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                        Sustainability Islamic Business: Risk Management Review 
                    
                    Amriyah, Yassirly; 
Ismawati, Fadila Nur; 
Pranata, Dedy; 
Bhakti, Rezsa Lingga; 
Asiyah, Binti Nur; 
Hidayat, Muhammad Syahrul                    
                     Majapahit Journal of Islamic Finance and Management Vol. 4 No. 1 (2024): Islamic Finance and Management 
                    
                    Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto 
                    
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                                DOI: 10.31538/mjifm.v4i1.56                            
                                            
                    
                        
                            
                            
                                
Islamic business has the phenomenon of being easy to grow and easy to leave. This study aims to analyze the sustainability of Sharia business from the perspective of risk management. This research uses a qualitative approach with a type of literature study employing the PRISMA Method (Preferred Reporting Items for Systematic Reviews and Meta-Analyses). Data was collected from various literature, both from books and related journals. This study introduces the Islamic view on risk management, the urgency of risk management for Sharia businesses, and the implementation of Islamic principles that emphasize the blessings and pleasure of Allah SWT in its operations. The main findings of this study indicate that the application of risk management following Sharia principles can enhance the sustainability of Sharia businesses. The practical implications of this study guide for Sharia business practitioners to consistently manage risks, thereby achieving business sustainability. As a result, businesses can endure and provide benefits for economic circulation in the community.
                            
                         
                     
                 
                
                            
                    
                        Akuntansi Syariah: Konsep, Perkembangan, Persamaan Dasar dan Landasan Hukum 
                    
                    Syahriza Azizan Sayid; 
Setia Rini; 
Binti Nur Asiyah                    
                     iltizamat Vol 3 No 1 (2023): Desember 
                    
                    Publisher : Program Studi Hukum Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Miftahul Ulum Lumajang 
                    
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                                DOI: 10.55120/iltizamat.v3i1.1724                            
                                            
                    
                        
                            
                            
                                
Tulisan ini berusaha untuk mengkaji ulang dan menelusuri konsep teori akuntansi syariah di Indonesia. Begitu juga perkembangan praktik akuntansi di Indonesia yang berlandaskan Islam berkembang di masyarakat yang memerlukan teori akuntansi syariah untuk memisahkan transaksi halal maupun haram. Di tulisan ini juga menjelaskan landasan dasar hukum akuntansi syariah di Indonesia yang sebagai acuannya yakni Al-Qur’an dan hadits salah satunya dalam surah Al-Baqarah ayat 282, yang menjelaskan pentingnya pencatatan dalam muamalah (transaksi) dan meminta agar transaksi-transaksi yang tidak dilakukan secara tunai dicatat secara tertulis. Serta pengetahuan dan pemahaman tentang teori akuntansi syariah akan mendorong perkembangan akuntansi yang sesuai dengan prinsip syariah.
                            
                         
                     
                 
                
                            
                    
                        Manajemen Risiko Operasional Pada Bank Syariah Indonesia (BSI) 
                    
                    Ni'mah, Jamilatun; 
Kusumaningrum, Budiani; 
Asiyah, Binti Nur; 
Subagyo, Rokhmat                    
                     Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
                    
                    Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba 
                    
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                                DOI: 10.47467/alkharaj.v6i2.4159                            
                                            
                    
                        
                            
                            
                                
Penelitian ini dilatarbelakangi oleh adanya risiko operasional yang terjadi pada Bank Syariah Indonesia (BSI). Sehingga diperlukan manajemen risiko operasional yang efektif pada BSI. Tujuan dari penelitian ini yaitu untuk mengkaji secara mendalam terkait implementasi manajemen risiko operasional pada BSI. Penelitian ini mengunakan pendekatan penelitian kualitatif. Data dalam penelitian ini menggunakan data sekunder atau studi kepustakaan. Data sekunder yang diperoleh bersumber dari website resmi BSI, buku, jurnal serta artikel yang terkait dengan penelitian. Teknik analisis data yang digunakan adalah teknik analisis data kualitatif model Miles dan Huberman. Hasil dari penelitian ini adalah manajemen risiko operasional pada BSI sudah diterapkan dengan efektif. Hal ini dibuktikan dengan rasio BOPO BSI selama tahun 2021 sampai dengan tahun 2022 terus mengalami penurunan. Kata kunci: manajemen, risiko operasional, BSI
                            
                         
                     
                 
                
                            
                    
                        Pengaruh rasio keuangan terhadap prediksi perubahan laba bersih perusahaan manufaktur di industri makanan dan minuman 
                    
                    Oktaviansah, Mohamad Rizqi; 
Asiyah, Binti Nur                    
                     Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 11 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan 
                    
                    Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia 
                    
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The purpose of this research is to see how the current ratio (CR), total assets turnover (TATO), debt to assets ratio (DAR), and gross profit margin (GPM) affect the earnings of food and beverage manufacturing companies listed on the Indonesia Stock Exchange (IDX) between 2017 and 2021. Panel data regression with Eviews12 was utilized for data analysis. Based on specified criteria, 67 organizations were chosen as the research sample from a pool of 140. According to the findings of this study, the Current Ratio (CR) and the Debt to Asset Ratio (DAR) have no substantial positive effect on earnings. TATO and GPM boost profits. As a result, the financial ratios analyzed concurrently have a considerable effect on profit changes.
                            
