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All Journal Jurnal Pendidikan Ekonomi (JUPE) IQTISHODUNA BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM IQTISHADIA Jurnal Mirai Management Perisai : Islamic Banking and Finance Journal al-Uqud : Journal of Islamic Economics Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan YUME : Journal of Management Jurnal Kajian Peradaban Islam International Journal of Economics, Business and Accounting Research (IJEBAR) J-ADIMAS (Jurnal Pengabdian kepada Masyarakat) IMARA : Jurnal Riset Ekonomi Islam Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal EK dan BI El-Qist : Journal of Islamic Economics and Business (JIEB) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Airlangga International Journal of Islamic Economics and Finance ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Jumat Ekonomi: Jurnal Pengabdian Masyarakat International Journal of Engagement and Empowerment (IJE2) juremi: jurnal riset ekonomi Jurnal Kajian Peradaban Islam Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah Balance: Journal of Islamic Accounting Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Iqtisaduna El-Qish: Journal of Islamic Economics Economic Reviews Journal Journal of Social And Economics Research Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Manajemen Dan Bisnis Ekonomi Amal: Jurnal Ekonomi Syariah Equilibrium: Jurnal Ekonomi Syariah Indonesian Economic Review Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Journal of Community Service and Society Empowerment Nusantara Journal of Multidisciplinary Science Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance and Management Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Iltizamat : Journal Of Economic Sharia Law and Business Studies West Science Islamic Studies Al-Muhasib: Journal of Islamic Accounting and Finance Majapahit Journal of Islamic Finance dan Management Journal of Community Empowerment Kajian Ekonomi dan Akuntansi Terapan Jurnal Keadaban: Jurnal Sosial dan Humaniora Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Balance: Journal of Islamic Accounting journal of social and economic research Jurnal Ilmu Multidisiplin Ecoducation Joong-Ki Jurnal Indonesia Mengabdi Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Binti Nur Asiyah
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

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COMPANY SIZE AS A MODERATION VARIABLE OF SHARIA COMPLIANCE AND GOOD CORPORATE GOVERNANCE ON FINANCIAL PERFORMANCE (Study on Sharia Commercial Banks 2016-2021) Cahyani Islamiah; Mashudi Mashudi; Binti Nur Asiyah
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 4 (2023): IJEBAR, Vol. 7 Issue 4, December 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i4.11018

Abstract

The purpose of this study is to examine The Influence of Sharia Compliance and Good Corporate Governance on the Financial Performance of Islamic Banks with Company Size as a Moderating Variable (Studies on Islamic Commercial Banks 2016-2021. Quantitative approach with Islamic Commercial Banks in Indonesia as a research object. A total of 48 samples originating from annual financial reports from 2016-2021 are used as a reference in processing data with the help of E-views 9 Software. The results showed that: Islamic Income Ratio and Profit Sharing Ratio variables partially have a positive and significant effect on financial performance. The Islamic Investment Ratio variable has no significant effect on the Bank's Financial Performance. Simultaneously the variables Islamic Income Ratio, Profit Sharing Ratio, Islamic Investment Ratio, Good Corporate Governance together will improve the Bank's Financial Performance. Islamic Income Ratio, Islamic Investment Ratio and Good Corporate Governance variables which are moderated by company size do not affect the financial performance of Islamic commercial banks. Meanwhile, the Variable Profit Sharing Ratio, which is moderated by company size, has an effect on the financial performance of Islamic commercial banks. Keywords: Sharia Compliance, Good Corporate Governance, Financial Performance of Islamic Banks, and Company Size
REPUTATIONAL RISK MANAGEMENT STRATEGY AT INDONESIAN SHARIA BANK AND MUAMALAT INDONESIAN BANK Neni Utami; Rokhmat Subagiyo; Binti Nur Asiyah
BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol 4 No 1 (2023): Balance: Journal of Islamic Accounting
Publisher : State Islamic Institute (IAIN) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/balance.v4i1.7726

Abstract

Abstract. BSI and BMI suffered significant losses due to reputational risk. Reputation risks that occur can be properly handled so that losses that arise can be recovered immediately. This study aimed to determine the application of risk management to BSI and BMI and the application of reputation risk to BSI and BMI. The results of this study indicate that BSI and BMI have implemented risk management in accordance with POJK No. 65 of 2016. BSI and BMI have specific organizations to deal with risks, procedures, and the same problem focus on dealing with reputation risk even though the steps for implementing procedures between the two are different. BSI is more focused on strategic steps taken in overcoming risks, while BMI is not only focused on strategic steps taken but also focused on media coverage and communication management.
Intervening Role of Brand Image in Purchasing Decisions: Path Analysis Utami, Neni; Sujianto, Agus Eko; Asiyah, Binti Nur; Jamaludin, Husna Binti
EQUILIBRIUM Vol 12, No 1 (2024): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v12i1.25916

