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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Pengabdian UntukMu NegeRI Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT Adimas : Jurnal Pengabdian Kepada Masyarakat ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Legitima: Jurnal Hukum Keluarga Islam Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Inovasi Ekonomi Al Huquq : Journal of Indonesian Islamic Economic Law Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Soeropati: Journal of Community Service AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Community Empowerment Indonesian Journal of Islamic Economics and Business Al-Muamalat : Jurnal Ekonomi Syariah Al-Ibanah Indonesian Journal of Innovation Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Procedia of Social Sciences and Humanities Perbanas Journal of Islamic Economics and Business Indonesian Journal of Islamic Studies Al-Maqashid: Journal of Economics and Islamic Business Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Al-Ibanah IJED Journal of Social Science and Humanities Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Legitima : Jurnal Hukum Keluarga Islam Legitima: Jurnal Hukum Keluarga Islam Academia Open
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PERAN BANK SYARIAH TERHADAP PEMBIAYAAN UMKM DI MASA PANDEMI COVID-19 Wulanda Fuan Ertiyant; Fitri Nur Latifah
Jurnal Tabarru': Islamic Banking and Finance Vol. 5 No. 1 (2022): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2022.vol5(1).9398

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) berperan penting dalam perekonomian di Indonesia, seperti dapat mengatasi beberapa permasalahan misalnya, masalah pengangguran, penyerapan tenaga kerja dan peningkatan inovasi. Sehingga dapat memberikan peluang bagi masyarakat untuk membuka usaha lainnya dan menyediakan lapangan pekerjaan. Peluang tersebut harus diiringi dengan usaha dan biaya. Namun terdapat kendala bagi pelaku usaha mikro dalam mengembangkan usaha dan meningkatkan pendapatan salah satunya adalah modal. Masalah permodalan ini berlaku untuk semua kalangan pelaku UMKM yang ada saat ini, keterbatasan modal yang dialami UMKM berimbas pada kegiatan operasi dan menjadi permasalahan yang serius dan dapat membatasi potensi perluasan usaha dan kurang adanya inovasi dalam usaha. Tujuan dari penelitian ini untuk mengetahui seberapa penting peran Bank Syariah Indonesia terhadap pembiayaan UMKM di masa pandemi Covid-19. Observasi, wawancara, dan dokumentasi digunakan untuk mengumpulkan data dalam penelitian ini. Wawancara dengan narasumber dari Bank Syariah Indonesia KC Sidoarjo A. Yani digunakan untuk mengumpulkan data primer. Hasil penelitian ini menunjukkan bahwa peran BSI KC Sidoarjo A. Yani dalam memberdayakan usaha kecil dan menengah (UMKM) memungkinkan bank untuk meningkatkan dan mengembangkan usahanya dengan memberikan pendanaan dan memfasilitasi aplikasi pembiayaan Murabahah.
Pengaruh Citra Merek dan Kepercayaan Terdahap Loyalitas Nasabah Bank Syariah di Sidoarjo (The Influence of Brand Image and Trust on Sharia Bank Customer Loyalty in Sidoarjo) Muhammad Amirul Mukminin; Fitri Nur Latifah
Perisai : Islamic Banking and Finance Journal Vol 4 No 1 (2020): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v4i1.525

Abstract

One of the marketing strategies at Islamic banks is by building a company's brand image and customer trust to gain customer loyalty. The focus of this research is to show the relationship between brand image, trust and loyalty of Syariah bank customers in Sidoarjo. This study uses a random sampling technique with 100 customers of Islamic banks domiciled in Sidoarjo and at least have become customers of Islamic banks within one year. The analytical method used in this study is a multiple linear regression test and hypothesis testing using IBM SPSS 25 software. The results of this study indicate that if there is an increase in brand image and customer trust will also have an impact on increasing the level of customer loyalty. There is a partial influence of brand image on loyalty and between trust in loyalty, and there is a simultaneous relationship between brand image and trust in customer loyalty of Islamic banks in Sidoarjo.
Halal Friendly Tourism in a non-Muslim country: Observation Study in Nepal Menur Kusumaningtyas; Fitri Nur Latifah; Miya Dewi Suprihandari; Muhammad Syauqi
Perisai : Islamic Banking and Finance Journal Vol 5 No 1 (2021): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal tourism is a new trend that has emerged from the rise of the halal industry. Many Muslim and non-Muslim countries hope to conquer the Muslim tourism market as the Halal market advances the tourism sector by offering tourism goods, services and infrastructure to meet their needs. Although in recent phenomena, publications and theoretical studies in this field are still limited, studies related to provisions and commitments on halal tourism and their patterns are considered lacking. Thus, the scarcity of literature and specific studies in this field is aimed at exploring and describing the concept of halal tourism in an Islamic context with special reference to the verses of the Koran and Hadith as the main sources in Islam. Meanwhile, to appreciate the existing implementation of this concept, this paper will provide a further case of the current trend of halal tourism in certain countries in Asia. This study adopted a qualitative research method using literature study and observation for data collection techniques. The results of this study include the opening of the concept of halal tourism and a comparison of cases of halal tourism in Asia, in this case Nepal as a non-Muslim country
Pembukuan dalam Perspektif Islam Studi Kasus Pembukuan Bagi Wirausaha Pemula Ibu Rumah Tangga Desa Kenongo Masruchin Masruchin; Fitri Nur Latifah; M Ruslianoor Maika
Perisai : Islamic Banking and Finance Journal Vol 1 No 2 (2017): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i2.878

