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All Journal International Journal of Informatics and Communication Technology (IJ-ICT) International Journal of Advances in Applied Sciences At-Taradhi: Jurnal Studi Ekonomi Arabia: Jurnal Pendidikan Bahasa Arab BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM IJIBE (International Journal of Islamic Business Ethics) I-ECONOMICS: A Research Journal on Islamic Economics EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Ziswaf : Jurnal Zakat dan Wakaf Jurnal Al-Qardh Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Mustashfa Profetika FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Jurnal Pengabdian UntukMu NegeRI AL QUDS : Jurnal Studi Alquran dan Hadis Resona : Jurnal Ilmiah Pengabdian Masyarakat Jurnal TAM (Technology Acceptance Model) Adi Widya : Jurnal Pengabdian Masyarakat al-Afkar, Journal For Islamic Studies Al-Muzara'ah Journal of Islamic Economic Laws QARDHUL HASAN: MEDIA PENGABDIAN KEPADA MASYARAKAT Journal of Indonesian Tourism, Hospitality and Recreation Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Indonesian Journal of Halal Research Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Azhar Journal of Islamic Economics Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Sustainable Tourism and Entrepreneurship Nusantara Science and Technology Proceedings Journal of Islamic Economics and Finance Studies AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Airlangga International Journal of Islamic Economics and Finance Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Halal Research Journal Jurnal Ar-Ribh Al-Muamalat : Jurnal Ekonomi Syariah Abdi Psikonomi Talaa : Journal of Islamic Finance Islamiconomic: Jurnal Ekonomi Islam Perbanas Journal of Islamic Economics and Business Proceeding ISETH (International Summit on Science, Technology, and Humanity) International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) International Journal of Emerging Issues in Islamic Studies Velocity: Journal of Sharia Finance and Banking International Journal of Law and Society Imara: Jurnal Riset Ekonomi Islam Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Muhibbul Arabiyah: Jurnal Pendidikan Bahasa Arab JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Jurnal Perbankan Syariah Jurnal TAM (Technology Acceptance Model) Al-Infaq : Jurnal Ekonomi Islam
Azhar Alam
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Social Sciences Other

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Analisis Efisiensi Pengelolaan Dana Zakat Infak Sedekah (ZIS) di Baznas Kabupaten/Kota Se-Karesidenan Surakarta dengan Menggunakan Metode Data Envelopment Analysis Dea Azhar Alam
IQTISHODUNA: Jurnal Ekonomi Islam Vol 7 No 2 (2018): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (571.455 KB)

Abstract

Efficiency is one measurement of the organization operational succes including the charity management organization. This study measures and analyzes the efficiency of BAZNAS in Surakarta residency using the DEA (Data Envelopment Analysis) method. Efficiency results show which BAZNAS regency / city is efficient or inefficient and find out the source of inefficiency. Having optimal operational (CRS), there were found 4 BAZNAS with 100% efficiency, namely BAZNAS Klaten Regency, Surakarta City, Sragen Regency, and Wonogiri Regency. While some BAZNAS with efficiency below 100% are BAZNAS Boyolali Regency (87.6%), Sukoharjo Regency (73.5%) and Karanganyar Regency (59.9%). Efficiency analysis with VRS assumption shows that all BAZNAS in Surakarta Residency have 100% optimal efficiency. The source of inefficiency that occurs in some BAZNAS Districts that have efficiency scores below 100% is that the potential of zakat distribution, distribution of infaq, and the total distribution of infaq & zakat has not been optimized.
Halal Certification Management Procedure for Cosmetic Products in Indonesia After Government Regulation Number 31 of 2019: Prosedur Pengelolaan Sertifikasi Halal pada Produk Kosmetik Pasca Peraturan Pemerintah Nomor 31 Tahun 2019 Azhar Alam; Refita Yunie Samhuri
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.114-135

