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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Pengabdian UntukMu NegeRI Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT Adimas : Jurnal Pengabdian Kepada Masyarakat ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Legitima: Jurnal Hukum Keluarga Islam Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Inovasi Ekonomi Al Huquq : Journal of Indonesian Islamic Economic Law Academia Open Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Soeropati: Journal of Community Service AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Community Empowerment Indonesian Journal of Islamic Economics and Business Al-Muamalat : Jurnal Ekonomi Syariah Al-Ibanah Indonesian Journal of Innovation Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Procedia of Social Sciences and Humanities Perbanas Journal of Islamic Economics and Business Indonesian Journal of Islamic Studies Al-Maqashid: Journal of Economics and Islamic Business Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Al-Ibanah IJED Journal of Social Science and Humanities Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Legitima : Jurnal Hukum Keluarga Islam
Fitri Nur Latifah
Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Permainan Edukatif untuk Meningkatkan Motivasi Belajar Matematika di Kampung Matematika Ariyanti, Novia; Lutvi Azizah, Nuril; Nur Latifah, Fitri
Jurnal Pengabdian UntukMu NegeRI Vol. 7 No. 2 (2023): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v7i2.5117

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan motivasi belajar anak anak terutama pada ilmu matematika dengan menggunakan beragam permainan edukatif di kampung matematika. Lokasi kegiatan pengabdian masyarakat ini bertempat di Dukuh Pakis RT 05 RW 01 Surabaya. Metode yang digunakan dalam kegiatan ini adalah tahap awal yaitu observasi, tahap kedua yaitu persiapan lingkungan dan alat permainan, serta tahap yang terakhir adalah pelaksanaan. Respon dari warga Dukuh Pakis terhadap kampung matematika adalah senang karena lingkungan mereka menjadi lingkungan yang ramah anak dan ramah pendidikan. Kata Kunci: matematika, kampung matematika, motivasi belajar
ANALISIS SISTEM BAGI HASIL AKAD MUDHARABAH DALAM PERSPEKTIF EKONOMI ISLAM PADA BANK SYARIAH aini, Ivanka Mira Nur; Mariyana Dewi, Fitri; Nur Latifah, Fitri
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.2241

Abstract

Abstract: In an effort to spread Islamic teachings in the millennial era with the existing pattern of development in the economic field based on Islamic sharia and in its development applying a profit sharing system (mudharabah) between the two parties. Although basically humans are given the freedom to conduct transactions (mu’amalah) but in its development it must be on the basis of Islamic law with a fiqh perspective and this is also highly expected so that the mudharabah contract can also be used and can also be used and can also be developed in Islamic Banking. The main capital in this concept is not only money but trust and a high social spirit. Keywords: Profit sharing, mudharabah contract, islamic economics, islamic bank
Analisis Tingkat Efisiensi dan Produktivitas Perbankan di Indonesia Ketika dan Setelah Pandemi Covid 19 Ninda Ardiani; Nur Latifah, Fitri; Oktaviyanti, Ika; Aura Salsabil, Jasmine
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2845

Abstract

This study attempts to ascertain the productivity and efficiency levels of eight Islamic banks and eight conventional banks in Indonesia during and after the COVID-19 pandemic. Using Data Envelopment Analysis (DEA) and Malmquist's Productivity Index (MPI), this study's input factors include labor expenses, assets, financing and revenue, and Third Party Funds (DPK). The findings indicate that the highest degree of efficiency has been effectively maintained by Bank Mandiri, BTN, BTPN, KB Bank Syariah, and BVS. Following the Covid-19 epidemic, BNI was the only bank to see an derivation in performance. Potential improvements in labor cost and revenue management were identified in a number of institutions by the Total Potential Improvement analysis .However, the MPI investigation demonstrates that banks such as BTPN and MEGA have seen notable boosts in productivity due to their successful adoption of digital technology. All things considered, this study demonstrates how the COVID-19 pandemic has affected Indonesian banks' performance. While some banks have maintained or even increased productivity, banks still face substantial hurdles in terms of profitability and efficiency. These findings suggest that in order to meet upcoming difficulties, operational efficiency gains and technology breakthroughs are essential.
SWOT Analysis With Importance Performance Analysis (IPA) Model on QRIS Technology Service for MSMEs Pratama, Wahyu; Latifah, Fitri Nur
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 8 No 2 (2024): August
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v8i2.2477