Abstract

In accordance with the purpose of Sidoarjo District as the city of Indonesian SMEs, the government of Sidoarjo regency fierce empower SMEs and also creating new entrepreneurs in Sidoarjo. We assess with jealous people creating new businesses to supplement the family income, especially housewives should be appreciated properly. Obstacles often faced by new entrepreneurs are not have a good knowledge of the methods of recording finance both the cost of raw materials, operating costs, gain and losses. Not infrequently, the money that had been due to run out mixed business purposes or used for the needs of the family shopping. For that we want to provide training and mentoring for the housewife as new entrepreneurs especially in rural Kenongo to be able to make a simple bookkeeping for his business transactions. In the end, we hope that the additional knowledge of recording financial transactions, the housewife are able to get increased revenues and able to raise their business.
Analisis Strategi Pengembangan Zakat, Infaq, Shadaqoh dan Wakaf di Indonesia Rusdi Hamka Lubis; Fitri Nur Latifah
Perisai : Islamic Banking and Finance Journal Vol 3 No 1 (2019): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i1.1999

Abstract

This study to describe the picture of ziswaf potential and Ziswaf's realization in Indonesia explained the difference between potential and realization. Beginning with a quantitative descriptive approach method by collecting secondary data from various sources. A very large gap between the value of potential and the amount of realization. During the last five years until 2016. The realization of zakat receipts was only less than 1%. The development of Ziswaf funds in Indonesia must have strategic objectives that must be reduced in the policies of all stakeholders. Thus, muzakki and mustahik are important components in the development and succession of empowerment. The selection of the right strategy can be done using the SWOT analysis method to produce a condition map of the research group and the right strategy to support the strategic objectives. The results of the analysis show that Ziswaf's condition in Indonesia has experienced and significant development. The results of the analysis also show that there are 6 (six) strategies that can be used to achieve Ziswaf's strategic objectives, namely: (1) digitizing of Ziswaf, (2) Islamic Inclusive Finance Council, (3) Database Development, (4) Regulation Implementation, (5) Zakat Automation, (6) Tax incentives for muzakki.
PENINGKATAN KUALITAS MANAJEMEN SUMBER DAYA MANUSIA PADA PERBANKAN SYARIAH Dwi maulidiyah; Dinda Ayu Agustina; Amelia Eka Dimawan; Muhammad Faisal Ridho; Fitri Nur Latifah
Jurnal Education and Development Vol 9 No 3 (2021): Vol.9.No.3.2021
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.515 KB) | DOI: 10.37081/ed.v9i3.2665

Abstract

Penelitian ini bertujuan untuk mendeskripsikan mengenai peningkatan kualitas Sumber Daya Manusia (SDM) pada perbankan syariah. Banyak kendala yang terjadi dalam perbankan syariah salah satunya adalah masalah SDM sehingga dibutuhkan manajemen yang baik untuk meningkatkan kualitas Sumber Daya Manusia di Bank Syariah. Jenis metode yang digunakan pada penulisan ini adalah analisis kualitatif dengan menggunakan pendekatan studi pustaka atau literatur review pembahasan yang relevan dengan menggunakan kajian yang diambil dari beberapa artikel yang terkait dengan manajemen sumber daya manusia. Dari hasil tersebut dapat disimpulkan bahwa untuk meningkatkan kualitas manajemen sember daya manusia pada perbankan syariah diperlukan pelatihan, pengembangan, dan pendidikan mengenai hal-hal yang berkaitan dengan sumber daya manusia yang dibutuhkan dalam perbankan syariah serta diberlakukannya sertifikasi sebab jika tidak ada serifikat yang menunjukkan keahliannya seseorang pada bidangnya itu mengakibatkan sulitnya bersaing pada era globalisasi.
Analysis of the Implementation of Musyarakah Financing Based on the Standard Book of Musyarakah Products at BPRS Baktimakmur Indah Branch Sepanjang Badruzzaman; Fitri Nur Latifah
Indonesian Journal of Law and Economics Review Vol 12 (2021): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (43.589 KB) | DOI: 10.21070/ijler.v12i0.723

