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All Journal Jurnal Kajian Bali Hunafa: Jurnal Studia Islamika Al-Ulum AL QUDS : Jurnal Studi Alquran dan Hadis Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam AL-MAIYYAH JMM (Jurnal Masyarakat Mandiri) Jurnal Hukum Ekonomi Syariah Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ulumuddin : Jurnal Ilmu-ilmu Keislaman Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Jurnal Kewarganegaraan AL-FALAH : Journal of Islamic Economics International Journal of Health, Economics, and Social Sciences (IJHESS) Jurnal Iqtisaduna Hunafa: Jurnal Studia Islamika Jurnal Abdimas Le Mujtamak Jurnal Lektur Keagamaan DIKTUM: JURNAL SYARIAH DAN HUKUM Sighat : Jurnal Hukum Ekonomi Syariah Heritage of Nusantara: International Journal of Religious Literature and Heritage Indo-Fintech Intellectuals: Journal of Economics and Business Economos : Jurnal Ekonomi dan Bisnis HUKUM EKONOMI ISLAM Jurnal of Islamic Economic Studies
Andi Bahri S
Institut Agama Islam Negeri Parepare
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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SHARIA FINANCIAL LITERATURE IN PROMOTING RELIGIOUS MODERATION IN INDONESIA Bahri S, Andi; Mahmadah Hanafi, Syafiq; Markarma, Andi; Megandani, Adi
Jurnal Lektur Keagamaan Vol 20 No 2 (2022): Bahasa Inggris
Publisher : Center for Research and Development of Religious Literature and Heritage, Agency for Research and Development and Training, Ministry of Religious Affairs of the Republic of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (852.031 KB) | DOI: 10.31291/jlka.v20i2.1091

Abstract

ABSTRACT Sharia financial literacy, especially for the younger generation is one among focuses of the Financial Services Authority (OJK) programs. As the largest age group in Indonesia, young people have the potential to become the users and actors of Islamic finance. On the other hand, this age group is also vulnerable to associating 'sharia' with economic active­ties which may not be in line with the national vision of religious modera­tion. One of the efforts made by OJK is publishing Sharia finance text­books. This study examines the content of values and culture in the Sharia financial literacy textbook by the OJK and its relation to the national vision of religious moderation. This research employs qualitative descript­tive method, where data was collected through interviews, observations and text analysis. The main data of this study were financial literacy textbooks by OJK, which were analyzed to obtain the elements of Islamic financial literacy and cultural characteristics that uphold tolerance and religious moderation. The study found that the Islamic financial literacy series contains inclusive content where the characters in the book use local Indonesian names from diverse ethnics and religious backgrounds. In addition, the Sharia financial literacy series also promotes the values of professionalism, commitment and tolerance. Thus, it can be concluded that the content of Islamic financial literacy published by OJK is in accor­dance with the vision of religious moderation. Keywords: Financial Services Authority (OJK), Religious Moderation, Sharia Financial Literature, Young Generation.  ABSTRAK Literasi keuangan syariah terutama terhadap generasi muda men­jadi salah satu fokus program Otoritas Jasa Keuangan (OJK). Hal ini dikarenakan generasi muda yang menjadi kelompok usia terbesar di Indonesia berpotensi menjadi pengguna dan pelaku keuangan syariah. Di sisi yang lain, kelompok usia ini juga rentan mengasosiasikan ‘syariah’ dengan kegiatan perekonomian yang bisa jadi tidak sejalan dengan visi moderasi beragama. Salah satu upaya yang dilakukan OJK untuk mening­katkan tingkat literasi keuangan generasi muda adalah dengan menerbit­kan buku teks keuangan syariah. Penelitian ini mengkaji muatan nilai dan budaya dalam buku literasi keuangan syariah oleh OJK dan kaitannya dengan visi nasional moderasi beragama. Penelitian ini adalah kualitatif deskriptif, dimana data dikumpulkan melalui wawancara, pengamatan, dan analisis teks. Data utama penelitian ini adalah buku teks literasi keuangan, yang kemudian dianalisis untuk mendapatkan esensi literasi keuangan syariah serta karakter budaya yang menjunjung sikap toleransi dan moderasi beragama. Hasil penelitian menunjukkan bahwa seri lite­rasi keuangan syariah memuat konten yang inklusif dimana karakter yang ada di buku tersebut menggunakan nama-nama lokal khas Indonesia dari latar belakang etnik dan agama yang beragam. Selain itu, seri literasi keuangan syariah ini juga mempromosikan nilai profesio­nalis­me, komit­men dan toleransi. Dengan demikian, dapat disimpulkan bahwa konten literasi keuangan syariah yang diterbitkan oleh OJK ini sesuai dengan visi moderasi beragama.  Kata kunci, Generasi Muda, Literasi Keuangan Syariah, Moderasi Beragama, Otoritas Jasa Keuangan (OJK).
Analisis Perilaku Konsumen dalam Pembelian Produk Farmasi Halal di Kota Parepare Rahmatillah, Sri Fatimah; Semaun, Syahriyah; Bahri S, Andi; Darmawati, Darmawati; Muhammadun, Muzdalifah
Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2024): Juni 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v8i1.13730

Abstract

Farmasi halal merupakan salah satu produk konsumsi dengan tingkat urgensi yang tinggi dalam kehidupan masyarakat muslim. Namun, masih sangat sedikit studi empiris yang menganalisis perilaku konsumen dalam pembelian produk farmasi halal di Indonesia. Penelitian ini bertujuan mengetahui faktor-faktor yang mempengaruhi keputusan konsumen dalam membeli produk farmasi halal, menggunakan teori perilaku konsumen yang terdiri dari variabel sosial, pribadi, psikologis, dan keputusan pembelian, serta mengkaji relevansi antara perilaku pembelian konsumen dengan implementasi maqashid syari’ah dalam berkonsumsi. Dengan menggunakan metode kuantitatif, penelitian ini mengambil data primer dari hasil kuisioner pada 100 muslim Kota Parepare dan dianalisis menggunakan metode SEM-PLS dengan program SmartPls 4.0. Hasil Penelitian menunjukkan bahwa: (1) faktor sosial berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,296 dan nilai signifikansi 0,0120,05 ; (2) faktor pribadi berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,190 dan nilai signifikansi 0,0470,05; (3) faktor psikologis berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,470 dan nilai signifikansi 0,0000,05; (4) Seluruh variabel eksogen memenuhi maqashid syari’ah, artinya faktor sosial, pribadi, dan psikologis dalam mempengaruhi perilaku pembelian konsumen telah mengimplementasikan unsur-unsur maqashid syari’ah dalam kegiatan konsumsinya.
E-Gold and Investment Challenges: How Digital Gold Works for Economic Recovery after Covid-19 Pandemic Soi, Andi Bahri; Yusuf, Hardyansyah; Damirah, Damirah
AL-FALAH : Journal of Islamic Economics Vol. 8 No. 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v8i2.8487

Abstract

Purpose: This study aims to analyze the urgency of gold (e-gold or digital gold) invested for economic recovery after Covid-19 pandemic.Design/Method/Approach: This study applied descriptive qualitative with a literature review approach. The data collected through documentation from authoritative agent on investment business and observation on economic turbulence during the days of Covid-19 pandemic. The data obtained from market review reports, finance symposium summary, economic and business news, article journals, and some relevant books. While the data analysis technique developed base on conclusion drawing technique in order to fine out a systematical analysis as well as objective conclusion.Findings: The results show that gold investment is really recommended because more profitable and gold performed relatively better than many other assets in the early pandemic stages. Besides, the digital transaction was appointed in the Qur’an, Hadith and `Ijma’. Meanwhile, there are two opinions regarding allowance and prohibition related to digital gold investment. First, it is forbidden due to the payment by credit not cash. In addition to the four madzhabs' opinion, this transaction must be complied the cash transaction requirements in order to prevent the usury. The second is Ibn Taimiyah's opinion and DSN-MUI regulation shown that as long as the transaction fulfills the requirement, it is allowed.Originality/Values: The main contribution of this study concern on filling the gap of how urgency the e-gold investment for recovering the economic impact of pandemic and how e-gold investment according to the Islamic economic perspective. 
Perspective of Islamic Business Ethics on Work Relations between Farmers and Shallot Traders in Baraka District, Enrekang Regency AkbarAkbar Hidayat Ahmad; Andi Bahri S.; Muhammad Kamal Zubair; Muliati; Damirah
International Journal of Health, Economics, and Social Sciences (IJHESS) Vol. 6 No. 2: April 2024
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/ijhess.v6i2.4712

Abstract

This research aims to conduct an assessment of the perspective of Islamic business ethics on working relationships between farmers and shallot traders in the district. Baraka. The research uses qualitative descriptive methods. The research results were obtained using primary data sources in the form of interview data with shallot farmers and onion traders in Baraka District, Enrekang Regency, while secondary data was obtained based on references from published journals and scientific articles. Data analysis techniques use data collection techniques, data reduction, preparation and drawing conclusions. The research results found that the perspective of Islamic business ethics is in line with the practice of cooperation between farmers and shallot traders in Kec. Baraka. This is proven by Islamic business ethics which surround the motives of shallot traders to establish cooperative relationships with farmers. The economic constraints faced by shallot farmers in cultivating their land will of course have alternative solutions if they are able to utilize existing cooperative relationships with traders.
Promoting Religious-Friendly Tourism for Developing Religious Harmony: A Study of Tourist Gaze Bahri Soi, Andi; Pahlawan Putra, Adhitia; Kamal Zubair, Muhammad; Markarma Yusup, Andi; Megandani, Adi
Heritage of Nusantara: International Journal of Religious Literature and Heritage Vol. 12 No. 1 (2023): HERITAGE OF NUSANTARA
Publisher : Center for Research and Development of Religious Literature and Heritage

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31291/hn.v12i1.701

Abstract

In the process of Islamization of Nusantara, there was an interaction between Islam and local civilizations in various regions of Nusantara, which then became attractive objects for tourist gaze, including in Bali. Some areas such as Denpasar, Badung and Bangli were not much known as the entrance points of Islam in Bali. Tourist gaze has been concentrated on pleasure and leisure with a focus on popular tourist attractions and hotelaccommodations, as well as cultural authenticities. This article aims to explore the potential of tourism industry by promoting the aspect of interreligiosity (such as between Balinese Hindu and Islam) to reconstruct the religious-friendly tourism of Bali. The study employed principles of netnography and literature study. The data was obtained from the internet, books, and journals, as well as a systematic literature review through Publish or Perish (PoP). The data is presented in narrative analysis and interpretations. The results of the study suggest that inter-religiosity could be integrated into the tourism industry. Some religious-friendly tourist destinations can be reconstructed through representations of inter-religious relationships in Denpasar, Badung, and Bangli. As such, religious-friendly tourism could support the development of harmonious life for a sustainable civilization. For further research, it is suggested to conduct research on other tourist gaze areas that are limited by this work.
Analisis Motivasi ASN dalam Membayar Zakat Profesi pada Lingkup Dinas Pendidikan dan Kebudayaan Kabupaten Wajo Mustika Ayu Safitri; Muzdalifah Muhammadun; Kaharuddin Kaharuddin; Suarning Suarning; Andi Bahri. S
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1534

Abstract

Zakat is an obligation and part of the pillars of Islam, an individual who has property that meets the nisab is required to pay zakat, one of the zakat, namely professional zakat, is believed to be able to make a positive contribution to society, especially the economic aspects of mustahiq. However, a person's motivation in paying zakat determines the effectiveness of zakat distribution. The aim of this research is to discuss and analyze the factors that influence the motivation of State Civil Servants (ASN) in paying professional zakat. This research uses a qualitative approach with a sample of 20 State Civil Apparatus (ASN) as informants. The research method involves observation, interviews, and data analysis using Nvivo 12 Plus software. The results of this research show that the motivation of State Civil Servants (ASN) in paying professional zakat is influenced by social, religious, ethical, and personal factors. Factors such as religious beliefs, moral values, and personal desires play an important role in ASN's decision to pay professional zakat. Apart from that, the social environment and religious knowledge also influence a person's awareness of paying zakat
Analisis Ekonomi Syariah Terhadap Kearifan Lokal Mula Balu Sebagai Penglaris Di Pasar Sentral Sengkang Rusanda, Risman; Semaun, Syahriyah; Haq, Islamul; Amin, Sitti Jamilah; Bahri S, Andi
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 15 No 1 (2025): Ulumuddin: Jurnal Ilmu-Ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v15i1.2707

Abstract

The purpose of this study is to describe the understanding of traders in the Sengkang central market Wajo Regency, towards the practice of local wisdom Mula Balu as a sales booster in sharia economic analysis. The results of this empirical qualitative study are: 1) Traders' understanding of the concept of Mula Balu as something positive and not contrary to religion because it is not obtained from shamanic practices but is obtained from the process of learning sharia, tarekat, hakikat and ma'rifatullah and is understood as a manifestation of prayer or Assennung-sennungeng ri decenge (hope for goodness). 2) The practice is very diverse, some use mantras such as Arase Kursia, folded (Rekko ota) and stored normally. 3) Sharia economic analysis of the use of Mula Balu as a sales booster in the Sengkang central market, Wajo Regency shows three results of the analysis.
Analisis Perilaku Konsumen dalam Pembelian Produk Farmasi Halal di Kota Parepare Sri Fatimah Rahmatillah; Syahriyah Semaun; Andi Bahri S; Darmawati Darmawati; Muzdalifah Muhammadun
Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2024): Juni 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v8i1.13730

Abstract

Farmasi halal merupakan salah satu produk konsumsi dengan tingkat urgensi yang tinggi dalam kehidupan masyarakat muslim. Namun, masih sangat sedikit studi empiris yang menganalisis perilaku konsumen dalam pembelian produk farmasi halal di Indonesia. Penelitian ini bertujuan mengetahui faktor-faktor yang mempengaruhi keputusan konsumen dalam membeli produk farmasi halal, menggunakan teori perilaku konsumen yang terdiri dari variabel sosial, pribadi, psikologis, dan keputusan pembelian, serta mengkaji relevansi antara perilaku pembelian konsumen dengan implementasi maqashid syari’ah dalam berkonsumsi. Dengan menggunakan metode kuantitatif, penelitian ini mengambil data primer dari hasil kuisioner pada 100 muslim Kota Parepare dan dianalisis menggunakan metode SEM-PLS dengan program SmartPls 4.0. Hasil Penelitian menunjukkan bahwa: (1) faktor sosial berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,296 dan nilai signifikansi 0,0120,05 ; (2) faktor pribadi berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,190 dan nilai signifikansi 0,0470,05; (3) faktor psikologis berpengaruh positif dan signifikan terhadap keputusan pembelian produk farmasi halal, dibuktikan dari path coefficients sebesar 0,470 dan nilai signifikansi 0,0000,05; (4) Seluruh variabel eksogen memenuhi maqashid syari’ah, artinya faktor sosial, pribadi, dan psikologis dalam mempengaruhi perilaku pembelian konsumen telah mengimplementasikan unsur-unsur maqashid syari’ah dalam kegiatan konsumsinya.
The Phenomenon of Legal Exception in Indonesian Legal Pluralism: Soi, Andi Bahri; Murdan, Murdan
DIKTUM: Jurnal Syariah dan Hukum Vol 23 No 2 (2025): DIKTUM: Jurnal Syariah dan Hukum
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/diktum.v23i2.13130

