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Journal : Journal of Student Development Informatics Management (JoSDIM)

Analisis Faktor-faktor Yang Mempengaruhi Keputusan Nasabah Berasuransi Syariah di Desa Sordang Bolon Kec. Ujung Padang Kab. Simalungun Yuni, Yuni; Imsar, Imsar; Jannah, Nurul
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.4962

Abstract

The purpose of this study is to determine the factors of income, marketing, environment and customer decisions in sharia insurance. The research method used is a quantitative method. And the population is the people in Sordang Bolon Village, Kec. Edge of the district Simalungun. There were 364 people who became the sample of this study using the Slovin formula with a sampling error (0.5) of 5% so that there were 104 respondents. To get the data, use a questionnaire tool. Analysis tests include normality test, multicollinearity test, and heteroscedasticity test. Data analysis techniques include t test, f test, multiple regression and coefficients. The results of this study indicate that the determination (R Square) of the independent variable on the dependent variable is equal to 0.876 which means 87.6%. Based on the income variable (X1) of 0.000, the significance value of tcount <0.05. Based on testing on the marketing variable (X2), which has a tcount of 6.788 > 1.99. The environmental variable (X3) has a p-value of 0.294 <0.05, which means it influences the decisions of sharia-insured customers. This is in accordance with the t value of significance <0.05. This means that simultaneously the factors of income, marketing, environment have a positive effect on the decisions of customers with sharia insurance.
Co-Authors Abdul Fattah Aji, Mhd. Habrul Akbar, Alwi Annisa, Dwi Nur Aqwa Naser Daulay Atika Atika B Syarbaini, Ahmad Muhaisin Baihaqi, M. Eza Daulay, Aisy Salwa Dharma, Budi Djunaidi, Zikri Habibi Gusdini, Wan melia Harahap, Alfi Ardiansyah Harahap, M Ikhsan Harahap, Muhammad Ikhsan Harahap, Rafi Husin Harahap, Rahmat Daim Harahap, Yusra Lestari Hasanah, Sri Nurul Hasibuan, Hamidah Rohimah Hasibuan, Nur Fadhilah Ahmad Hasibuan, Reni Ria Armayani Hendra Harmain Ikhsan, Muhammad Hafiz Isnaini Harahap Jamila, Khaidar Rahmaini Juliana Juliana Juliati Nasution, Yenni Samri Lestari Nasution, Annio Indah lubis, Safiah Saffa Manullang, Adinda Syariana Dewi Marliyah, Marliyah Maulida, Lisa Meianti, Ardhia Muhammad Farhan Muhammad Kurniawan Muhammad Rifai Muhammad Shohibul Kahfi muhammad Syahbudi, muhammad Munthe, Salpiani Nasution, Ila Nasyaa, Sultan Rasy Novita Safitri Nurbaiti Nurbaiti Nurhayati Nurhayati Nurul Inayah Nurul Jannah Pakpahan, Mutmainnah Khoiriah Pratiwi, Dara Citra PUSPITA, DARA Putra, Diki Ariansyah Putri, Diva Anisyah Qarni, Waizul Rahimi, Siti Rahma, Tri Inda Fadhila Rahmi Syahriza, Rahmi Ramadhani, Hafiz Aryo Rambe, Aqli Nadzhari Ritonga, Afiq Yasfa Assaumi Rizky, Indah Mutiara Saputri, Aulia Habibi Saragih, Lailan Usniyah Sari, Indi Widya Sikumbang, Sahnila Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Simbolon, Nisya Nainita Siregar, Aspan Sofyan Siregar, Dina Sumi, Raudatun Syakir, Ahmad Tambunan, Irma Chairani Tambunan, Khairina Tamimi, Khoirul Tamlija, Tamlija Tuti Anggraini Wahyu Syarvina Wicaksono, M. Fadli Widya Pangestika Yahya, Muhammad Faishal YUNI, YUNI Zuhada Hsb, Muhammad Fathur Rizqi Zuhra, Annisa