Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Annals of Management and Organization Research

Impact of consumption values on cashless society: influence of perceived costs Tanha, Moutusi; Bhuiyan, Nayem Mahmud; Mukhopadhyay, Sudipta; Mannan, Sayed Sajib; Nath , Subroto Deb; Islam , Md. Nasirul; Muhammad Al Amin
Annals of Management and Organization Research Vol. 6 No. 3 (2025): February
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v6i3.2090

Abstract

Purpose: This study aims to investigate the influence of consumption values (functional, social, emotional, epistemic, and conditional) on adopting a cashless society while examining the moderating effect of perceived cost and the mediating effect of cashless readiness. Research Methodology: A quantitative research approach was employed, utilizing a convenience sampling method to collect data from 200 respondents through a survey. Statistical analysis techniques such as structural equation modeling (SEM) were likely used to analyze the data and test the hypothesized relationships. Results: The study reveals that functional, epistemic, and conditional values significantly impact cashless readiness, which in turn affects the adoption of a cashless society. Perceived cost is identified as a significant moderator between cashless readiness and the adoption of a cashless society. Additionally, the findings indicate that cashless readiness partially mediates the relationship between functional, epistemic, and conditional values and the adoption of a cashless society. Limitations: A potential limitation could be the use of a convenience sampling method, which may affect the generalizability of the findings to a larger population. Contributions: The findings of this study could be valuable for mobile financial service providers, banking institutions, and governmental organizations in developing strategies to increase the adoption of digital payment systems. It contributes to the existing literature on consumer behavior and technology adoption, specifically in the context of cashless societies and mobile financial services.
Co-Authors Achmad Efendi Aditya Wicaksono Afiati, Nila Ahmadi, Mujibur Rahman Ainun Najib Akhmad Yanuar Fahmi Pamungkas Ali Syahbana Alimuddin Hassan Palawa Alvi Nur Khoirun Nikmah Amin, Ahmad Faiz Makinun Anatasya Wenita Putri Anggraeni, Aulia Anka Luffi Ramdani Annaufal, Azhar Nadhif Ar Rachman, Muhammad Aqil Musthafa Arosyid, Aisyah Putri Arya Dimas Wicaksana Aulia Anggraeni Balqis, Rani Diana Bambang Hermanto Bhuiyan, Nayem Mahmud Capriandika Putra Susanto Dian Roshanti Efina Amanda Endang Purnama Giri Erik Toga Fami, Amata Gema Parasti Mindara Haidan Angga Kusumah Hanifah, Nurrizkyta Aulia Hidayatin, Nur Ida Hayu D Ina Aulia Irma Rasita Gloria Barus Islam , Md. Nasirul Ivan Rachmawan Jayawarsa, A.A. Ketut Jonathan Cristiano Rabika Juliansyah, Rizki Kuntari, Wien Kustanti Nurfitri Laila Sari Masyhur Laili, Roudlotun Nurul Lana Sari Rkt M. Iqbal Ishsani Mahendar, Ibnu Aqil Mannan, Sayed Sajib Mindara, Gema Parasti Mir, MD Atikur Rahman Muhammad Ansor Muhammad Galuh Gumelar Muhammad Nashir Muhammad Yazid Mukhopadhyay, Sudipta Munif, Badrul Nadhifah, Jauza Najla Amelia Putri Nath , Subroto Deb Neneng Aisyah Nia Kurniati Bachtiar Ninis Indriani Pamungkas , Akhmad Yanuar Fahmi Pipit Hariyono Prasetyawan, Riyan Dwi Priyadi, Budi Puspo Pudji Rahmawati Putri, Anatasya Wenita Putri, Najla Amelia Rabika, Jonathan Cristiano Rahman, Md Mehdi Rahmawan, Fajri Andi Rasendriya, Achmad Syahmi Renita Rizkya Danti Rizki Juliansyah Rizki Ramadhan Husaini Rosuli, Ahmad Rozi, Mohammad Fakhrul Saefudin Zuhri Saidatul Akida Setiady Ibrahim Anwar Sholihin Sholihin Sholihin Sholihin Sholihin Susi Sulandari Tanha, Moutusi Tyanafisya, Aisya Wahyu Hidayat Winda Kustiawan Wulan Agustin, Sindi Candra Yuanto, Hirdes Harlan Yuanto, Rudiyanto