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All Journal JSEH (Jurnal Sosial Ekonomi dan Humaniora) Jurnal Pendidikan Kimia Universitas Riau EL-BANAT: Jurnal Pemikiran dan Pendidikan Islam Distribusi JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) Jurnal Aplikasi Akuntansi Proceedings of Annual Conference for Muslim Scholars Jurnal Ilmiah Manajemen Kesatuan ATRABIS: Jurnal Administrasi Bisnis (e-Journal) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Inovasi: Jurnal Diklat Keagamaan Jurnal Ilmiah Wahana Pendidikan Dawuh Guru: Jurnal Pendidikan MI/SD Indo-MathEdu Intellectuals Journal Unram Journal of Community Service (UJCS) Prosiding Konferensi Nasional PKM-CSR Natural Science Education Research (NSER) El 'Aailah Eastasouth Journal of Impactive Community Services Journal of Early Childhood Education Studies Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Indonesia Mengabdi (JIM) Jurnal Ilmiah Nusantara Jurnal Teknologi dan Sains Modern Wawasan Belajar Anak Usia Dini Jurnal Hasil Pengabdian Kepada Masyarakat Universitas Jember JIMEK Jurnal Ilmu Keperawatan dan Kebidanan
Abdul Mannan, Siti Sofiyah
Fakultas Ekonomi Dan Bisnis Universitas Mataram
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Digital Financial Reports for Female Shrimp Paste Entrepreneurs for Sustainable Competitive Financial Advantage Kusmayadi, Iwan; Suprayetno, Djoko; Wardani, Laila; Dakwah, Muhammad Mujahid; Ahyar, Muhammad; Sofiyah, Siti
Unram Journal of Community Service Vol. 6 No. 4 (2025): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i4.1379

Abstract

Jor Hamlet, Jerowaru Village, Jerowaru District, East Lombok Regency, is a center for shrimp paste production with significant development potential. Limited access to capital is the main constraint due to the low awareness and financial literacy among most entrepreneurs. This situation requires intervention through education, carried out with direct assistance in the form of workshops on the introduction and use of digital financial reporting applications. This training aims to enhance financial management skills in a more practical and professional manner, thereby improving business competitiveness and sustainability. The focus of this mentoring activity is the introduction of the application and practical simulation of automatically preparing financial reports using the BukuWarung application. The structured and effective mentoring method is carried out in three main stages: First, initial analysis and preparation, which involves identifying the partner's needs and preparing materials and manuals. Second, workshops, which involve introducing and directly simulating the use of the BukuWarung application. This includes guidance on downloading the app, introduction to its main features and functions, account creation, recording transactions, evaluating financial reports to measure business performance, as well as interactive discussions. Third, monitoring and evaluation, by ensuring that participants can use the application independently and consistently. This mentoring activity has had a positive impact on entrepreneurs, including improved financial literacy and strengthened commitment to regularly record business activities in financial reports. This practice allows them to enhance the efficiency and competitiveness of their businesses.
Transformasi Strategis Manajemen SDM Pendidikan Era Digital Sofiyah, Siti; Satriani, Dina; Asmawati, Yeti; Asriani, Nora; Heryanto, Yanto; Muhit, Abdul; Ramdan, Abdi; Evariana, Dian
Indo-MathEdu Intellectuals Journal Vol. 7 No. 1 (2026): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v7i1.4969

Abstract

This study aims to explore the critical dimensions of HRM transformation within Indonesian educational institutions. This study employs a qualitative approach with a library research design. Data sources were obtained from academic literature (Google Scholar, SINTA, and DOAJ using specific keywords) as well as technical policy regulations related to education management. Data were collected through a systematic literature search and analyzed using content analysis and theoretical synthesis techniques. The results highlight four main pillars of transformation: the integration of AI-based digital ecosystems with a human-in-the-loop approach for efficiency; the implementation of Agile Leadership to navigate the uncertainty of the VUCA era; the adoption of Green Human Resource Management (GHRM) which aligns operational efficiency with environmental sustainability; and placing educator well-being as a primary institutional priority. The study finds that successful transformation depends not merely on technological infrastructure, but significantly on organizational culture readiness and psychological support for educators. In conclusion, the synergy between smart technology, flexible leadership, and a supportive work environment serves as a strategic imperative for sustainably improving the quality of learning in the Society 5.0 era.
Exploring Fintech’s Intervening Role and its Impact on Financial Decisions in SMEs in Lombok Hidayati, Siti Aisyah; Wahyulina, Sri; Suryani, Embun; Sofiyah, Siti; Widodo, Erick
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.5005

Abstract

Small and Medium Enterprises (SMEs) have a crucial role in the economy, but they continue to encounter challenges in financial decisions because of behavioral and managerial influences. The swift growth of fintech provides possible ways to enhance efficiency and the quality of financial decisions for SMEs. This research seeks to examine how financial knowledge and financial attitudes influence financial decisions, with fintech serving as an intervening variable, among SMEs on Lombok Island, West Nusa Tenggara. This research utilizes a quantitative method featuring an explanatory design. The sampling approach employs non-probability sampling through a judgment sampling method, targeting SMEs involved in the pottery craft sector with export operations, yielding 41 SMEs as research subjects. The findings show that financial knowledge and financial attitude positively and significantly impact the utilization of fintech. Fintech has been shown to influence how financial knowledge impacts financial decisions, yet it does not influence how financial attitude affects those decisions. Moreover, the utilization of fintech positively and significantly influences financial decisions. Fintech significantly contributes to enhancing the impact of financial knowledge on the financial decisions of SMEs.
Co-Authors Abdi Ramdan Ade Paranata Aditya Rakhmawan, Aditya Afifatuzzahro, Salwa Ahyar, Muhammad Aida Fikriyah Asmawati, Yeti Asriani, Nora Dewi Hartinah Dian Evariana Dian Purbasari Eka Evariana, Dian G. A Sri Oktaryani G. A. Sri Oktaryani G. A. Sri Oktaryani Heryanto, Yanto I Dewa Gde Bisma I Gede Mandra I Gede Mandra I Nyoman Nugraha A.P I Nyoman Nugraha Ardana P I Nyoman Nugraha Ardana Putra Irma Noviana, Irma Isnawati Isnawati Isnawati, Isnawati Iwan Kusuma Negara Kusmayadi, Iwan Laila Wardani M. Nur Ghufron Mahfud, Muhammad Muhammad Luthfi Muhammad Mujahid Dakwah Muhit, Abdul Mulyadi Mulyadi Muttaqillah Muttaqillah Muttaqillah, Muttaqillah Nelly Sugianti NOFITASARI NOFITASARI Oktaryani, G. A. Sri Pertiwi, Aulia Hana Putri, Desy Elisya Qomaria, Nur Ramdan, Abdi Rani Apriani Resita Septia Rahma Romadhon Romadhon Satriani, Dina Silmia, Ami Siti Aisyah Hidayati Sri Wahyulina Stiyaningrum , Puput Suherman, Usep Suprayetno, Djoko Suryani, Embun Umi Faridah Wahyulina, Sri Wardani, Laila Wibowo, Ryzna Dwi Anitania Widiana, Harmi Widodo, Erick Wiwin Puspita Hadi Yanto Heryanto Yeti Asmawati Zahara Adibah, Ida