Abstract

The musyarakah financing product is a competitive flagship product of Bank Pembiayaan Rakyat Syariah (BPRS) which has not growth yet as like as other financing products. The lack of development of musyarakah financing products has caused BPRS to have more products based on fixed income financing which is similar to the conventional pattern that uses a fixed income structure. PT. BPRS Baktimakmur Indah is the largest BPRS It has assets Rp 163,147,899,000 and the financing provided has Rp 126,807,530 as of December 31, 2019. This research was conducted at BPRS Baktimakmur Indah Cabang Sepanjang Sidoarjo that located at Jln. Raya Bebekan No.21 Sepanjang kecamatan Taman, Kabupaten Sidoarjo. The purpose of this study was to analyze the implementation of musyarakah financing based on the standard book of musyarakah products published by Otoritas Jasa Keuangan (OJK). By using qualitative research methods through a phenomenological paradigm approach that requires researching a natural setting, with observation data collection techniques, direct interviews and literature from companies to support data needs. After the research was conducted, it was found that the BPRS Baktimakmur Indah Cabang Sepanjang had implemented musyarakah financing in accordance with the standard book of musyarakah products issued by Otoritas Jasa Keuangan (OJK).
Pendampingan Masyarakat Desa Kenongo dalam Peningkatan E-Business di Kabupaten Sidoarjo Fitri Nur Latifah; Imam Fauji; Diah Krisnaningsih

Publisher : LPPM Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (931.925 KB) | DOI: 10.35891/js.v2i2.1945

Abstract

Today's technological developments have eliminated limitations and opened up various business opportunities that are assisted by the internet which is commonly called e-business. In e-business activities there are several positive and negative impacts. If seen from real activities, there are many positive impacts mentioned that are able to improve the performance of SME, facilitate business access, be more effective and efficient in daily economic activities. The negative impact that is often encountered in the field is prone to fraud and raises concerns in the community will make the business offline or the market will close down. This program aims to provide literacy to the public about sharia e-business and also socialization on how to apply e business properly and wisely to avoid negative impacts. This program will provide literacy in the form of modules on e-business as well as socialization and assistance to SME and Kenongo villagers, especially housewives, whether they have businesses or not. It is hoped that Kenongo villagers will be able to have a good and wise understanding in applying e business in daily economic life as well as avoiding the negative impacts of e-business. So that through e-business can be an economic empowerment of citizens
Urgensi Sertifikasi Halal Food Dalam Tinjauan Etika Bisnis Islam Mega Novita Syafitri; Rania Salsabila; Fitri Nur Latifah
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 1 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i1.305

Abstract

Jaminan terhadap kehalalan sesuatu produk pangan dapat diciptakan dengan cara membentuk sertifikasi halal. Sertifikasi halal merupakan suatu bukti yang telah ditetapkan oleh MUI dimana produk yang dipasarkan oleh produsen telah memenuhi semua syarat kehalalannya, sehingga produk tersebut diperbolehkan untuk diperjualbelikan di lingkungan masyarakat. Pencantuman sertifikasi label halal pada makanan menjadikan sebagai sarana yang efektif bagi konsumen untuk memilah makanan halal dengan lebih mudah dan merupakan sebagai salah satu bentuk tanggung jawab produsen dalam berbisnis serta perlindungan bagi konsumen. Karena Masyarakat juga berhak untuk mengetahui dan mendapatkan sebuah informasi yang jelas dan rinci mengenai setiap komposisi atau bahan yang digunakan untuk produk yang disajikan didalam produk tersebut. Tujuan dari penulisan ini ialah untuk mengetahui apakah sertifikasi halal pada produk makanan sangat penting atau tidak bagi masyarakat. Kemudian metode penulisan yang digunakan oleh penulis ialah menggunakan metode kualitatif studi pustaka yang berasal dari berbagai karya ilmiah di internet dengan pembahasan yang sesuai dengan tema penulis.
BUSINESS ETHICS IN THE CONCEPT OF SHARIA LAW Sayyidatunisa Sayyidatunisa; Reni Seri Lestari; Shella Titania Nurdin; Masruroh Masruroh; Indah Nur Anisa; Fitri Nur Latifah
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.483 KB) | DOI: 10.30868/ad.v4i02.807

Abstract

In the information ethical Islamic banks, both quantitative and qualitative in aspects of moral and material in terms of the market share of sharia banking in Indonesia is still relatively small in comparison with the share of the conventional market, but in Islamic banking has an annual growth rate which is quite significant, and on the Development of the market share of sharia is quite encouraging but have not yet followed with the application of the principles of business ethics of Islam which is the maximum. However, Islamic banks have implemented the principles of Islamic business ethics in their operations. They have also provided a guide to the stakeholders, such as customer depositors, shareholders, investors, bonds, bank respondents, the regulator, employees of the company, suppliers, and the environmental community to realize public accountability in its efforts to economic decisions.
Co-Authors Abdillah Rosyadi Adhelia Sucitra Adhelia Sucitra Aditama, Aliefian Hokka Adriani , Ninda aini, Ivanka Mira Nur ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anis Farihah Anjar Ramadhani Anwar, Najih Ariyanti , Novia Aura Salsabil, Jasmine Badruzzaman Badruzzaman, Azzam Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Chusma, Nafisah Maulidia Chusma Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Erdita Aulia Rosyidah Eric Kurniawan Faha, Yunita Maulidiyah Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Mariyana Dewi, Fitri Marzuqi Muammar, Farikh Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Nimas Putri Anggraini Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putra, Affandy Yuana Putranto, Johni Harius Putri Alisya Setiawati, Noer Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Ruli Astuti Rusdi Hamka Lubis Salsabila, Rania Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Sa’diyah, Halimatus Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri , Mega Novita Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha