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Journal : Indonesian Journal of Cultural and Community Development

Efficiency and Productivity of Zakat Management Organization Before and During Pandemic Covid-19 Ninda Ardiani; Fitri Nur Latifah; Satrio Sudarso; Nuris Tiswanah
Indonesian Journal of Cultural and Community Development Vol 14 No 2 (2023): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v14i2.951

Abstract

This study investigates the efficiency and productivity of zakat institutions in Indonesia before and during the Covid-19 pandemic using Data Envelopment Analysis (DEA) and the Malmquist Productivity Index (MPI). Our findings reveal that three out of the five zakat institutions exhibited efficiency at different periods. Notably, LAZ Al Azhar demonstrated consistent efficiency both before and during the pandemic, while LAZISNU was efficient in 2019-2020 but experienced inefficiency in 2021. Additionally, LAZ Rumah Zakat exhibited an increase in efficiency in 2020 but regressed to inefficiency in 2021, primarily attributed to excessive distribution of ZIS funds in each institution. These findings highlight the urgent need for standardization and optimization of zakat management to unlock its immense potential for equitable distribution and impact during times of crisis, offering valuable insights for policymakers and zakat institutions globally. Highlights: Standardization and Optimization: The absence of standardized zakat management contributes to suboptimal collection and distribution of zakat funds in Indonesia. DEA and MPI Analysis: Data Envelopment Analysis (DEA) and the Malmquist Productivity Index (MPI) serve as effective methods to evaluate the operational efficiency and productivity of zakat institutions. Implications for Global Zakat Institutions: Understanding the dynamics of zakat efficiency during crises can offer valuable insights for similar institutions worldwide to enhance their distribution impact and resource management. Keywords: Zakat institutions, Efficiency, Productivity, Indonesia, Covid-19 pandemic.
Sosialization Fintech Literacy Peer to Peer Lending Syariah as Sidoarjo MSME Capital Fitri Nur Latifah; Novia Ariyanti; Imam Fauji; Nuris Tiswanah
Indonesian Journal of Cultural and Community Development Vol 14 No 2 (2023): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v14i2.955

Abstract

This article explores the transformative role of financial technology (fintech) in Indonesia, specifically focusing on micro, small, and medium enterprises (MSMEs) in Sidoarjo. While fintech presents a promising avenue for MSME growth by providing access to banking services and capital, its adoption is hindered by limited MSME familiarity with fintech tools. In response, this study introduces the Peer-to-Peer Lending Sharia scheme as a viable alternative capital source for nonbankable MSMEs. The research employs a multifaceted approach encompassing awareness campaigns and educational initiatives to boost MSME fintech literacy. Through a comprehensive evaluation, this intervention reveals improved understanding and acceptance of fintech solutions among MSMEs. Consequently, the article underscores the significance of nurturing fintech literacy in enhancing financial inclusion, promoting sustainable MSME expansion, and fostering economic resilience in Indonesia. Highlights: Empowering Nonbankable MSMEs: Explore the impact of fintech adoption, particularly Peer-to-Peer Lending, in enabling growth for traditionally underserved micro, small, and medium enterprises (MSMEs) in Indonesia. Enhancing Fintech Literacy: Investigate the efficacy of literacy initiatives aimed at increasing MSMEs' understanding and utilization of fintech tools, focusing on Peer-to-Peer Lending schemes, to overcome barriers in adoption. Sustainable Economic Resilience: Highlight the potential of improved MSME fintech literacy to foster financial inclusion, promote sustainable business expansion, and contribute to economic resilience within local communities in Sidoarjo, Indonesia. Keywords: Fintech, MSMEs, Peer-to-Peer Lending, Financial Inclusion, Indonesia
Mathematics Village: An Effective Educational Tourism for Increasing Children's Motivation and Changing Their Perspective of Mathematics Novia Ariyanti; Nuril Lutvi Azizah; Fitri Nur Latifah
Indonesian Journal of Cultural and Community Development Vol 14 No 2 (2023): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v14i2.965

Abstract

Mathematics Village is an educational tourism destination for children in Dukuh Pakis Surabaya. This educational tour uses games with mathematical themes to increase children's motivation and change their perspective of mathematics. The activity was conducted in 4 posts, using observation, preparation, demonstration, and practice methods. The results showed that Mathematics Village was effective in increasing children's motivation and changing their perspective of mathematics. Children were more enthusiastic about learning mathematics through games and they were able to understand mathematical concepts more easily. This activity can be a model for other communities to develop mathematical educational tourism in their environment. Highlight: Mathematics Village is an educational tourism destination for children in Dukuh Pakis Surabaya. The activity uses games with mathematical themes to increase children's motivation and change their perspective of mathematics. The results showed that Mathematics Village was effective in increasing children's motivation and changing their perspective of mathematics. Keyword: Mathematics Village, Educational tourism, Children, Motivation, Mathematics
Co-Authors Adhelia Sucitra Adhelia Sucitra Adriani , Ninda ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anjar Ramadhani Anwar, Najih Aura Salsabil, Jasmine Azzam Badruzzaman Badruzzaman Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Eric Kurniawan Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Mugiyati, Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putranto, Johni Harius Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Rosi Ariana Putri Rusdi Hamka Lubis Salsabila, Rania Sasmito Bagus Sumadyo Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha