Claim Missing Document
Check
Articles

The Effect Of Non Performance Loan (Npl) And Loan Deposit Ratio (Ldr) On Return On Asset (Roa) In Pt. Bank Rakyat Indonesia (Persero), Tbk Agung Rahmat Ilahi; Karona Cahya Susena; Wagini Wagini
BIMA Journal (Business, Management, & Accounting Journal) Vol 2, No 1 (2021)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.2.1.83-96

Abstract

The purpose of this study was to determine the effect of Non Performance Loans (NPL) and Loan Deposit Ratio (LDR) on Return on Assets (ROA) at PT. Bank Rakyat Indonesia (Persero), Tbk. The sample in this study is the financial statements at PT. Bank Rakyat Indonesia (Persero), Tbk for the period 2010 to 2019 The data collection method uses the documentation method. The data analysis used is multiple linear regression, coefficient From the calculation of the multiple linear regression equation, it can be seen  that the results of the regression test: Y = 14.944– 1.072 X1 - 0.099X2. The coefficient of determination obtained is 0.846. This means that X1 (Non Performance Loan (NPL)) and X2 (Loan Deposit Ratio (LDR)) have an effect on Return on Assets (ROA) (Y) by 84.6% while the rest (100% - 84.6% = 15.4%) is influenced by other variables not examined in this study. The results of the t test show that there is a significant effect between NPL and LDR on Return on Assets (ROA) (Y) at PT. Bank Rakyat Indonesia (Persero), Tbk partially or separately The results of the F test show that there is a significant influence between NPL and LDR on Return on Assets (ROA) (Y) at PT. Bank Rakyat Indonesia (Persero), Tbk simultaneously or collectively.of determination and hypothesis testing.
ELECTRONIC WORTH OF MOUTH AND DESTINATION IMAGE AND IT’S AFFECTS ON VISITING TOURISTS DECISION IN THE TIKUS ISLAND Eska Prima Monique Damarsiwi; Wagini Wagini
AFEBI Management and Business Review Vol 3, No 2 (2018)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (279.047 KB) | DOI: 10.47312/ambr.v3i2.201

Abstract

Tourism is one of the mainstays to obtain the country's foreign exchange and its development is expected to spur Indonesia's economic growth. Every area in Indonesia has the potential to be used as a tourist attraction, as well as the area of Bengkulu City which has exotic marine tourism, namely in Tikus Island. The purpose of this study was to analyze the effect of Electronic Word of Mouth (eWOM) on tourist visiting decisions to Tikus Island and to analyze the influence of Destination Image on tourist visiting decisions to Tikus Island and to analyze which variables had the most dominant influences of visiting tourists to Tikus Island. This research also has an output target that is expected to be achieved, including this research can provide input for the government and employers to find out Electronic Word Of Mouth (eWOM) and Destination Image so that it can ultimately increase tourist interest.. This research was conducted in the area of tourist objects that are often visited by local and outside tourists in the city of Bengkulu. The sampling method in this study is a survey using a cross sectional questionnaire and the sample used is 385 respondents. The results of the research are Concern for Other independent variables, Helping the company and destination image partially have significant positive influence on visiting decisions. While Expressing positive filling variables did not have a significant effect on visiting decisions. However, simultaneously Concern for Other, Expressing positive filling, Helping the company and the destination image have a significant positive effect on the dependent variable of visiting decisions. While the destination image variable is considered as the dominant variable in influencing tourists visiting decisions to Tikus island BengkuluKeywords: Consumer Satisfaction, Destination Image, Electronic Word of Mouth, Visiting Decision
Edukasi Dan Motivasi : Learn Dan Happy Fun Pada Masa Pandemi Covid-19 Pada Lembaga Kesejahteraan Sosial Anak (Lksa) Guyub Rukun Bengkulu Wagini Wagini; Ida Ayu Made Er Meytha Gayatri; Karona Cahya Susena; Mimi Kurnia Nengsih; Yesi Indian Ariska
Jurnal INDONESIA RAYA (Pengabdian pada Masyarakat Bidang Sosial, Humaniora, Kesehatan, Ekonomi dan Umum) Vol 2, No 1 (2021)
Publisher : Perkumpulan Dosen Muda Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1489.02 KB) | DOI: 10.37638/indonesiaraya.v2i1.203

