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Wardah Yuspin
Universitas Muhammadiyah Surakarta
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Journal : sasi

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Urgensi Pembentukan Undang-Undang Fintech Di Indonesia: Harapan Dan Realita Di Era Pandemic Covid-19 Didik Irawansah; Wardah Yuspin; Ridwan Ridwan; Nasrullah Nasrullah
SASI Vol 27 No 4 (2021): Volume 27 Nomor 4, Oktober - Desember 2021
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/sasi.v27i4.581

Abstract

The growth of Fintech in Indonesia is very rapid, this condition is directly proportional to the legal problems that arise, the legal policy of regulation and protection of Fintech is still focused on the OJK, while the OJK still has many weaknesses in the implementation of supervision and protection of fintech activities, especially in the era of the covid pandemic. -19. The purpose of this study, first, by outlining the legal regulations issued by Bank Indonesia and the Financial Services Authority regarding fintech in Indonesia by looking at the legal weaknesses so that it is important to establish the Fintech Law. second, the urgency of the establishment of a fintech law on fintech consumer protection in Indonesia. Meanwhile, the importance of this research is that it will explain the development of the fintech industry in Indonesia, especially during the Pandemic, where the fintech industry experienced significant development so that this is an idea to provide a clear legal framework for the fintech industry. The research method used is normative juridical using library data and observations of fintech developments through library studies. Research findings show that so far fintech in Indonesia has used regulations contained in the POJK and PBI as the basis for implementing fintech, although it is felt that the regulations issued by POJK and PBI have not been able to provide maximum legal protection for the implementation of the fintech industry. so it is necessary to establish a law in order to provide legal protection for the development of the fintech industry now and in the future.
Co-Authors Abdullah Tri Wahyudi Abhinayan Basu Bal Absori Achmad Miftah Farid Adi Nugroho Adityo Wiwit Kurniawan Ahmad Ghufron Ahmad Setiawan Ahzar, Rizki Maulana Aidul Fitiada Azhari Aidul Fitriciada Azhari Amanda Putri Ariyani Amandha Bayu Wiedyasari Ameilia Annisa Salsabila Andria Luhur Prakoso Andriadin, Andriadin Andriati, Fatmi Anindhita Nurfaatin Sukirman Anisa, Nurul Aprilia Dyah Puspitasari Ardi Akbar Tanjung Arief Budiono Ario Trisaksono Ata Fauzie Aya Mohammed Youssef Abd Allah Azhar Alam Bagas Sinung Pradana Bahari, Roni Baskoro Tri Pamungkas Basuki, Muhammad Nur Aji Berlian Ramadhany Ayuningtyas Berliana Anggita Putri Bima Wahyu Bintoro Binar Sapto Nugroho Chandra, Rizky Aditya Danang Kurniawan Danang Sugihardana Diana Setiawati Diaz Alifarizki Zuvarcan Diyah Murti Hastuti Dustin Ivananda Fadilla ellectrananda anugerah ash-shidiqqi Eny Purwandari Esmara Sugeng Etyn Ariyani Susilowati Fadhilah, Astutik Fafta Aini Putriana Fahmi Fairuzzaman Falah Al Ghozali Farhan Restu Ernanda Fatimah Salma Azzahra Fauzie, Ata Femy Wahyu Fitriani Gandung Triyanto Genta Arya Mohammad Ghufron, Ahmad Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Haszmi Alfateh Hatinuraya, Yurisvia Previlega Hidayah Ken Kinasih Hidayat, Syamsul I Istani Iksan Indah Maulani Iramadya Dyah Marjanah Iramadya Dyah Marjanah Irawansah, Didik Isman Isman Jati, Ridho Bawana Jompon Pitaksantayothin Jompon Pitaksantayothin Kelik Wardiono Kelik Wardiono Khudzaifah Dimyati Kuswardhani Kuswardhani Lukman Hakim Luthfiah Firdaus M Junaidi Marisa Kurnianingsih Marjanah, Iramadya Dyah Moh. Indra Bangsawan Mohammed Razi Ellathodi Muchamad Iksan Mudofi, Luthfi Nurul Hidayah Muhamad Ramdhani Jihad Muhammad Edi Hermawan Muhammad Nur Aji Basuki Muhammad Nur Aji Basuki Muhtar Arifin Mutimatun Niami Nasrullah Natangsa Surbakti Naufal Sheva Alfauzi Nur Hasanah Nur ilmi putri febriyanti Nurlina Afifah Litti Nurrachman, Alfan Dzikria Peggy Dian Septi Nur Anggraini Pramesti, Nadila Putri Rachma Putri Dwi Amalia Rajput, Trisha Ramadhan Arihta Ginting Ridho Bawana Jati Ridho Bawana Jati Ridwan Rika Yunita Hardiyati Rizka Rizka Rizka Rizka Rohmat Soekarno Rully Syahrul Mucharom Ryska Noviasari Said Saidakhrarovich Gulyamov Sakia Agia Salsabella Salsabila Athiyyatulmajid Septarina Budiwati Setiyawan, Wahyudi SH, Harun Shofiana Eka Aulia Siti Soekiswati Syaifuddin Zuhdi Tampawestri, Miranti Kusretno Tasya Cantik Alya Nabila Trisha Rajput Trisno Rahardjo Ulfa, Nadiya Wiliani, Amalia Y Yudanto Yudanto Yudanto Yulian Dwi N Yurisvia Previlega Hatinuraya Yusril Aulia Patra