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All Journal Lex Jurnalica (Ilmu Hukum) Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Jurnal Cita Hukum Jurnal Media Hukum Pembaharuan Hukum International Journal of Law Reconstruction Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Kreativitas PKM Unes Law Review Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton Pena Justisia: Media Komunikasi dan Kajian Hukum Syntax Idea Jurnal Ilmu Hukum KYADIREN JHR (Jurnal Hukum Replik) LEGAL BRIEF Jurnal Penegakan Hukum dan Keadilan Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan EduBiologia: Biological Science and Education Journal International Journal of Social Service and Research Journal of Social Research Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) International Journal Management and Economic (IJME) Journal of Law, Poliitic and Humanities International Journal of Emerging Issues in Islamic Studies Tasyri' Metris: Jurnal Sains dan Teknologi Jurnal Magister Ilmu Hukum : Hukum dan Kesejahteraan Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga Binamulia Hukum Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Machmud, Aris
Al-Azhar Indonesia University, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Journal : Syntax Idea

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Analisis Penerapan Kode Etik Penagihan pada Fintech P2p Lending dalam Perspektif Perlindungan Konsumen (Studi Kasus Layanan Pinjaman Online Adakami) Amoury Adi Sudiro; Aris Machmud; Feby Nurhisyam
Syntax Idea 888-899
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/syntax-idea.v6i2.3013

Abstract

The emergence of online loan applications provides a new practical and unsecured option in accounts receivable agreements, allowing many people to use this service. However, the thing that stands out in online loans is related to the behavior of collection officers from fintech P2P Lending companies by not applying ethics and consumer protection principles such as billing cases on the AdaKami application that commit terror, intimidation and threats so that they are detrimental to consumers as users of the application. The purpose of this study is to determine the application of a billing code of ethics that guarantees legal certainty in fintech P2P Lending and legal protection for victims who experience losses for the occurrence of the collection in question. This research uses normative juridical law research methods with a statutory approach (statute approach), analytical approach (analytical approach), and case approach (case approach). The main data collection is carried out by looking at several literatures, undergraduate scientific papers, and laws and regulations to obtain secondary data. The results showed that the application of the billing code of ethics in fintech P2P Lending is still not optimal due to the lack of legal regulations that can adequately protect consumers from actions taken by fintech P2P Lending. Better regulation and legal coordination between relevant parties are needed to enforce the law and protect consumer rights from violations committed by fintech P2P lending companies.
Co-Authors A. Habib Amanatullah Rahdar Abdul Majid Akhmad Ikraam Amanatullah Rahdar, A. Habib Amir Firmansyah Amoury Adi Sudiro Anis Rifai Anissa Permatasari Artani, Khairi Anggita Burhanuddin, Sitti Khairunisa Caskiman Caskiman Davai, Niki Dea Amalia Novela Edy Sanyoto Ega Pribadi Faqdhi Akbar, Adi Feby Nurhisyam Firdaus, Gede Fitriana, Raysa Fokky Fuad Fokky Fuad Fokky Fuad Ghifari, Rakhsan Guritna, Murshafatimah Cecille Harliani, Eni Henry Arianto Heriyanto, Puji Hidayah, Yusup Ilham Muzzaki Intan Zania Khairunnisa, Adriana Kun Mardiwati Rahayu L. Tobing, AS Leonardus Lesmana Lubis, Rendy Lubis, Rahmad Lutfi, Anas Maghucu, Prosper Maguchu, Prosper Markoni Markoni Martini, Titin Mubarok, Djihadul Muhammad Amin Muhammad Rizki Muhammad Rizki Narayana, Raden Abyan Aradea Nasrullah Nasrullah Nasrullah Nasrullah Novita Sari Nurhisyam, Feby Nurini Aprilianda Okta Thaharah Susanto Parbuntian Sinaga Permatasari, Anissa Priatmoko, Muhammad Pribadi, Ega Putri, Adityas Rachmawati Rahmadina, Wilsa Rakhsan Ghifari Rizky Maulana Nugraha Rohaya, Nizla Rohayah, Nizla Rohman, Saipul Rohmatilah, Roudoh Roudoh Rohmatilah Rusfiantini, Rina Sadino Sadino Sadino Sadino, Sadino Saipul Rohman Sanyoto, Edy Saraswati, Mardiana Satrio, Bagas Putra Sidiq, Muhammad Maulana Ibnu Sisca Debyola Widuhung Sisca Debyola Widuhung Siti Farhani Suartini Suartini, Suartini Sudiro, Amoury Adi Sunaryo, Euis Suparji Suparji Syafitri Jumianto Syarif Hidayat Syarif Hidayat Tardjono, Heriyono Vishnu, Andhika Wahyu, Alifa Achmad Wasitaatmadja, Fokky Fuad Wasitaatmaja, Fokky Fuad Widhiawati, Premita Fifi Wijaya, Maulana Yanci Libria Fista Yasmine, Inge Yusup Hidayah Yusup Hidayat Yusup Hidayat Yusup Hidayat