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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) BISNIS: Jurnal Bisnis dan Manajemen Islam IQTISHADIA Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Al-Amwal Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Amwaluna Jurnal Ekonomi dan Keuangan Syariah El-Barka: Journal of Islamic Economics and Business Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Jurnal Darma Agung Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Teknologi Informasi dan Komunikasi Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah VARIA HUKUM: Jurnal Forum Studi Hukum dan Kemasyarakatan El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Jurnal Iqtisaduna Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Journal of Management and Islamic Finance Jurnal Ekonomi Syariah dan Bisnis Jurnal Riset Ekonomi Syariah Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Bandung Conference Series : Sharia Economic Law Jurnal Penelitian dan Pengabdian Masyarakat Al'Adalah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Tijarah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Al-Insyiroh: Jurnal Studi Keislaman IPSSJ Edumaspul: Jurnal Pendidikan
Udin Saripudin
Fakultas Syariah, Universitas Islam Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

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Tinjauan Hukum Islam terhadap Distribusi Zakat untuk Pembangunan Huntara Korban Bencana Gempa Cianjur Mauladi, Mochammad Syukria; Saripudin, Udin; Nuzula, Zia Firdaus
Jurnal Riset Ekonomi Syariah Volume 5, No. 1, Juli 2025 Jurnal Riset Ekonomi Syariah (JRES)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jres.v5i1.6499

Abstract

Abstrak. Insiatif Zakat Indonesia Jawa Barat (IZI Jabar) memberikan bantuan untuk korban bencana gempa cianjur berupa membangun hunian sementara (huntara). Namun sebagai lembaga pengelola zakat perlu adanya kejelasan terkait praktik dari program tersebut, terlebih terkait dana zakat yang digunakan tersebut apakah telah disalurkan sesuai ketentuan, karena berdasarkan At-Taubah ayat 60 zakat hanya boleh diberikan kepada mereka yang termasuk kepada 8 asnaf zakat. Tujuan dari penelitian ini adalah untuk mengetahui praktik Pembangunan hunian sementara (huntara) untuk korban gempa Cianjur, serta meninjaunya berdasarkan Teori Distribusi Zakat menurut Yusuf Qardhawi. Penelitian ini merupakan Penelitian Lapangan (Field Research), dengan metode Kualitatif, dan pendekatan Yuridis Empiris. Hasil penelitian ditemukan bahwa dana yang digunakan pada program pembangunan huntara adalah dana zakat dan memprioritaskan warga golongan Fakir Miskin. Perlu adanya konsultasi denga Biro Kepatuhan Syari’ah sebelum IZI Jabar menjalan programnya untuk memastikan tidak menyalahi ketentuan hukum. Selain itu program pembangunan huntara oleh IZI Jabar ini telah sesuai dengan teori distribusi zakat menurut Yusuf Qardhawi. Abstract. Insiatif Zakat Indonesia (IZI) West Java provides assistance to victims of the Cianjur earthquake disaster in the form of building temporary shelters. However, as a zakat management institution, there needs to be clarity regarding the practice of the program, especially regarding whether the zakat funds used have been distributed according to the provisions, because based on At-Taubah verse 60 zakat can only be given to those who are included in the 8 asnaf zakat. The purpose of this research is to find out the practice of building temporary shelters for Cianjur earthquake victims, and review it based on the Theory of Zakat Distribution according to Yusuf Qardhawi. This research is a Field Research, with Qualitative method, and Empirical Juridical approach. The results found that the funds used in the shelter construction program are zakat funds and prioritize the poor. It is necessary to consult with the Shari'ah Compliance Bureau before IZI runs its program to ensure that it does not violate legal provisions. In addition, the shelter construction program by IZI is in accordance with the theory of zakat distribution according to Yusuf Qardhawi.
PENERAPAN ETIKA EKONOMI ISLAM DI BANK SYARIAH INDONESIA (BSI) KCP SAMARINDA SEBERANG Saripudin, Udin; Widuri, Andi Fika
ISTISMAR Vol. 8 No. 1 (2025): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i1.4504

