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The Role of Sharia Banking in Building Micro Business in Indonesia Zahara, Alfiatun; Andini, Bunga; Sudirman, Wahyu Febri Ramadhan; Reza, Saru
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.258

Abstract

This research aims to provide a better understanding of how Sharia banking can contribute to the development of micro-businesses in Indonesia. The research method used is the literature research method or literature review. This method focuses on the analysis and synthesis of written works that are relevant to the research topic being investigated. The results of this research show that Sharia banking has a significant role in building micro businesses in Indonesia. Islamic banking can be an effective partner in helping micro-businesses grow and develop in Indonesia. This article focuses on the role of Islamic banking in building micro businesses in Indonesia. Although the role of Islamic banking in developing micro-businesses is well known, this research provides a better understanding of the real contribution of Islamic banking in forming an ecosystem that supports the growth and sustainability of micro-businesses in Indonesia, as well as highlighting the challenges and obstacles faced by Islamic banking in building micro businesses in Indonesia. Indonesia. This article provides important implications for Sharia banking, government, financial institutions, and society in creating an environment that supports the growth and sustainability of micro-businesses in Indonesia.
PENGARUH LINGKUNGAN KERJA TERHADAP KINERJA GURU SMK NEGERI 2 KEPENUHAN Eti, Eti; Sudirman, Wahyu Febri Ramadhan; Mairiza, Diany
Sharing: Journal of Islamic Economics Management and Business Vol. 1 No. 1 (2022): Desember 2022
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.577 KB) | DOI: 10.31004/sharing.v1i1.11018

Abstract

Tujuan Penelitian ini adalah untuk mengetahui pengaruh lingkungan kerja terhadap kinerja guru pada SMK Negeri 2 Kepenuhan. Sampel dalam penelitian ini adalah Guru pada SMK Negeri 2 Kepenuhan yang berjumlah 30 orang, pengambilan sampel dilakukan dengan menggunakan sampel jenuh (sugiyono,2010:96) Sedangkan variabel yang diteliti dalam penelitian ini adalah lingkungan kerja dan kinerja analisis data menggunakan metode regresi linear sederhana dengan menggunakan uji validitas , reliabilitas, R2 dan uji t. Pengujian tersebut dilakukan guna mengetahui hubungan antara variabel bebas (independen variabel) dengan variabel terikat (dependent variabel). Berdasarkan hasil penelitian didapat lingkungan kerja berpengaruh terhadap kinerja Guru dengan nilai korelasi R = 0,818 yang menunjukkan adanya hubungan yang erat antara lingkungan kerja dengan kinerja karyawan pada SMK Negeri 2 Kepenuhan. Sedangkan R Square di dapat 0,669 yang berarti lingkungan kerja memiliki kontribusi sumbangan sebesar 65,7% terhadap kinerja Guru pada SMK Negeri 2 Kepenuhan. Secara persial diperoleh variabel lingkungan kerja berpengaruh positif dan signifikan terhadap kinerja Guru pada SMK Negeri 2 Kepenuhan dengan persamaan regresi linear sederhana dalam penelitian ini Y = 7.046 + 0,481X dengan signifikan 0,000 lebih kecil dari alpha 0,05. Kesimpulan dari penelitian bahwa hipotesis secara parsial anatara variabel lingkungan kerja terhadap kienerja guru terbukti dan dapat diterima kebenarannya.
Feature selection using non-parametric correlations and important features on recursive feature elimination for stock price prediction Priyatno, Arif Mudi; Ramadhan Sudirman, Wahyu Febri; Musridho, Raja Joko
International Journal of Electrical and Computer Engineering (IJECE) Vol 14, No 2: April 2024
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijece.v14i2.pp1906-1915

Abstract

Stock price prediction using machine learning is a rapidly growing area of research. However, the large number of features that can be used can complicate the learning process. The feature selection method that can be used to overcome this problem is recursive feature elimination. Standard recursive feature elimination carries the risk of producing inaccurate algorithms because the top-ranked features are not necessarily the most important features. This research proposes a feature selection method that combines important features and nonparametric correlation in recursive feature elimination for stock price prediction. The data features used are technical indicators and stock price history. The recursive feature elimination method is modified with important features and nonparametric correlation features. The strategy for combining important features and non-parametric features is average weight, 25:75% weight, 75:25% weight, maximum weight, and minimum weight. The performance evaluation results show that the proposed feature selection method succeeded in obtaining small error values. The proposed method for predicting PT Bank Rakyat Indonesia Tbk (BBRI) stock prices obtains mean squared error, root mean square error, mean absolute error, and mean absolute percentage error evaluation values of 0.0000336, 0.00577, 0.00459, and 1.78%, respectively. This shows that recursive feature elimination with feature selection that combines important features and non-parametric correlation works better than the original recursive feature elimination at predicting stock prices.
Pelatihan Design Produk di PT Mond Nature Lestari Priyatno, Arif Mudi; Sudirman, Wahyu Febri Ramadhan; Lasepa, Wanda; Afrinis, Nur; Rizqi, Eka Roshifita; Tanjung, Lailatul Syifa; Rusnedy, Hidayati; Hidayat, Hidayat
Journal of Digital Community Services Vol. 1 No. 2 (2024): July
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/dcs.v1i2.17

Abstract

Pelatihan desain produk di PT Mond Nature Lestari bertujuan untuk meningkatkan keterampilan tim desain dalam penggunaan perangkat lunak modern seperti Canva dan Figma. Pelatihan ini mendukung visi perusahaan untuk menyediakan produk organik berkualitas tinggi dengan desain yang menarik, fungsional, dan berkelanjutan. Pendekatan yang sistematis mencakup analisis kebutuhan, penyusunan kurikulum, dan pelatihan tatap muka serta daring. Hasil pelatihan menunjukkan peningkatan signifikan dalam keterampilan tim desain, terutama dalam penggunaan perangkat lunak desain. Tim mampu menghasilkan desain yang lebih estetis dan profesional, meningkatkan daya tarik visual produk serta materi pemasaran perusahaan. Pelatihan Figma meningkatkan efisiensi dan koordinasi dalam membuat prototipe desain UI/UX secara real-time, mengurangi kesalahan dan mempercepat waktu pengerjaan. Pelatihan ini terbukti efektif dalam mendukung inovasi dan keberlanjutan bisnis PT Mond Nature Lestari di pasar produk organik yang kompetitif. Dengan hasil-hasil yang telah dicapai, dapat disimpulkan bahwa pelatihan desain produk ini sangat efektif dalam mencapai tujuan yang telah ditetapkan. Keberhasilan ini tidak hanya memperkuat posisi PT Mond Nature Lestari di pasar, tetapi juga mendukung visi dan misi perusahaan untuk terus berinovasi dan berkontribusi positif bagi masyarakat dan lingkungan.
Increasing Public Awareness To Avoid Business Transactions That Contain Elements Of Riba In Kubang Jaya Village Winario, Mohd; Zakir, Muhammad; Khairi, Rifqil; Sudirman, Wahyu Febri Ramadhan; Fithriyana, Rinda; Maini, Nur; Irmawanti, Irmawanti
Journal of Community Sustainability Vol. 1 No. 1 (2024): Maret 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i1.8

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This community service was carried out in Kubang Jaya Village, Siak Hulu District, Kampar Regency. The aim of this community service is to increase public awareness of avoiding business transactions that contain elements of usury and to find out the level of success of the community service program for business transactions that contain elements of usury. The methods used in this community service activity are counseling, presentations and discussions. The results of the service show that: First, the people of Kubang Jaya Village, Siak Hulu District, Kampar Regency's understanding of business transactions varies, some already understand, some are still doubtful, some even don't understand, Second, the objectives of the service activity program have been achieved. community for the Kubang Jaya Village Community, Siak Hulu District, Kampar Regency, all programs that have been carried out in collaboration between business owners and servants have been carried out in accordance with the event schedule and predetermined time.
Literasi Ekonomi Syariah di SMPN 8 Kecamatan Pelalawan Assyifa, Zubaidah; Winario, Mohd; Sudirman, Wahyu Febri Ramadhan; Amalia, Nala; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 3 (2024): September 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i3.66

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This community service was conducted in Pelalawan Regency, Riau Province. The object was SMPN 8, Pelalawan District. This community service aims to socialize Islamic economics in junior high schools. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants to master the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured from the four components above, can also be seen from the satisfaction of participants after participating in the activity because the community service provides the opportunity to ask as many questions as possible and when the community service provides questions, they can be answered by students, especially for students who can answer are given prizes. The benefits obtained by participants are knowledge and understanding of the principles of Islamic economics.
Principles of Accounting Calculations in Sharia Banking Mardiyah, Suci; Rizky, Syafnur Muhammad; Hasda, Mifta; Hidayat, Hidayat; Sudirman, Wahyu Febri Ramadhan; Fithriyana, Rinda
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.8

