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Assessing Profitability: The Impact of Selling Price Determination on the Revenue of Local Tofu Businesses Amanda, Aprilia; Abidin, Zaenal; Khoiratun Nisak, Sayidah; Nilfatri; Pitri, Alisyah; Sarwono
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.873

Abstract

Pricing strategy plays a crucial role in determining the success and sustainability of micro-enterprises, particularly in the food sector such as the tofu industry. This study aims to analyze the effect of selling price determination on the income of tofu producers in Dendang District, Jambi Province. Using a quantitative approach and data collected through questionnaires from 82 respondents, the results of linear regression analysis indicate that the selling price variable significantly influences income, with a coefficient of determination (R²) of 0.635. This suggests that 63.5% of the variation in income can be explained by the implemented pricing strategy. The novelty of this research lies in the integration of empirical analysis with an Islamic economic perspective, which emphasizes principles of fairness, transparency, and sustainability in business practices. The findings imply that the application of accurate and ethical pricing strategies not only enhances producers’ income but also supports broader goals of local economic development and community well-being.
The 'Gaduh Sapi' Livestock-Sharing Tradition in the Lens of Islamic Economics: A Harmonization of Local Wisdom and Sharia Principles Anjarwati, Atika; Daud; Abidin, Zaenal; Nurjali; Pitri, Alisyah; Nilfatri; Sarwono
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.883

Abstract

This study explores the profit-sharing practices within the gaduh sapi (shared cattle-rearing) system prevalent in Muara Sabak Barat District, Tanjung Jabung Timur Regency, Jambi Province, from the perspective of Islamic economics. The gaduh sapi system represents a traditional form of cooperation between a capital provider (the cattle owner) and a manager (the caretaker), established orally and grounded in social trust. This research adopts a qualitative approach using a case study method to investigate the mechanisms of profit-sharing, patterns of responsibility, and the challenges inherent in the practice. The findings reveal that, while the system embodies values such as honesty and mutual cooperation, imbalances persist in terms of risk distribution, maintenance cost burdens, and weak communication between parties. The absence of written contracts and clearly defined roles poses risks of conflict and potential injustice. From an Islamic economic perspective, the practice contains elements of gharar (uncertainty) and does not fully comply with the principles of mudharabah or musyarakah, which emphasize justice, transparency, and mutual consent. Therefore, a more structured cooperation framework is needed to transform the gaduh sapi system into a just, beneficial, and sharia-compliant economic model.
Pricing Model of Palm Oil by Toke: An Islamic Economic Perspective on Indebted Farmers Rima; Musthofa , M. Arif; Yatima, Khusnul; Daud; Sarwono; Wulandari, Triyana; Edi Saputra, Ahmad
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.903

Abstract

This study examines the unilateral price-setting practices by toke (middlemen) on indebted palm oil farmers in Muara Sabak Timur District from an Islamic economic perspective. The findings reveal that price determination occurs without farmers’ consultation or mutual consent, leading to significantly lower prices for indebted farmers compared to debt-free counterparts. This practice exacerbates economic injustice and deepens farmers’ dependency on toke, who use debt as a covert mechanism of price control. The study identifies elements of gharar (uncertainty), zulm (oppression), and ikrah (coercion) in the pricing practices, which violate the Islamic principle of an-tarāḍin (mutual consent) in transactions. Recommendations include establishing Sharia-compliant cooperatives and microfinance institutions offering interest-free financing and transparent, fair pricing mechanisms. Additionally, the study proposes the implementation of hisbah supervision as a social control instrument to prevent exploitative practices. The research contributes to the agrarian economic literature by integrating maqāṣid shariah principles to promote social justice and economic empowerment for small-scale farmers, ultimately supporting sustainable development and equitable market systems
Optimization of Coconut Plantations as a Source of Economic Empowerment for Santri in Islamic Boarding Schools Kaharuddin; Fatimah, Siti; Sarwono; sarmiati; Kartika Devi, Erwina; Wargo; Al-Munip
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.908

Abstract

This study examines the management of coconut plantations at Pondok Pesantren Wali Peetu in Desa Air Hitam Laut as an effort to strengthen the economic independence of the pesantren while serving as a holistic educational medium for santri (students). A qualitative research method employing a case study approach was used to explore the management processes, economic roles, and social impacts generated by the plantation. The findings indicate that the involvement of santri in all stages of coconut plantation activities not only produces significant income for the pesantren but also shapes the character, life skills, and leadership qualities of the santri in accordance with Islamic economic principles. This management model applies the “learning by doing” approach and context-based character education, integrating spiritual, technical, and social aspects. The coconut plantation management at the pesantren represents an important innovation that fills the gap in the traditional pesantren educational paradigm with a sustainable community-based economic empowerment approach. These findings are expected to serve as a reference for other pesantren seeking to optimize local resources for sustainability and santri empowerment
Perceptions and Preferences of Traditional Market Traders toward Islamic Banking M. Fahrurrozi; Abidin, Zaenal; Sarwono; Khoiratun Nisak, Sayida; Dewi , Hasna; Musthofa , M. Arif; Kartika Devi, Erwina
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.914