Abstract

Abstract: In ensuring the halalness of a product, the Indonesian government issued Government Regulation no. 31 of 2019, following up on changes to the flow of halal certification as stated in the Halal Product Assurance Law Number 33 of 2014, which the Ministry of Religion manages, Division of the Halal Product Assurance Organizing Body (BPJPH). This study aims to reveal the differences in the management of halal certificates before and after the Halal Product Guarantee Act (UU JPH). In addition, this study also discusses the procedures carried out by LPPOM - MUI and BPJPH in the management of halal certificates for cosmetic products. This study uses a descriptive qualitative approach, with the research object being LPPOM MUI and BPJPH Banten Province. Data were obtained from interviews, literature documents. The study results indicate significant changes that occur with the emergence of the role of BPJH as the central institution authorized in the halal certification process. The management of halal certification for cosmetic products is adjusted to the tariff with categories ranging from large, medium, medium, or home industry businesses. Keywords: Cosmetics, LPPOM MUI, BPJPH, Halal Certification   Abstrak:Dalam menjamin kehalalan suatu produk, maka pemerintah Indonesia mengeluarkan Peraturan Pemerintah No. 31 Tahun 2019 menindaklanjuti perubahan alur pembuatan sertifikasi halal sebagaimana tertuang dalam Undang-Undang Jaminan Produk Halal Nomor 33 Tahun 2014 yang dikelola oleh Kementrian Agama Divisi Badan Penyelenggara Jaminan Produk Halal (BPJPH). Penelitian ini bertujuan untuk mengungkapkan perbedaan pengelolaan sertifikat halal sebelum dan sesudah adanya Undang Undang Jaminan Produk Halal (UU JPH). Selain itu penelitian ini juga membahas prosedur yang dilakukan LPPOM – MUI dan BPJPH dalam pengelolaan sertifikat halal pada produk kosmetik. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan objek penelitian adalah LPPOM MUI dan BPJPH Provinsi Banten. Data diperoleh dari hasil wawancara, dokumen literatur. Hasil Penelitian menunjukkan adanya perubahan yang signifikan yang terjadi dengan munculnya peran BPJH sebagai lembaga utama yang berwenang dalam proses sertifikasi halal. Pengurusan sertifikasi halal produk kosmetik disesuaikan besaran tarifnya dengan kategori jenis mulai dari besar, menengah, sedang, atau usaha industri rumah tangga. Kata Kunci : Kosmetik, LPPOM MUI, BPJPH, Sertifikasi Halal.  
PENYULUHAN ETIKA HUTANG PIUTANG DALAM ISLAM DI DUSUN BENDOSARI KABUPATEN SUKOHARJO Azhar Alam; Dewi Permata Sari; Boby Habibi
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 1 (2020): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LP2M UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v4i1.324

Abstract

Warga Dusun Bendosari Rt 02 Rw 01 Kecamatan Bendosari Kabupaten Sukoharjo merupakan penduduk religius dimana terdapat banyak masjid di lingkungan tempat mereka. Mayoritas warga bermata pencaharian petani dan banyak dari mereka merupakan warga pendatang. Kebutuhan hidup zaman modern semakin kompleks hingga terkadang memaksa sebagian warga berhutang piutang. Ketidaktahuan tentang prinsip-prinsip agama dalam muamalah hutang piutang dapat merusak keharmonisan hubungan antara pihak pemberi hutang dan penerima hutang. Kegiatan penyuluhan ini bertujuan untuk menambah pengetahuan warga terkait etika hutang piutang dalam Islam dan menambah kesadaran masyarakat untuk menjunjung etika hutang piutang sesuai dengan ajaran Islam. Ceramah dan dialog secara interaktif dipilih sebagai metode pengabdian dalam kegiatan penyuluhan ini. Hasil penyuluhan menunjukkan bertambahnya kesadaran warga sekitar dalam menerapkan prinsip etika hutang-piutang dalam Islam
Description Analysis of Muslim Millennial Trust and Comfort in Using Crowdfunding Platforms for Donation Azhar Alam; Luthfi Aria Widyatama Mirza; Chabibatul Mu’awanah
Nusantara Science and Technology Proceedings 1st ICEMAC 2020: International Conference on Economics, Management, and Accounting
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1014