                         
                     
                 
                
                            
                    
                        THE CORRELATION OF MONEY SUPPLY AND ECONOMIC GROWTH IN AN ISLAMIC ECONOMICS PERSPECTIVE 
                    
                    Binti Nur Asiyah; 
Mohammad Fadhilah Hamzah; 
Sheilla Ayu Amandasari; 
Shenia Erika Maharani; 
Dyah Wulandari                    
                     Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 4 No. 1 (2024) 
                    
                    Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri 
                    
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                                DOI: 10.30762/almuhasib.v4i1.1563                            
                                            
                    
                        
                            
                            
                                
Abstract: This article aims to examine the correlation between the amount of money in circulation and economic growth using the perspective of Islamic economics. The amount of money in circulation is the total value of money in the hands of the community. So, the volume of money circulation in society correlates with the economic growth of a country. This research uses qualitative methods and is included in the category of literature research. The results of the study show that the correlation between money growth and economic growth has a positive influence. The amount of money in circulation and economic growth has a one-way relationship. The relationship between money growth and economic growth is associative. If money growth increases, economic growth will also increase. Likewise, when money growth decreases, economic growth also decreases.   Abstrak: Artikel ini bertujuan untuk meninjau dari korelasi antara jumlah uang yang beredar dengan pertumbuhan ekonomi menggunakan sudut pandang ekonomi Islam. Jumlah uang beredar adalah nilai total uang di tangan masyarakat. Jadi, volume peredaran uang di masyarakat memiliki korelasi dengan pertumbuhan ekonomi suatu negara. Penelitian ini menggunakan metode kualitatif dan masuk dalam kategori penelitian kepustakaan. Hasil penelitian menunjukkan bahwa korelasi antara pertumbuhan uang dan pertumbuhan ekonomi memiliki pengaruh positif. Jumlah uang yang beredar dengan pertumbuhan ekonomi memiliki hubungan yang searah. Hubungan antara pertumbuhan uang dengan pertumbuhan ekonomi bersifat asosiatif. Jika pertumbuhan uang meningkat, pertumbuhan ekonomi juga akan meningkat. Begitu juga ketika pertumbuhan uang menurun, pertumbuhan ekonomi juga menurun.
                            
                         
                     
                 
                
                            
                    
                        Determination of Murabahah Fines at Wates Jaya Phone According to Fatwa DSN MUI No. 17 of 2000 
                    
                    Cahyaning Puteri, Suci; 
Asiyah, Binti Nur                    
                     Majapahit Journal of Islamic Finance and Management Vol. 4 No. 1 (2024): Islamic Finance and Management 
                    
                    Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto 
                    
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                                DOI: 10.31538/mjifm.v4i1.50                            
                                            
                    
                        
                            
                            
                                
Wates Jaya Phone is one of the Wates Mulyo BUM Desa business units which is engaged in buying and selling smartphones and other electronic equipment, their buying and selling practices are based on sharia. This financing is murabahah which is used as a principle in buying and selling smartphones that are ordered on a firm basis without a down payment with competitive margins. Unfortunately, even though murabahah installment payments are made very easily, there are still customers who deliberately delay payments and cause significant problems for Wates Jaya Phone. This research aims to analyze the implementation of Murabahah transactions and the determination of Murabahah fines on Wates Jaya cell phones according to the MUI DSN Fatwa Number 17 of 2000. The research method used is descriptive with a qualitative approach using literature studies and case studies on Wates Jaya cellphones. The results of this research show that the murabahah contract carried out on Wates Jaya Phone is carried out with a single contract only (according to Islamic rules and legal rules), in contrast to other sharia institutions mentioned in previous research which camouflage murabahah and wakalah contracts, then determine Murabahah Fines on Wates Jaya Phone is also in accordance with the MUI DSN Fatwa Number 17 of 2000, namely the application of fines following the principle of ta'zir/fines in the form of money amounting to 1.5% of the transaction price plus a margin for each month, outside of transaction financing so that customers are more disciplined, in the future fines.
                            
                         
                     
                 
                
                            
                    
                        Sustainability Islamic Business: Risk Management Review 
                    
                    Amriyah, Yassirly; 
Ismawati, Fadila Nur; 
Pranata, Dedy; 
Bhakti, Rezsa Lingga; 
Asiyah, Binti Nur; 
Hidayat, Muhammad Syahrul                    
                     Majapahit Journal of Islamic Finance and Management Vol. 4 No. 1 (2024): Islamic Finance and Management 
                    
                    Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto 
                    
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                                DOI: 10.31538/mjifm.v4i1.56                            
                                            
                    
                        
                            
                            
                                
Islamic business has the phenomenon of being easy to grow and easy to leave. This study aims to analyze the sustainability of Sharia business from the perspective of risk management. This research uses a qualitative approach with a type of literature study employing the PRISMA Method (Preferred Reporting Items for Systematic Reviews and Meta-Analyses). Data was collected from various literature, both from books and related journals. This study introduces the Islamic view on risk management, the urgency of risk management for Sharia businesses, and the implementation of Islamic principles that emphasize the blessings and pleasure of Allah SWT in its operations. The main findings of this study indicate that the application of risk management following Sharia principles can enhance the sustainability of Sharia businesses. The practical implications of this study guide for Sharia business practitioners to consistently manage risks, thereby achieving business sustainability. As a result, businesses can endure and provide benefits for economic circulation in the community.
                            
