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All Journal JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN Jurnal Kawistara : Jurnal Ilmiah Sosial dan Humaniora Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Agro Ekonomi Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Consumer Science Walisongo: Jurnal Penelitian Sosial Keagamaan El-Mashlahah Jurnal Ekonomi & Kebijakan Publik Tazkia Islamic Finance and Business Review Journal of Consumer Sciences AFRE Accounting Financial Review Jurnal Manajemen Pembangunan Daerah Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam AFEBI Islamic Finance and Economic Review Banque Syar'i : Jurnal llmiah Perbankan Syariah ILTIZAM Journal of Sharia Economic Research Islaminomics: Journal of Islamic Economics, Business and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Monetary Economics and Finance Agro Bali: Agricultural Journal International Journal of Zakat (IJAZ) Kasaba: Jurnal Ekonomi Islam Jurnal Ilmiah Manajemen Kesatuan JIIP (Jurnal Ilmiah Ilmu Pendidikan) Jurnal Agro Ekonomi ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Waraqat : Jurnal Ilmu_Ilmu Keislaman Prosperity: Journal of Society and Empowerment Share: Jurnal Ekonomi dan Keuangan Islam Journal Of World Science International Journal of Cyber and IT Service Management (IJCITSM) Islamic Social Finance Jurnal Kawistara Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Al-Infaq : Jurnal Ekonomi Islam Mizan: Journal of Islamic Law
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Journal : Al-Muzara'ah

Manajemen Risiko pada Badan Amil Zakat Nasional (BAZNAS) Nina Triyani; Irfan Syauqi Beik; Lukman M Baga
AL-MUZARA'AH Vol. 5 No. 2 (2017): AL-MUZARA'AH (December 2017)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (495.346 KB) | DOI: 10.29244/jam.5.2.107-124

Abstract

Risk occurs at any organization or business activity. It also does not close the possiblility of risk occurs at amil institutions. Types of risk are likely to happen often at amil institutions, namely risk on zakat fund collection, risk on zakat fund management, and risk on zakat fund distribution. Basically,  zakat distribution must comply with the 8 ashnaf as written in the QS. At-Taubah: 60. This research was conducted on BAZNAS. The aim of this research is to help  amil institutions in managing the possibility of risk, analyze the factors that effect the risks, do the risks mapping on  zakat fund collection, zakat fund management, and zakat fund distribution, and also make mitigation to minimize the occurrence of the risks. The data was collected by using the survey method in internal BAZNAS and using ERM method for analysis.
Pengaruh Zakat Terhadap Indeks Pembangunan Manusia dan Tingkat Kemiskinan Mustahik : Studi Kasus Pendayagunaan BAZNAS Kota Bogor Rina Murniati; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.674 KB) | DOI: 10.29244/jam.2.2.135-149

Abstract

This research aims at analyzing zakat distribution program of BAZNAS of Bogor City and its impact towards mustahik life based on the income changes after zakat and the values of post-zakat Human Development Index (HDI) and poverty reduction. By utilizing t-statistics, individual HDI, and poverty indicators, this study concludes that zakat has positive impact in increasing human development of mustahik in Bogor city. T-statistics result shows that theres is significant impact of zakat on the mustahik income. HDI value indicates that there is an increase from 47 to 49 in the presence of zakat. As for poverty indicators, all indices used portray significant reduction in the poverty level of mustahik. This could be observed from the reduction in the values of headcount ratio index (H), poverty gap index (P1), income gap indeks (I), and Sen indeks of poverty (P2), respectively.
Analisis Faktor-faktor yang Memengaruhi Tingkat Kepatuhan Membayar Zakat: Studi Kasus Kabupaten Bogor Ahmad Mukhlis; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 1 No. 1 (2013): AL-MUZARA'AH (June 2013)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (519.986 KB) | DOI: 10.29244/jam.1.1.83-106