Abstract

Background: The legal exception in the study of legal pluralism revealed in this article is not in the context of procedural law. This study highlighted the use of “exception” term. Legal exception is defined as an exception or not included in one carriage of legal reasoning. Through the judge's court decision No. 089/Pdt.G/2010/PA.GM on the Application for Polygyny Permit. Purpose: This paper aimed to explore and analyze the legal exceptions on plurality legal context of Indonesia related to the issue of hypersexuality and gender justice in polygyny case of Sasaknese Muslim Mariage in Lombok West Nusa Tenggara. Methods: A qualitative normative approach is employed; departing from the legal facts spesifically in Giri Menang Religious Court, the analysis and discussion applyed in this paper are the reasoning, paradigm, approach, and flow of socio-legal studies in law and society issue. Results: The findings indicated that the partiality of the judge's reasoning by ignoring the term legal exception in the context of legal pluralism. The judge's decision on the polygamy permit was not based on real legal rationality, but due to the applicant experienced by hyper sexuality. The odd thing of judge's reasoning only considers State Law and Religion, and ignores the Customary Law of Sasak marriage. While the Indonesian marriage law, there is no law that permits a husband to engage in polygamy based on the hypersexuality or other suffers deseases of husband. However, the law allows a husband to be polygamous on the basis of an incurable disease of the wife. Implication: The serious implication of this study espoused the distortion of the existence of customary law due to the strongest hegemony of state and religious law. Therefore various further studies are needed to reveal the relevance of customary law to positive law in Indonesia. Originality: The novelty presented in this article are the response of religious court judges to the existence of legal plurality in Indonesia, namely State Law, Religious Law, and Customary Law. The court decision emphasized that judges obey only for state and religious law, and ignored for the customary law. Even though the legal plurality of Indonesian society is directly protected by the constitution
RESPON GURU SMA NEGERI PAREPARE TERHADAP PRODUK BANK SYARIAH INDONESIA CABANG PAREPARE Bunga, Purnamasari; Darmawati, Darmawati; Semaun, Syahriyah; Muliati, Muliati; bahri S, andi; Musmulyadi, Musmulyadi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1599

Abstract

This thesis discusses the response of high school teachers in Parepare to the products offered by the Indonesian Sharia Bank (BSI) Parepare branch. The purpose of this study is to identify the types of BSI products used by high school teachers in Parepare, to analyze their responses to these products, and to examine the factors influencing their responses. The research method employed is qualitative, with a phenomenological approach used to describe the phenomena observed in the field. The study involved 15 informants, and data were collected through observations, interviews, and documentation. The data were then analyzed to present findings and draw conclusions. The results of this study indicate that 1) The types of BSI products used by high school teachers in Parepare include Wadi’ah financing principles, credit products, as well as other Islamic banking services such as savings, financing, and investments, all of which are in accordance with Sharia financial principles. 2) The response of high school teachers in Parepare to the products offered by the BSI Parepare branch varies, but generally shows a positive acceptance. Teachers tend to use BSI products, indicating trust and alignment with the Sharia values they seek. 3) The factors influencing the response of high school teachers in Parepare to BSI products include individual understanding and awareness of Sharia financial principles, personal knowledge, and value considerations. Teachers tend to choose BSI products based on internal deliberations and personal choices, rather than external factors such as recommendations from others.
Co-Authors Achmad Abubakar AD, Hasniati Adhitia Pahlawan Putra Adhitia Pahlawan Putra Adi Megandani Ahdar AkbarAkbar Hidayat Ahmad Alip Toto Handoko Amin, Sitti Jamilah Andi Markarma Andi Markarma Andi Muhammad Fawzy Ramadhan Atina Hidayati Budiman Budiman Budiman Bunga, Purnamasari Damirah Damirah Damirah DAMIRAH DAMIRAH, DAMIRAH Darmawati Darmawati Darmawati Darmawati Dedi Djubaedi Dewi Maharani Faisal, Ahmad Fikri Fikri Fitriani Fitriani H. Sudirman L. Hanim Misbah Hasniati Hasni Hastin Tri Utami Inarotul A’yun Islamul Haq Ismawati Jamal, Riska Kamal Zubair, Muhammad Kusrawan Kusrawan M. Setyo Nugroho Mahmadah Hanafi, Syafiq Mahsyar Idris Mahsyar, Mahsyar Markarma Yusup, Andi Megandani, Adi Mitra Sami Gultom Muhammad Kamal Zubair Muhammad Kamal Zubair Mukhtar Yunus Muliati Muliati Muliati, Muliati Murdan Murdan, Murdan Musmulyadi, Musmulyadi Mustika Ayu Safitri Muzdalifah Muhammadun Muzdalifah Muhammadun, Muzdalifah Nurhayati Ali Nurul Qisti Al Ihfa Nuur Halimatus Saadiah Masrukhin Pahlawan Putra, Adhitia Puspita Rahmatillah, Sri Fatimah Ramli, Kaharuddin Rusanda, Risman Sri Fatimah Rahmatillah St. Nurhayati Suarning Suarning Sunuwati, Sunuwati Syahriah Semaun Syahriyah Semaun, Syahriyah T Heru Nurgiansah Yusuf Hardiansyah Yusuf, Hardyansyah