Abstract

This study aims to analyze the influence of digital marketing and e-wom on purchasing decisions for halal cosmetic products on gen z in Blitar city, as well as the intervening influence of brand image between digital marketing and e-wom on purchasing decisions for halal cosmetic products on gen z. The novelty of this research lies in the research location, namely in Blitar city. Data was collected by distributing questionnaires measured on a 5-point Likert scale to 250 Gen Z in Blitar City who purchased halal cosmetic products at least twice in the last 6 months. The collected research data were subjected to research instrument tests, classical assumption tests, path tests, and hypothesis tests. The results showed that digital marketing and brand image have an effect on purchasing decisions, e-wom has no impact on buying decisions, and brand image can intervene in the influence between digital marketing and e-wom on purchasing decisions. The results of this study contribute as evaluation material for companies to pay more attention to e-wom by improving sales services, collaborating with content creators in reviewing products, building online communities, and holding events that can provoke consumers to share their best experiences in using products to increase the number and quality of reviews related to halal cosmetics both on social media and shopping platforms so that potential consumers feel they are taking the right steps by making a purchase.  
ANALYSIS OF MARKET RISK MANAGEMENT STRATEGY IN ISLAMIC BANK : Case Study at Bank Mega Syariah Indonesia Azizah Shodiqoh Rafidah; Rokhmat Subagiyo; Binti Nur Asiyah
Airlangga International Journal of Islamic Economics and Finance Vol. 7 No. 01 (2024): JANUARY-JUNE 2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v7i01.58691

Abstract

Market risks is one of the risks in islamic banking that cannot be avoided. If Islamic banking cannot manage market risk properly, it will have an impact on bank profitability or even lead to other risks. Therefore, Islamic banking must create a market risk management strategy to achive suistaneble bussiness growth. This research made Bank Mega Syariah the locus of research. The research method used is qualitative research using the main data source, namely Bank Mega Syariah's 2023 annual report as well as the December 2023 risk exposure and capital report. The result of the research show that Bank Mega Syariah manages market risk based on its fund distribution portofolio, the majority of which is in the form of financing and partly in the form of sukuk securities as a liquidity reserve, does nor carry out over the counter trading activities for proprietary trading so market risk exposure is relatively low. The focus changing behaviour and maintaining customer trust when market benchmark interest rate increase, adjusted to majority of financing which has a fixed margin.
The Implementation Of PSAK No. 109 On The Accounting Of ZIS Institutions In Indonesia Abidah, Asiska Nur; Pratiwi, Putri Hadiyanti; Albab, Ulil; Asiyah, Binti Nur
Perisai : Islamic Banking and Finance Journal Vol 8 No 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1687

Abstract

Artikel ini membahas tentang implementasi PSAK 109 pada lembaga ZIS di Indonesia. Zakat merupakan salah satu ibadah penting dalam Islam, dan dapat menjadi pilar utama dalam menegakkan keadilan pada kehidupan bermasyarakat serta meningkatkan kesejahteraan umat. Jika dilihat secara demografis mayoritas penduduk Indonesia adalah beragama Islam, hal tersebut menjadikan potensi penghimpunan dana zakat juga akan besar. Secara realita menunjukkan bahwa potensi zakat yang besar dapat diterapkan sesuai harapan terlebih dengan adanya PSAK 109 yang membantu mempermudah dalam pencatatan dana zakat, infak, dan sedekah. Adanya PSAK 109 diharapkan pencatatan dan pelaporan zakat oleh Lembaga ZIS Indonesia akan menjadi seragam (uniformity) dan dapat dibandingkan (comparability). PSAK No. 109 ini diterbitkan oleh Ikatan Akuntan Indonesia (IAI) pada tahun 2010 dengan tujuan untuk mengatur tentang pengakuan, pengukuran, penyajian dan pengungkapan transaksi zakat dan infak/sedekah yang berlaku bagi lembaga Zakat, Infak, dan Sedekah yang bertugas untuk menghimpun serta menyalurkan zakat dan infak/sedekah. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana implementasi PSAK 109 pada lembaga ZIS di Indonesia dan hambatan apa yang timbul dalam implementasi PSAK 109 pada lembaga ZIS di Indonesia. Penelitian ini menggunakan pendeketan kualitatif dengan menggunakan jenis penelitian studi pustaka (library research). Hasilnya, ada lembaga ZIS yang sudah menerapkan PSAK 109, ada yang telah menerapkan PSAK 109 namun belum sepenuhnya, ada lembaga yang belum menerapkan PSAK 109. Hambatan yang terjadi karena kurangnya sumber daya manusia yang mumpuni di bidangnya dan sedikitnya pemasukan dari muzakki.
ASSISTANCE IN PREPARING A SOCIAL BUSINESS MODEL CANVAS IN ENCOURAGING WASTE MANAGEMENT PRODUCTIVITY Asiyah, Binti Nur; Wahyudi, Amin; Launiya, Khiyaratul
International Journal of Engagement and Empowerment (IJE2) Vol. 4 No. 2 (2024): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v4i2.174

Abstract

Waste management could be more optimal. Waste is managed without planning and without seeing the social potential in the community. This paper analyzes the assistance in preparing Social Business Model Canvas to encourage the productivity of waste management teams. The method of writing this paper is carried out with Asset Based Community Development accompanying the compilation of Social Business Model Canvas. The results of this paper show that 7 Waste Management Teams have been arranged in a Social Business Model Canva. The productivity of the waste management team will be based on the Social Business Model Canvas, which will inspire people to care about waste management, personal waste, the environment, and the wider community. The practical implications of this paper encourage the government, through consultants, to maximize assistance in the implementation of waste management by paying attention to the Social Business Model Canvas
Penerapan Manajemen POAC (Planning, Organizing, Actuating Dan Controlling) Pada Usaha Dawet Semar Di Kabupaten Blitar neni utami; Muhammad Yoga Aditia; Binti Nur Asiyah
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 2 No. 2 (2023): Mei : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v2i2.1522

Abstract

Es dawet semar adalah salah satu usaha dibidang minuman yang memiliki banyak peminat. Es dawet semar mampu bertahan karena keseriusannya dalam mengontrol kualitas produk yang dijualnya dan pengelolaan manajerial yang baik. Es dawet semar menerapkan 4 sistem manajerial POAC (Planning, Organizing, Actuating dan Controlling) untuk mengempertahankan keberlangsungan dan mempertahankan keberlangsungan usaha. Pendekatan penelitian yang digunakan adalah penelitian kualitatif deskriptif yang bertujuan untuk memaparkan hasil data yang diperoleh melalui proses wawancara dengan owner terkait penerapan fungsi manajerial POAC. Hasil penelitian ini menunjukkan bahwa pada usaha es dawet semar penerapan Planning dilaksanakan dengan menetapkan target penjualan, strategi pemenuhan target dan pengembangan usaha. Organizing dilakukan dengan pembagian tugas dan penetapan jam kerja. Actuating dilakukan dengan training dan briefing. Controlling dilakukan dengan teratur dan terukur sehingga kegiatan operasional usaha bisa berjalan dengan baik sebagaimana mestinya.
PENERAPAN PROFIT DISTRIBUTION PADA PERBANKAN SYARIAH: ADIL DALAM SITUASI PANDEMIC COVID 19 Asiyah, Binti Nur; Pratiwi, Yanuar Mila; Nuroniyyah, Fathiyyatun; Natory, Dimas Asyif
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (330.185 KB) | DOI: 10.46339/aq.v1i2.587

Abstract

Profit Distribution or profit sharing distribution basically has two principles that are rofit sharing and revenue rharing. Fatwa of the National Sharia Council concerning the principle of distribution of operating results with the principle of revenue sharing to emphasize on sharia financial institutions. This principle provides benefit (al-ashlah), justice in any situation. This paper is written with a qualitative approach and the type of research is a literature study. The analysis was carried out descriptively on the results of the data obtained. The results of this paper include, among others, in the COVID-19 pandemic situation, revenue-sharing for Islamic banking has decreased, from the total profit-sharing financing distributed by Islamic banks, it tends to increase. This shows a form of justice for Islamic banks in providing a profit burden to customers when their income achievement is affected by COVID-19.
Penerapan Akutansi Koperasi Pondok Pesantren (Studi Pondok Pesantren Al Anwar Pogalan Trenggalek ) Azizah Shodiqoh; Happy Novasila Maharani; Binti Nur Asiyah
Nusantara Journal of Multidisciplinary Science Vol. 1 No. 5 (2023): NJMS - Desember 2023
Publisher : PT. Inovasi Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pondok pesantren, sebagai lembaga pendidikan keagamaan, perlu menyediakan fasilitas infrastruktur yang layak serta perekonomian seperti koperasi pondok pesantren. Koperasi ini, sebagai entitas ekonomi di lingkungan pondok pesantren, harus memiliki keterampilan dalam manajemen keuangan yang efektif. Pengelolaan keuangan koperasi pondok pesantren sering diabaikan karena kurangnya pengetahuan dalam pencatatan keuangan, tetapi pencatatan keuangan ini sangat memengaruhi pengelolaan keuangan secara keseluruhan. Tujuan dari penelitian ini adalah untuk mengevaluasi penggunaan akuntansi yang sesuai dengan standar untuk koperasi pondok pesantren Al Anwar, serta untuk menyoroti pentingnya akuntansi dalam konteks organisasi tersebut. Metode penelitian deskriptif kualitatif yang melibatkan wawancara digunakan untuk mencapai tujuan tersebut. Secara keseluruhan, akuntansi pondok pesantren melibatkan proses penyusunan laporan keuangan untuk menghasilkan informasi finansial yang relevan dengan karakteristik pondok pesantren. Hasil penelitian menunjukkan bahwa koperasi pondok pesantren Al Anwar telah mulai menerapkan akuntansi, namun masih memerlukan perbaikan agar sesuai dengan standar yang berlaku, dengan melakukan evaluasi mendalam terhadap pencatatan yang digunakan.
Determination of Murabahah Fines at Wates Jaya Phone According to Fatwa DSN MUI No. 17 of 2000 Cahyaning Puteri, Suci; Asiyah, Binti Nur
Majapahit Journal of Islamic Finance and Management Vol. 4 No. 1 (2024): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v4i1.50

Abstract

Wates Jaya Phone is one of the Wates Mulyo BUM Desa business units which is engaged in buying and selling smartphones and other electronic equipment, their buying and selling practices are based on sharia. This financing is murabahah which is used as a principle in buying and selling smartphones that are ordered on a firm basis without a down payment with competitive margins. Unfortunately, even though murabahah installment payments are made very easily, there are still customers who deliberately delay payments and cause significant problems for Wates Jaya Phone. This research aims to analyze the implementation of Murabahah transactions and the determination of Murabahah fines on Wates Jaya cell phones according to the MUI DSN Fatwa Number 17 of 2000. The research method used is descriptive with a qualitative approach using literature studies and case studies on Wates Jaya cellphones. The results of this research show that the murabahah contract carried out on Wates Jaya Phone is carried out with a single contract only (according to Islamic rules and legal rules), in contrast to other sharia institutions mentioned in previous research which camouflage murabahah and wakalah contracts, then determine Murabahah Fines on Wates Jaya Phone is also in accordance with the MUI DSN Fatwa Number 17 of 2000, namely the application of fines following the principle of ta'zir/fines in the form of money amounting to 1.5% of the transaction price plus a margin for each month, outside of transaction financing so that customers are more disciplined, in the future fines.
Co-Authors Abidah, Asiska Nur Adlan, Muhamad Aqim Agung Budiman Agus Eko Sujianto Agus Eko Sujianto Ahmad Budiman, Ahmad Ahmad Fauzi Asshidqi Ahmad Muhtadi Ahsan, Muhamad Aidiawati, Ria Aini, Indah Nur Akhyak Akhyak Al Satria, Muhammad Idris Alif Ageng Utami Alifah, Rifa Nur Alvera Zahvania Putri Alvina Dwi Nur Dyanti Amanda Putri Dwi Utami Amelia, Evita Amelia, Evita Amin Wahyudi Amriyah, Yassirly Angel Adilla Ani’fa Dewanti Putri Anggita Della Lestari Anjarwati, Ribut Peni Arlinta Prasetian Dewi, Arlinta Prasetian Asyarie, Adimas Agus Ayunda, Sindy Sephya Dwi Azhari, Khairunisa Diva Azis, Ishan Azizah Shodiqoh Azizah Shodiqoh Rafidah Azizah, Saila Bachtiar, Jusuf Balqis Shofa Nabilah Bhakti, Rezsa Lingga Binzar Wimpi Nugraha Cahyani Islamiah Cahyaning Puteri, Suci Cahyaningtyas, Ajeng Rizqina Cevira Putri Nabila Chamidi, Achmad Luthfi Chamidi Dede Nurohman Defa Irfantara Pramudya Dewangga Wibiantoro, Awang Dimas Prasetyo Putra Diva Wahyu Tias Saputri Dyah Wulandari Elok Faiqoh Erma Laelatul Zahroq F, Fransiska Faizal, Muhazzab Alief Faizatul, Zelyn Febrianto, M. Nanang Finka Aurel Liyani Firas Alyon Saputra Gazani, Hawa Hania Nuril Aida Rochmah Happy Novasila Maharani Hardiansah, Hardiansah Hasna Aulia Rahmawati Herlina Wati Hidayat, Iqbal Alwi Hikmah, Sayyidah Ulil Hilda Nor Fani Holle, Moh. H. Holle, Mohammad Hanafi Innes Puspita Maharani Intan Qurratulaini Irtifa Umi Azizah Islamiah, Cahyani Ismawati, Fadila Nur Isnawati, Adinda Putri Yesa Jamaludin, Husna Binti Jamilah, Isnawati Jatmiko, Dadang Heru Johan Dwi Sutikno Karanelan, Magfirah Karimah, Zulfah Jannatul Kharismatul Ulfiah Khofifah, Laini Kinanti, Karunia Kirana, Silva Puspita Candra Kusumaningrum, Budiani Laili, Lyliya Nurul Laili, Nizar Adi Lantip Susilowati Launiya, Khiyaratul Lella Juniva Sari Lestari, Lisa Yuni Lisa Yuni Lestari Lorenza Putri, Amanda Ika Luknawati, Erra Fitri M. Ridlwan Nasir Mahardika, Rama Prasetya Malawat, Fadli Fendi Marsheila, Clarisa Devi Mashudi Mashudi , Mashudi Mashudi Mashudi Mashudi Mei Anjarwati, Chasa Puput Tri Mey Susanti Mohamad Ilham Dede Wijaya Mohammad Fadhilah Hamzah Mohammad Ilham Maulana Muchammad Ilham Syarifudin Muhammad Anis, Muhammad Muhammad Raffi Wahidin Muhammad Syahrul Hidayat Muhammad Vaiz Inda Fajar Muhammad Yoga Aditia Nadia Lailatul Hanifah Nadia Rakhil Azizah Nadila Desviana Mahardini Nanda Nur Romadhon Nasiroh, Fifin Nasiroh, Fifin Natory, Dimas Asyif Nelly Himmatus Sa’diyah Neni Utami neni utami Ngizatul Milah Khoirun Nisa Ni'mah, Jamilatun Nila Khoirun Na’ili Nuroniyyah, Fathiyyatun NURUL HIDAYAH Oktaviansah, Mohamad Rizqi Pangestu, Nana Pranata, Dedy Pratama, Yoga Ari Pratiwi, Putri Hadiyanti Pratiwi, Yanuar Mila Pricilia Putri Salsabila Putri Shinta Dewi Putri, Pinasti Azalia Qomarul Huda, Qomarul Revalinda Clauzhy Anggraini Rida Zahrotul Mufidah Rifa Nur Alifah Rifqi Rama Dhani Riska Imsa’ul Febiantoro Ritma Lutviandari Rizkyaningrum, Adinda Agustinayu Rohmah, Hafiza Zaidatur Rohmah, Siti Lailatur Rokhmat Subagiyo Rokhmat Subagiyo, Rokhmat Samsul Huda Septiana , Ayuk Setia Rini Sheilla Ayu Amandasari Shenia Erika Maharani Sherly Ulvia Saputri Sistyamurti, Febintha Slamet Budi Hariyanto Subagyo, Rohmad Subagyo, Rohmat Subagyo, Rokhmat Sujianto , Agus Eko Sukma Aulia Dewi Surya, Yoga Adi Sutikno, Johan Dwi Syahriza Azizan Sayid Tarisa Adelia Chusna Ulil Albab Utami, Neni Vina Maratus Salsabila wati, Herlina Wiji Astutik Wulandari, Ulfa Dwy Ayu Yuliani, Nur Azrin Yuliani, Nur Azrin Yuniawati, Amanda Laily Yunita Dwi Nur Aini