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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Pengabdian UntukMu NegeRI Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT Adimas : Jurnal Pengabdian Kepada Masyarakat ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Legitima: Jurnal Hukum Keluarga Islam Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Inovasi Ekonomi Al Huquq : Journal of Indonesian Islamic Economic Law Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Soeropati: Journal of Community Service AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Community Empowerment Indonesian Journal of Islamic Economics and Business Al-Muamalat : Jurnal Ekonomi Syariah Al-Ibanah Indonesian Journal of Innovation Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Procedia of Social Sciences and Humanities Perbanas Journal of Islamic Economics and Business Indonesian Journal of Islamic Studies Al-Maqashid: Journal of Economics and Islamic Business Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Al-Ibanah IJED Journal of Social Science and Humanities Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Legitima : Jurnal Hukum Keluarga Islam Legitima: Jurnal Hukum Keluarga Islam Academia Open

Fitri Nur Latifah

Universitas Muhammadiyah Sidoarjo

Author-ID : 2440984

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Strategi Pengembangan Teknososiopreneurship dalam Industri Pariwisata Halal di Era Revolusi Industri 4.0: Pendekatan Fenomenologi pada Halal Travel Agency Kusumaningtyas, Menur; Latifah, Fitri Nur
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.255

Dalam era revolusi industri 4.0, pengembangan Halal Travel Agency menjadi penting sebagai respon terhadap perubahan teknologi dan kebutuhan konsumen. Tulisan ini bertujuan untuk mengeksplorasi strategi pengembangan Halal Travel Agency menuju konsep teknososiopreneurship dalam menghadapi revolusi industri 4.0. Bisnis Halal Travel Agency mengalami dampak signifikan dari perubahan industri, terutama dalam hal digitalisasi dan konsep teknososiopreneurship. Mengubah mindset korporat menjadi krusial dalam menyesuaikan dengan perkembangan tersebut. Penelitian ini bertujuan untuk menawarkan strategi yang konkret dan berbasis bukti untuk mengubah mindsetkorporat Halal Travel Agency dalam menyambut revolusi industri 4.0, dengan fokus pada promosidan edukasi yang lebih intensif mengenai konsep Halal Travel serta analisis kesenjangan dalam pola pengelolaan perusahaan. Penelitian ini menggunakan pendekatan fenomenologi dengan mengekplorasi dan memahami makna yang oleh sejumlah individu atau sekelompok orang dianggap berasal dari masalah sosial atau kemanusiaan. Hasil dari penelitian ini bahwa strategi yang diusulkan meliputi penekanan pada promosi dan edukasi yang lebih gencar tentang konsep Halal Travel, serta analisis kesenjangan dari pola pengelolaan perusahaan. Langkah-langkah konkret termasuk pemahaman konsep Halal Travel, persiapan sumber daya, edukasi, implementasi sistem baru, kolaborasi dengan komunitas sejenis, dan modernisasi dalam konteks religiusitas dan esensi bisnis.

Fintech Peer To Peer Lending Sharia as an Alternative Capital for MSME in Sidoarjo : Fintech Peer To Peer Lending Berbasis Syariah Sebagai Alternatif Permodalan UMKM Sidoarjo Latifah, Fitri Nur; Ardiani, Ninda; Ariyanti , Novia; Syafitri , Mega Novita
Indonesian Journal of Law and Economics Review Vol. 18 No. 3 (2023): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v18i3.943

This study aims to explore the role of Islamic peer-to-peer lending fintech as an alternative solution to Sidarjo's MSME capital problem. As we know there are still many MSMEs still unbankable. So when capital issues arise, they are in trouble. Therefore, the existence of Sharia Fintech with P2P system is expected to be the solution to these problems. The study uses a qualitative case study method that collects secondary and primary data through interviews with Sidoarjo economic officials. The conclusion of this study shows that sharia peer-to-peer loan financing to MSME can improve his MSME's performance. Sidoarjo's MSMEs just lack understanding of Sharia Fintech P2P as an alternative to capital. Highlights: Sharia Fintech P2P as a solution for MSME capital problem Qualitative case study using secondary and primary data Lack of understanding hindering MSMEs from accessing Sharia P2P finance. Keywords: Islamic peer-to-peer lending,Fintech,MSMEs,Sidoarjo,Sharia finance

Peranan Badan Wakaf Indonesia Dalam Menangani Sengketa Wakaf Di Indonesia Nabila Veren Estefany; Nur Iza Faizah; Fitri Nur Latifah
Legitima : Jurnal Hukum Keluarga Islam Vol. 4 No. 2 (2022): Legitima : Jurnal Hukum Keluarga Islam
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/legitima.v4i2.2266

Wakaf merupakan satu sistem Islam yang erat kaitannya dengan kesejahteraan umat dan melembaga sejak lama. Wakaf di masyarakat tidak hanya dalam pelaksanaan wakaf, tetapi juga mengelola tanah wakaf agar sesuai dengan prinsip Syariah. Wakaf adalah kegiatan muamalah dengan aspek spiritual, sosial dan ekonomi. Salah satu tujuan dibentuknya Badan Wakaf Indonesia (BWI) adalah untuk memajukan dan mengembangkan Wakaf nasional, dan Badan Wakaf Indonesia berperan aktif. Penelitian ini menggunakan pendekatan tinjauan pustaka dengan mengumpulkan data dari buku, artikel, atau jurnal. Hasil penelitian adalah peran Badan Wakaf Indonesia (BWI) dapat menyelesaikan sengketa Wakaf dengan baik dan mengamankan aset Wakaf selain menjadi Nadzir, untuk dapat berperan sebagai pembina Nadzir. BWI dapat mengelola dan berkembang secara produktif sehingga menghasilkan wakaf yang dapat mensejahterahkan umat. Dalam penyelesaiannya sengketa wakaf dapat juga menggunakan musyawarah dan bisa dibantu oleh pihak ketiga seperti pengadilan agama.

Wakaf Uang Sebagai Instrumen Perkembangan Ekonomi Islam Chusma, Nafisah Maulidia Chusma; Sa’diyah, Halimatus; Latifah, Fitri Nur
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v6i1.163

This study aims to determine the value of cash waqf as an instrument of Islamic economic development. Cash waqf according to the report of the Indonesian Waqf Agency has a very significant potential every year. This is one of the opportunities, the spread of money investment in productive sectors such as the halal business sectors, the real sector, to the halal sector which currently has very crucial prospects. The research uses secondary data in describing the discussion, so the approach used is a normative juridical approach. Thus the author uses a descriptive qualitative method in this article. The results of the study indicate that cash waqf funds currently tend to be channeled to the halal investment sector, where the proceeds from these investments are channeled to small businesses, and the world of education. In this case, cash waqf also indirectly involves financial institutions such as Islamic banking as nadzir which plays an important role in distributing cash waqf funds. It can be seen that cash waqf is able to play a role in developing the Islamic economy. Keyword: Waqf, Money Waqf, Islamic Economic.

Cash Waqf Linked Deposit; Sebuah Alternatif Pendanaan Pendidikan Tinggi Kurniawan, Eric; Maika, M. Roslianor; Latifah, Fitri Nur; Kristiyanto, Rahadi
WADIAH Vol. 8 No. 2 (2024): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v8i2.1344

This research analyzes the potential of the IPB-BSI-01 Series Cash Waqf Linked Deposit (CWLD) in collecting waqf funds for education. Using a qualitative descriptive approach with interview techniques and documentation studies, it was found that the CWLD Series IPB-BSI-01 succeeded in attracting public interest, collecting more than IDR 19.5 billion in waqf funds. However, this number has only reached 19% of the national target of IDR 100 billion, indicating that there are still large opportunities for improvement. The success of the IPB-BSI-01 Series CWLD is due to the ease of access and flexibility of waqf, transparency and accountability in fund management, as well as the clear benefits of educational scholarships for recipients. Challenges faced include a lack of socialization and literacy of CWLD products in the community, as well as the gap between national targets and current funding. The research conclusion shows that the CWLD IPB-BSI-01 Series has great potential as an important instrument in collecting education waqf funds in Indonesia. Constructive steps that need to be taken include intensive outreach, optimizing technology, diversifying fundraising strategies, strengthening transparency and accountability, as well as developing innovative products and services. With the collaboration of various parties, including the government, educational institutions, the private sector and the wider community, the IPB-BSI-01 Series CWLD program can achieve national targets and provide a significant positive impact on the future of education in Indonesia.

Analysis of the Implementation of Musyarakah Financing Based on the Standard Book of Musyarakah Products: Analisis Implementasi Pembiayaan Musyarakah Berdasarkan Buku Standar Produk Musyarakah Badruzzaman, Azzam; Latifah, Fitri Nur
Indonesian Journal of Innovation Studies Vol. 15 (2021): July
Publisher : Universitas Muhammadiyah Sidoarjo

The musyarakah financing product is a competitive flagship product of Sharia Rural Banks (BPRS) which has not experienced growth like other financing products. The lack of development of musyarakah financing products has caused BPRS to have more products based on fixed income financing which is similar to the conventional pattern that uses a fixed income structure. PT. BPRS Baktimakmur Indah is the largest BPRS with assets of Rp. 163,147,899,000 and the financing provided to the community reaches Rp. 126,807,530 as of December 31, 2019. This research was conducted at BPRS Baktimakmur Indah Branch throughout Sidoarjo which is located at Jln. Raya Bebekan No.21 Throughout the Taman District, Sidoarjo Regency. The purpose of this study was to analyze the implementation of musyarakah financing based on the standard book of musyarakah products published by the financial services authority. By using qualitative research methods through a phenomenological paradigm approach that requires researching a natural setting, with observation data collection techniques, direct interviews and literature from companies to support data needs. After the research was carried out, it was found that the BPRS Baktimakmur Indah branch of the Panjang branch had implemented musyarakah financing in accordance with the standard book of musyarakah products issued by the financial services authority.

Analisis Efisiensi Bank Umum Syariah dengan Metode Dea: Data Envelopment Analysis Periode 2021-2023 Rosi Ariana Putri; Fitri Nur Latifah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7152

This study aims to analyze the efficiency of Islamic Commercial Banks (BUS) in Indonesia during the 2021-2023 period using the Data Envelopment Analysis (DEA) method. Efficiency is measured based on the level of resource optimization by each bank in generating output. The results indicate fluctuations in the efficiency levels of BUS during the observation period. Some banks, such as BTPN Syariah and Bank Syariah Indonesia (BSI), demonstrated consistently high efficiency, while others, such as Bank Muamalat and BPD NTB Syariah, experienced either improvements or stagnation in efficiency. The key factors influencing efficiency include operational scale and assets, operational management strategies, technological innovation, and the post-pandemic impact. The implications of this study highlight the importance of strengthening risk management, investing in financial technology, and optimizing capital structure to enhance the efficiency of Islamic banking. By improving operational efficiency, Islamic banks can become more competitive and contribute significantly to the national financial system. Key words: Efficiency, Islamic Bank, Data Envelopment Analysis.

The Influence of Religiosity and Customer Perception on Interest in Savings Faha, Yunita Maulidiyah; Masruchin, Masruchin; Latifah, Fitri Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1803

Sharia Banking is an institution that functions to collect and channel public funds effectively and efficiently which is useful for improving economic and national quality. The problem that occurs is that the development of Islamic banks is growing, the competition between banks, both conventional banks and Islamic banks, will be increasingly tight. Therefore, the need for efforts from banks to attract customers' savings. The main success of the services provided by banks is not only from internal factors but also external factors. Internal factors include the amount of funds owned by banks and credit, while external factors include the level of trust and bank image. This research aims to analyze and prove that religiosity and perception affect the interest in saving in Islamic banks. The approach used is a quantitative approach using primary and secondary data. The population of this research is the customers of BSI KCP Mojokerto Bangsal as many as 700 customers and the sample obtained is 161 respondents. This sampling uses the Cochran table formula with the respondents' criteria, namely BSI KCP Bangsal customers and aged 17-50 years. Analysis of the data used is SPSS 22 software. This research is survey research conducted through data collection using multiple regression analysis techniques. The results show that the religiosity variable has an influence on interest in saving in Islamic banks with a value of 32.860 > 1.960, while the perception variable has an influence on interest in saving in Islamic banks because the value is 21.954 > 1.960. From these results, Islamic banks have opportunities to improve performance and events that are useful for explaining Islamic bank products to customers.

