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All Journal At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Islaminomics: Journal of Islamic Economics, Business and Finance EKONOMIKA SYARIAH : Journal of Economic Studies JURNAL EKONOMI SYARIAH Bertuah : Jurnal Syariah dan Ekonomi Islam El-kahfi : Journal of Islamic economics AL-FALAH : Journal of Islamic Economics Al-bank: Journal of Islamic Banking and Finance el-Amwal Journal of Indonesian Sharia Economics EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Islamic Tourism Al-bank: Journal of Islamic Banking and Finance
Rika Widianita
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Transportation

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Preferensi dan Perilaku Tokoh Masyarakat terhadap Perbankan Syariah di Kecamatan Sungai Pagu Kabupaten Solok Selatan Ariyun Anisah; Rika Widianita; Khadijah Nurani
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 2 (2021): July - Desember 2021
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v1i2.3805

Abstract

The development of Islamic banking in the Sungai Pagu sub-district of South Solok Regency  in terms of network operations, where the Bank Syariah Services Unit in Nagari Muaralabuh is the only Islamic banking institution operating in this area. The problem in this study is: What are the preferences and behavior of community leaders on Islamic banking in Sungai Pagu District.With the aim of knowing the preferences and behavior of community figures on Islamic banking in Sungai Pagu district, South Solok Regency. This research is a field study with a qualitative descriptive approach. Primary data sources are community figure involved  in BAMUS Nagari management of 55 people selected with purposive sampling techniques. Data collection techniques are conducted  through interviews, observations, questionnaires, and documentation. The results revealed the preferences of respondents in the banking sector in Sungai Pagu district, South Solok Regency, with a percentage index above 60%, but this was not supported by good behavior from correspondents where the score index was below 60%. While the role of respondents in delivering and disseminating Islamic banking to the community is at 60%, meaning that good and community leaders are a medium of socialization and promotion of Islamic banking in this area
Pengaruh Indeks Pembangunan Manusia (IPM) Terhadap Tingkat Partisipasi Angkatan Kerja (TPAK) di Bukittinggi Fitra Ananda, Ilham; Widianita, Rika
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 4 No. 2 (2023): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

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Abstract

This study aims to analyze the effect of the Human Development Index (HDI) on the Labor Force Participation Rate (TPAK) in Bukittinggi City in 2021-2022. This study uses a quantitative approach with a simple linear regression analysis method, which utilizes data from 2014 to 2022 to identify the relationship between HDI and TPAK. The results of the study indicate the need for more integrated policies, such as the development of the creative and digital economy sectors, skills training that is in accordance with market needs, and improving digital infrastructure. With an inclusive development strategy, it is hoped that labor force participation can increase along with improvements in the HDI, creating sustainable economic development in Bukittinggi City.
Pengaruh Subsidi Pupuk Terhadap Kesejahteraan Petani di Nagari Toboh Gadang Barat Kabupaten Padang Pariaman Rahmanda Suci, Nesha; Widianita, Rika
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 4 No. 2 (2023): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

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Abstract

The agricultural sector in Indonesia has a strategic role in the national economy, and the fertilizer subsidy policy is one of the government's efforts to improve the welfare of farmers. This study aims to analyze the effect of fertilizer subsidies on the welfare of farmers in Nagari Toboh Gadang Barat, Padang Pariaman Regency. Although fertilizer subsidies are expected to lower production costs and increase agricultural yields, research results show that the policy has not had a significant impact. Some of the problems found include uneven distribution of fertilizers, poor fertilizer quality, and dependence on external factors such as weather that affect agricultural yields. In addition, the discrepancy between the allocation of subsidies and the real needs of farmers is also a major obstacle. This study uses a quantitative method with regression analysis to test the effect of fertilizer subsidies on farmers' welfare. The results of the study show that despite the increase in agricultural output in 2023, overall agricultural productivity is still volatile and has not reached its maximum potential. Therefore, fertilizer subsidy policies need to be evaluated and improved, especially in terms of more equitable distribution, improving fertilizer quality, and adjusting subsidy allocation to the real needs of farmers. This study provides recommendations for improving fertilizer subsidy policies to be more targeted and can improve the welfare of farmers in Nagari Toboh Gadang Barat.
The Influence of Job Satisfaction, Distributive Justice and Affective Commitment to Organizational Citizenship Behavior (PKO) in Islamic Bank Employees in Indonesia Febrian, Andis; Widianita, Rika; Putri, Zulvaruri Sintia
AL-FALAH : Journal of Islamic Economics Vol. 8 No. 1 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v8i1.6840

Abstract

Purpose: The purpose of this research is to identify and analyze the effect of job satisfaction and distributive justice on affective commitment, the effect of job satisfaction, distributive justice and affective commitment on organizational citizenship behavior, and to see the effect of job satisfaction and distributive justice on organizational citizenship behavior mediated by affective commitment. On Islamic bank employees in Indonesia.Design/Method/Approach: The research method used in this study is quantitative descriptive of Islamic bank employees in Indonesia. The total population in this study was 85 people from three Islamic banks in the Padang and Pekanbaru areas. The numbers of samples in this study were 70 people and the data used was primary data by distributing questionnaires to employees. The data collected in this study will be tested using research instrument tests, classical assumption tests, multiple regression tests, and hypothesis testing.Findings: The findings in this study are that there is a significant positive relationship between the effect of satisfaction and distributive justice on affective commitment, the effect of job satisfaction, distributive justice and affective commitment on organizational citizenship behavior, and the effect of job satisfaction on organizational citizenship behavior mediated by affective commitment in Islamic bank employees in Indonesia, and there is a non-significant relationship between the effect of distributive justice on organizational citizenship behavior mediated by affective commitment in Islamic bank employees in Indonesia.Originality/Value: The contribution of this research is to see how the citizenship behavior of employee organizations of Islamic banks in Indonesia can improve company performance so that they can compete with conventional banks
Outcome-Based English Learning for Islamic Economics Students in Indonesian Universities Rahman, Muthia; Syafitri, Widya; Laila, Yulia; Febrina, Reni; Widianita, Rika
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.569

