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All Journal Jurnal Kajian Bali Hunafa: Jurnal Studia Islamika Teosofi: Jurnal Tasawuf dan Pemikiran Islam Al-Ulum AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam AL-MAIYYAH JMM (Jurnal Masyarakat Mandiri) Jurnal Hukum Ekonomi Syariah Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Economics and Digital Business Review Jurnal Kewarganegaraan AL-FALAH : Journal of Islamic Economics Jurnal Iqtisaduna Hunafa: Jurnal Studia Islamika Jurnal Abdimas Le Mujtamak Jurnal Lektur Keagamaan Economics and Business Journal DIKTUM: JURNAL SYARIAH DAN HUKUM Sighat : Jurnal Hukum Ekonomi Syariah Heritage of Nusantara: International Journal of Religious Literature and Heritage Indo-Fintech Intellectuals: Journal of Economics and Business Economos : Jurnal Ekonomi dan Bisnis Jurnal of Islamic Economic Studies
Andi Bahri S
Institut Agama Islam Negeri Parepare
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Influence Of Lifestyle And Self-Control On The Consumptive Behavior Of Shopee Paylater Users In Context of Shariah Accounting Principles Sri Muliyani Ramli; Rezki Fani; Andi Bahri S; Trian Fisman Adisaputra
Economics and Business Journal (ECBIS) Vol. 4 No. 3 (2026): March
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v4i3.325

Abstract

This study is motivated by the rapid development of digital financial services, particularly Shopee PayLater, which has the potential to increase consumerist behaviour among students. This phenomenon requires examination not only from economic and psychological perspectives, but also from the perspective of Islamic accounting, which emphasises balance and control over consumption. This study aims to analyse the influence of lifestyle and self-control on the consumer behaviour of Shopee PayLater users and to test the role of Islamic accounting principles as a moderating variable. This study employs a quantitative approach. Data were collected via a Likert-scale questionnaire distributed to students and analysed using Partial Least Squares-based Structural Equation Modelling (SEM-PLS) with the SmartPLS application version 4.1.1.6. The results indicate that lifestyle has a positive and significant influence on consumer behaviour, whilst self-control does not have a significant influence. Sharia accounting principles have a direct and significant influence on consumptive behaviour, but are unable to moderate the relationship between lifestyle or self-control and consumptive behaviour. These findings suggest that consumer behaviour is influenced more by external factors such as lifestyle and the convenience of digital services than by internal factors within the individual, and indicate that Sharia values have not yet been fully integrated into everyday life.
Penerapan Sharia Entreprise Theory Dalam Corporate Social Responsibility Terhadap Kinerja Perusahaan di Bank Muamalat Cabang Parepare Citra Dewi; Syahriyah Semaun; Damirah; Muliati; Andi Bahri. S
Economics and Digital Business Review Vol. 5 No. 1 (2024)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i1.996

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Sharia Enterprise Theory pada Corporate Social Responsibility terhadap kinerja perusahaan di bank muamalat Cabang parepare. penelitian ini menggunakan metode penelitian deskriptif kualitatif. Penelitian kualitatif merupakan penelitian yang dalam proses hingga menghasilkan suatu temuan tidak menggunakan prosedur statistik atau bentuk penghitungan. Jenis penelitian yang dilakukan yaitu penelitian lapangan (field research). Berdasarkan hasil wawancara beberapa narasumber yang terkait, diperoleh hasil penelitian menunjukkan bahwa Bank muamalat parepare menyalurkan dana CSR kepada lembaga baitul mall mumalat. Lembaga ini merupakan lembaga yang menghimpun semua dana-dana sosial yang berasal dari bank muamalat, namun dana-dananya juga dapat bersumber dari lembaga lain. Baitul mall muamalat memiliki wewenang penuh terhadap dana-dana sosial yang dihimpun hingga pada penyaluran dananya. Pihak bank muamalat hanya memiliki wewenang mengawasi hingga ikut serta dalam penyaluran dana CSR yang dibawahi oleh lembaga Baitul Mall Muamalat.
Respon Pemerintah dan Pengusaha Lokal dalam Menangani Masalah “Zero-Dollar Tourist” Cina di Bali Adhitia Pahlawan Putra; Andi Bahri S
Jurnal Kajian Bali (Journal of Bali Studies) Vol. 11 No. 2 (2021): Volume 11 No 2 Oktober 2021
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JKB.2021.v11.i02.p04

Abstract

In 2017, Bali visited by 1.3 million Chinese tourist. This great number positively appreciated for the local socio-economic benefit. However, unfortunately it led to serious concern because of the ‘zero-dollar tourist’ issue, the tourist that contributed nothing on the island as all payment cash, fee, and commissions went back to China. This article identifies the raise of Chinese tourist in Bali, the response of tourism stakeholders, and Governmental policy innovations to win the zero-dollar tourist. The data sourced from newspaper, research reports, interviews, and online article journals as well as online video. The results indicated that the visit of Chinese tourists in Bali, specifically before the pandemic Covid-19, was affected by the inter-government cooperation policies, aviation supplies, and tourism advertising. The high quantity visitors of Chinese tourist were responded positively, but the practice of zero-dollar tourist was caused the negatively point of view. The Bali Government shut the illegal Chinese-related souvenir shops down and encouraged travel agent to take Chinese tourist to shopped in locally-owned outlets.
Co-Authors Achmad Abubakar AD, Hasniati Ade Fakih Kurniawan Adhitia Pahlawan Putra Adhitia Pahlawan Putra Adi Megandani Ahdar Alip Toto Handoko Andi Markarma Andi Markarma Andi Muhammad Fawzy Ramadhan Atina Hidayati Budiman Budiman Budiman Bunga, Purnamasari Citra Dewi Damirah Damirah Damirah DAMIRAH DAMIRAH, DAMIRAH Darmawati Darmawati Dedi Djubaedi Dewi Maharani Faisal, Ahmad Fikri Fikri Fitriani Fitriani H. Sudirman L. Hanim Misbah Hasniati Hasni Hastin Tri Utami Inarotul A’yun Ismawati Jamal, Riska Kamal Zubair, Muhammad Kusrawan Kusrawan M. Setyo Nugroho Mahmadah Hanafi, Syafiq Mahsyar Idris Mahsyar, Mahsyar Markarma Yusup, Andi Megandani, Adi Mitra Sami Gultom Muhammad Kamal Zubair Mukhtar Yunus Muliati Muliati Muliati, Muliati Murdan Murdan, Murdan Musmulyadi, Musmulyadi Mustika Ayu Safitri Muzdalifah Muhammadun Muzdalifah Muhammadun, Muzdalifah Nurfadilah Sindika Sari Nurhayati Ali Nurul Qisti Al Ihfa Nuur Halimatus Saadiah Masrukhin Pahlawan Putra, Adhitia Puspita Rahmatillah, Sri Fatimah Ramli, Kaharuddin Rezki Fani Saraswati, Henny Sri Fatimah Rahmatillah Sri Muliyani Ramli St. Nurhayati Suarning Suarning Sunuwati, Sunuwati Syahriah Semaun Syahriyah Semaun T Heru Nurgiansah Trian Fisman Adisaputra Yusuf Hardiansyah Yusuf, Hardyansyah