ahmad Azis Azmi, Nurul Athirah Mohd Bakri, Asri Ady Batavia, Meisya Andin Chofifah Indah Parawansyah Dafabiano, Lintang Ageng Darmansyah Darmansyah Dina, Ulfi Dodi Setiawan, Dodi Setiawan Dzikrillah, Medina Lailatul El Muna, Naily Elisa Fitri Febriani Fachrial Lailatul Maghfiroh Fachrial Lailatul Maghfiroh Fachrial Lailatul Maghfiroh Fahimatul Ilmiyah Fahimatul Ilmiyah Fathurrokhim, Haedar Fawaid, M. Wildan Fitria, Maula Lailatul Fitrotul Bita Aulia Putri Frans Sudirjo Gamon, Alizaman Dumangcag Gunawan, Cameylia Salsabila Gusneli Gusneli Halimah, Siti Nur Hamida, Ulfi Dina Helna Tri Syanturi Hendik Setiawan Hendik Setiawan Hevia Wahyu Khotimah Hevia Wahyu Khotimah Hidayah, Islamiati Husna, Siti Nuril Septaniatul Ignacia, Jessica Emery Imam Annas Mushlihin Irma Roudlotul Jannah Izza Afia Qoirun N Jamaluddin Acmad Kholik Jamaludin A Khalik Janah, Sidanatul Juliana, Juliana Kharisma, Weka Nur Khoiriyati, Soibathul Kholik, Jamaluddin Acmad Kholik, Jamaludin A. Khusnun, Moch Saiful Kusumawardhani, Sayekti Indah Lailatun Nikmah Larasati, Novia Anggraeni Latif, Sahraman D. Hadii Latifah, Yunisa Shindi Laura, Tiffany Dewi Lestari, Novita Sri Lukman Hakim M. Miftahul fanani Maghfiroh, Fachrial Lailatul Maghfiroh, Facrial Lailatul Mahrus Suhardi Maupe, Masnur Daeng Mirza, Azrul Azlan Iskandar Misbahul Munir MOCH ZAINUDDIN, MOCH Moch. Zainuddin Moch. Zainuddin, Moch. Mochamad Alvido Zakaria Moh. Ary Laksana Moh. Asror Yusuf Mohammad Firdaus Al-Fattar, Mohammad Firdaus Al-Fattar Mohammad Ryan Badruzzaman, Mohammad Ryan Badruzzaman Mohd Azmi, Nurul Athirah MUHAMMAD AGIL Muslimah, Yosi binnatul Mutafarida, Binti Mutamimah, Ana Nur Oktavia Mutfarida, Binti Muyasaroh, Isyrohil Nabilla Ayu Febrianti Naning Fatmawatie, Naning Natalina, Sri Anugerah Nikmah, Fika Kemala Nilna Fauza Nisaul Karimah Nofirman, Nofirman Noh, Mohd Shahid Mohd Novia Anggraeni Larasati Nur Muhammad NURIL HIDAYATI Oktaria Ardika Putri Pinkytama, Nawalatus Reysma Pranata, Boy Alen Prihartini, Lely Yunita Puspitaningrum, Ririn Tri Putri, Firda Salsabila Sivana Putri, Fitria Dwi Risna Putri, Tia Rizka Rahardi, Deto Rahma Indika Rahmadanti, Utari Rahmah, Zakiyah Zulfa Rahmawati, Sintia Reviby Adam Nazalla Dhias Ribie, Maya Fransiska Risa Rahmah Risa Rahmah Rizqi, Al Zamzami Bahrur Rizqiyyah, Rifdah Nazilatul Robiatul Adawiyah Romansyah, Nano Rully Novie Wurarah Safitri Safitri Safitri, Lili Dwi Sahad Sakhdiyah, Sahad Sakhdiyah Saka, Dijan Novia Salma Salsabila Sariati, Ning Purnama Septiana, Arsiqum Yogi Setiawan, Firman Shilvi Nur Aidha W SHOLIKAH, MARATUS Sholikhah, Noviana Nur Sintia Rahmawati Sirajul Arifin Siti Mufidatul Azizah Siti Roudhoh Sodiq Almustofa Sri Anugerah Natalina Sri Anugerah Natalina Sri Anugrah Natalina Sri Anugrah Natalina Sri Anugrah Natalina Sri Anugrah Natalina, Sri Anugrah Sulistyowati Sulistyowati Sulistyowati Sulistyowati Tri Wahyuni, Nelly Rizka Ubaidah, Arjuna Nur Chasan Al Ummu Kalsum Urfiatur Rohmi Setiani Urfiatur Rohmi Setiani Urfiatur Rohmi Setiani Utama, Yopi Yudha Vickesia Trisnasari Waeno, Mahamadaree Wahyuni, Meyla Tri Windyaningsi, Windyaningsi Yanto, Rafi Dwi YULIANI Yuliani Yuliani Yunani, Zerli Feni Zaenuddin, M. Zaini, Muhammad Zaki bin Haji Zainuddin, Moh. Zakiyatul Miskiyah Zionis, Rijal Mumazziq Zuraidah