Abstract

Penelitian ini bermaksud untuk memahami kesadaran etika syariah pada banker bank syariah berdasarkan pendekatan fenomenologi Islam. Objek yang akan diamati ialah pembiayaan mudharabah mengingat pembiayaan ini memiliki skema yang lebih kompleks dibandingkan dengan jenis pembiayaan lainnya. Kompleksitas tersebut dapat berimplikasi pada keunikan perilaku bankir bank syariah dalam menerapkan etika ekonomi Islam, sehingga pembiayaan mudharabah sangat tepat dijadikan sebagai unit analisis. Penelitian menggunakan metode kualitatif dengan pendekatan deskriptif. Sumber data yang digunakan adalah data primer yang diperoleh melalui wawancara terhadap tiga orang pelaku perbankan Bank BSI KCP Samarinda Seberang dan satu orang ahli fikih, serta sekunder dengan studi literatur. Hasil penelitian menunjukkan bahwa bankir pembiayaan mudarabah di Bank BSI KCP Samarinda Seberang telah memiliki kesadaran akan pentingnya penerapan etika ekonomi Islam dalam proses pembiayaan mudarabah. Penilaian didasarkan pada prinsip kejujuran dalam syirkah, amanah dan profesionalisme, keterbukaan, dan kecerdasaan dalam mengelola.
Pengaruh Religiusitas dan Literasi Zakat Terhadap Tingkat Kesadaran Pembayaran Zakat Tijarah Para Produsen Tahu dan Tempe Mohammad Wildan Alghifari Zain; Nunung Nurhayati; Udin Saripudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 11 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i11.9754

Abstract

The obligation to pay zakat tijarah (zakat on trade assets) is an important part of Islamic economic practices, especially for Muslim business owners. However, in various regions, including Indramayu Regency, the level of awareness and compliance of business owners, such as tofu and tempeh entrepreneurs, is still relatively low. This study aims to analyze the influence of religiosity and zakat literacy partially and simultaneously on the level of awareness of zakat tijarah payments among tofu/tempeh entrepreneurs in Indramayu Regency. This study uses a quantitative approach with a survey method and distributing questionnaires to entrepreneurs as respondents. Data were analyzed using multiple linear regression. The results show that partially the influence of religiosity on awareness of zakat payments is 68.1% and the influence of zakat literacy on awareness of zakat payments among tofu/tempeh entrepreneurs in Indramayu Regency is 63.5%. Meanwhile, simultaneously, the variables of religiosity and zakat literacy have a significant effect on the level of awareness in paying zakat tijarah by 72.4%. These findings show the importance of increasing religious understanding and knowledge about zakat as a strategic effort to increase compliance with the obligation of zakat tijarah
Pendampingan dan Pemberdayaan Lembaga Masyarakat Desa Hutan (LMDH) Mekarmukti melalui Metode Asset Based Community Development Saripudin, Udin; Madjakusumah, Deden Gandana; Handri, Handri; Ihwanudin, Nandang; Nurrachmi, Intan; Efendi, Nur; Yuristama, Agus Prakarsa; Hoerurohman, Aditya
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 2 No. 2 (2024): May 2024
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/jp2m.v2i2.248

Abstract

The Mekarmukti Forest Village Community Institute (LMDH) is a farmer organization established to implement the Community Forest Management (PHBM) partnership program with Perhutani in Mekarwangi Village, Ibun District, Bandung Regency. LMDH Mekarmukti comprises five Forest Farmers Groups (KTH) with approximately 280 members, cultivating 100 hectares of Perhutani land, primarily focused on Arabica coffee plants. Like many rural communities, LMDH Mekarmukti faces various challenges. One major obstacle for its members is limited market access and the inability to add value to their coffee products, resulting in selling coffee logs to middlemen. This significantly reduces their income and impacts their welfare. Hence, it is crucial to provide assistance and empower the community by raising awareness about their assets and improving their welfare. The empowerment approach used is the ABCD (Asset-Based Community Development) method, which involves identifying assets, planning and evaluating programs to enhance farmers' progress and welfare. By employing the ABCD method, the aim is to increase awareness and optimize asset utilization. The successful implementation of the ABCD method requires collaboration among farmers, the community, and the government to jointly support farmer empowerment programs and improve their welfare.
Optimalisasi Cash Waqf Linked Sukuk (CWLS) Melalui Peningkatan Literasi Wakaf (Studi Pada Wakaf Salman ITB) Khairani, Isti; Karamy, Nabiel; Didjaya Prawinata, Raden Bhatara; Saripudin, Udin; Handri, Handri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2460

Abstract

This research aims to analyze the optimization of Cash Waqf Linked Sukuk (CWLS) which is already underway. Until the end of 2022 in Retail CWLS series SWR 001 in 2020, CWLS Retail series SWR 002 in 2021, and CWLS Retail series SWR 003 in 2022. The research was conducted using descriptive methods with the research object at Wakaf Salman ITB as nazhir or manager waqf. The research results show that Waqf Salman has taken strategic steps in collaboration with various stakeholders. In increasing cash waqf through CWLS, it is necessary to increase education regarding sharia financial literacy and waqf literacy as well as knowledge about CWLS products. Education can be carried out through social media or webinars which further educate the advantages of CWLS products which have many benefits, not only for wakif, mauquf alaih, but also for the development of the sharia economy and national development.
Keseimbangan dalam Produksi, Distribusi dan Konsumsi sebagai Upaya Pembangunan Ekonomi Berkelanjutan Ihwanudin , Nandang; Saripudin , Udin; Suryani , Suryani
Al-Insyiroh: Jurnal Studi Keislaman Vol. 6 No. 2 (2020): September 2020
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/alinsyiroh.v6i2.175

Abstract

This research is motivated by human behavior in meeting their needs. They meet consumption needs by making production efforts at their own capacity while they have the ability to do so. If unable to do so, then the fulfillment of these needs is met through distribution from the production of other parties. In an effort to meet their needs or even desires, humans often do it beyond their proper limits. They do this by violating the integrity and harmony between producers, consumers, and distributors. Even often in the efforts of economic activities, disrupting the stability and sustainability of ecosystems. This study aims to formulate the concept of balance in production, distribution and consumption as an effort to sustainable economic development. The method used is descriptive analysis method with documentation study. The results of the study found that sustainable economic development can be achieved through a balance of economic actors in the production, distribution and consumption sectors.
Relevansi Konsep Uang Perspektif Ibnu Miskawaih di Era Modernisasi Desi Handayani; Syifa Nurulia; Udin Saripudin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1829

Abstract

The concept of money has evolved over time with the development of civilization and human needs. Money can be defined by its functions, namely as a medium of exchange and as a standard of payment. Ibn Miskawaih had insightful thoughts on the concept of money. This research aims to examine Ibn Miskawaih's concept of money and the relevance of his thoughts to the current era of modernization. The research utilizes a literature review design with a historical and descriptive approach. The selected data collection technique is documentation, which involves reviewing literature relevant to the chosen title. The results of this research show that Ibn Miskawaih has a comprehensive approach to the concept of money. According to him, money serves as a medium of exchange, a standard of value, and to prevent injustice in economic transactions. He also asserts that among various forms of money, only gold and silver qualify as true money. Ibn Miskawaih also discusses the role of money in the Islamic economy, as well as the importance of money in measuring the price of each commodity and service.
The Rulings on Capital Return Guarantees in Mudhârabah (Profit Sharing) Contracts: A Comparative Study Between The AAOIFI Sharia Standards and The DSN-MUI Fatwas Agus Putra, Panji Adam; Saripudin, Udin; Nurrachmi, Intan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 1 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v1i1.30494

Abstract

Abstract. This study aims to identify and analyze the legal constructions of capital guarantees in the AAOIFI Sharia Standards and the DSN-MUI Fatwas. This is normative legal research with a specific comparative approach. This research shows that the rulings of the AAOIFI Sharia Standards are more reassuring and prioritize the principle of ihtiyāth (precaution). Meanwhile, the legal provision of the DSN-MUI fatwas, allowing the capital manager to guarantee a return on business capital, is a commitment in the form of tabarru from the fund manager. T he commitment should be fulfilled since it is a wa’ad mulzim (binding promise). T his legal provision of the DSN-MUI Fatwas is a form of innovative ijtihad that seems different from the opinions of most scholars used as the legal basis of the AAOIFI. However, the DSN-MUI’s fatwa is supported by various arguments and is more applicative. Abstrak. Penelitian ini bertujuan untuk mengetahui dan menganalisis konstruksi hukum jaminan modal dalam Standar Syariah AAOIFI dan Fatwa DSN MUI. Penelitian ini merupakan penelitian hukum normatif dengan pendekatan komparatif. Penelitian ini menunjukkan bahwa ketentuan Standar Syariah AAOIFI lebih tepat dan mengedepankan prinsip ihtiyāth (kehati-hatian). Sedangkan ketentuan hukum fatwa DSN-MUI yang memperbolehkan pengelola modal dengan jaminan pengembalian modal adalah komitmen dalam bentuk tabarru dalam pengelolaan dana. Komitmen tersebut harus dipenuhi karena merupakan wa’ad mulzim (janji mengikat). Ketentuan hukum Fatwa DSN MUI ini merupakan bentuk ijtihad inovatif yang nampaknya berbeda dengan pendapat kebanyakan ulama yang dijadikan landasan hukum AAOIFI. Namun, fatwa DSN-MUI didukung oleh berbagai argumentasi dan lebih aplikatif.
HALAL COSMETICS IN THE EYES OF MILLENNIAL MUSLIMS: FACTOR ANALYSIS OF HALAL LABELS AND CELEBRITY ENDORSERS Juliana, Juliana; Azzahra, Aliya Nabila; Rosida, Rida; Mahri, A. Jajang W.; Alamsyah, Indra Fajar; Saripudin, Udin
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.40598

Abstract

This research aims to show the effect of the value of the halal label and celebrity endorser on purchasing decisions for halal cosmetic products with religiosity as a moderating variable. The method uses descriptive quantitative by analyzing the responses to questionnaires distributed to 228 respondents in Indonesia. Based on previous research, four hypotheses were built, and the collected data were processed using a path analysis tool through the Smart PLS 3.3.3 application. The results showed that the halal label variable and celebrity endorser significantly affected purchasing decisions for halal cosmetic products, with religiosity as a moderating variable. Meanwhile, the religiosity variable does not moderate the effect of the halal label and celebrity endorser on the decision to purchase halal cosmetic products. This finding confirms that religiosity has not sufficiently strengthened the influence of the halal label and celebrity endorser on the decision to purchase halal cosmetic products. In order to increase knowledge of Muslim halal in purchasing decisions for halal cosmetic products, the role of halal guarantee institutions and cosmetic manufacturers is needed in optimizing halal certification both from the content and production process. Business actors must increase awareness of the halalness of a product that can convince and encourage Muslim consumers, especially the millennial generation, to make decisions to purchase halal cosmetic products in Indonesia. This study is the first to examine the halal label and celebrity endorser on the decision to purchase halal cosmetic products with religiosity as a moderating variable and reveal its strength and weakness.
MEMAHAMI MEKANISME PASAR DALAM KONTEKS ISLAM Firmansyah, Andre; Andri Purnawan; Udin Saripudin
Integrative Perspectives of Social and Science Journal Vol. 2 No. 07 Desember (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article aims to explain the nature of market mechanisms in Islamic economic thought and their current practice. A historical and philosophical approach is used in the analysis to examine the basic teachings of Islam on markets and to explore the ideas and insights of Islamic scholars on this subject. The article concludes that within the Islamic framework, market mechanisms have been considered a vital part of economic activity, such that their existence has been a primary concern of Islamic scholars. Market mechanisms that protect society with fair and just prices are also considered essential and necessary for a better life. This, in turn, implies the need to maintain market mechanisms, where market equilibrium occurs at the intersection of the supply and demand curves in a state of mutual consent. If anything disturbs this equilibrium, the government must intervene in the market.
Co-Authors Agus Prakarsa Yuristama Agus Prakarsa Yuristama Alamsyah, Indra Fajar Allika Rafaldini Andi Fika Widuri Andri Purnawan Anshori, Arif Rijal Aprianti, Lita Dewi Arky Nafisa Beladiena Azzahra, Aliya Nabila Bayu Agnia Np Beladiena, Arky Nafisa Billah, Muwwahid Cecep Kusmana Dadang Komara Deden Gandana Madjakusumah Dhanisa Leryan Dhea Andini Nathania Diajeng Ayunda Candra Kirana Didjaya Prawinata, Raden Bhatara Dudung Ali Nurdin Elan Jaelani, Elan Faisal, Farid Fatriany, Fenny Fenny Fatriany Firmansyah, Andre Fitri Kurnia Dewi, Fitri Kurnia Hafid Hudzaefi Handri Handri Handri, Handri Hery Widijanto Hoerurohman, Aditya Ihwanudin , Nandang iil waludi Ilham, Muhammad Satriana Ilham, Satria Intan Nurrachmi Intan Puspita Isti Khairani Iwan Permana Iwan Permana Iwan Permana Juliana Juliana Karamy, Nabiel Khairani, Isti Lina Nugrawati Hatlessy Liza Dzulhijjah M Munir Asrori Mahyar - Mahyar Mastuhi Mauladi, Mochammad Syukria Maulana, Ruly Maulida, Ira Siti Rohmah Meiki Muttaqien Milleni Sumalati Mita Qurrota Ayunin Mochamad Afif Zacharias Masyhur Mohammad Wildan Alghifari Zain Muhamad Ikhsan Gunawan Mubarok Muhammad Daffa Naufaldi Muhammad Rafif Mustapa, Hasan Muttaqien, Meiki Nabiel Karamy Nabiel karamy Nandang Ihwanudin Nanik Eprianti Neneng Hasanah Neng Dewi Himayasari Neng Dewi Himayasari Nunung Nurhayati NUR EFENDI Nurhasanah Nurhasanah Nurlaeli, Suci Nuzula, Zia Firdaus Panji Adam Agus Putra Purwoko, Agus Raden Bhatara Didjaya Prawirawinata Rahmi Khaerani Agustinah Redi Hadiyanto Ridwan Ibnu Asikin Ridwan, Ridwan Rosida, Rida Rozalina, Rozalina Rozalina Sari, Delvita Sina Lailatus Shafa Siti Asiyah Nur Arifah Siti Nurul Huda Suci Nurlaeli Suryani , Suryani Suryani Suryani Suryani Suryani Suryani Suryani Syifa nurfadhilah Syifa Syifa Nurulia Syifa Rahmalia Ridwani Titin Karlina Widuri, Andi Fika Yayan Yayan Yayat Rahmat Hidayat Yuristama, Agus Prakarsa Yusup, Akhmad Zia Firdaus Nuzula Zilan Fauzi Rahman