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Analysis of saving behavior in students of the faculty of economics and business at Malikussaleh University Alda, Eva; Ristati, Ristati; Nurlela, Nurlela; Asbar, Yuli
Management Research and Behavior Journal Vol 3, No 1 (2023)
Publisher : Department of Management, Universitas Malikussaleh, Aceh Utara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/mrbj.v3i1.10643

Abstract

This study aims to determine the saving behavior of students from the Faculty of Economics and Business at Malikussaleh University who come from outside the Aceh region. This study uses primary data using a research instrument in the form of a questionnaire with a sample of 100 respondents. The results of this study indicate the research instrument testing, for Validity, rcount > rtable (0.196) and Reliability, Cronchbach Aplha > Constant (0.6). The data analysis method used is multiple linear regression analysis and hypothesis testing in the form of a (partial) t-test. The results showed that financial literacy, parental socialization and self-control had a positive and significant effect on saving behavior, while peers had a negative and significant effect on saving behavior.
The Effectiveness of Project-Based Learning (PjBL) to Improve Motivation on the 8th Students’ Writing Skill of Narrative Text at SMPN-1 Murung Beny Endriyanto; Ristati, Ristati; Misrita, Misrita
Journal Pendidikan Ilmu Pengetahuan Sosial Vol. 15 No. 2 (2023): Jurnal Pendidikan Ilmu Pengetahuan Sosial (JPIPS) Vol 15 Nomor 2 Desember 2023
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/jpips.v15i2.11927

Abstract

Writing is one of the skills students need to write different types of writing. However, not all students have good enough writing skills to use this at school. The problem was identified by the researcher in his previous observations of an SMPN-1 Murung, specifically in 8th grade, on March 9, 2023. Student tasks consist of choosing appropriate words, using grammar (simple past tense), developing ideas, and using punctuation marks. A student's average score is below 60 on the KKM (Kriteria Ketuntasan Minimal), but her KKM at the school is expected to be 72. Based on this issue, the researcher applied the project-based learning (PjBL) model to help students improve their writing skills in the classroom. The technique for collecting samples is purposive sampling, and the technique for determining control and experimental groups is odd-even technique. The type of this study is a quasi-experimental with pre-test, treatment (using the PjBL method), and post-test design. The sample consists of 48 students of 8th grade from SMPN-1 Murung. Data collection techniques include pre-tests and post-tests. SPSS version 21 was used for data analysis. Based on data analysis, the experimental group had a mean pre-test score of 59.5 and a mean post-test score of 75.75. Finally, based on hypothesis testing, the significance value is 0.000 < 0.05 (sign value lower than t table). From this, we can conclude that Ha (the alternative hypothesis) is accepted and H0 (the null hypothesis) is rejected. Based on the results of this study, English teacher can be recommended using PjBL when teaching narrative text of writing to the 8th students of SMPN-1 Murung
Faktor Penentu Kemampuan Mahasiswa dalam Penguasaan Bahasa Inggris Ristati, Ristati; Bahing, Bahing; Norahmi, Maida; Sudana, I Nyoman Trio Satyo
Jurnal KARINOV Vol 5, No 3 (2022): September
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v5i3p173