Abstract

This study applies Importance-Performance Analysis (IPA) and (Strengths, Weaknesses, Opportunities, and Threats) SWOT analysis to evaluate Quick Response Code for Payment (QRIS) technology services in Micro, Small, and Medium Enterprises (MSMEs). IPA results show variables in Quadrant I (top priority for improvement), Quadrant II (maintain quality), Quadrant III (low priority), and Quadrant IV (may be excessive). In this context, data security risks and QRIS controllability were identified as top priorities. SWOT analysis, based on IPA results, reveals MSME strengths in security risk control and QRIS controllability, as well as weaknesses in variables that are considered low-priority or possibly excessive. Opportunities lie in potential improvements to data security and QRIS controllability, while threats may arise from variables that are considered low priority or may be overrated. Recommendations involve focusing on developing data security, maintaining good service quality, and efficient resource allocation according to the needs of MSMEs.
Strategi Pengembangan Teknososiopreneurship dalam Industri Pariwisata Halal di Era Revolusi Industri 4.0: Pendekatan Fenomenologi pada Halal Travel Agency Kusumaningtyas, Menur; Latifah, Fitri Nur
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.255

Abstract

Dalam era revolusi industri 4.0, pengembangan Halal Travel Agency menjadi penting sebagai respon terhadap perubahan teknologi dan kebutuhan konsumen. Tulisan ini bertujuan untuk mengeksplorasi strategi pengembangan Halal Travel Agency menuju konsep teknososiopreneurship dalam menghadapi revolusi industri 4.0. Bisnis Halal Travel Agency mengalami dampak signifikan dari perubahan industri, terutama dalam hal digitalisasi dan konsep teknososiopreneurship. Mengubah mindset korporat menjadi krusial dalam menyesuaikan dengan perkembangan tersebut. Penelitian ini bertujuan untuk menawarkan strategi yang konkret dan berbasis bukti untuk mengubah mindsetkorporat Halal Travel Agency dalam menyambut revolusi industri 4.0, dengan fokus pada promosidan edukasi yang lebih intensif mengenai konsep Halal Travel serta analisis kesenjangan dalam pola pengelolaan perusahaan. Penelitian ini menggunakan pendekatan fenomenologi dengan mengekplorasi dan memahami makna yang oleh sejumlah individu atau sekelompok orang dianggap berasal dari masalah sosial atau kemanusiaan. Hasil dari penelitian ini bahwa strategi yang diusulkan meliputi penekanan pada promosi dan edukasi yang lebih gencar tentang konsep Halal Travel, serta analisis kesenjangan dari pola pengelolaan perusahaan. Langkah-langkah konkret termasuk pemahaman konsep Halal Travel, persiapan sumber daya, edukasi, implementasi sistem baru, kolaborasi dengan komunitas sejenis, dan modernisasi dalam konteks religiusitas dan esensi bisnis.
Fintech Peer To Peer Lending Sharia as an Alternative Capital for MSME in Sidoarjo : Fintech Peer To Peer Lending Berbasis Syariah Sebagai Alternatif Permodalan UMKM Sidoarjo Latifah, Fitri Nur; Ardiani, Ninda; Ariyanti , Novia; Syafitri , Mega Novita
Indonesian Journal of Law and Economics Review Vol. 18 No. 3 (2023): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v18i3.943

Abstract

This study aims to explore the role of Islamic peer-to-peer lending fintech as an alternative solution to Sidarjo's MSME capital problem. As we know there are still many MSMEs still unbankable. So when capital issues arise, they are in trouble. Therefore, the existence of Sharia Fintech with P2P system is expected to be the solution to these problems. The study uses a qualitative case study method that collects secondary and primary data through interviews with Sidoarjo economic officials. The conclusion of this study shows that sharia peer-to-peer loan financing to MSME can improve his MSME's performance. Sidoarjo's MSMEs just lack understanding of Sharia Fintech P2P as an alternative to capital. Highlights: Sharia Fintech P2P as a solution for MSME capital problem Qualitative case study using secondary and primary data Lack of understanding hindering MSMEs from accessing Sharia P2P finance. Keywords: Islamic peer-to-peer lending,Fintech,MSMEs,Sidoarjo,Sharia finance
Peranan Badan Wakaf Indonesia Dalam Menangani Sengketa Wakaf Di Indonesia Nabila Veren Estefany; Nur Iza Faizah; Fitri Nur Latifah
Legitima : Jurnal Hukum Keluarga Islam Vol. 4 No. 2 (2022): Legitima : Jurnal Hukum Keluarga Islam
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/legitima.v4i2.2266