Pkm Community health canteen partnership program partners with SMPN 1 and 2 Porong Sidoarjo Hanum, Sri Mukhodim Faridah; Latifah, Fitri Nur
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 2 No 2 (2019): Volume 2 Nomor 2 Tahun 2019
Publisher : Universitas Nusantara PGRI Kediri

Community health canteen partnership program partners with SMPN 1 and 2 Porong Sidoarjo has a goal of empowering healthy canteen. Given the importance of canteen role, then canteen management should get more attention from school managers and local government. Both partners are selected because they have problems that must be addressed for the improvement of canteen management according to the standard. The problems faced by partners such as there are still many types of foods sold contain dyes, flavorings, preservatives, and thickener. Some foods are packed without immaculate and hygienic covers/wrappers, even though it has been displayed at storefront for storing food. Hot food containers with plastic cups and large food wrappers are mostly still using plastics that are not environmentally friendly. Solutions are provided by conducting training in order to increase the school's citizens understanding of healthy food choices. School canteen development is in accordance with MOH RI standards, thus the goals of healthy canteen program by the government can be achieved, that is to reduce snack poisoning, to reduce the usage of non-qualified food additives, to reduce the packaging of food and beverages from plastic materials. Implementation. After that, it provides assistance to the partners of PKM so that results can be implemented properly. The results of community service show that there is a positive influence on the partner environment which is shown by the change of sellers’ behavior to provide healthy and nutritious food and also not using the food containers that are made from hazardous materials for health. In managing healthy school canteen, it is developed to become healthy canteen according to government standard.

Pemberdayaan Kelompok UMKM Terdampak Covid Melalui Pendampingan Ekonomi Kreatif Berbasis Teknologi Azizah, Nuril Lutvi; Indahyanti, Uce; Latifah, Fitri Nur; Sumadyo, Sasmito Bagus
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 5 No 2 (2021): Volume 5 Nomor 2 Tahun 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v5i2.15374

Community dedication is carried out with the aim of increasing the sales turn over of cloth mask at the UMKM Tanjung which is related in the sales of goods or shops. The method used in this services activity is through partial assistance and training. Partial assistance is carried out by providing guidence and training to improve skills in making mask innovations into painting maks. Creative economy assistance is carried out by making technology-based painting masks. Masks are designed using the basic graphic design sketch application on masks, so mask sketches can be custom ordered according to the wishes of potential buyers. Painting mask can also be a differentiator from other masks that are sold in the market, thus masks have different characteristics from other masks sold in the market. The result obtained are an incrase in the selling value of painting mask and and an increase in skills in the group of UMKM Tanjung. It can be concluded that the mentoring and training activities receive positive responses from the group based on the result.

Co-Authors Abdillah Rosyadi Adhelia Sucitra Adhelia Sucitra Aditama, Aliefian Hokka Adriani , Ninda aini, Ivanka Mira Nur ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anis Farihah Anjar Ramadhani Anwar, Najih Ariyanti , Novia Aura Salsabil, Jasmine Badruzzaman Badruzzaman, Azzam Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Chusma, Nafisah Maulidia Chusma Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Maâ€™unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Erdita Aulia Rosyidah Eric Kurniawan Faha, Yunita Maulidiyah Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Mariyana Dewi, Fitri Marzuqi Muammar, Farikh Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Nimas Putri Anggraini Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putra, Affandy Yuana Putranto, Johni Harius Putri Alisya Setiawati, Noer Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Ruli Astuti Rusdi Hamka Lubis Salsabila, Rania Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Sa’diyah, Halimatus Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri , Mega Novita Syafitri, Mega Novita Tsurroya Putri Saâ€™adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha

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