Abstract

Universitas sangat penting dalam mempersiapkan siswa untuk sukses didunia kerja. Hal ini menggambarkan bahwa pelatihan bahasa Inggris di perguruan tinggi juga dimaksudkan untuk menghasilkan lulusan dengan kompetensi bahasa Inggris yang dibutuhkan untuk pekerjaan tertentu (English for Occupational Purpose). Sudah menjadi rahasia umum bahwa mahasiswa yang mendaftar di Program Studi Pendidikan Biologi FKIP UPR memiliki kemampuan bahasa Inggris yang lemah. Oleh karena itu, peneliti memilih 15 mahasiswa untuk dijadikan responden. Penelitian ini berusaha untuk mengetahui faktor-faktor yang mempengaruhi kemahiran bahasa Inggris jurusan Pendidikan Biologi di FKIP UPR. Kuisoner digunakan untuk mengumpulkan data dalam penelitian deskriptif ini. Untuk analisis data menggunakan teknik Tabulasi. Metode ini melibatkan pengolahan data ke dalam format tabel. Terdapat empat variabel yang mempengaruhi kemampuan bahasa Inggris peserta Prodi Pendidikan Biologi, demikian kesimpulan dari penelitian ini. 1) Kemampuan menyimak, dalam hal ini mahasiswa mengalami kesulitan membedakan pengucapan (pronounciation) kata-kata yang didengarnya; 2) Kemampuan berbicara, dalam hal ini persyaratan untuk menggunakan grammar yang benar ketika berbicara dan rasa gugup karena tidak terbiasa berbicara berdampak pada kemampuan mahasiswa; 3) Kemampuan menulis, dimana ketidakmampuan untuk menghasilkan dan mengorganisasikan ide-ide sehingga mempengaruhi kemampuan mahasiswa; 4) Kemampuan membaca, dimana ketidakmampuan untuk memahami isi bacaan sangat mempengaruhi kemampuan mahasiswa. Kata kunci—English for Occupational Purpose, Keterampilan Berbahasa Inggris, Penguasaan Bahasa Inggris Abstract  Universities play a crucial role in preparing students to compete in the workforce. This demonstrates that English instruction in higher institutions is also geared toward ensuring that students have the English proficiency required for various occupations (English for Occupational Purpose). It is well recognized that students enrolled in the Biology Education Study Program, FKIP UPR, have limited English proficiency. As a result, 15 students were chosen to participate in the study as respondents. This study seeks to identify the factors that influence the English language proficiency of FKIP UPR Biology Education students. This is a descriptive study for which a questionnaire was utilized to collect data. The tabulation technique is used to analyze the data by transforming the data into tabular format. According to the findings of this study, four factors influence the English language proficiency of Biology Education Study Program students: 1) Listening ability, wherein students have difficulty distinguishing the pronunciation of the words they hear; 2) Speaking ability, wherein the influencing factors are the demand for using proper grammar in speaking and feeling very nervous because they are not used to speaking; 3) Writing ability, wherein what affects students' abilities is the difficulty in developing and compiling ideas; 4) Reading ability, where the inability to understand the content of the reading has a significant impact on students' ability. Keywords—English for Occupational Purpose, English Language Skills, English Mastery
Thematic analysis on novice learner"™s procedural writing challenges: Insights, influences, and implications Ristati, Ristati; Bahing, Bahing; Sujiyani, Erma; Susanty, Susanty; Norahmi, Maida; Nugraha, Richard Ferry; Amalia, Novika
Journal of English Language Teaching Innovations and Materials (Jeltim) Vol 6, No 2 (2024): October 2024
Publisher : UPT Bahasa Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jeltim.v6i2.68513

Abstract

This research article provides an examination of the challenges faced by students during the composition of procedure texts. It aims to uncover factors influencing students' proficiency. Utilizing thematic analysis, we analyzed students' written texts and conducted interviews with junior high school English teachers and students, providing a holistic perspective.   Four significant areas of difficulty were identified: minimal word and phrase variations, lack of clarity and precision, ignorance of writing mechanisms, and challenges with grammar and spelling. These challenges provided insights into the recurring patterns of students"™ writing. Factors contributing to these difficulties included motivational factors, language environment, language proficiency, and formal presentation aspects. Student motivation to write and seek comments was hindered by low intrinsic motivation. Students' writing talents were also shaped by language exposure and proficiency, which varied by background and experience. Additionally, formal presentation characteristics and technology-based teaching strategy restrictions underlined the need for improved infrastructure to accommodate various and engaging teaching methods. In conclusion, the research sheds light on the intricate landscape of students' struggles in composing texts and underscores the urgency of providing tailored teaching strategies to address these challenges effectively while also keeping the influencing factors in consideration.
THE EFFECT OF CAPITAL ADEQUACY RATIO, NON-PERFORMING FINANCING, BANK SIZE AND FINANCING TO DEPOSIT RATIO ON SHARIA BANKS PERFORMANCE IN INDONESIA Yudistira, Novaldi; Ristati, Ristati
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 1 No. 2 (2022): October
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.298 KB) | DOI: 10.54443/jaruda.v1i2.18