Abstract

This study addresses the need for Islamic Economics graduates to acquire not only theoretical knowledge but also practical English communication skills, in order to meet the challenges of global economic integration and the Islamic finance industry. The research aims to redesign English for Economics courses by applying principles of Outcome-Based Education (OBE). Using a qualitative descriptive design, this study analyzes curriculum documents, previous research, and case examples from Islamic universities to examine the integration of communicative competence, critical thinking, and contextual understanding into course design. The findings indicate that OBE-based instruction enhances students’ linguistic proficiency, professional readiness, and international engagement by aligning learning outcomes with industry requirements. The study contributes to curriculum development by offering a framework for implementing OBE in English for Islamic Economics. Its novelty lies in positioning OBE as a strategic approach to bridge the gap between traditional reading-focused instruction and the real-world communicative demands of Islamic economics education.
Dampak Perubahan Harga Jual Jagung Pada Kesejahteraan Ekonomi Petani Halim, Halim; Martilova, Novera; Widianita, Rika; Elmizan, Gina Havieza
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Harga jagung di Jorong Bukit Harapan kerap mengalami ketidakstabilan, yang berdampak pada menurunnya kondisi ekonomi para petani jagung. Oleh karena itu, kestabilan harga sangat dibutuhkan guna mendukung kesejahteraan masyarakat setempat. Melalui penelitian ini, diharapkan petani jagung di Jorong Bukit Harapan mendapat perhatian dari pemerintah agar harga jagung lebih terkendali. Penelitian ini bertujuan untuk mengidentifikasi dan menjelaskan dampak perubahan harga jual jagung terhadap kesejahteraan ekonomi petani di Jorong Bukit Harapan, Nagari Sungai Aua, Kabupaten Pasaman Barat. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif. Hasil temuan menunjukkan bahwa pendapatan petani mengalami penurunan, sehingga mereka kesulitan memenuhi kebutuhan rumah tangga dan mengalami penurunan kualitas hidup. Banyak petani terpaksa berutang untuk menutupi kebutuhan mendesak dan modal usaha, namun kondisi ini sering merugikan karena mereka harus menjual hasil panen dengan harga murah kepada pihak pemberi pinjaman. Selain itu, petani juga kesulitan membiayai kebutuhan operasional seperti pembelian benih, pupuk, dan pestisida, yang berdampak pada terganggunya proses produksi serta tidak terpenuhinya biaya pendidikan anak-anak mereka.
Analisis Manajemen Risiko Terkait Regulasi Perjalanan Umrah di Aet Travel Yeni, Putri Halida; Ridhah, Habiba Tur; Zulhelmi, Zulhelmi; Widianita, Rika
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Didirikan pada tanggal 21 Oktober 2010, AET Travel merupakan perusahaan perjalanan haji dan umrah yang menawarkan paket dan layanan terbaik dengan tingkat layanan tertinggi. Bahaya yang terkait dengan aturan tidak akan terlepas dari nama perusahaan haji dan umrah. Oleh karena itu, untuk mencegah dan mengurangi bahaya yang timbul, AET Travel harus melakukan manajemen risiko yang terkait dengan persyaratan perjalanan umrah. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pimpinan AET Travel mengelola dan mengatasi risiko terkait dengan analisis manajemen risiko organisasi terhadap hukum perjalanan umrah. Dengan menggunakan pendekatan kualitatif, penelitian ini mengumpulkan data melalui observasi lapangan dan wawancara dengan informan utama, khususnya pimpinan AET Travel. Wawancara dengan para informan kemudian didokumentasikan menggunakan foto. Menurut temuan penelitian, isu keamanan, kesehatan, dan regulasi merupakan isu yang sering muncul. Kemudian, dengan mengidentifikasi risiko, yakni dengan mengenali dan memahami bahaya yang akan muncul, AET Travel telah berhasil menerapkan manajemen risiko. Setelah itu, dilakukan analisis risiko, yaitu mencari tahu apa yang akan terjadi jika risiko tersebut diabaikan. Kemudian melakukan penilaian dengan menerapkan pendekatan yang dipilih khususnya, strategi pengurangan risiko dalam praktik.
Co-Authors Andis Febrian Ariyun Anisah Asyari Asyari Asyari Asyari Faisal Hidayat Febiola, Putri Febrian, Andis Febrina, Reni Fitra Ananda, Ilham Gina Havieza Elmizan Halim Halim, Halim Hidayat, Faisal Hidayatullah, Abdul Karim Iiz Izmuddin Khadijah Nurani Laila, Yulia Mega Ilhamiwati Miftahurrahmah Nency Ayu Wandira Novera Martilova Pasaribu, Riyan Listianto Putri, Riche Hendriko Putri, Zulvaruri Sintia Rahman, Muthia Rahmanda Suci, Nesha Ridhah, Habiba Tur Syafitri, Widya Syaiful Rahman Yeni, Putri Halida Zulhelmi, Zulhelmi