Abstract

Poverty is one of major problems faced by Indonesia. The economic crisis occured within the country and around the world has lengthened the poverty disaster attacking Indonesia. To overcome these problems, zakat is likely to be an alternative solution that can be utilized by government. Zakat is a means legalized by Islam in capital formation. Capital formation is not solely based on utilization and development of natural resources, but also from obligatory contributions of the rich. Zakat is also playing significant role in improving the quality of human resources and the provision of facilities and infrastructure of production. The potential zakat of Indonesia exceeds Rp 217 trillion, but in reality the absorption of zakat funds reached Rp 1.5 trillion in 2010. The huge gap between the potential and the actual collection of zakat indicates that there are some Muslims who are less motivated to pay zakat. The purpose of this study is to identify factors that affect compliance level of paying zakat, and to identify the dominant factors, in order to more easily create optimal policy. Results from this study are expected to help increase acceptance of zakat, both at central and regional levels. Data is collected through a survey of 100 respondents in Bogor regency. The analytical method used is factor analysis. The program used to analyze the data is SPSS Statistics 17 for Windows. From these results, it is known that factors affecting willingness to pay the zakat are: religious factors, such as faith, religious understanding, and rewards; and other factors such as social awareness, self-satisfaction, and organizations. This also gives guidance that in order to increase zakat revenue, emphasis not only on religious aspect, but also on social, self-satisfaction, and organization aspects is very important. Among the variables that affect compliance level of paying zakat is the role of amil organization (OPZ). OPZ professionalism can strengthen regularity of zakat payer to pay zakat at OPZ. Improving the quality of OPZ in terms of transparency, socialization, and administration, will significantly affect the preferences of zakat payers to fufill their obligation at the amil institutions.
Analisis Pengaruh Instrumen Moneter Syariah dan Konvensional Terhadap Penyaluran Dana ke Sektor Usaha Mikro Kecil dan Menengah (UMKM) di Indonesia Masyitha Mutiara Ramadhan; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 1 No. 2 (2013): AL-MUZARA'AH (December 2013)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (733.906 KB) | DOI: 10.29244/jam.1.2.175-190

Abstract

As monetary authority, Bank Indonesia has developed Islamic Bank Indonesia Certificate (abbreviated as SBIS) as Islamic monetary instrument in addition to Bank Indonesia Certificate (known as SBI), which has become conventional instrument. Both instruments play significant role in the transmission of monetary instrument towards real sector of the economy. Monetary transmission could take place through credit channel or financing channel, from which the fund is used as the source of credit and financing for micro, small and medium enterprises (MSME). This study aims at analyzing the impact of both Islamic and conventional monetary instruments towards MSME financing. Data used in this research is taken from Bank Indonesia, Ministry of Cooperative and SME, and Central Board of Statistics for the period of May 2006 until December 2010. The study employs Vector Auto Regression model, Impulse Response Function technique and Forecast Error Variance Decomposition (FEVD) as its analytical methods. It is found that SBI and SBIS have significant impact towards credit and financing to the MSME. When there is monetary shock, the study finds that MSME financing of Islamic bank could be recovered and stabilized better than MSME credit of conventional bank. FEVD analysis shows that the impact of SBIS towards financing of MSME is bigger than the SBI.
Analisis Faktor-Faktor yang Memengaruhi Nasabah Non-Muslim dalam Menggunakan Jasa Bank Syariah di DKI Jakarta Fithri Tyas Hapsari; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 2 No. 1 (2014): AL-MUZARA'AH (June 2014)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (494.835 KB) | DOI: 10.29244/jam.2.1.75-94

Abstract

Islamic banking industry in Indonesia experienced significant growth and development, despite its market share is still small, i.e around 4.9%. Islamic bank is an intermediary institution based on sharia, which serve both muslim and non-muslim. This study analyzes the factors that affect non-Muslim customers in using the services of Islamic banks in Jakarta. Respondents used in this study consist of 50 non-Muslim customers of Islamic banks and 50 non-Muslim customers of conventional banks. The method used is the logistic regression method. Descriptive analysis methods is used to see the trend of non-Muslim customers towards Islamic banks. Factors that are significantly affecting non-Muslim customers in using the services of Islamic banks in Jakarta are the location factor with an odds ratio value of 1.450, factor of administrative advantages with an odds ratio value of 6.790, and religious stimulant factor with an odds ratio value of 2.679.
Dampak Zakat terhadap Kemiskinan dan Kesejahteraan Mustahik (Kasus : BAZNAS Provinsi Jawa Tengah) Isro'iyatul Mubarokah; Irfan Syauqi Beik; Tony Irawan
AL-MUZARA'AH Vol. 5 No. 1 (2017): AL-MUZARA'AH (June 2017)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (682.99 KB) | DOI: 10.29244/jam.5.1.37-50

Abstract

Poverty is one of Indonesia's problems. One of the instruments used to reduce poverty is zakat. This study aims to analyze the impact of zakat on poverty and welfare of mustahik. The method used in this research is the interview with the questionnaire. The method of the sampling used purposive. The analysis tool used CIBEST model. The results show that the index value of Islamic poverty without and with zakat has not changed.
Analisis Efisiensi pada Pra dan Pasca Initial Public Offering (IPO) Panin Dubai Syariah Bank Dina Wening Ati Dianti; Irfan Syauqi Beik; Ascarya
AL-MUZARA'AH Vol. 8 No. 1 (2020): AL-MUZARA'AH (June 2020)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (868.136 KB) | DOI: 10.29244/jam.8.1.17-37

Abstract

Panin Dubai Syariah Bank (PDSB) conducted an initial public offering (IPO) in January 2014 and was also registered as the first Islamic bank (IB) to conduct an IPO. With an IPO, PDSB is required to provide information disclosure and increase the company's competitive advantage. This study aims to determine 1) financial performance pre and post implementation of the PDSB IPO; 2) the efficiency of the pre and post implementation of the PDSB IPO compared to the IB BUKU 2. The study used a quantitative descriptive approach. The type of data used is secondary data in the form of annual report IB BUKU 2 2010-2017 and IB publication reports. Data were analyzed using the Data Envelopment Analysis (DEA) model to measure efficiency as a concept for evaluating PDSB performance. The results showed (1) CAR pre IPO better than post IPO. BOPO, NPF and FDR there are no significant differences between pre IPO and post IPO (2) PDSB efficiency scores in 2010-2017 are always more efficient when compared to IB BUKU 2. There are significant differences in the parameters of technical efficiency, pure technical efficiency, and scale efficiency on pre-IPO, while post-IPO significant differences only in the efficiency of technical efficiency and scale efficiency.
Faktor-Faktor yang Memengaruhi Minat Masyarakat Berwakaf Uang/Melalui Uang dalam Mendukung Pembangunan Berkelanjutan Kota Bogor Hilman Hakiem; Irfan Syauqi Beik; Idqan Fahmi
AL-MUZARA'AH Vol. 10 No. 2 (2022): AL-MUZARA'AH (December 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.2.155-168

Abstract

Sustainable Development Goals (SDGs) has been interesting issue in this era. One of the ways to support these goals is by empowering cash waqf. The purpose of this research is to identify people perception on cash waqf to support sustainable development in Bogor City, to analyze the factors affecting people interest in cash waqf to support sustainable development in Bogor City, and to create formulas in order to increase the collection of cash waqf to support sustainable development in Bogor City. This research uses descriptive analysis, median analysis, Partial Least Square-Structural Equation Modelling (PLS-SEM) analysis, and strategic analysis. It is found that the most dominant indicator goes to “spending money for the needy can increase the spirit of religion, to support sustainable development”. It is also found that 64.86% indicators are included as good perception. Awareness, knowledge, attitude, and religiosity have positive and significant effect on people interest in cash waqf to support sustainable development in Bogor City, while promotion and socialization have positive effect but not significant. Improving on awareness, knowledge, attitude, and maintain religiosity should be taken as the main strategy to increase the collection of cash waqf to support sustainable development in Bogor City.
Peran Zakat terhadap Proses Perubahan Sosial melalui Pemberdayaan Masyarakat: Studi Narrative dan Bibliometrics Salahuddin El Ayyubi; Ekawati Wahyuni; Pudji Muljono; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 11 No. 1 (2023): AL-MUZARA'AH (June 2023)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.11.1.63-85

Abstract

This paper presents an analysis of the development of literature on community empowerment through zakat and its relation to social change. A total of 29 documents published between 2016 and 2023 were analyzed using a narrative review approach and bibliometric analysis with the assistance of the RStudio application. Concept mapping and visualization of publications were conducted to identify elements of knowledge, dynamics, relationships, and interactions among publications. The analysis results show that research during the 2016-2023 period generally focuses on the economic aspect of zakat in social change. However, further research is needed to cover other dimensions of social change, such as politics, culture, technology, and environment. Consequently, the study of the impact of zakat on social change needs to be expanded to provide a more comprehensive understanding of the role of zakat in promoting inclusive and sustainable social change within society.
Strategi Pemasaran Program Wakaf Yayasan Hutan Wakaf Bogor Ismail Fakhri; Irfan Syauqi Beik; Endar Hasafah Nugrahani
AL-MUZARA'AH Vol. 11 No. 2 (2023): AL-MUZARA'AH (December 2023)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.11.2.177-186

Abstract

The high rate of deforestation makes the forest waqf program attractive to be developed as a support for the reforestation program. The research will identify variables that can influence waqf decision-making. Data collection used a research questionnaire with a sample of 100 people using Judgment Sampling. The analytical tool used in this research is Structural Equation Modeling (SEM) with Partial Least Square (PLS) approach. The results showed that registered buyers of forest waqf products at the Bogor Waqf Forest Foundation were dominated by millennials with single status and incomes between IDR 1,000,000 – IDR 2,000,000. Brand and customer trust affect the marketing effectiveness of trust in forest waqf products. The priorities for the marketing strategy for forest waqf products include strengthening brand image, increasing consumer confidence, conducting social activities, maintaining communication with consumers, and conducting regular data analysis and evaluation.
Co-Authors A. Faroby Falatehan Aang Gunaepi Abdul Wahid Mongkito Abullah, Brahim Achmad Firdaus Achmad Firdaus Achmad Iskandar Zulkarnain Achsani, Muhammad Nur Faaiz Fathah Ade Nur Rohim Adelia Oktarina Adrianna Syariefur Rakhmat Afiatin Dewi Ahmad Mukhlis Ahmad Naufal Ahmad Tafsir, Ahmad Akhmad Fauzi Al Aziz, Muhammad Fatih Al Muharram, Muhammad Shiddiq Amruzi, Fahmi Al Andiani, Kartika Anggara, Muhamad Rafi Aprianti, Winda Nur Arief Rohman Yulianto Ascarya Ascarya Aslam Mei Nur Widigdo Baehaqie, Sofyan Bagus Sartono Bambang Juanda Basri, Samsul Bayu Widokartiko Buchori, Nur S Budi Rahmat Hakim Budi Rahmat Hakim BUNASOR SAMIN Caesar Pratama Deni Nuryadin Dian Fitriarni Sari Didin Hafidhuddin MS Dina Wening Ati Dianti Dinia, Yunie Syamsu Eka Octavian Pranata Ekawati Wahyuni Elvina Dian Paramita Emmy Hamidiyah Endar Hasafah Nugrahani ENDRI ENDRI Erliza Noor Eugenia, Syaima Fahmi Al Amruzi Faqih Udin dan Jono M. Munandar Meivita Amelia Fauzi, Siti Ismi Diningty Fithri Tyas Hapsari Fitri, Resfa Hamidiyah, Emmy Haq, Daffa Aqomal Hartoyo Hartoyo Hasbi Indra Hendri Tanjung Hendri Wijaya Herianto Herianto Herlin, Herlin Hermanto Siregar Hibatullah, Ilham Hilman Hakiem Hilmiyah, Ulfah Laelatul Huda, Munir Huda, Nurul Husnul Khatimah Husnul Khatimah Husnul Khatimah Ibdalsyah Ibdalsyah Idqan Fahmi Ilham Hibatullah Indupurnahayu Ismail Fakhri Isro'iyatul Mubarokah Isro’iyatul Mubarokah Izzatul Mabniyyah Alhasanah JAENAL EFFENDI Jas, Walneg Sopia Juliarty, Noer Resky Kameswari, Ika Kartika Andiani Khairunnajah Khairunnajah Khalifah Muhamad Ali Laily Dwi Arsyanti Laily Dwi Arsyianti Laily Dwi Arsyianti Lauda, Farhan Lukman M Baga Lukman M. Baga M. Syamsul Maarif Marimin , Marimin Marimin Masyitha Mutiara Ramadhan Maulida, Sri Maya Asfarina Mimin Aminah Mohammad Iqbal Irfany Mubarok, Huzni Muhammad Fatih Al Aziz Muhammad Firdaus Mukhamad Najib Mulya Siregar mutiara mutiara Mutiara Mutiara Nafiah Ariyani, Nafiah Nasrudin Anas Nidaa Nazaahah Kusumawati Nina Triyani Nisa Nurrahmah Nunung Nuryartono Nur Richana Nur S Buchori Nuradi Nuradi Nuradi nuradi, nuradi Nurhayati, Immas Nurrahmah, Nisa Nurul Huda Nuryadin, Deni Octarina, Evie Oktarina, Adelia Panlevi, Sandi Paramita , Elvina Dian Prasetyo, Ageng Pudji Muljono QOLBI, NURUL Qurroh 'Ayyuniyyah Qurroh Ayuniyyah R. Sapto Hendri Boedi Soesatyo Ranti Wiliasih Renaldi, Haris Ribowo, Sugeng Ries Wulandari, Ries Rifki Ismal Rifki Ismal Rina Murniati Rosadi, Dede Salahuddin El Ayyubi Satria, Judo Shobri Shobri Shofiyatul Muthi'ah Siti Ismi Diningty Fauzi Sofyan Baehaqie Solly Aryza Sri Maulida Sri Mulatsih Sri Wulan Fatmawati Sri Wulan Fatmawati Suhartoyo Suhartoyo Syaima Eugenia Syamsiar, Syamsiar Taufik Awaludin Taufik Awaludin, Taufik Tita Nursyamsiah, Tita Tony Irawan Trisiladi Supriyanto, Trisiladi Trisiliadi Supriyatno Tsabita, Khonsa Ulil Amri Syafri Walneg Sopia Jas Winarto, Fuad Hawari Winda Nur Aprianti Wisnu Wardhana Wiwiek Rindayanti Yeti Lis Purnamadewi Yudha Heryawan Asnawi Yulianto, Arief Rohman Yusman Syaukat