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Journal : Cross-Border Journal of Business Management

PERAN PABRIK SAGU HAKIM DALAM MENINGKATKAN PENDAPATAN KARYAWAN DITINJAU PERSPEKTIF EKONOMI SYARIAH DI DESA SEBANGUN KECAMATAN SEBAWI Reza, Rizqi; maskupah; Marina
Cross-Border Journal of Business Management Vol. 5 No. 2 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

Every factory has the potential to be developed, in its development the role of employees is needed to achieve the goal of optimal local resource processing both in terms of natural resources and from the potential possessed by each employee. This research is a type of descriptive qualitative research with a type of research, namely field research (library research). The data collection techniques used are observation, interviews and documentation. The data sources used are primary data and secondary data. Data analysis techniques in the study used data reduction, data presentation and conclusion drawn. The data validity technique used is source triangulation. The results of this study show that the role of the Hakim sago factory in increasing employee income is said to be good and achieved by the fulfillment of the three roles of the Hakim factory, namely helping to improve the employee economy; conducting employee coaching; participate in MSME funding. This study also shows that the role of the Hakim factory in increasing employee income reviewed from the perspective of Sharia Economics in Sebangun village, Sebawi District is said to be fulfilled as evidenced by increasing the living rate of employees, the fulfillment of employee needs, and the openness of the sago factory with the local government. There is employee participation in terms of developing village potential. Participation in sago festival activities is a characteristic of Sebangun village, Sebawi District.
PENGARUH KINERJA KEUANGAN PERBANKAN SYARIAH TERHADAP BAGI HASIL DEPOSITO MUDHARABAH PADA BANK KALBAR SYARIAH CABANG SAMBAS PERIODE 2019-2021 Wahyuni, Sri; Marina; Purnamasari, Wulan
Cross-Border Journal of Business Management Vol. 5 No. 2 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

ABSTRACT This study aims to examine the effect of the level of profitability, level of financing, and level of efficiency on the level of profit sharing for mudharabah deposits. The level of profitability is proxied by return on assets (ROA), financing is proxied by the financing to deposit ratio (FDR), and the level of efficiency is proxied by Operating Costs to Operating Income (BOPO). While the dependent variable used in this study is the rate of profit sharing for mudharabah deposits. This study uses secondary data using published data on financial statements at Bank Kalbar Syariah Sambas Branch for the 2019-2021 period. The analytical method used is multiple linear regression, and before performing the regression test, the classical assumption test is first performed. The results of this study indicate that Operational Costs on Operating Income (BOPO), return on assets (ROA) and financing to deposit ratio (FDR) partially have a positive and significant effect on the rate of profit sharing on mudharabah deposits at Bank Kalbar Syariah Sambas Branch for the 2019-2021 period. . Simultaneously, Operational Costs on Operating Income (BOPO), return on assets (ROA) and financing to deposit ratio (FDR) together have a positive and significant impact on the rate of profit sharing on mudharabah deposits at Bank Kalbar Syariah Sambas Branch for the 2019-2021.
FAKTOR-FAKTOR YANG MEMPENGARUHI PRODUKSI DALAM MENINGKATKAN PENDAPATAN PETANI PADI PERSPEKTIF EKONOMI ISLAM (Studi Kasus Di Desa Tangaran Kecamatan Tangaran) Rojia; Ananda, Iva Ashari; Marina
Cross-Border Journal of Business Management Vol. 6 No. 1 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This research is motivated by the existence of factors that influence production in increasing rice farmers' income from an Islamic economic perspective. Tangaran Village, Tangaran District, which has quite a lot of production factors so that it influences farmers' income a lot. The technology used in this research is. The theory of what factors influence paddy production and how production increases the income of paddy farmers. This research uses a descriptive qualitative approach, and includes a type of field research. The data collection techniques used are observation, interviews and documentation. The data used is primary income of the paddy farming community. The research data analysis technique is data reduction, submission of data, drawing conclusions. The technique for the validity of the data used is member checking. Based on the results of the research, it is concluded that the factors that influence production in increasing the income of rice farmers from an Islamic economic perspective are very much influenced by production factors and the income of rice farmers in Tangaran Village so that the income of farmers increases a lot, and many implement Islamic teachings. It has a positive impact on the economy of the local rice farming community, especially the community. Tangaran Village