Abstract

Pemberlakuan Learning From Home (LFH) pada masa Pandemi membawa dampak pada semua sektor, begitu juga sektor pendidikan. Penerapan LFH tidak mudah, dikarenakan terbatasnya fasilitas dan pemahaman tentang konsep pembelajaran. Anak-anak pada Lembaga Kesejahteraan Sosial Anak (LKSA) juga merasakan hal yang sama dalam penerapan LFH. Oleh karena itu untuk membantu pemberian pemahaman dibutuhkan pendampingan yang dilakukan dengan metode sosialisasi dan demonstrasi. Adapun manfaat pendampingan yang dilakukan tidak hanya pada pemahaman konsep LFH namun juga memberikan motivasi kepada anak-anak yang sebelumnya enggan untuk mengikuti pembelajaran menjadi lebih antusias dengan konsep Learn and Happy Fun.
New Normal: Membangkitkan Ekonomi Warga Di Rt 34 Komplek Green Palm Melalui Gerakan Belanja Di Warung Tetangga Karona Cahya Susena; Mimi Kurnia Nengsih; Wagini Wagini; Ida Ayu Made Er Maytha Gayatri; Yesi Indian Ariska
Jurnal INDONESIA RAYA (Pengabdian pada Masyarakat Bidang Sosial, Humaniora, Kesehatan, Ekonomi dan Umum) Vol 1, No 2 (2020)
Publisher : Perkumpulan Dosen Muda Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2583.745 KB) | DOI: 10.37638/indonesiaraya.v1i2.197

Abstract

Kegiatan pengabdian pada masyarakat ini dilatarbelakangi oleh akibat dari adanya pandemi maka warga RT 34 Komplek Green Palm Estate mengalami dampak ekonomi yang sebagian besar pekerjaan mereka sebagai wirausaha. Solusi yang ditawarkan untuk permasalahan mitra yaitu warga RT 34 Komplek Green Palm Estate, melalui kegiatan pelatihan dan pendampingan untuk mensukseskan gerakan belanja di warung tetangga. Kegiatan awal yang dilakukan adalah mensosialisasikan pentingnya gerakan belanja di warung tetangga, kemudian dilanjutkan dengan mengajarkan pihak warung untuk mempromosikan dagangannya lewat media sosial seperti whatsApp Grup, facebook dan instagram. Berafiliasi dengan grab dan maxim yang salah satu contohnya, mereka bisa menggunakan aplikasi “GrabMart” untuk mempermudah pelayanan. Dalam kegiatan pelatihan dan pendampingan ini diharapkan membangkitkan perekonomian warga RT 34 Komplek Green Palm Estate. Kata Kunci: New Normal, Bangkitnya Perekonomian, Gerakan Belanja di Warung Tetangga
PERSEPSI TATA KELOLA DAN KOMPETENSI SUMBERDAYA MANUSIA PAUD IT INTAN INSANI KOTA BENGKULU Wagini Wagini
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol 2 No 2 (2019): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (160.232 KB) | DOI: 10.32663/pareto.v2i2.1021