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Introduction: This article aims to provide a better understanding of Accounting Principles in Islamic Banking. Methods: The research method used is the literature research method or literature review. The purpose of literature research is to understand existing understanding of a research topic, identify knowledge gaps, and provide a conceptual basis for further research. Results: The research results provide a better understanding of the calculations and accounting treatment of sharia banking products, as well as discussing the importance of compliance with Islamic sharia principles in sharia banking operations. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of calculations and accounting treatment in sharia banking products to strengthen accounting practices following sharia principles. The implication of this article is to increase understanding and awareness of sharia banking among the wider community. With a better understanding of how Islamic banking operates and how their financial products and services are managed accounting, people can make smarter financial decisions that comply with sharia principles.
Nilai-Nilai Hadist Sebagai Dasar Pengembangan UMKM: Peluang dan Tantangan di Era Modern Hidayat, Hidayat; Sudirman, Wahyu Febri Ramadhan; Zaim, Muhammad
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.27

Abstract

Introduction: This article aims to provide a better understanding of the Opportunities and Challenges in Micro, Small and Medium Enterprises Development with a hadith perspective a pproach. Methods: This research is a descriptive qualitative research using a literature research approach. The data sources in this research are primary and secondary data sources. primary and secondary data sources. Data collection techniques with keyword searches, subject searches and from recent scientific articles. from recent scientific articles. Results: Report the main result/findings is that the lack and lack of ability to read opportunities is a weak point in the development of Micro, Small and Medium Enterprises. In addition, marketing strategies, networking and promotion systems and funding often make Micro, Small and Medium Enterprises unable to compete in the distribution of their products in the market. So the research is expected to provide further policy recommendations to increase the strength of Micro, Small and Medium Enterprises as an opportunity and empower Micro, Small and Medium Enterprises in facing various challenges. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of the Opportunities and Challenges of Micro, Small and Medium Enterprises Development in Hadith Perspective. Along with the times, Micro, Small and Medium Enterprises are the main support in the country's economic growth, but along with its development there are many challenges in its development such as human resources, inability to monitor and lack of management knowledge and funding. This activity is a business that is in line with the teachings of Islam which is recommended in terms of buying and selling that is good and in accordance with Islamic religious law.
The Effect of Overconfidence Bias on Investment Decision: Sharia Stock Considerations Wahyu Febri Ramadhan Sudirman; Nurnasrina Nurnasrina; Muhammad Syaipudin; Arif Mudi Priyatno
Jurnal Teknik Industri Terintegrasi (JUTIN) Vol. 7 No. 2 (2024): April
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jutin.v7i2.26091

Abstract

Investment decisions are a complex process involving risk evaluation, market analysis, and investment return projections. In the decision-making process, investors sometimes show irrational behavior because they have cognitive limitations and previous investment experience so investors are exposed to overconfident behavior. This research used 178 samples consisting of investors who had investment experience of at least 1 year. The research carried out instrument testing and used the common method bias (CMB) testing procedure. The analytical method in the research uses simple linear regression. The results of testing the research hypothesis obtained positive and significant results of overconfidence bias towards irrational investment decisions The moderating role of sharia sharia considerations on the relationship between overconfidence bias and unsupported investment decisions. This research reveals that overconfidence can have a positive influence on irrational investment decision-making. Investors who tend to have excess confidence in their knowledge and skills in analyzing the market tend to make investment decisions that are more impulsive, less rational and sometimes ignore risks significantly. Future research is recommended to further investigate the mechanisms behind the relationship between overconfidence and irrational investment decision-making, as well as involving a wider sample to obtain stronger generalizations.
Strategi Pengelolaan Keuangan Berbasis Syariah Untuk Siswa Sma: Menggali Potensi Dan Manfaatnya Mairiza, Diany; Sudirman, Wahyu Febri Ramadhan; Khairi, Rifqil; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 4 (2024): Desember 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i4.58

Abstract

This community service activity was carried out for students of SMA IT Al-Utsaimin Bangkinang, Riau Province, where the purpose of this community service is to provide provisions in improving understanding related to the concept of Sharia-Based Financial Management Strategy for High School Students: Exploring the Potential and Benefits of SMA IT Al-Utsaimin Bangkinang. The methods used in this community service activity are through counseling and presentation, discussion and practice (pretset and post test) for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics for students in order to become prosperous generations using sharia principles. The presentation method is used to show a work process, namely the stages of how we become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The practice method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the support of the principal for the implementation of the activity are supporters of the implementation of this PPM activity. The obstacles faced are that the students do not yet have initial knowledge about the material of the concept of Islamic economics and limited time in delivering the material. The results of this service indicate that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most students of SMA IT Al-Utsaimin do not understand the concept of Islamic economics well, Second, The achievement of the objectives of the community service program for students of SMA IT Al-Utsaimin Bangkinang, the entire program that has been carried out with collaboration between the school and the community service have been carried out all and in accordance with the event rounddown and the time that has been determined previously.