Abstract

This study explores the perceptions of traders at Pasar Sabtu, Mendahara Ilir, towards Islamic banking, focusing on factors influencing their acceptance and utilization of Sharia-compliant financial services. Employing a qualitative descriptive approach through interviews, observations, and document analysis, the research uncovers that while traders exhibit a positive inclination toward Islamic banking grounded in spiritual values and trust, their understanding of fundamental Sharia principles remains limited. Barriers such as restricted physical access to Islamic banking branches, inadequate financial and digital literacy, and reliance on informal information networks hinder broader adoption. The study highlights the critical role of spirituality as social capital, alongside geographic, educational, and socio-cultural factors, in shaping perceptions and behaviors. Findings suggest that for Islamic banking to expand inclusively within traditional markets, strategic emphasis must be placed on comprehensive literacy enhancement, improved accessibility, and community engagement. This research contributes novel insights by holistically integrating spiritual, educational, and socio-economic dimensions, providing a foundation for tailored educational and marketing strategies that support sustainable financial inclusion
Diversifikasi Produk dengan Pengembangan Motif Tenun Ikat pada UMKM Griya Tenun Lajer Grobogan Rosyad, Nisaul; Sarwono; Rahmat Hidayat, Sujadi; Rudianto, M; Endah Santoso, Ratna; Purnomo, Rochmat Aldy
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 3 (2025): Agustus
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v9i3.27961

Abstract

Griya Tenun Lajer merupakan kelompok usaha yang diinisiasi dalam upaya pemberdayaan masyarakat yang digagas oleh Pemerintah Desa Lajer, Kecamatan Penawangan, Kabupaten Grobogan dengan tujuan untuk menghidupkan kembali tenun ikat sebagai produk unggulan lokal. Sebanyak 20 pengrajin terlibat dalam program ini, yang bertujuan meningkatkan kapasitas mereka melalui pelatihan diversifikasi produk dan pengembangan desain motif berbasis pendekatan design thinking. Meskipun tenun ikat Lajer telah dikenal secara nasional, para pengrajin menghadapi tantangan seperti kurangnya inovasi motif, ketergantungan pada pesanan luar daerah, serta menurunnya permintaan pasar. Rangkaian kegiatan dalam program ini meliputi sosialisasi, pelatihan teknis desain, produksi kain tenun menggunakan alat tenun bukan mesin (ATBM), serta evaluasi melalui diskusi kelompok terfokus (FGD). Hasil kegiatan menunjukkan bahwa pelatihan berhasil mendorong kreativitas dan kepercayaan diri pengrajin dalam menciptakan motif yang mencerminkan identitas lokal sekaligus relevan dengan tren pasar, khususnya bagi segmen anak muda pengguna wastra nusantara. Program ini diharapkan menjadi langkah awal menuju keberlanjutan UMKM, regenerasi pelaku tenun, dan peningkatan daya saing tenun ikat Grobogan di tingkat lokal dan nasional.
PENDAMPINGAN PEMBUATAN PEMBUKUAN SEDERHANA PADA UMKM TEMPE DI KABUPATEN TANJUNG JABUNG TIMUR Nikmatul Khasanah; Sarwono; Ria Astuti Safitri
Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat Vol. 3 No. 2 (2025): Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat
Publisher : Pusat Studi Penelitian dan Evaluasi Pembelajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pendampingan pembuatan pembukuan sederhana pada UMKM tempe di Kelurahan Tanjung Solok, Kecamatan Kuala Jambi, Kabupaten Tanjung Jabung Timur bertujuan untuk meningkatkan kemampuan pelaku usaha dalam mengelola keuangan secara efektif dan efisien. Sebagian besar pelaku UMKM di daerah ini masih melakukan pencatatan keuangan secara manual dan tidak teratur, sehingga sulit untuk mengetahui kondisi keuangan usaha mereka secara akurat. Melalui pendekatan partisipatif, pendampingan dilakukan dengan memberikan pelatihan dan bimbingan langsung dalam pembuatan pembukuan sederhana, seperti pencatatan pendapatan, pengeluaran, serta perhitungan laba dan rugi. Hasil kegiatan menunjukkan adanya peningkatan pemahaman pelaku usaha terhadap pentingnya pencatatan keuangan dan kemampuan mereka dalam menerapkan sistem pembukuan sederhana secara mandiri. Selain itu, kegiatan ini juga mendorong kesadaran pentingnya literasi keuangan bagi keberlanjutan usaha kecil dan menengah di pedesaan. Dengan demikian, program pendampingan ini berkontribusi nyata terhadap peningkatan profesionalisme dan kemandirian ekonomi pelaku UMKM di wilayah tersebut.
PENDAMPINGAN MANAJEMEN USAHA UMKM PENERIMA MODAL USAHA BAZNAS KABUPATEN TANJUNG JABUNG TIMUR OLEH MAHASISWA MAGANG Sri Dwi Indayati; Sarwono; Ria Astuti Safitri
Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat Vol. 3 No. 2 (2025): Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat
Publisher : Pusat Studi Penelitian dan Evaluasi Pembelajaran

