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All Journal JURNAL ILMIAH MANAJEMEN & BISNIS Intiqad: Jurnal Agama dan Pendidikan Islam EDUTECH: Jurnal Ilmu Pendidikan dan Ilmu Sosial Quantitative Economics Journal AL ISHLAH Jurnal Pendidikan Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) JMM (Jurnal Masyarakat Mandiri) Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JURNAL PENDIDIKAN TAMBUSAI JUPE : Jurnal Pendidikan Mandala Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Pendidikan dan Konseling Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Hikmah Ihtiyath : Jurnal Manajemen Keuangan Syariah Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Community Empowerment Al-Ulum: Jurnal Pendidikan Islam Al-Sharf: Jurnal Ekonomi Islam Al-Fikru: Jurnal Ilmiah Proceeding International Seminar of Islamic Studies Akuntansi'45 Al-Ulum: Jurnal Pendidikan Islam International Journal of Islamic and Social Sciences (ISOS) Mabsya: Jurnal Manajemen Bisnis Syariah Economic Reviews Journal Jurnal Ekonomi Islam Jurnal Informatika Ekonomi Bisnis International Journal of Economic, Technology and Social Sciences (Injects) Ekonom : Jurnal Ekonomi dan Bisnis IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Krigan: Journal of Management and Sharia Business JER Journal of Ekonomics, Finance, and Management Studies
Isra Hayati
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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THE EFFECT OF MUDHARABAH AND MUSYARAKAH FINANCING ON RETURN ON EQUITY IN SYARIAH BANKS IN INDONESIA Isra Hayati; Silvi Rahmayani Hasibuan
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.097 KB)

Abstract

The analytical method used in this research is descriptive statistical analysis, normality test, multicollinearity test, heteroscedasticity test, autocorrelation test and multiple linear regression method using SPSS version 22. The linear regression results are Y = 3.505 - 0.092X1 + 0.819X2. From the t test of the mudharabah financing variable, it produces tcount -0.356 ttable 2.0047 and a significance value of 0.732 0.05. Then Ho is accepted and H1 is rejected, meaning that there is no influence of the mudharabah financing variable (X1) on the return on equity (Y) variable.Musyarakah financing resulted in tcount 3.179 ttable 2.0047 and a significance value of 0.002 0.05. So Ho is rejected and H2 is accepted, meaning that there is a significant positive influence on the variable of musyarakah financing (X2) on the return on equity (Y).F test obtained Fcount 143.348 Ftable 3.16 and a significance value of 0.000 0.05. This proves that Ho3 is rejected and H3 is accepted, meaning that there is a significant effect of mudharabah financing (X1) and musyarakah financing (X2) on return on equity (Y).Mudharabah Financing, Musharaka Financing and Return On Equity
THE FALAK SCIENCE OBSERVATORY OF UNIVERSITY OF MUHAMMADIYAH NORTH SUMATRA (OIF UMSU) AND THE CONTRIBUTION IN FAJR TIME RESEARCH Arwin Juli Rakhmadi; Abu Yazid Raisal; Muhammad Hidayat; Hariyadi Putraga; Isra Hayati
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The Falak Science Observatory of the University of Muhammadiyah North Sumatra (abbreviated OIF UMSU) is an observatory that is engaged in the study and research of Islamic Astronomy. Structurally, this institution is under the auspices of the University of Muhammadiyah North Sumatra (UMSU). One focus of The Falak Science Observatory of the University of Muhammadiyah North Sumatra is the fajr time (true dawn) research by using Sky Quality Meter (SQM) instruments. OIF UMSU's Fajr time research data has compiled up to hundred data (days), collected from 2017 to 2020. Besides, some of OIF UMSUs data also been utilized by various parties in the research and development of the dawn study and Falak science in general. This article will present at a glance about OIF UMSU and the contribution to Fajr Time research using Sky Quality Meter.
Analisis Manajemen Risiko Pembiayaan Kpr Griya Dengan Akad Murabahah Pada Bank Syariah Indonesia Kc Medan Gajah Mada Cut Ernita Julistia; Isra Hayati
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 3 No. 3 (2022): SEPTEMBER
Publisher : CERED Indonesia Institute