Abstract

This study aims to determine the description of Muslim millennials' trust and comfort when donating on crowdfunding platforms. This study took data research from millennials Muslim users of crowdfunding donation platform kitabisa.com who have donated two times or more. This study interviewed ten respondents of crowdfunding platforms to determine why they use crowdfunding platforms as media in terms of trust and convenience. This research uses qualitative and descriptive phenomenological research to know a particular phenomenon by understanding the meaning of an individual's experience related to a specific phenomenon. This study's finding shows that the description of things that affect their trust level in donating on crowdfunding platforms is transparency, legalization, and secure personal data protection. In contrast, the description of things that affect comfort level is time efficiency, simplicity of features, and flexibility in accessing. This research is expected to support donation, and zakat institutions use crowdfunding platforms to help their function in Muslims' welfare beset by difficulties.
Penyuluhan Advokasi Hak Asasi Etnis Uyghur di Xinjiang dan Negara Suaka Raisa Aribatul Hamidah; Azhar Alam; Muhamad Taufik Hidayat; Muhammad Anas; Suranto Suranto; Rizka Rizka
Adi Widya : Jurnal Pengabdian Masyarakat Vol 5 No 2 (2021): ADI WIDYA Jurnal Pengabdian Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33061/awpm.v5i2.5774

Abstract

Sebagai negara maju, China masih tidak terlepas dari masalah konflik internal. Salah satunya yaitu konfllik di Uyghur. Uyghur merupakan kelompok etnis minoritas yang sebagian besar beragama Islam, dan terutama berbasis diwilayah Xinjiang, di barat laut China. Berdasarkan sejarahnya, konflik ini dipicu ketimpangan ekonomi, ketidakpuasan, ketidakadilan, dan kekerasan yang secara simultan bergulir di Xinjiang. Dimana Etnis Uyghur muslim mengalami perseteruan dengan pemerintah otoritas China. Universitas Muhammadiyah Surakarta melihat perlunya advokasi hak-hak etnis Uyghur di Xinjiang dan negara-negara suaka. Advokasi dan edukasi ini bertujuan untuk menambah kesadaran masyarakat khususnya masyarakat Indonesia untuk melakukan aksi nyata dalam membela etnis Uyghur. Kegiatan ini diikuti oleh 117 peserta dari berbagai kalangan usia dari Indonesia dan India. Peserta memiliki antusiasme yang tinggi ditunjukkan dengan adanya dialog atau interaksi berupa pertanyaan yang disampaikan oleh peserta. Kegiatan ini menyimpulkan pentingnya peran semua pihak yang peduli terhadap hak asasi manusia untuk berperan aktif dan mendukung terwujudnya keadilan bagi etnis Uyghur.
LEVEL OF UNDERSTANDING AND REASONS CUSTOMERS CHOOSE SHARIA INSURANCE PRODUCTS Delvia Rusita Purnamasari; Azhar Alam
Airlangga International Journal of Islamic Economics and Finance Vol. 3 No. 1 (2020): JANUARY-JUNE 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v3i1.19411

Abstract

This study aims to determine the level of customer understanding of Islamic insurance products and reasons for customers to buy or become consumers of Islamic insurance. This research uses a quantitative approach with descriptive statistical analysis. This research took at PT. Solo Family Takaful of 100 respondents. The data collection method uses a questionnaire distributed to customers, and the data processing uses the Guttman Scale Cross-Sectional model (traditional) with the help of Microsoft Excel 2010 and SPSS 24. The results of this study indicate that the level of understanding and reasons for customers in choosing sharia insurance products are classified as high due to factors consumer interest and knowledge factors.
Evaluasi Program Pemberdayaan Usaha Mikro Kecil dan Menengah (UMKM) LAZISMU Magetan dengan Pendekatan Diagram Kartesius Azhar Alam; Harun; Nisrina Mar-atus Sholihah; Aditya Nurrahman
AL-MUZARA'AH Vol. 9 No. 2 (2021): AL-MUZARA'AH (December 2021)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.9.2.147-165