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The purpose of this study is to examine the effect of the capital adequacy ratio, non-performing financing, bank size and financing to deposit ratio on financial performance of Islamic banks in Indonesia. The data used in this study are capital adequacy ratios, non-performing financing, bank size, financing to deposit ratio and financial performance of Islamic banks in Indonesia for 2013-2020. The data is accessed through the website www.ojk.go.id Data analysis method in this study is panel data regression analysis method. The results of the study find that capital adequacy ratio has positive and significant effect on financial performance, while non-performing financing has negative and significant effect on financial performance. Bank size and financing to deposit ratio have no significant effect on financial performance.
RISK MANAGEMENT ANALYSIS BASED ON ISO 31000: 2018 CASE STUDY AT ZAURA SUPERMARKETS IN EAST ACEH Kamal Syafaqah, Cut; Ristati, Ristati
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 1 No. 2 (2022): October
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (178.552 KB) | DOI: 10.54443/jaruda.v1i2.19

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This study aims to find out how to analyze risk management based on ISO 31000:2018 in the Zaura Swalayan business. The data used in this study were structured and unstructured interviews. The method used in this study was carried out based on the ISO 31000:2018-based risk management process. The results showed thatThe risks faced by Zaura Swalayan are:bad credit,there is a damaged or defective product,accumulation of goods,wrong selling price,broken computer,the impact of the covid-19 pandemic,competition,unsatisfactory service,theft,natural disasters, andpower outage. The handling/management carried out has not been maximized due to the absence of a special team to handle/manage these risks. At Zaura Supermarketthere is no very high level of risk,there is only 1 risk with a high level of risk, there are 5 risks with a moderate level of risk, there are 5 risks with a low level of risk and there are 2 risks with a level of riskwhichvery low.
An Analysis of Task-Based Language Teaching (TBLT) Approach Used by The Teacher in Writing Skill at Bina Cita Mandiri (BCM) Course & Counseling Aisyah, Risfa Nur; Asi, Natalina; Ristati, Ristati
PROJECT (Professional Journal of English Education) Vol. 8 No. 1 (2025): VOLUME 8 NUMBER 1, JANUARY 2025
Publisher : IKIP Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Task-based language teaching (TBLT) is a communicative approach that views language as a tool for communication. Learners acquire language by completing meaningful, well-structured tasks. The research aimed to examine how the teacher at BCM Course & Counseling applies the TBLT approach to teaching writing and the challenges faced in using this method. The researcher used descriptive qualitative method. Three instruments were utilized observation, interview, and documentation for collecting the data. The subject was the English teacher at 5th Grade in BCM Course & Counseling, Palangka Raya. The researcher obtained the teacher at Bina Cita Mandiri (BCM) Course & Counseling utilizes the TBLT approach by integrating a series of well-designed tasks into the English writing curriculum, which align with real-world activities. Tasks such as arranging sentences, translating words, and filling in blanks worksheets task from online resources like iSL Collective and Live Worksheet. Group discussions form a core part of the TBLT approach at BCM. Students are divided into small groups, and each group works collaboratively on the assigned writing tasks. The problems that the researcher found while observing and interviewing the teachers. There were students' cognitive abilities, difference in curricula, student attendance, motivation, and limited practice opportunities.
Challenges in Pronouncing English Consonant Fricatives: Insights from Indonesian EFL Learners Ristati, Ristati; Bahing, Bahing; Retsi, Olga Dona; Haryani, Tutik; Amalia, Novika
Linguistics and ELT Journal Vol 12, No 2 (2024): December
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/leltj.v12i2.27679

