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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Pengabdian UntukMu NegeRI Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT Adimas : Jurnal Pengabdian Kepada Masyarakat ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Legitima: Jurnal Hukum Keluarga Islam Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Inovasi Ekonomi Al Huquq : Journal of Indonesian Islamic Economic Law Academia Open Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Soeropati: Journal of Community Service AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Community Empowerment Indonesian Journal of Islamic Economics and Business Al-Muamalat : Jurnal Ekonomi Syariah Al-Ibanah Indonesian Journal of Innovation Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Procedia of Social Sciences and Humanities Indonesian Journal of Islamic Studies Al-Maqashid: Journal of Economics and Islamic Business Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Al-Ibanah IJED Journal of Social Science and Humanities Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Legitima : Jurnal Hukum Keluarga Islam
Fitri Nur Latifah
Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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PERAN BANK SYARIAH TERHADAP PEMBIAYAAN UMKM DI MASA PANDEMI COVID-19 Wulanda Fuan Ertiyant; Fitri Nur Latifah
Jurnal Tabarru': Islamic Banking and Finance Vol. 5 No. 1 (2022): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2022.vol5(1).9398

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) berperan penting dalam perekonomian di Indonesia, seperti dapat mengatasi beberapa permasalahan misalnya, masalah pengangguran, penyerapan tenaga kerja dan peningkatan inovasi. Sehingga dapat memberikan peluang bagi masyarakat untuk membuka usaha lainnya dan menyediakan lapangan pekerjaan. Peluang tersebut harus diiringi dengan usaha dan biaya. Namun terdapat kendala bagi pelaku usaha mikro dalam mengembangkan usaha dan meningkatkan pendapatan salah satunya adalah modal. Masalah permodalan ini berlaku untuk semua kalangan pelaku UMKM yang ada saat ini, keterbatasan modal yang dialami UMKM berimbas pada kegiatan operasi dan menjadi permasalahan yang serius dan dapat membatasi potensi perluasan usaha dan kurang adanya inovasi dalam usaha. Tujuan dari penelitian ini untuk mengetahui seberapa penting peran Bank Syariah Indonesia terhadap pembiayaan UMKM di masa pandemi Covid-19. Observasi, wawancara, dan dokumentasi digunakan untuk mengumpulkan data dalam penelitian ini. Wawancara dengan narasumber dari Bank Syariah Indonesia KC Sidoarjo A. Yani digunakan untuk mengumpulkan data primer. Hasil penelitian ini menunjukkan bahwa peran BSI KC Sidoarjo A. Yani dalam memberdayakan usaha kecil dan menengah (UMKM) memungkinkan bank untuk meningkatkan dan mengembangkan usahanya dengan memberikan pendanaan dan memfasilitasi aplikasi pembiayaan Murabahah.
The Effect of Instagram Ads, Prices and Halal Labeling of KFC Fast Food Restaurants on Purchase Decisions Shella Titania Nurdin; Fitri Nur Latifah
Academia Open Vol 4 (2021): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (171.548 KB) | DOI: 10.21070/acopen.4.2021.2031

Abstract

This study aims to determine the effect of Instagram advertising variables, prices, and halal labeling KFC fast food restaurants on purchasing decisions of students at Muhammadiyah University of Sidoarjo using quantitative methods. The sample size was taken as many as 99 respondents with stratified random sampling method. The results of this study indicate that there is a simultaneous influence between Instagram Advertising, Price and Halal Labeling variables on purchasing decisions with a fcount value of 26.933 > ftable 2.70 and a sig value of 0.000 <0.05. While the partial results of the Instagram Ads variable have a tcount value of 3,391 > ttable 1,988, the Price Variable has a tcount value of 4.708 > 1,988 and the Halal Labeling Variable has a tcount value of 2,978 > 1,988. So it can be concluded that the three variables in this study have a positive and significant influence on purchasing decisions for students at the Muhammadiyah University of Sidoarjo
The Influence of Islamic Celebrity Endorser, Halal Labels and Product Quality on Purchasing Intention of Wardah Cosmetics Ananda Ilmi Wahidyah; Fitri Nur Latifah
Academia Open Vol 4 (2021): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (35.802 KB) | DOI: 10.21070/acopen.4.2021.2037

Abstract

This study was used to determine the effect of Islamic celebrity endorser, halal label and product quality on interest in buying Wardah cosmetics at Muhammadiyah University students of Sidoarjo using quantitative methods with 98 respondents who were taken using Stratified Random Sampling sampling technique. The results of the study partially show that Islamic celebrity endorsers have a tcount value of 1.490 < ttable 1.985 and a significance value of 0.140 > 0.05, the halal label has a tcount value of 3.037 > ttable 1.985 and a significance value of 0.003 <0.05, and product quality has a value of tcount. 4.891 > t table 1.985 and a significance value of 0.000 < 0.05. So it can be concluded that partially Islamic celebrity endorser has no effect on buying interest, while the halal label and product quality affect the buying interest of Wardah cosmetics at Muhammadiyah University Sidoarjo students. Meanwhile, simultaneously Islamic celebrity endorser, halal label and product quality affect the buying interest of students at Muhammadiyah University of Sidoarjo.
Analysis of fundraising strategies at the Zakat, Infaq and shadaqah Muhammadiyahs Institute (Lazizmu) district Sidoarjo Sayyidatunisa; Fitri Nur Latifah
Academia Open Vol 4 (2021): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.683 KB) | DOI: 10.21070/acopen.4.2021.2050

