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Machmud, Aris
Al Azhar Indonesia University
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Journal : syntax idea

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Analisis Penerapan Kode Etik Penagihan pada Fintech P2p Lending dalam Perspektif Perlindungan Konsumen (Studi Kasus Layanan Pinjaman Online Adakami) Amoury Adi Sudiro; Aris Machmud; Feby Nurhisyam
Syntax Idea 888-899
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/syntax-idea.v6i2.3013

Abstract

The emergence of online loan applications provides a new practical and unsecured option in accounts receivable agreements, allowing many people to use this service. However, the thing that stands out in online loans is related to the behavior of collection officers from fintech P2P Lending companies by not applying ethics and consumer protection principles such as billing cases on the AdaKami application that commit terror, intimidation and threats so that they are detrimental to consumers as users of the application. The purpose of this study is to determine the application of a billing code of ethics that guarantees legal certainty in fintech P2P Lending and legal protection for victims who experience losses for the occurrence of the collection in question. This research uses normative juridical law research methods with a statutory approach (statute approach), analytical approach (analytical approach), and case approach (case approach). The main data collection is carried out by looking at several literatures, undergraduate scientific papers, and laws and regulations to obtain secondary data. The results showed that the application of the billing code of ethics in fintech P2P Lending is still not optimal due to the lack of legal regulations that can adequately protect consumers from actions taken by fintech P2P Lending. Better regulation and legal coordination between relevant parties are needed to enforce the law and protect consumer rights from violations committed by fintech P2P lending companies.
Co-Authors A. Habib Amanatullah Rahdar Abdul Majid Adi Faqdhi Akbar Adi Putra Prajitna Aji Andika Mufti Akhmad Ikraam Amanatullah Rahdar, A. Habib Amir Firmansyah Amoury Adi Sudiro Amoury Adi Sudiro Amoury Adi Sudiro Anas Lutfi Anas Lutfi Anas Lutfi Anis Rifai Anissa Permatasari Arfiana Fitri Ashari Artani, Khairi Anggita Asep Maksum Azhari Dzulqarnain Burhanuddin, Sitti Khairunisa Caskiman Caskiman Davai, Niki Dea Amalia Novela Dini Hardianti Edy Sanyoto Ega Pribadi Feby Nurhisyam Firdaus, Gede Fitriana, Raysa Fokky Fuad Fokky Fuad Fokky Fuad Fokky Fuad Guritna, Murshafatimah Cecille Harliani, Eni Henry Arianto Heri Sulaiman Heriyanto, Puji Hidayah, Yusup Ilham Muzzaki Intan Zania Khairunnisa, Adriana Kun Mardiwati Rahayu L. Tobing, AS Leonardus Lesmana Lubis, Rendy Lubis, Rahmad Lusi Anindia Rahmawati Lusi Marwati Lutfi, Anas Maghucu, Prosper Maguchu, Prosper Markoni Markoni Martini, Titin Mochamad Choirul Huda Mochammad Hasan Mubarok, Djihadul Muhammad Amin Muhammad Amin Muhammad Khatab Muhammad Rizki Muhammad Rizki Mulyono Mulyono Musoffa Musoffa Narayana, Raden Abyan Aradea Nasrullah Nasrullah Nasrullah Nasrullah Novita Sari Nurhisyam, Feby Nurini Aprilianda Okta Thaharah Susanto Parbuntian Sinaga Permatasari, Anissa Priatmoko, Muhammad Pribadi, Ega Prosper Maguchu Purandra Ramadhan Putri, Adityas Rachmawati Rahmadina, Wilsa Rakhsan Ghifari Rangga Sasmita Rizky Maulana Nugraha Rohaya, Nizla Rohayah, Nizla Rohman, Saipul Rohmatilah, Roudoh Roudoh Rohmatilah Rusfiantini, Rina Sadino Sadino Sadino Sadino, Sadino Saipul Rohman Salman Alfarezi Sanyoto, Edy Saraswati, Mardiana Satrio, Bagas Putra Sidiq, Muhammad Maulana Ibnu Sisca Debyola Widuhung Siti Farhani Suartini Suartini Suartini Suartini, Suartini Sudiro, Amoury Adi Sunaryo, Euis Suparji Suparji Suparji Suparji Suparji Suparji Syafitri Jumianto Syarif Hidayat Syarif Hidayat Tardjono, Heriyono Tri Sulistiowati Vishnu, Andhika Wahyu, Alifa Achmad Wasitaatmadja, Fokky Fuad Wasitaatmaja, Fokky Fuad Wawan Munawar Widhiawati, Premita Fifi Wijaya, Maulana Yanci Libria Fista Yasmine, Inge Yusup Hidayah Yusup Hidayat Yusup Hidayat Yusup Hidayat Yusup Hidayat Yusup Hidayat Zul Karnen