                         
                     
                 
                
                            
                    
                        Intervening Role of Brand Image in Purchasing Decisions: Path Analysis 
                    
                    Utami, Neni; 
Sujianto, Agus Eko; 
Asiyah, Binti Nur; 
Jamaludin, Husna Binti                    
                     EQUILIBRIUM Vol 12, No 1 (2024): EQUILIBRIUM 
                    
                    Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus 
                    
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                                DOI: 10.21043/equilibrium.v12i1.25916                            
                                            
                    
                        
                            
                            
                                
This study aims to analyze the influence of digital marketing and e-wom on purchasing decisions for halal cosmetic products on gen z in Blitar city, as well as the intervening influence of brand image between digital marketing and e-wom on purchasing decisions for halal cosmetic products on gen z. The novelty of this research lies in the research location, namely in Blitar city. Data was collected by distributing questionnaires measured on a 5-point Likert scale to 250 Gen Z in Blitar City who purchased halal cosmetic products at least twice in the last 6 months. The collected research data were subjected to research instrument tests, classical assumption tests, path tests, and hypothesis tests. The results showed that digital marketing and brand image have an effect on purchasing decisions, e-wom has no impact on buying decisions, and brand image can intervene in the influence between digital marketing and e-wom on purchasing decisions. The results of this study contribute as evaluation material for companies to pay more attention to e-wom by improving sales services, collaborating with content creators in reviewing products, building online communities, and holding events that can provoke consumers to share their best experiences in using products to increase the number and quality of reviews related to halal cosmetics both on social media and shopping platforms so that potential consumers feel they are taking the right steps by making a purchase.  
                            
                         
                     
                 
                
                            
                    
                        Mengkaji Sistem Keuangan Berbasis Teknologi Blockchain dalam Ekonomi Moneter Islam 
                    
                    Muhammad Syahrul Hidayat; 
Agus Eko Sujianto; 
Binti Nur Asiyah                    
                     MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 3 (2023): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis 
                    
                    Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember 
                    
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                                DOI: 10.59246/muqaddimah.v1i3.381                            
                                            
                    
                        
                            
                            
                                
Abstract. This research examines the Blockchain-based financial system in Islamic monetary economics. Through a literature review, this study finds that blockchain technology can support Shariah principles by regulating transactions in accordance with Islamic rules and enhancing financial transparency. Furthermore, blockchain technology can enhance financial security through encryption and strict access controls. The implementation of this technology also has the potential to improve financial inclusion by providing secure and efficient financial services to previously unbanked individuals. The findings of this research provide valuable insights for policymakers and practitioners in developing innovative solutions that strengthen the fair, transparent, and inclusive Islamic financial sector in the digital era.
                            
                         
                     
                 
                
                            
                    
                        PENGARUH RETURN ON ASSETS, RETURN ON EQUITY DAN FINANCING TO DEPOSIT RATIO TERHADAP NON PERFORMING FINANCING PADA BANK BCA SYARIAH 
                    
                    Cahyaningtyas, Ajeng Rizqina; 
Asiyah, Binti Nur                    
                     KEADABAN: Jurnal Sosial dan Humaniora Vol 4, No 1 (2022) 
                    
                    Publisher : Fakultas Sosial dan Humaniora 
                    
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                                DOI: 10.33650/adab.v4i1.4162                            
                                            
                    
                        
                            
                            
                                
Penelitian ini bertujuan untuk menguji pengaruh Return On Assets, Return On Equity dan Financing to Deposit Ratio terhadap Non performing Financing pada Bank Bca Syariah . Data yang digunakan penelitian ini adalah data triwulan dari Bank Bca Syariah pada periode 2014-2021 dan data laporan keuangan Bank BCA Syariah diperoleh dari laporan keuangan yang telah di publikasikan di www.bcasyariah.co.id.  Metode penelitian ini menggunakan pendekatan kuantitatif asosiatif, analisis data dilakukan dengan menggunakan bantuan program SPSS. Hasil penelitian menunjukkan bahwa Return On Assets , Return On Equity dan  Financing to Deposit Ratio,  secara bersama-sama memiliki pengaruh positif signifikan terhadap Non performing Financing dan mampu menjelaskan  Pengaruh variabel independen sebesar 0,28 atau sebesar 28% dimana sisanya 72% dipengaruhi oleh variabel lainnya yang tidak digunakan  seperti TATO,PER,DER,Kata kunci : Return On Assets, Return On Equity, Financing to Deposit Ratio