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Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas pengelolaan usaha bagi pelaku UMKM penerima modal usaha dari Baznas Kabupaten Tanjung Jabung Timur. Permasalahan utama yang dihadapi pelaku UMKM adalah keterbatasan pengetahuan mengenai pencatatan keuangan, manajemen stok, pemasaran, dan strategi pengembangan usaha secara berkelanjutan. Mahasiswa magang melakukan pendampingan melalui sosialisasi, pelatihan, dan bimbingan langsung untuk meningkatkan kemampuan manajemen usaha UMKM. Hasil kegiatan menunjukkan adanya peningkatan pemahaman pelaku UMKM terhadap manajemen usaha, dengan persentase peningkatan kemampuan pencatatan keuangan sebesar 65%, manajemen stok 60%, dan strategi pemasaran 55%. Kegiatan ini memberikan dampak positif dalam memperkuat kapasitas UMKM sehingga lebih mandiri dalam mengelola usaha.
PEMBERDAYAAN MASYARAKAT MELALUI PENGEMBANGAN USAHA MIKRO DI KELURAHAN KAMPUNG LAUT Khoirul Anam; Ria Astuti Safitri; Sarwono
Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat Vol. 4 No. 1 (2026): Swakarya: Jurnal Penelitian Sosial dan Pemberdayaan Masyarakat
Publisher : Pusat Studi Penelitian dan Evaluasi Pembelajaran

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Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas ekonomi masyarakat melalui pengembangan usaha mikro di Kelurahan Kampung Laut, Kabupaten Tanjung Jabung Timur. Permasalahan utama yang dihadapi masyarakat adalah keterbatasan pengetahuan tentang manajemen usaha, pemasaran produk, dan akses terhadap permodalan. Metode yang digunakan dalam kegiatan ini meliputi pendekatan partisipatif, pelatihan kewirausahaan, pendampingan manajemen usaha, serta fasilitasi akses digital marketing. Hasil kegiatan menunjukkan adanya peningkatan kemampuan peserta dalam menyusun rencana bisnis, mengelola keuangan sederhana, serta memperluas jaringan pemasaran. Kegiatan ini diharapkan dapat menjadi model berkelanjutan dalam pemberdayaan masyarakat berbasis ekonomi lokal.
Strengthening Policy Capacity through AI-GOV: An AHP-Based Assessment of State-Owned Asset Disposal Policy Ilman Rezadi, Agil; Saleh, Choirul; Sarwono
Jurnal Ilmiah Administrasi Publik Vol. 12 No. 1 (2026): Jurnal Ilmiah Administrasi Publik (JIAP)
Publisher : Badan Penerbitan Jurnal (BPJ) FIA-UB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiap.2026.012.01.4

Abstract

State-Owned Asset (BMN) Disposal Policy is one of the important stages in the state asset management cycle. However, its implementation still faces significant challenges such as inadequate policy capacity, complex bureaucracy, and database-based technology. With the increasing number of BMN from time to time coming from new BMN procurement, an efficient BMN write-off procedure is also needed so that the amount of BMN managed becomes balanced with the capacity of BMN managers. One of the developments in public administration in the E-Government (E-GOV) era that can be an alternative solution is the use of Artificial Intelligence (AI) based technology. This article aims to analyse how AI-Governance (AI-GOV) can be used to strengthen policy capacity in BMN disposal in Indonesia. This research uses an Analytical Hierarchy Process (AHP) approach, as well as a literature study. The results show that strengthening the operational and analytical capacity of policies at the organisational and system levels is the key to successful BMN disposal policy. AI-GOV accommodates many inputs from respondents and has the potential to strengthen the policy capacity by supporting the process of identification, prediction, classification, recommendation, and even automation in the bureaucracy of BMN proposals that are eligible for disposal, prediction of auction limit prices, automation of cross-unit auction bundling and scheduling, and anomaly audit trail. This study recommends strengthening policy capacity through the application of AI-GOV in the implementation of BMN disposal policy as part of digital and historical data-based policy reform.