Abstract

This study aimed to determine the effect of zakat empowerment with MSMEs on the economic people empowerment according to the mustahik perceptions. This research used descriptive analysis with Cartesian coordinate approach. The results showed that the quality of LAZISMU in the MSMEs empowerment program in each dimension of tangible, reliability, responsiveness, assurance, and empathy was almost entirely good quality. The tangible dimension can be shown through the ease of procedures for submitting assistance and the period of its realization. The suitability between everything described by the officer with the reality on the reliable dimension is the main priority factor. The politeness, friendliness and communication skill of officers in the empathy dimension are factors that must be maintained. While transparency in providing information on survey results on the assurance dimension is a low priority factor. The monitoring on the impact of empowerment on the responsiveness dimension and the strategic location of the LAZISMU office on the tangible dimension was considered excessive. There is an effect of zakat empowerment with MSMEs on increasing the people's economic income in terms of service quality according to the perceptions of mustahik. This research suggests LAZISMU Magetan for accelerates the realization of assistance proposals and the ease in applying for assistance.
IMPLEMENTASI ETIKA BISNIS ISLAM TERHADAP SISTEM RESELLER DAN RELEVANSINYA DALAM UNDANG-UNDANG PERLINDUNGAN KONSUMEN Azhar Alam; Sri Herianingrum; Tata Leni Lestari; Aditya Nurrahman
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 1 │ 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v9i1.11158

Abstract

This study is to find out about the practice of the reseller system at Beteng Trade Center and to find out the implementation of Islamic business ethics on the reseller system at Beteng Trade Center and its relevance in the Consumer Protection Act (UUPK). Primary data sources were obtained through interviews with two suppliers, ten resellers, and three consumers. This study's secondary data sources were obtained from various literature, laws, and regulations. This study shows that the reseller system mechanism at Beteng Trade Center uses an indirect distribution strategy and has met the requirements of the reseller system. The implementation of Islamic business ethics on the reseller system has fulfilled the rights of consumers and the obligations of business actors following the principles of Islamic business ethics in the form of honesty, fairness, trustworthiness, openness, and no element of fraud. Consumer protection in the reseller system at Beteng Trade Center is by UUPK because it meets the rules of UUPK Article 4 No 8, Article 4 letter D, Article 7 letter F and Article 7 letter D regarding consumer protection. This research can be a reference for managing reseller systems and applying Islamic business ethics associated with consumer protection laws. This research contributes to the analysis of Islamic business ethics in the application of the reseller system and the study of related consumer protection laws.
A QUALITATIVE ANALYSIS OF USER INTERFACE DESIGN ON A SHARIA FINTECHAPPLICATION BASED ON TECHNOLOGY ACCEPTANCE MODEL (TAM) Azhar Alam; Ilham Aji Saputro
Jurnal TAM (Technology Acceptance Model) Vol 13, No 1 (2022): Jurnal TAM (Technology Acceptance Model)
Publisher : LPPM STMIK Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/jurnaltam.v13i1.1142

Abstract

This research aims to discuss user interface design analysis on the use of Sharia applications based on the technology acceptance model and sharia principles. This research wants to illustrate the assessment results of the initial view and know-how easy to use in a Sharia fintech application, namely Sharia funds. This study interviewed ten respondents from young and old, both young and old, who had not used this application or who were already using it. This study uses a type of qualitative research with the Grounded Theory method to explain the phenomenon specifically. The results showed that the User Interface in Dana Syariah application, which is assessed in terms of Consistency, Personality, Layout,  and control and affordances, could be said almost all views make it easy for users young and old. However, there are some drawbacks, perhaps due to less innovative colors. There are few constraints found for older and above average users who find it difficult to distinguish some of that application's particular functions. This research recommends Islamic fintech application providers to pay better attention to the user interface while inviting academics in Sharia economics to evaluate fintech applications' use to develop a faster Islamic economy.
Comparative Analysis of Murabahah and Mudharabah Financing Risk from Islamic Microfinance Institutions Perspective Azhar Alam; Raditya Sukmana; Bayu Arie Fianto; Azzam Izzuddin
AL-MUZARA'AH Vol. 10 No. 1 (2022): AL-MUZARA'AH (June 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.1.79-92

Abstract

The most frequently used financing contracts in Islamic financial institutions are murabahah and mudharabah. This study aims to reveal the phenomenon in the field about the description of the risk comparison between murabahah financing and mudharabah financing from the BMT side. This study uses descriptive qualitative research methods through data collection methods with in-depth interviews with nine respondents who have experience handling the risks of murabahah financing and mudharabah financing at BMT. This study shows that the risk of mudharabah financing is greater than the risk of murabahah financing. In practice, mudharabah financing tends to be relatively high due to asymmetric information and moral hazard. The inherent risk in murabahah financing is the risk of member default due to default or member negligence in returning installments. This study also identifies risk factors such as trust risk and sharia legal risk for murabahah financing with wakalah contracts. This study shows that BMT applies the precautionary principle and is appropriate to maintain the institution's health to minimize the risks that occur. This research is expected to be a reference in managing the risk of murabahah financing and mudharabah financing with innovative strategies. The BMT Islamic Microfinance Institution needs to stimulate and educate to reduce the risk of mudharabah financing so that it can become a top priority for financing.
Co-Authors Abdelsalam Adam Hamid Abdelsalam Adam Hamid Achmad Fajar Sidiq Ade Indra Adi Saifurrahman Aditya Nurrahman Aditya Nurrahman Aditya Nurrahman Aditya Nurrahman Adriansyah, Ikhwan Afief El Asfahany Afief El Ashfahany Afiq Miftahurizqi Alhaq Al Bagir, Muhamad Aminudin Ma'ruf Anggraeni, Arum Angrinda Anggih Umi Kulsum Anisa Nur Faizah Ari Prasetyo Arum Anggraeni Arum Mawadati Muthoharoh Azizi, Muhammad Azzam Izzuddin Bafana, Faiz Adib Bayu Arie Fianto Boby Habibi Cahyaningrum, Linda Islam Chabibatul Mu’awanah Chantarungsri, Chariyada Dedi Junaedi Delvia Rusita Purnamasari Devi Wijayanti Deviana Sari Dewi Permata Sari Dian Nofitri Diana Setiawati Dicky Trio Adi Saputro Eka Lutfia Khoirun Nisa Eka Lutfia Khoirun Nisa Eni Setyowati Fauzul Hanif Noor Athief Fiky Nila Mustika Galuh Thifal Anggraeni Hamidah, Raisa Aribatul Hamidah, Raisa Aribatul Harun Hidayati, Sukri Ilham Aji Saputro Imron Rosyadi Inayati, Nurul Latifatul Indriyani, Latifah Isman Isman, Isman Izzuddin, Azzam Jamil, Fadila Ainur Jim, Mahafizur Rahman Kintan Indah Sriwahyuni Kurniawan, Adityo Wiwit Kusnul Khotimah Lukman Hakim Luthfi Aria Widyatama Mirza M. Mus’ab At-Thariq M. Rizal Arsyad Marissa Grace Haque Marissa Grace Haque, Marissa Grace Maulidyah Indira Hasmarini Muchamad Rizsal Sulistiyanto Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Taufik Hidayat Muhammad Anas Muhammad Hanif al Hakim Muhammad Zulkifli, Muhammad Musliah Isnaini Rahmawati Mustika, Fiky Nila Nida’ Al-Karimah Makkawi Nisa', Eka Lutfia Khoirun Nisrina Mar-atus Sholihah Nizam, Renaldi Sahrul Nofitri, Dian Novie Dwi Lestari Nugroho, Wisnu Adji Nur Aini Nur Jannah Nur Kasanah, Umi Nur Puji Rohmawati Nur Rizqi Febriandika Nurrahman, Aditya Nurrahman, Aditya Nurrochman, Danang Dwi Nurul Latifatul Inayati Priandana, Damara Purbo Tyas, Gharnis Purwaningsih, Rista Raditya Sukmana Rafi Siregar Rahayu Puji Lestari Rahmawati, Estina Raihan, Fadhiil Arkanur Raisa Aribatul Hamidah Raisa Aribatul Hamidah Rama, Nabila Rahmawati Refita Yunie Samhuri Renaldi Sahrul Nizam Ririn Tri Ratnasari Rizka Rizka Sanitra Septiana Saputro, Triyono Adi Sholikah, Nikmatus Sidiq, Achmad Fajar Siti Nurbaya Siti Nurbaya Sri Herianingrum Suranto Suranto Suratman, Asyifa Syauqi Syahidah, Yasmin Syaraf, Ahsan Barra Tata Leni Lestari Tika Widiastuti Umi Nur Kasanah Wahyu Intan Kusumastuti Wardah Yuspin Wiguna, Aditama Chandra Wijayanti, Devi Wulandari, Zuli Yuli Tri Utami Yunie Samhuri, Refita Yusuf, Jibrail Bin