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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Unifikasi: Jurnal Ilmu Hukum Diponegoro Law Review JURISDICTIE Jurnal Hukum dan Syariah Jurisprudence Law and Justice Unram Law Review Jurnal Penelitian Kesehatan Suara Forikes Jurnal Ilmiah Hukum LEGALITY Varia Justicia JMM (Jurnal Masyarakat Mandiri) SOEPRA Jurnal Hukum Kesehatan Madani Jurnal Politik dan Sosial Kemasyarakatan Legal Standing : Jurnal Ilmu Hukum Jurnal Hukum Volkgeist PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JURNAL HUKUM dan KENOTARIATAN Pena Justisia: Media Komunikasi dan Kajian Hukum Media Keadilan: Jurnal Ilmu Hukum JURNAL USM LAW REVIEW Madani : Indonesian Journal of Civil Society Jurnal Supremasi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF KADARKUM: Jurnal Pengabdian Kepada Masyarakat JHCLS Interdisciplinary Social Studies Jurnal Hukum Ekonomi Islam (JHEI) Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal ADAM : Jurnal Pengabdian Masyarakat Prosiding University Research Colloquium terAs Law Review: Jurnal Hukum Humaniter dan HAM Jurnal Indonesia Sosial Teknologi Journal of Sustainable Development and Regulatory Issues International Journal of Law and Society Law and Justice SASI Media of Law and Sharia Jurnal Ilmu Sosial dan Humaniora
Wardah Yuspin
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : JURNAL USM LAW REVIEW

 1 
Legal Protection Against Lender in Fintech Peer-to-Peer Lending Sharia Yuspin, Wardah; Nurrachman, Alfan Dzikria; Fauzie, Ata; Hakim, Lukman
JURNAL USM LAW REVIEW Vol. 7 No. 2 (2024): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v7i2.9064

Abstract

The purpose of this study is to determine the legal protection of lenders in Sharia P2PL, which is trying to offer an improved concept of legal protection at POJK No.10/ OJK.05 / 2022. The novelty of this research is the aspect of legal protection from the lender's perspective. This research method uses empirical juridical research through primary data interviews with lenders and observation of providers, including Dana Syariah, Alami Syariah, Ammana, Duha Syariah, Qazwa, Ethics, Investree Syariah, and Papitupi Syariah. The results of this study indicate that financing by lenders in Sharia peer-to-peer lending, the organizers have implemented article 100 of POJK Number 10/POJK.05/2022, including the principles of transparency, fair treatment, as well as confidentiality and security of consumer data. Several factors, such as facilities, community, and culture, support this. This indicates efforts to improve legal protection from lender perspective. However, other consumer protection principles, including the principles of reliability and complaint handling and simple, fast, affordable consumer dispute resolution, still need to be improved. Eventually, there are suggested concept that can increase legal protection for lenders in terms of the obligation to use insurance and also the use of fiduciary guarantees to further increase legal protection for lenders. 
Co-Authors Abdullah Tri Wahyudi Absori Absori Adi Nugroho Ahmad Ghufron Ahzar, Rizki Maulana Aidul Fitiada Azhari Aidul Fitriciada Azhari Amanda Putri Ariyani Amandha Bayu Wiedyasari Ameilia Annisa Salsabila Andria Luhur Prakoso Andriadin, Andriadin Andriati, Fatmi Anindhita Nurfaatin Sukirman Anisa, Nurul Arief Budiono Ata Fauzie Athiyyatulmajid, Salsabila Aya Mohammed Youssef Abd Allah Azhar Alam Bahari, Roni Baskoro Tri Pamungkas Basuki, Muhammad Nur Aji Berlian Ramadhany Ayuningtyas Binar Sapto Nugroho Chandra, Rizky Aditya Danang Kurniawan Danang Sugihardana Diana Setiawati Diyah Murti Hastuti ellectrananda anugerah ash-shidiqqi Eny Purwandari Esmara Sugeng Etyn Ariyani Susilowati Fadhilah, Astutik Fafta Aini Putriana Fahmi Fairuzzaman Farid, Achmad Miftah Fauzie, Ata Femy Wahyu Fitriani Gandung Triyanto Genta Arya Mohammad Ghufron, Ahmad Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Hatinuraya, Yurisvia Previlega Indah Maulani Iramadya Dyah Marjanah Irawansah, Didik Isman Isman Isman, Isman Jati, Ridho Bawana Jompon Pitaksantayothin Jompon Pitaksantayothin Kelik Wardiono Kurniawan, Adityo Wiwit Kuswardhani Kuswardhani Lukman Hakim M Junaidi Marisa Kurnianingsih Marjanah, Iramadya Dyah Moh. Indra Bangsawan Muchamad Iksan Mudofi, Luthfi Nurul Hidayah Muhammad Edi Hermawan Muhammad Nur Aji Basuki Muhammad Nur Aji Basuki Mutimatun Ni’ami Nasrullah Natangsa Surbakti Nur Hasanah Nur ilmi putri febriyanti Nurlina Afifah Litti Nurrachman, Alfan Dzikria Patra, Yusril Aulia Peggy Dian Septi Nur Anggraini Pramesti, Nadila Putri Puspitasari, Aprilia Dyah Rajput, Trisha Ridho Bawana Jati Ridwan Rika Yunita Hardiyati Rizka Rizka Rizka Rizka Rizka Rizka Rizka, Rizka Ryska Noviasari Said Saidakhrarovich Gulyamov Sakia Agia Salsabella Septarina Budiwati Septarina Budiwati Setiyawan, Wahyudi SH, Harun Shofiana Eka Aulia Siti Soekiswati Syaifuddin Zuhdi Syaifuddin Zuhdi Syaifuddin Zuhdi Syaifuddin Zuhdi Syamsul Hidayat Tampawestri, Miranti Kusretno Trisno Rahardjo Ulfa, Nadiya Wiliani, Amalia Yudanto Yudanto Yulian Dwi N Yurisvia Previlega Hatinuraya Zuhdi, Syaifuddin Zuvarcan, Diaz Alifarizki