Abstract

Fundraising is an importan activity for a nonprofit institution, because through this activity, the nonprofit organization can runout its program. This is also done by the Lazizmu district Sidoarjo, as an effort to realize its participation in community empowerment, and as to maximize potential social fund in Indonesia. The Study is conducted using a descriptive qualitative method of data collecting technique that are used in interview tevhniques, observation and documentations. The informant in this study is leader of Lazizmu Sidoarjo, chief of fundraising finance manager Sidoarjo, and fundraising volunteers. According to the study, there are 3 alternating strategies employed by Lazizmu Sidoarjo, namely dialogue fundraising involving the advent of fundraising volunteers, incidental ising, and socialization by mubaligh and various event, and than retention & development donor includes magazine management and services hotline and volunteers contact occupational ising after every seedling, and the last one is multichannel fundraising include telefundraising, the supply of cans in the AUM, with KLL at AUM and mosques and the use of social media.
Pengaruh Citra Merek dan Kepercayaan Terdahap Loyalitas Nasabah Bank Syariah di Sidoarjo (The Influence of Brand Image and Trust on Sharia Bank Customer Loyalty in Sidoarjo) Muhammad Amirul Mukminin; Fitri Nur Latifah
Perisai : Islamic Banking and Finance Journal Vol 4 No 1 (2020): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v4i1.525

Abstract

One of the marketing strategies at Islamic banks is by building a company's brand image and customer trust to gain customer loyalty. The focus of this research is to show the relationship between brand image, trust and loyalty of Syariah bank customers in Sidoarjo. This study uses a random sampling technique with 100 customers of Islamic banks domiciled in Sidoarjo and at least have become customers of Islamic banks within one year. The analytical method used in this study is a multiple linear regression test and hypothesis testing using IBM SPSS 25 software. The results of this study indicate that if there is an increase in brand image and customer trust will also have an impact on increasing the level of customer loyalty. There is a partial influence of brand image on loyalty and between trust in loyalty, and there is a simultaneous relationship between brand image and trust in customer loyalty of Islamic banks in Sidoarjo.
Halal Friendly Tourism in a non-Muslim country: Observation Study in Nepal Menur Kusumaningtyas; Fitri Nur Latifah; Miya Dewi Suprihandari; Muhammad Syauqi
Perisai : Islamic Banking and Finance Journal Vol 5 No 1 (2021): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal tourism is a new trend that has emerged from the rise of the halal industry. Many Muslim and non-Muslim countries hope to conquer the Muslim tourism market as the Halal market advances the tourism sector by offering tourism goods, services and infrastructure to meet their needs. Although in recent phenomena, publications and theoretical studies in this field are still limited, studies related to provisions and commitments on halal tourism and their patterns are considered lacking. Thus, the scarcity of literature and specific studies in this field is aimed at exploring and describing the concept of halal tourism in an Islamic context with special reference to the verses of the Koran and Hadith as the main sources in Islam. Meanwhile, to appreciate the existing implementation of this concept, this paper will provide a further case of the current trend of halal tourism in certain countries in Asia. This study adopted a qualitative research method using literature study and observation for data collection techniques. The results of this study include the opening of the concept of halal tourism and a comparison of cases of halal tourism in Asia, in this case Nepal as a non-Muslim country
Pembukuan dalam Perspektif Islam Studi Kasus Pembukuan Bagi Wirausaha Pemula Ibu Rumah Tangga Desa Kenongo Masruchin Masruchin; Fitri Nur Latifah; M Ruslianoor Maika
Perisai : Islamic Banking and Finance Journal Vol 1 No 2 (2017): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i2.878

Abstract

In accordance with the purpose of Sidoarjo District as the city of Indonesian SMEs, the government of Sidoarjo regency fierce empower SMEs and also creating new entrepreneurs in Sidoarjo. We assess with jealous people creating new businesses to supplement the family income, especially housewives should be appreciated properly. Obstacles often faced by new entrepreneurs are not have a good knowledge of the methods of recording finance both the cost of raw materials, operating costs, gain and losses. Not infrequently, the money that had been due to run out mixed business purposes or used for the needs of the family shopping. For that we want to provide training and mentoring for the housewife as new entrepreneurs especially in rural Kenongo to be able to make a simple bookkeeping for his business transactions. In the end, we hope that the additional knowledge of recording financial transactions, the housewife are able to get increased revenues and able to raise their business.
Analisis Strategi Pengembangan Zakat, Infaq, Shadaqoh dan Wakaf di Indonesia Rusdi Hamka Lubis; Fitri Nur Latifah
Perisai : Islamic Banking and Finance Journal Vol 3 No 1 (2019): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i1.1999