Abstract

This study investigates the pronunciation challenges Indonesian EFL learners face with English consonant fricatives. The research aimed to identify common pronunciation errors, explore underlying causes, and propose strategies for improvement. Using an explanatory sequential design, 30 undergraduate students completed a pronunciation test focusing on fricatives, followed by interviews with 10 students who made the most errors. The analysis revealed frequent mispronunciations of fricatives such as /ʒ/, /v/, and /θ/, often substituted with native sounds like /s/, /z/, and /t/. Voiced fricatives posed greater difficulties than voiceless ones, especially in contexts where Indonesian has no phonetic equivalent. Interviews highlighted a lack of familiarity with these sounds and insufficient pronunciation training as primary challenges. Native language interference and limited exposure to correct English pronunciation were significant factors in these difficulties. The findings call for more targeted instruction in English fricatives within the Indonesian EFL context. Further research with larger sample sizes and longitudinal approaches is recommended to explore long-term outcomes.
THE IMPACT OF CASH FLOW ON STOCK RETURNS: A CASE STUDY OF TEXTILE AND GARMENT COMPANIES LISTED ON THE INDONESIAN STOCK EXCHANGE Hayatul Putri, Cut Misra; Ristati, Ristati; Bahri, Halida; Maulina, Isra; Syamni, Ghazali
J-ISCAN: Journal of Islamic Accounting Research Vol. 6 No. 2 (2024): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v6i2.1679

Abstract

In the modern economy, the capital market is a source of external financing for companies. The capital market offers companies the opportunity to compete fairly to attract investors who invest in their companies with expectations of high returns. One of the company performance parameters that attracts the attention of investors and creditors is the cash flow statement.This study aims to determine the impact of operating cash flow, investment cash flow, and financing cash flow on the stock earnings of textile and garment companies on the Indonesian Stock Exchange. The method used to analyze the relationship between independent and dependent variables is panel data regression analysis. As a result, operating cash flow has a positive and significant impact on the stock returns of Textile and Garment companies on the Indonesia Stock Exchange, while investment cash flow has a negative and significant impact on the stock returns of Textile and Garment companies on the Indonesia Stock Exchange. was given, funding cash flow significantly positively impacted equity returns. Contributed to the return of shares in a textile and garment company on the Indonesian Stock Exchange. 
STUDENTS’ PERCEPTION TOWARD ELECTRONIC EXTENSIVE READING MATERIALS BASED ON BANJAR STORIES Umar, Vebrianti; Perdana, Indra; Ristati, Ristati
Journal Compound: Improving the Quality of English Education Vol. 9 No. 1 (2021): June 2021: Journal Compound
Publisher : Program Studi Magister Pendidikan Bahasa Inggris, Program Pascasarjana, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (351.473 KB) | DOI: 10.37304/jcp.v9i1.3041

Abstract

At university education level, Extensive reading is an course that taught at third or fourth semester. The material for this course should be easy and interested, because the students should enjoy everything they read. However, in this crucial situation of pandemic covid 19, the process of teaching and learning extensive reading is conducted in online mode to avoid the spreading of corona virus. Thus, the lecturer need an materials that support the online learning. Developing an Electronic instructional material is an solution to solve the lecturer’s problem in teaching and learning of extensive reading. One of step in the developing the materials is implementation, in which the students will give their response about the e-instructional material.Conducting this research is for explaining the students’ perception towards Electronic Extensive Reading Materials Based Stories of Banjar. This research done at fourth semester students of Lambung Mangkurat University. Quantitative with design survey applied as the method of this research. The questionnaire is instrument used to obtain the data.The result revealed that most of students respond positive towards this Electronic Extensive Reading Materials Based on Banjar Stories . They agree that it is interesting and flexible to use. It means this E-instructional material is feasible to use as an reference for supporting extensive reading course.