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Abstract

This study aims to determine the risks that occur in financing Griya Home Ownership Loans for murabaha contracts, find out the application of risk management and find out the obstacles that occur at Bank Syariah Indonesia KC Medan Gajah Mada. The research approach used is a qualitative research method with a descriptive approach. The Data Collection Techniques used in this study are observation, interviews, documentation, and literature studies. The data validity technique uses the triangulation method. Respondents in this study consisted of Consumer Banking Relationship Manager and Admin Micro Powning Staff. The results showed that the risks that occurred at Bank Syariah Indonesia KC Medan Gajah Mada in financing home ownership loans under the Murabaha contract were financing or credit risks, operational risks, and market risks caused by bad debts, the existence of defaults and changes in market variables but rarely occur. The implementation of risk management is carried out by following the guidelines of Bank Indonesia regulation No.11/25/PBI/2009, Article 4 Paragraph 3 for Islamic Commercial Banks is required to apply four types of risk, namely Credit or financing risk, market risk, liquidity risk, and operational risk.
Training of management and establishment of sharia cooperatives (Baitul Maal Wat Tamwil) at Aisyiyah Percut Sei Tuan Isra Hayati; Syahrul Amsari; Mutiah Khaira Sihotang; Ahmad Afandi
Community Empowerment Vol 7 No 9 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.7733

Abstract

This program was motivated by the lack of knowledge of the management and residents of Aisyiyah in establishing and managing the Sharia Cooperative at the Aisyiyah Percut Sei Tuan Branch. In addition, residents of Aisyiyah Percut Sei Tuan District still use usury-based cooperative savings and loan services. To improve knowledge and literacy, the purpose of this service is to provide management training on the establishment and management of sharia cooperatives, so that Sharia cooperatives can be formed at the Aisyiyah Percut Sei Tuan Branch. The stages of implementing this activity are preparation, training and evaluation of program success. From the results of the evaluation, the training participants gained an understanding and succeeded in forming a sharia cooperative under the name Tajri Aj Ma'a. In this activity, it was also decided the monthly contribution of cooperative members which must be paid.
Affiliate marketing business model education in promoting keloria products Ahmad Afandi; Syahrul Amsari; Isra Hayati; Syahrani Devi; Fachrul Rozi Lubis
Community Empowerment Vol 7 No 11 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.8268

Abstract

The era of the industrial revolution 4.0 and globalization made major changes in various fields, one of which is technology. One of the digital marketing strategies is affiliate marketing, which allows someone to market other people's products simply by spreading promotional links. In this activity, the team held seminars and training on affiliate marketing business models in marketing keloria products which aimed to increase participants' knowledge of digital marketing and affiliate marketing and encourage participants to join as affiliate partners of PT. Keloria Moringa Jaya. This seminar and training was carried out in 3 stages, namely preparation, seminar and training, and evaluation. The evaluation results show the participants' satisfaction with the training material and design presented. In addition, this activity succeeded in increasing participants' knowledge about digital marketing, especially social media marketing and affiliate marketing-based marketing models.
THE EFFECT OF ENTREPRENEURSHIP LEARNING ON STUDENT ENTREPRENEURIAL DECISIONS Isra Hayati; Susilawati Susilawati; Mutiah Khaira Sihotang
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The purpose of this study was to determine the Effect of Entrepreneurship Learning on Entrepreneurial Decisions of Students of the Faculty of Islamic Religion Muhammadiyah University of North Sumatra. The research method used in this study is a quantitative research method. The sample in this study were students of the Islamic Faculty of Muhammadiyah University of North Sumatra with a total of 89 students responding. Based on the results of the analysis, it shows that entrepreneurship learning can be seen from the tcount of 3,356 ttable 1,988 with a significant value of 0.001 0.05, this shows that the entrepreneurship learning variable influences interest in entrepreneurship, thus H1 is accepted.
Analisis Gaya kepemimpinan CEO dalam Meningkatkan Mutu Pendidikan pada Tadika Al Fikh Orchard HQ Bandar Parkland Selangor Malaysia Sarah Sitompul; Isra Hayati
Jurnal Pendidikan dan Konseling (JPDK) Vol. 4 No. 6 (2022): Jurnal Pendidikan dan Konseling: Special Issue (General)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v4i6.10173