Abstract

This study to describe the picture of ziswaf potential and Ziswaf's realization in Indonesia explained the difference between potential and realization. Beginning with a quantitative descriptive approach method by collecting secondary data from various sources. A very large gap between the value of potential and the amount of realization. During the last five years until 2016. The realization of zakat receipts was only less than 1%. The development of Ziswaf funds in Indonesia must have strategic objectives that must be reduced in the policies of all stakeholders. Thus, muzakki and mustahik are important components in the development and succession of empowerment. The selection of the right strategy can be done using the SWOT analysis method to produce a condition map of the research group and the right strategy to support the strategic objectives. The results of the analysis show that Ziswaf's condition in Indonesia has experienced and significant development. The results of the analysis also show that there are 6 (six) strategies that can be used to achieve Ziswaf's strategic objectives, namely: (1) digitizing of Ziswaf, (2) Islamic Inclusive Finance Council, (3) Database Development, (4) Regulation Implementation, (5) Zakat Automation, (6) Tax incentives for muzakki.
PENINGKATAN KUALITAS MANAJEMEN SUMBER DAYA MANUSIA PADA PERBANKAN SYARIAH Dwi maulidiyah; Dinda Ayu Agustina; Amelia Eka Dimawan; Muhammad Faisal Ridho; Fitri Nur Latifah
Jurnal Education and Development Vol 9 No 3 (2021): Vol.9.No.3.2021
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.515 KB) | DOI: 10.37081/ed.v9i3.2665

Abstract

Penelitian ini bertujuan untuk mendeskripsikan mengenai peningkatan kualitas Sumber Daya Manusia (SDM) pada perbankan syariah. Banyak kendala yang terjadi dalam perbankan syariah salah satunya adalah masalah SDM sehingga dibutuhkan manajemen yang baik untuk meningkatkan kualitas Sumber Daya Manusia di Bank Syariah. Jenis metode yang digunakan pada penulisan ini adalah analisis kualitatif dengan menggunakan pendekatan studi pustaka atau literatur review pembahasan yang relevan dengan menggunakan kajian yang diambil dari beberapa artikel yang terkait dengan manajemen sumber daya manusia. Dari hasil tersebut dapat disimpulkan bahwa untuk meningkatkan kualitas manajemen sember daya manusia pada perbankan syariah diperlukan pelatihan, pengembangan, dan pendidikan mengenai hal-hal yang berkaitan dengan sumber daya manusia yang dibutuhkan dalam perbankan syariah serta diberlakukannya sertifikasi sebab jika tidak ada serifikat yang menunjukkan keahliannya seseorang pada bidangnya itu mengakibatkan sulitnya bersaing pada era globalisasi.
Analysis of the Implementation of Musyarakah Financing Based on the Standard Book of Musyarakah Products at BPRS Baktimakmur Indah Branch Sepanjang Badruzzaman; Fitri Nur Latifah
Indonesian Journal of Law and Economics Review Vol 12 (2021): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (43.589 KB) | DOI: 10.21070/ijler.v12i0.723

Abstract

The musyarakah financing product is a competitive flagship product of Bank Pembiayaan Rakyat Syariah (BPRS) which has not growth yet as like as other financing products. The lack of development of musyarakah financing products has caused BPRS to have more products based on fixed income financing which is similar to the conventional pattern that uses a fixed income structure. PT. BPRS Baktimakmur Indah is the largest BPRS It has assets Rp 163,147,899,000 and the financing provided has Rp 126,807,530 as of December 31, 2019. This research was conducted at BPRS Baktimakmur Indah Cabang Sepanjang Sidoarjo that located at Jln. Raya Bebekan No.21 Sepanjang kecamatan Taman, Kabupaten Sidoarjo. The purpose of this study was to analyze the implementation of musyarakah financing based on the standard book of musyarakah products published by Otoritas Jasa Keuangan (OJK). By using qualitative research methods through a phenomenological paradigm approach that requires researching a natural setting, with observation data collection techniques, direct interviews and literature from companies to support data needs. After the research was conducted, it was found that the BPRS Baktimakmur Indah Cabang Sepanjang had implemented musyarakah financing in accordance with the standard book of musyarakah products issued by Otoritas Jasa Keuangan (OJK).
Co-Authors Adhelia Sucitra Adhelia Sucitra Adriani , Ninda ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anjar Ramadhani Anwar, Najih Aura Salsabil, Jasmine Azzam Badruzzaman Badruzzaman Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Eric Kurniawan Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Mugiyati, Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putranto, Johni Harius Qanitah An Nabila A&#039;yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Rosi Ariana Putri Rusdi Hamka Lubis Salsabila, Rania Sasmito Bagus Sumadyo Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha