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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Al-Amwal Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Amwaluna Jurnal Ekonomi dan Keuangan Syariah El-Barka: Journal of Islamic Economics and Business Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Jurnal Darma Agung Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Teknologi Informasi dan Komunikasi Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah VARIA HUKUM: Jurnal Forum Studi Hukum dan Kemasyarakatan El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Jurnal Iqtisaduna Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Journal of Management and Islamic Finance Jurnal Ekonomi Syariah dan Bisnis Jurnal Riset Ekonomi Syariah Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Bandung Conference Series : Sharia Economic Law Bandung Conference Series : Syariah Banking Jurnal Penelitian dan Pengabdian Masyarakat Al'Adalah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Tijarah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Al-Insyiroh: Jurnal Studi Keislaman Amwaluna: Jurnal Ekonomi dan Keuangan Syariah IPSSJ Edumaspul: Jurnal Pendidikan BISNIS : Jurnal Bisnis dan Manajemen Islam
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Pengaruh DPK, Pembiayaan Mikro Syariah dan Inflasi terhadap Pertumbuhan Ekonomi Indonesia Raisya Alipya 10010322037; Udin Saripudin; Yayat Rahmat Hidayat
Bandung Conference Series: Syaria Banking Vol. 5 No. 2 (2026): Bandung Conference Series: Syariah Banking
Publisher : UPT Publikasi Ilmiah UNISBA

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Abstract. Islamic microfinance institutions, particularly Bank Pembiayaan Rakyat Syariah (BPRS), theoretically serve an intermediary function that should accelerate national economic growth. However, although third-party funds (DPK) and financing distributed by BPRS in Indonesia grew consistently from 2015 to 2024, this growth has not always been followed by a corresponding contribution to national economic growth. This study analyzes the short-run and long-run relationship between DPK, BPRS financing, inflation, and Indonesia's economic growth (GDP), using the Autoregressive Distributed Lag (ARDL) approach on quarterly secondary data from 2015 to 2024, sourced from the Financial Services Authority (OJK), Bank Indonesia, and Statistics Indonesia (BPS). The bounds testing results confirm the existence of a long-run relationship among the variables (F-statistic = 5.34). In the short run, DPK at the second lag and BPRS financing at the third lag significantly affect GDP, while in the long run none of the independent variables show a significant partial effect, although the error correction term is negative and significant, indicating a rapid adjustment mechanism toward equilibrium. These findings are interpreted through Financial Intermediation Theory and Endogenous Growth Theory, suggesting that the intermediation function of BPRS is directionally consistent with theory but has not yet reached a scale sufficient to produce a statistically significant macroeconomic impact. Abstrak. Lembaga keuangan mikro syariah, khususnya Bank Pembiayaan Rakyat Syariah (BPRS), secara teoritis berperan sebagai lembaga intermediasi yang seharusnya mempercepat pertumbuhan ekonomi nasional. Namun, meskipun Dana Pihak Ketiga (DPK) dan pembiayaan yang disalurkan BPRS di Indonesia terus tumbuh secara konsisten selama 2015-2024, peningkatan tersebut tidak selalu diikuti oleh kontribusi yang sepadan terhadap pertumbuhan ekonomi nasional. Penelitian ini menganalisis hubungan jangka pendek dan jangka panjang antara DPK, pembiayaan BPRS, inflasi, dan pertumbuhan ekonomi Indonesia (PDB), menggunakan pendekatan Autoregressive Distributed Lag (ARDL) pada data sekunder kuartalan periode 2015-2024, bersumber dari Otoritas Jasa Keuangan (OJK), Bank Indonesia, dan Badan Pusat Statistik (BPS). Hasil uji kointegrasi bounds test mengonfirmasi adanya hubungan jangka panjang antar variabel (F-statistic = 5,34). Dalam jangka pendek, DPK pada lag kedua dan pembiayaan BPRS pada lag ketiga berpengaruh signifikan terhadap PDB, sementara dalam jangka panjang tidak ada satu pun variabel independen yang berpengaruh signifikan secara parsial, meskipun error correction term bernilai negatif dan signifikan, menunjukkan mekanisme penyesuaian yang berlangsung cepat menuju keseimbangan. Temuan ini diinterpretasikan melalui Teori Intermediasi Keuangan dan Teori Pertumbuhan Endogen, yang menunjukkan bahwa fungsi intermediasi BPRS secara arah sudah konsisten dengan teori, namun belum mencapai skala yang cukup untuk menghasilkan dampak makroekonomi yang signifikan secara statistik.
THE READINESS OF HUMAN RESOURCES IN THE IMPLEMENTATION OF THE MERAH PUTIH VILLAGE COOPERATIVE Ferdian Franata; Udin Saripudin; Iwan Permana
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol. 6 No. 2 (2026): July (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

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This study aims to analyze the readiness of Islamic human resources in the implementation of the Village/Urban Village Red and White Cooperative as an agenda for strengthening village economic institutions in Indonesia. This research applies a qualitative approach through literature review and document analysis of regulations, government publications, open-access scientific articles, and Islamic human resource management references. The findings show that the success of the Red and White Village Cooperative is not only determined by legal establishment and business facilities, but also by the readiness of the human resources who manage the cooperative. Such readiness includes technical competence, managerial capability, digital literacy, integrity, understanding of cooperative principles, and internalization of Islamic values such as trustworthiness, justice, competence, excellence, and public benefit. This article proposes a conceptual model for strengthening Islamic human resource management in the Red and White Village Cooperative, consisting of human resource planning, merit-based recruitment and selection, continuous training and mentoring, fair performance and compensation management, and digital participatory governance. The study recommends that the implementation of the Red and White Village Cooperative should not merely pursue quantitative targets, but also strengthen the quality of managers, supervision mechanisms, and member participation
Government Spending and Poverty in Indonesia: A Panel Data Analysis form an Islamic Fiscal Perspective Aang Kusmawan; Udin Saripudin; Budiman; Muhammad Hasanudin
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 10 No. 2 (2026): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v10i2.7379

Abstract

During the 2019–2023 period, government spending related to poverty alleviation in Indonesia increased consistently. However, the number of people living in poverty actually increased during the same period. This condition indicates an ambiguous relationship between the increase in government spending and poverty reduction efforts. From Ibn Khaldun’s perspective, poverty is influenced by the interaction among Government Spending (G), Human or Community Resources (N), Sharia (S), Development (g), and Justice (j). Based on this framework, this study aims to analyze the effects of government spending on social protection, infrastructure, education, health, and village funds on the number of people living in poverty in Indonesia. This study employs panel data covering the 2019–2023 period across 416 districts in Indonesia. Poverty data were obtained from Central Bureau of Statistics (BPS), while government spending data were obtained from the Ministry of Finance. The analysis was conducted using multiple linear regression with a panel data approach. The results show that government spending has a significant impact on poverty, with different coefficients for each variable. Government spending on social protection and infrastructure has negative coefficients, while government spending on education, health, and village funds has positive coefficients. These findings indicate that Ibn Khaldun’s dynamic model can explain the effects of government expenditure on poverty. Nevertheless, the application of Ibn Khaldun’s model in an empirical context still faces various challenges that require further development and investigation by future researchers.
Co-Authors A. Jajang W. Mahri Aang Kusmawan Agus Prakarsa Yuristama Agus Prakarsa Yuristama Alamsyah, Indra Fajar Alia Nur Veranti Aliya Nabila Azzahra Allika Rafaldini Andi Fika Widuri Andri Purnawan Anshori, Arif Rijal Aprianti, Lita Dewi Arky Nafisa Beladiena Bayu Agnia Np Beladiena, Arky Nafisa Billah, Muwwahid Budiman Cecep Kusmana Dadang Komara Deden Gandana Madjakusumah Dhanisa Leryan Dhea Andini Nathania Dhelvita Sari Diajeng Ayunda Candra Kirana Didjaya Prawinata, Raden Bhatara Dudung Ali Nurdin Elan Jaelani, Elan Faisal, Farid Fatriany, Fenny Fenny Fatriany Ferdian Franata Firmansyah, Andre Fitri Kurnia Dewi, Fitri Kurnia Hafid Hudzaefi Handri Handri Handri, Handri Hery Widijanto Hoerurohman, Aditya Ihwanudin , Nandang iil waludi Ilham, Muhammad Satriana Ilham, Satria Intan Nurrachmi Intan Puspita Isti Khairani Iwan Permana Iwan Permana Iwan Permana Juliana Juliana Karamy, Nabiel Khairani, Isti Lina Nugrawati Hatlessy Liza Dzulhijjah M Munir Asrori Mahyar - Mahyar Mastuhi Mauladi, Mochammad Syukria Maulana, Ruly Maulida, Ira Siti Rohmah Meiki Muttaqien Milleni Sumalati Mita Qurrota Ayunin Mochamad Afif Zacharias Masyhur Mohammad Wildan Alghifari Zain Muhamad Ikhsan Gunawan Mubarok Muhammad Daffa Naufaldi Muhammad Hasanudin Muhammad Rafif Mustapa, Hasan Muttaqien, Meiki Nabiel Karamy Nabiel karamy Nandang Ihwanudin Nanik Eprianti Neneng Hasanah Neng Dewi Himayasari Neng Dewi Himayasari Nunung Nurhayati NUR EFENDI Nurhasanah Nurhasanah Nurlaeli, Suci Nuzula, Zia Firdaus Panji Adam Agus Putra Purwoko, Agus Raden Bhatara Didjaya Prawirawinata Rahmi Khaerani Agustinah Raisya Alipya 10010322037 Redi Hadiyanto Rida Rosida Ridwan Ibnu Asikin Ridwan, Ridwan Rozalina Rozalina Rozalina, Rozalina Rozalina Sari, Delvita Sina Lailatus Shafa Siska Lis Sulistiani Siti Asiyah Nur Arifah Siti Nurul Huda Suci Nurlaeli Suryani , Suryani Suryani Suryani Suryani Suryani Suryani Suryani Syifa nurfadhilah Syifa Syifa Nurulia Syifa Rahmalia Ridwani Tasya Aspiranti Titin Karlina Widuri, Andi Fika Yayan Yayan Yayat Rahmat Hidayat Yayat Rahmat Hidayat Yuristama, Agus Prakarsa Yusup, Akhmad Zia Firdaus Nuzula Zilan Fauzi Rahman