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui gayakepemimpinan CEO dalam meningkatkan standar pendidikan di Tadika Al Fikh Orchard HQ Bandar, Parkland, Selangor, Malaysia. Dengan pendekatan kualitatif, penelitian ini menggunakan pendekatan deskriptif. Penelitian ini merupakan kombinasi dari penelitian lapangan dan kepustakaan. Selain itu, peneliti mengumpulkan data dengan melakukan observasi.Penelitian ini menggunakan model Miles dan Huberman untuk analisis data, dimana peneliti mengumpulkan data, mereduksi data, menyajikannya, dan kemudian menarik kesimpulan. untuk memverifikasi temuan. Berdasarkan temuan penelitian ini, CEO Tadika Al Fikh Orchard HQ bertindak sebagai direktur utama dan bertanggung jawab untuk melakukan proses pemberdayaan sumber daya manusia secara efektif dan efisien dengan tujuan untuk mencapai tujuan Tadika. visi dan misi.Sesuai dengan gaya kepemimpinan yang demokratis, CEO Tadika Al Fikh Orchard HQ memberikan pengawasan dan pembinaan secara terus menerus untuk menjaga komunikasi dengan bawahan dan tidak membatasi saran guru dan staf untuk peningkatan kualitas pendidikan yang diharapkan. CEO tidak hanya bertindak sebagai atasan yang hanya menjalankan administrasi Kantor Pusat Kebun Tadika Al Fikh, tetapi juga mengawasi guru, staf, dan siswa . Dirut menjalankan tugasnya untuk meningkatkan kualitas pendidikan dari segi prestasi akademik, sarana, dan prasarana.
PENGELOLAAN MANAJEMEN KEUANGAN PADA TADIKA INTEGRASI GENIUS KHALIFAH SELANGOR, MALAYSIA Saherawati Br Sipayung; Isra Hayati
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 1 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i1.2023.76-81

Abstract

Pengelolaan manajemen keuangan dilakukan untuk mengatur aktivitas kinerja pengelolaan keuangan berdasarkan tempat pengambilan data yang dilakukan di Tadika integrasi genius khalifah Selangor, Malaysia. Tujuan penelitian ini untuk mengetahui pengelolaan manajemen keuangan pada Tadika intergrasi genius khalifah yaitu, perencanaan anggaran,pembukuan, pemeriksaan, pertanggung jawaban. Pendekatan penelitian ini menggunakan penelitian kualitatif, responden dalam penelitian ini adalah owner Tadika integrasi genius khalifah Selangor, Malaysia dan staf bagian keuangan. Prosedur pengumpulan data meliputi  observasi, wawancara dan dokumentasi. Pengelolaan manajemen keuangan pada tadika akan di implementasikan sesuai dengan kebutuhan dan juga biaya-biaya lainnya, hal ini diperlukan kerja sama sehingga pengelolaan keuangan dapat berjalan dengan lancar. Pengelolaan manajemen keuangan pada Tadika integrasi genius khalifah  yang bergerak dalam kegiatan nirlaba dilaksankan melalui manajemen, dimana lembaga Tadika  melakukan awal perencanan, pengarahan, pelaksanaan, pengawasan, dan pelaporan keuangan secara baik setiap periodenya yang bertujuan mengoptimalkan peningkatan mutu dan kinerja Tadika secara keseluruhan.
PENERAPAN STRATEGI PEMASARAN WORD OF MOUTH PADA TADIKA INTEGRASI GENIUS KHALIFAH MALAYSIA Efrina Sipayung; Isra Hayati
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 1 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i1.2023.47-53

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan stratergi pemasaran Word Of Mouth pada Tadika Integrasi Genius Khalifah Malaysia. Pendekatan penelitian yang digunakan dalam penelitian ini menggunakan penelitian kualitatif. Responden dalam penelitian ini adalah Owner dan Staff Marketing Tadika Integrasi Genius Khalifah Malaysia. Hasil Penelitian menunjukkanm bahwa penerapan strategi pemasaran Word Of Mouth Marketing pada Tadika Integrasi Genius Khalifah dilakukan dengan sangat efektif melalui pemberian informasi kualitas Tadika yang ditunjukkan dari hasil kreatifitas siswa kepada orang tua murid maupun kerabat orang tua murid. Selain itu juga strategi pemasaran Word Of Mouth Marketing pada Tadika Integrasi Genius Khalifah dilakukan melalui pemberian informasi kegiatan Tadika Integrasi Genius Khalifah di Media Sosial seperti Facebook dan Instagram. Strategi  pemasaran dilakukan melalui Word Of Mouth menunjukkan jumlah siswa yang mendaftar pada Tadika setiap tahun nya selalu meningkat
IMPLEMENTASI PENGELOLAAN MANAJEMEN KEUANGAN PADA AL FIKH OCRHARD HQ KLANG, SELANGOR MALAYSIA Ayna Azzahra; Isra Hayati
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 1 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i1.2023.101-109

Abstract

Pengelolaan manajemen keuangan berperan penting dalam operasional dan perkembangan suatu bisnis. Tujuan dari penelitian ini adalah untuk mengetahui pelaksanaan implementasi pengelolaan manajemen keuangan di Al Fikh Orchard HQ Malaysia. Al Fikh Orchard HQ Malaysia memiliki Departemen Keuangan yang bertanggung jawab terhadap arus kas keuangan. Departemen Keuangan juga bertanggung jawab menjaga stabilitas keuangan agar tidak terjadi defisit. Metode penelitian yang digunakan adalah metode kualitatif. Teknik pengumpulan data dilakukan dengan cara observasi dan wawancara langsung dengan narasumber. Hasil dari penelitian ini adalah Al Fikh Orchard HQ Malaysia memiliki stabilitas dan keamanan keuangan yang kuat. Dibuktikan dengan Al Fikh Orchard HQ yang tetap mampu menjaga stabilitas keuangannya walaupun saat pandemi Covid-19 melanda Malaysia dan mempengaruhi banyak unit bisnis lainnya.
Co-Authors Abu Yazid Raisal Adha, Wahyuni Afif, M. Naufal Ahmad Afandi Ahmad Affandi Akmal Shah Alfi Amalia Amelia Rizky Ananda, Runi Andrew Satria Lubis Angelia Azira Anisyah Afifah Annisa Salwa, Alya Arwin Juli Rakhmadi Arwin Juli Rakhmadi Asmuni Astri Astri Astri Astri Aurel, Vira Aushaf Assegaf, M. Naufal Ayna Azzahra Azhara siregar, Putriyani Azwabi, Hariz Madani Basyar, Hibban Basyir, Muhammad Fiqry Budi Prihatin, Titis Chossy Wiratama Cut Ernita Julistia Dea Adilla Elsa Dedek Hardianti Saragih Dessy Ariani Hasibuan Devi, Syahrani Dian Novianti Sitompul Efrina Sipayung Ellisa Fitri Tanjung Erlangga Sidiq Fachrul Rozi Lubis Fachrur Razy Aksana Fadhillah, Rini Faisal Rahman Dongoran Fany, Nicole Theo Ferry Rian Maulana Fia Novita Fitra Sulistina Wati Fitri, Ridatul Fizia Marsa, Thirtiwi Frisca, Syifa Hamdi Mnl, Al Hilal Hani Nursafwa Harahap, Fikri Rizalsyah Hariyadi Putraga Hasrian Rudi Setiawan Hastuti Olivia Indah Pratiwi Indah Pratiwi Irfan Juita Rahmadani Manik Julia Rafika Karlina, Betalia Kijai, Raja David Indra Luh Putu Ratna Sundari Lukman Hamdani Luthfi Alamsyah M Fadhil Pangestu M Fauzi Hasibuan Maharani, Annisa Maida Sari, Vivi Mariska, Septiara Dwi Melia Rizky Mella, Sinta Misda Muhammad Ali Radja Fath Muhammad Arifin Lubis Muhammad Hidayat Muhammad Hidayat Muhammad Rizky Ramadhan Mutiah Khaira Sihotang Najiyullah Subhani Lubis Nur Natasha Putri, Hartika Nurhakiki Nurul Zahriani Jf Nurul Zahrianti Jf Prananda, Yoga Putri, Naila Rahma, Sabila Raja David Indra Kijai Ramadhani, Adellya Sagita Ridatul Fitri Riska Amelia Rizky Ramadhan, Rizky Rizky, Melia Runi Ananda Ruzky, Uun Dwi Sabila Hawani, Yasmine Saherawati Br Sipayung Saidatul Mardiyah Saparuddin Siregar saparuddin siregar siregar Sapitra Andani Sarah Sitompul Sari, Afnila Sarwo Edi Setti Werian Dani, Giya Sharzia Adewirza Shiddiqi, Syehnaz Sahin Sihotang, Mutiah Khaira Silvi Rahmayani Hasibuan Silvia Febrianti SITI FATIMAH Suci Fitria Susilawati Susilawati Syahrani Devi Syahrul Amsari Syahrul Amsari Syahrul Amsari Syamsir Syamsir Thufail, Muhammad Daffa Ulya, Iffatul Uswah Hasanah Uswah Hasanah Uun Dwi Ruzky Wahyudi, Andre Werry Darta Taifur Widia Astuty Wira Anggara Hadi Jamak Wira Handika Yuli Yuli Yanti Siregar Zailani Zailani Zailani Zailani Zulfikar, Muhammad Rofi