Abstract

Research implemented in PAUD IT Intan Insani on location Perumnas Unib Bentiring Permai Village Muara Bangkahulu Subdistrict Bengkulu City aimed to help the PAUD governance to be better and optimal. Likert scale used as the analysis method in this research. The problem faced by PAUD IT Intan Insani are: 1. Bad governance of PAUD administration and institution 2. Teacher resource competence inadequate. Given solution through this Partnership Society Program such as: 1. Assistance training and education of governance administration and institution 2. Assistance training and education of teacher resource competence inadequate. The output that produced are: getting better governance administration and institution of PAUD IT Intan Insani, increasing of teacher resource competence so that to actualized the qualified PAUD IT Intan Insani.
Pengenalan dan Pelatihan Laporan Keuangan pada Warga Jl. Merawan 14a Rt. 29 Rw.07 Sawah Lebar Kecamatan Ratu Agung Kota Bengkulu Ida Ayu Made Er Meytha Gayatri; Wagini Wagini; Tito Irwanto; Tri Febrina; Nia Indriasari
Jurnal Dehasen Untuk Negeri Vol 1 No 1 (2022): Januari
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1967.34 KB) | DOI: 10.37676/jdun.v1i1.1868

Abstract

A financial report is a record of a company's financial information within a certain period that can be used to describe the company's performance situation. The benefit of financial statements is to provide information on financial conditions and developments related to individuals or organizations/companies that are taken into consideration for making appropriate and accurate decisions, providing useful information for company management. Residents of RT. 29 RW.07 Sawah Lebar Bengkulu consists of 60 families where most of them work as entrepreneurs, civil servants and construction workers. Residents of RT.29 RW. 07 consists of women who formed an organization called Dasa Wisma RT.29. Seeing the reality on the ground, the need and urgency of the DasaWisma women for skills in making financial reports, it is felt that there is a need for introduction and training in making simple financial reports for RT mothers. 29 RW. 07 in order to improve competence and understanding of the procedures for making simple financial reports, which in the end it is hoped that women will be able to make financial reports independently. To promote understanding of financial reporting assistance and training for women in RT 29 RW.07 Sawah Lebar Bengkulu, it was given by holding lectures on the basics of making financial reports, practicing how to make good financial reports for operational activities, investment activities. , financial and financing activities and initial cash balances and ending cash balances assisted by students and lecturers so that the training materials are on target.
Pemberdayaan Masyarakat Melalui Pengelolaan Sampah Rumah Tangga Untuk Meningkatkan Pendapatan Keluarga Pada Jln. Merawan 14 A Rt.31 Rw.07 Kel. Sawah Lebar Kec. Ratu Agung Kota Bengkulu Nia Indriasari; Tito Irwanto; Wagini Wagini; Ida Ayu Made Er Metha Gayatri; Tri Febrina
Jurnal Dehasen Untuk Negeri Vol 2 No 1 (2023): Januari
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jdun.v2i1.3506

Abstract

Pengabdian masyarakat ini di latar belakangi oleh fenomena meningkatnya partisipasi masyarakat dalam pengelolaan sampah yang bertujuan untuk mengetahui bagaimana proses pemberdayaan masyarakat dalam pengelolaan sampah di Merawan 14 A RT.31 RW. 07 kelurahan Sawah Lebar kecamatan Ratu Agung. Sumber data dari pengabdian ini ialah pengelola, fasilitator, dan warga setempat.. Hasil dari pengabdian ini yaitu: Untuk menyelesaikan masalah tersebut di atas maka dilaksanakanlah penyuluhan dan pelatihan pengelolaan sampah dengan metode/langkah-langkah sebagai berikut : 1) Memperkenalkan sampah rumah tangga yang selama ini selalu dianggap menjadi barang/bahan yang tidak bernilai ekonomis. 2) Pelatihan dan pendampingan pengolahan sampah dengan pengembangan metod. Kata Kunci: Pemberdayaan masyarakat, pengelolaan sampah, bank sampah.
Faktor-Faktor Yang Mempengaruhi Keputusan Pembelian Tiket Pesawat Di PT Wahyu Septyan Tour Dan Travel Kota Bengkulu Junaidah Junaidah; Eska Prima Prima Monique Damarsiwi; Wagini Wagini
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 1 (2023)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v11i1.3486

Abstract

Along with the development of the times, people want to use transportation to make their journey easier. Air tickets sold by PT Wahyu Septyan Tour and Travel Bengkulu city can make your trip both national and international easier. The purpose of the study was to determine the effect of brand image, price, promotion, and service quality on the decision to purchase airline tickets at PT Wahyu Septyan Tour and Travel in Bengkulu city. The type of research used is quantitative. The data analysis method used is multiple linear regression. The test results obtained are: 1) The partial test results show that the brand image (x1) has a significance value of 0.036 <0.05. Price (x2) has a significance value of 0.001 < 0.05. Promotion (x3) has a significance value of 0.002 < 0.05. and service quality (x4) has a significance value of 0.037 <0.05. Thus, the results of the t-test (partial) indicate that there is a positive and significant influence of brand image, price, promotion, and service quality variables on purchasing decisions at PT Wahyu Septyan Tour and Travel in Bengkulu city. 2). Simultaneous test results with the provisions of significance <0.05. The significance probability number 0.000 < 0.05 means that brand image, price, promotion, and service quality simultaneously affect the decision to purchase airline tickets at PT Wahyu Septyan Tour and Travel in Bengkulu city.
Analisis Harga Pokok Penjualan Pada Pabrik Tahu Hidayah Di Kota Bengkulu Tri Wahyu Ningsih; Wagini Wagini; Iswidana Utama Putra
Jurnal Multidisiplin Dehasen (MUDE) Vol 2 No 1 (2023): Januari
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/mude.v2i1.3667

Abstract

The purpose of this study was to analyze the cost of goods sold arising from the calculation of the cost of goods manufactured by the traditional system used by Hidayah tofu factory and the basis for calculating the cost of goods manufactured by the Activity Based Costing system that the researcher implemented.The type of research used in this research is quantitative descriptive research. Where the data was obtained from interviews with Hidayah tofu owners and then implemented using the traditional methods used by the factory and the Activity Based Costing method to determine the cost of good sold from the two methods.The results of the analysis using the traditional method of cost of good sold for fried tofu products is Rp. 283,300,000.00, which is lower than the Activity Based Costing method. Meanwhile, the cost of good sold for white tofu products is IDR 138,000,000.00, which is lower than the Activity Based Costing method. Whereas in the Activity Based Costing method the cost of good sold for fried tofu products is IDR 285,837,500.00 higher than the traditional method. Meanwhile, the cost of good sold for white tofu products is IDR 140,536,760.00 higher than the traditional method. This shows that calculations using the Activity Based Costing method are more accurate than traditional methods. Because in the Activity Based Costing method all costs incurred in production activities are included in the calculation component, namely the cost of depreciation of factory machine assets.
IMPLEMENTATION OF THE YANBU'A METHOD TO INCREASING ELOQUENCE RECITING AL-QUR'AN SANTRI TPQ FATCHUL ULUM PACET Ishmatun Nihayah; Wagini Wagini
Dirosatuna: Journal of Islamic Studies Vol 5 No 2 (2022): Islamic Education and Behaviour
Publisher : Institute of Research and Community Service, Institute of Pesantren Kiyai Haji Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/drstn.v5i2.3344

Abstract

Abstract The purpose of this article is to describe the planning, implementation, and evaluation of the Yanbu'a Method at TPQ Fatchul Ulum Pacet. This article uses a type of qualitative research with a case study approach. For data collection, researchers used observations, interviews, and documentation techniques. This study obtained the following results: 1) general learning planning a) Class classification. b) Selection test. c) Teacher training and determination. d) Schedule creation. e) Procurement of learning tools and media. f) Material preparation. g) Giving evaluation. 2) Implementing the Yanbu'a method in improving the fluency of reading the Qur'an of students at TPQ Fatchul Ulum Pacet a) Consists of three stages, namely pre-instructional, instructional and closing or assessment b) Using the classical system, individual reading, and classical reading system. Evaluation of the implementation of the Yanbu'a method in improving the fluency of reading the Qur'an of students at TPQ Fatchul Ulum; a) The page increase test. b) Volume increase test. c) Imtihan Niha'iy.