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All Journal Dinamika Akuntansi Keuangan dan Perbankan Jurnal Manajemen Terapan dan Keuangan Jurnal Administrasi Bisnis Sosiohumaniora Laa Maisyir Jurnal Ekonomi Islam Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ilmiah Ekonomi Islam Ganaya: Jurnal Ilmu Sosial dan Humaniora Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Jurnal Manajerial BALANCE: Economic, Business, Management and Accounting Journal International Journal of Economics, Business and Accounting Research (IJEBAR) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Ilmiah Edunomika (JIE) Tasharruf: Journal Economics and Business of Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Ekonomi Efektif Journal La Sociale JURNAL MANAJEMEN AKUNTANSI (JUMSI) INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Islamiconomic: Jurnal Ekonomi Islam Moneter : Jurnal Keuangan dan Perbankan Paradoks : Jurnal Ilmu Ekonomi IIJSE Journal of Finance and Islamic Banking INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Bi Rahmani, Nur Ahmadi
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Crisis Navigation in Business (Lessons from the Management of Prophet Nuh AS) Wahyuni, Sri Wahyuni; Asriadi, Ari; Tanjung, Hendri; Bi Rahmani, Nur Ahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4540

Abstract

This study aims to analyze the crisis in the story of Prophet Nuh AS and apply it to context management crisis in modern business. The bibliographic method is used as the base methodology and involves the selection sources and literature Trusted For understanding implications of management crisis from the perspective various discipline knowledge. Approach bibliography possible analysis comprehensive and systematic to the story of Prophet Nuh AS. Identification crisis in modern business includes crisis financial, reputational, operational, and legal. The impact involves loss of capital, damage image, and sanctions law. Comparison with the story of Prophet Nuh AS shows similarity signs initial, impact potential, and action initial taken. Research result describe that crisis in second context test patience, mental resilience, and need strong leadership. Management lessons from the story of Prophet Nuh AS includes focus on process, quality more from quantity, planning maturity, and management good organization. Study This give outlook about Prophet Nuh AS business planning and strategy, incl vision period long, management risk, communication effectiveness, perseverance, and leadership strong. In conclusion, research This highlighting importance respond crisis with precise, identify opportunity in challenges, and take advantage experience historical for enrich management crisis modern business. Lessons from the story of Prophet Nuh AS can be become guidelines valuable for practitioner business in face dynamics and uncertainty environment business contemporary.
PENGARUH PENGGUNAAN DIGITAL BANKING SEBAGAI LAYANAN TRANSAKSI ONLINE TERHADAP KEPUASAN NASABAH BANK BSI SYARIAH KABUPATEN LANGKAT Nurhayani, Nurhayani; Kamilah, Kamilah; Bi Rahmani, Nur Ahmadi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10519

Abstract

This study aims to determine the extent to which accuracy (X1), speed (X2), security (X3) influences customer satisfaction (Y). This study uses a quantitative approach with sampling using the Non Probability Sampling method. The type of data used in this study is primary data obtained from questionnaires filled out by respondents directly. While secondary data comes from books, journals, research results, practical work reports and related to the author's research object. In this study, the population that will be taken is all BSI Syariah customers in Langkat Regency from 2020 to February 2022, namely 30,100 customers. The analysis tool uses multiple linear regression analysis. The results of the study show that accuracy (X1), speed (X2), security (X3) simultaneously affect customer satisfaction (Y). Keyword: Accuracy, Speed, Security, Customer Satisfaction.
ANALYSIS OF THE IMPACT OF ONLINE LOANS ON USERS FROM AN ISLAMIC ECONOMIC PERSPECTIVE IN MEDAN CITY Nazmi, Luthfiah; Batubara, Maryam; Bi Rahmani, Nur Ahmadi
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1225

Abstract

This study examines the phenomenon of the growing use of online loans in Medan City within the context of the digital economy, viewed from the perspective of Islamic economics. The rapid expansion of application-based lending services has generated various social and economic impacts, particularly in fostering consumerist behavior and creating discrepancies with Islamic financial principles. The objectives of this research are: (1) to identify the factors that drive people to use online loans, (2) to analyze the economic and social effects arising from their use, and (3) to evaluate the conformity of online lending practices with the principles of Islamic economics. This research employs a qualitative descriptive approach, with data collected through in-depth interviews, non-participant observations, and documentation involving 6-10 users of online lending services in Medan City. Data analysis was conducted inductively by interpreting the meanings and experiences of users in light of maq??id al-syari’ah principles. The results reveal that easy access, fast processes, and urgent financial needs are the main factors encouraging people to use online loans. However, high interest rates, late payment penalties, and unethical debt collection methods have caused significant economic and social pressures. From the perspective of Islamic economics, such practices contain elements of riba (usury), gharar (uncertainty), and zulm (injustice), which contradict the Islamic values of fairness, balance, and blessing. This study contributes empirically to strengthening Islamic financial literacy and encourages the development of fintech regulations that align with Islamic ethical values.
Factors Influencing the Increase in E-Banking Adoption in Rural Communities (Case Study of Batang Kuis Community) Prayogo, Irgi; Sugianto, Sugianto; BI Rahmani, Nur Ahmadi
MediaTrend Vol 20, No 1 (2025): MARET
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v20i1.28760

Abstract

Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang mempengaruhi peningkatan adopsi e-banking di masyarakat pedesaan, khususnya di wilayah Batang Kuis. Hasil analisis data menunjukkan bahwa keuntungan dan keamanan yang dirasakan merupakan faktor dominan yang mendorong adopsi e-banking di kalangan masyarakat pedesaan di Batang Kuis. Penelitian ini berkontribusi pada literatur yang ada dengan menyelaraskan dengan Teori Utilitas, yang menyatakan bahwa manfaat yang dirasakan dan manfaat aktual merupakan pendorong utama adopsi teknologi individu. Berdasarkan temuan-temuan ini, studi ini merekomendasikan peningkatan langkah-langkah keamanan, peningkatan literasi keuangan melalui program-program pendidikan, dan peningkatan infrastruktur di daerah pedesaan untuk mendorong adopsi e-banking yang lebih besar. Hal ini memerlukan kolaborasi antara lembaga keuangan dan lembaga pemerintah. Namun, penelitian ini memiliki keterbatasan, termasuk ukuran sampel yang terbatas dan cakupan variabel yang terbatas. Penelitian di masa mendatang dapat memperluas sampel dan menggabungkan rentang variabel yang lebih luas untuk pemahaman yang lebih komprehensif tentang adopsi e-banking di lingkungan pedesaan.  
Co-Authors Amelia, Anika Ananda, Chadisa Rizky Andri Soemitra Andriani, Fadilah Ani Siregar, Tuti Fitri Ardiansyah, Muhammad Rajab Arifin Fauzi Lubis Armayani Hasibuan, Reni Ria Asriadi, Ari Atika Atika Azhari Azhari Azzahra, Maylin Batubara, Maryam Batubara, Putri Apriani Fadhila Rahma, Tri Inda Fadilah, Fanny Fitrah, Habib Hakim, Ahkamil Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasibuan, Indah Triana Hasibuan, Indra Mualim Hendri Tanjung Husna, Adila Imsar Ismail, Abdurrozzaq Kamaruddin Kamaruddin Kamilah, Kamilah Khairiah, Dian Kusmilawaty Kusmilawaty, Kusmilawaty Lestari, Annio Indah Lintangdwiyana, Lintangdwiyana Lubis, Aulia Nurrahmah Marliyah, Marliyah Masthura, Nadia Muhammad Adam, Muhammad muhammad Syahbudi, muhammad Muhammad Yafiz, Muhammad Nasution, Alya Mahpuja Nasution, Amalia Nasution, Muhammad Irwan Padli Nasution, Rizka Nazmi, Luthfiah Novita Sari Nugroho, Ahmad Bayu Nurhayani nurhayani Nuri Aslami Nurlita, Okky Budi Nursantri Yanti Nurul Jannah Nurul Wahidah Prayogo, Irgi Ramadhani, Sri Ritonga, Khoirunnida Rohima Rohima S, Azra Afwani Saparuddin Siregar Saragih, Dini Setiana Selfiani, Dwi Siregar, Indah Kurniati Siregar, Mutia Fajri sri sudiarti Sri Wahyuni Wahyuni, Sri Wahyuni Sugianto Sugianto Suhairi Suhairi Surya Sirait, Mentari Kinanti Tuti Anggraini Yuda Bakti, I Gede Mahatma Yusrizal Yusrizal