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Penguatan Karakter Keislaman dan Penggalian Potensi Masyarakat: Studi Implementasi KKN STIBA Makassar di Desa Damai: Strengthening Islamic Character and Exploring Community Potential: A Study of the Implementation of KKN STIBA Makassar in Damai Village Iskandar, Iskandar; Muhammad Fachmi
WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/wahatul.v6i1.2120

Abstract

The VIII STIBA Makassar Real Work Lecture (KKN) Program in Damai Village, Maros Regency, South Sulawesi, in 2025 aims to strengthen the Islamic character of the community and optimize local potential. Using the Participatory Action Research (PAR) approach, students carry out various da'wah, educational, social and community empowerment activities. The results show increased religious participation, increased Al-Qur'an literacy, and strengthened social values. The main supporting factors are community openness and village government support. The main obstacle is limited time and resources. This study emphasizes the importance of integrating science, da'wah and community-based empowerment.
KAJIAN TEORI: PERAN LITERASI KEUANGAN DALAM MENDORONG INKLUSI KEUANGAN DAN KEBERLANGSUNGAN UMKM DI ERA DIGITAL MELALUI SYSTEMATIC LITERATURE REVIEW (SLR) Amina, Siti; Narulita, Nabalah; Santoso, Amelia Sofie; Situmorang, Sintya Angelina; Fachmi, Muhammad
Bisnis-Net Vol 8, No 2: DESEMBER 2025
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v8i2.6728

Abstract

Literasi keuangan merupakan elemen kunci dalam mendukung tercapainya inklusi keuangan, khususnya di tengah transformasi digital yang pesat dalam sektor keuangan Indonesia. Tinjauan literatur ini bertujuan untuk menganalisis keterkaitan antara literasi keuangan dan inklusi keuangan, serta dampaknya terhadap keberlangsungan UMKM dan persepsi pelaku usaha terhadap layanan keuangan digital. Penelitian dilakukan menggunakan metode PRISMA dengan menyaring 200 studi menjadi 10 artikel yang relevan. Hasil analisis menunjukkan bahwa literasi keuangan memiliki pengaruh signifikan dalam meningkatkan akses masyarakat terhadap layanan keuangan formal, memperkuat daya tahan UMKM, serta membentuk persepsi positif terhadap kemudahan dan keamanan layanan digital. Namun, tantangan seperti rendahnya literasi digital dan kepercayaan terhadap keamanan masih menjadi hambatan dalam pemanfaatan optimal layanan keuangan berbasis teknologi. Oleh karena itu, peningkatan literasi keuangan melalui edukasi dan pemanfaatan teknologi inklusif perlu menjadi fokus utama dalam mendorong pertumbuhan ekonomi yang merata di Indonesia.
Penerapan Manajemen Berbasis Karakter Melalui Sosialisasi dan Pendampingan Budaya Kerja Pancawaluya untuk Meningkatkan Integritas SDM Sekolah. Mardiman, Mardiman; Taufik, Taufik; Tasa, Tyan; Firdaus, Muhamad Iqbal Ansori; Rasiwan, Iwan; Fathurrahman, Muhammad; Mulia, Reski; Nugraha, Yoga; Fachmi, Muhammad; Putra, Jeki Purnama
Celebes Journal of Community Services Vol. 5 No. 1 (2026): December - May
Publisher : STIE Amkop Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/celeb.v5i1.3473

Abstract

Pendidikan karakter melalui program Tatanen di Bale Atikan (TdBA) di Purwakarta telah berhasil membentuk karakter siswa, namun integritas SDM sekolah sebagai penggerak utama program masih menjadi tantangan. Pengabdian ini bertujuan meningkatkan integritas guru melalui penerapan manajemen berbasis karakter berbasis nilai Pancawaluya Welulang, Wawuh, Wani, Welas, dan Wiwaha melalui sosialisasi dan pendampingan partisipatif. Kegiatan dilaksanakan di SDN 3 Tegaldatar, Kecamatan Maniis, Kabupaten Purwakarta, pada 3-5 November 2025, dengan sasaran Tenaga Pendidik. Metode kualitatif partisipatif digunakan, meliputi observasi, diskusi kelompok terfokus, dan analisis tematik. Hasil menunjukkan peningkatan pemahaman nilai Pancawaluya dari rata-rata 36% sebelum kegiatan menjadi 90% setelah intervensi. Seluruh guru merumuskan “Deklarasi Budaya Kerja Pancawaluya” sebagai komitmen kolektif untuk transparansi, kolaborasi, dan keteladanan. Temuan membuktikan bahwa pendekatan berbasis nilai lokal yang partisipatif efektif memperkuat integritas profesional dan dapat direplikasi di sekolah TdBA lain.
Flexible Working Arrangement (FWA) Model: Reducing Congestion Levels and Work Stress and Increasing Work Productivity Sultan, Zulkifli; Fachmi, Muhammad; Klimko, Roman
Jurnal Manajemen Bisnis Vol. 15 No. 2: September 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i2.21578

Abstract

Research aims: This research aims to analyze the impact of the flexible working arrangement (FWA) system in reducing traffic jams, reducing work stress, and increasing work productivity.Design/Methodology/Approach: This research uses a sample collection technique with purposive sampling by distributing questionnaires to 100 government and company employees and interviewing 5 informants from government employees. Data analysis uses SEM (structural equation model) with the AMOS analysis tool.Research findings: Flexible working arrangements (FWA) have an important role in reducing traffic jams, which can increase a person's work stress. Reducing traffic congestion has a positive impact on workers and decreases work stress. Despite flexible working arrangements (FWA), work congestion and stress do not influence work productivity.Theoretical Contribution/Originality: This research contributes to the science of human resource management and urban management related to HR work activities.Practitioners/Policy Implications: The results of this research become a source and basis for guidance in structuring work patterns to be more efficient and effective, i.e., working flexibly can reduce the level of traffic congestion.Research Limitations/Implications: The limitation to this research includes the very limited number of respondents and informants who cannot be met directly so the question-and-answer process is less in-depth. Moreover, the indicators for each variable are still lacking, while the references are still weak.
THE EFFECT OF CONTENT MARKETING AND BRAND IMAGE ON PURCHASE INTENTION OF SPECS PRODUCTS ON TIKTOK SHOP Ramandha, Dimas Satria; Arifah, Ika Diyah Candra; Hadi, Hafid Kholidi; Fachmi, Muhammad
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 1 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i1.26646

Abstract

This study aims to analyze the influence of the creative economy, bank credit, and community savings on economic growth, poverty, and unemployment in Indonesia during the period 2015–2024. The research adopts a quantitative approach using panel data from 34 provinces, sourced from Badan Pusat Statistik and Bank Indonesia. The analytical method employed is panel data regression, with the Fixed Effect Model selected as the best-fitting model based on the Chow Test and Hausman Test results. The findings indicate that the creative economy does not have a significant effect on economic growth and poverty; however, it has a positive and significant effect on unemployment. Bank credit demonstrates a positive and significant influence on economic growth, while exerting a negative and significant effect on poverty and unemployment, suggesting its important role in promoting inclusive development. Meanwhile, community savings positively affect economic growth but are also associated with increases in poverty and unemployment, indicating that savings accumulation alone does not automatically translate into productive economic expansion. Simultaneously, the three independent variables significantly influence economic growth, poverty, and unemployment. These results highlight the critical importance of optimizing financial intermediation, strengthening the productive allocation of savings, and enhancing inclusive economic development policies to achieve balanced and sustainable economic outcomes across provinces in Indonesia. Keywords: Content Marketing; Brand Image; Purchase Intention; TikTok Shop