Abstract

Wakaf merupakan satu sistem Islam yang erat kaitannya dengan kesejahteraan umat dan melembaga sejak lama. Wakaf di masyarakat tidak hanya dalam pelaksanaan wakaf, tetapi juga mengelola tanah wakaf agar sesuai dengan prinsip Syariah. Wakaf adalah kegiatan muamalah dengan aspek spiritual, sosial dan ekonomi. Salah satu tujuan dibentuknya Badan Wakaf Indonesia (BWI) adalah untuk memajukan dan mengembangkan Wakaf nasional, dan Badan Wakaf Indonesia berperan aktif. Penelitian ini menggunakan pendekatan tinjauan pustaka dengan mengumpulkan data dari buku, artikel, atau jurnal. Hasil penelitian adalah peran Badan Wakaf Indonesia (BWI) dapat menyelesaikan sengketa Wakaf dengan baik dan mengamankan aset Wakaf selain menjadi Nadzir, untuk dapat berperan sebagai pembina Nadzir. BWI dapat mengelola dan berkembang secara produktif sehingga menghasilkan wakaf yang dapat mensejahterahkan umat. Dalam penyelesaiannya sengketa wakaf dapat juga menggunakan musyawarah dan bisa dibantu oleh pihak ketiga seperti pengadilan agama.
Wakaf Uang Sebagai Instrumen Perkembangan Ekonomi Islam Chusma, Nafisah Maulidia Chusma; Sa’diyah, Halimatus; Latifah, Fitri Nur
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v6i1.163

Abstract

This study aims to determine the value of cash waqf as an instrument of Islamic economic development. Cash waqf according to the report of the Indonesian Waqf Agency has a very significant potential every year. This is one of the opportunities, the spread of money investment in productive sectors such as the halal business sectors, the real sector, to the halal sector which currently has very crucial prospects. The research uses secondary data in describing the discussion, so the approach used is a normative juridical approach. Thus the author uses a descriptive qualitative method in this article. The results of the study indicate that cash waqf funds currently tend to be channeled to the halal investment sector, where the proceeds from these investments are channeled to small businesses, and the world of education. In this case, cash waqf also indirectly involves financial institutions such as Islamic banking as nadzir which plays an important role in distributing cash waqf funds. It can be seen that cash waqf is able to play a role in developing the Islamic economy. Keyword: Waqf, Money Waqf, Islamic Economic.
Cash Waqf Linked Deposit; Sebuah Alternatif Pendanaan Pendidikan Tinggi Kurniawan, Eric; Maika, M. Roslianor; Latifah, Fitri Nur; Kristiyanto, Rahadi
WADIAH Vol. 8 No. 2 (2024): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v8i2.1344

Abstract

This research analyzes the potential of the IPB-BSI-01 Series Cash Waqf Linked Deposit (CWLD) in collecting waqf funds for education. Using a qualitative descriptive approach with interview techniques and documentation studies, it was found that the CWLD Series IPB-BSI-01 succeeded in attracting public interest, collecting more than IDR 19.5 billion in waqf funds. However, this number has only reached 19% of the national target of IDR 100 billion, indicating that there are still large opportunities for improvement. The success of the IPB-BSI-01 Series CWLD is due to the ease of access and flexibility of waqf, transparency and accountability in fund management, as well as the clear benefits of educational scholarships for recipients. Challenges faced include a lack of socialization and literacy of CWLD products in the community, as well as the gap between national targets and current funding. The research conclusion shows that the CWLD IPB-BSI-01 Series has great potential as an important instrument in collecting education waqf funds in Indonesia. Constructive steps that need to be taken include intensive outreach, optimizing technology, diversifying fundraising strategies, strengthening transparency and accountability, as well as developing innovative products and services. With the collaboration of various parties, including the government, educational institutions, the private sector and the wider community, the IPB-BSI-01 Series CWLD program can achieve national targets and provide a significant positive impact on the future of education in Indonesia.
Analysis of the Implementation of Musyarakah Financing Based on the Standard Book of Musyarakah Products: Analisis Implementasi Pembiayaan Musyarakah Berdasarkan Buku Standar Produk Musyarakah Badruzzaman, Azzam; Latifah, Fitri Nur
Indonesian Journal of Innovation Studies Vol. 15 (2021): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.104 KB) | DOI: 10.21070/ijins.v15i.555

Abstract

The musyarakah financing product is a competitive flagship product of Sharia Rural Banks (BPRS) which has not experienced growth like other financing products. The lack of development of musyarakah financing products has caused BPRS to have more products based on fixed income financing which is similar to the conventional pattern that uses a fixed income structure. PT. BPRS Baktimakmur Indah is the largest BPRS with assets of Rp. 163,147,899,000 and the financing provided to the community reaches Rp. 126,807,530 as of December 31, 2019. This research was conducted at BPRS Baktimakmur Indah Branch throughout Sidoarjo which is located at Jln. Raya Bebekan No.21 Throughout the Taman District, Sidoarjo Regency. The purpose of this study was to analyze the implementation of musyarakah financing based on the standard book of musyarakah products published by the financial services authority. By using qualitative research methods through a phenomenological paradigm approach that requires researching a natural setting, with observation data collection techniques, direct interviews and literature from companies to support data needs. After the research was carried out, it was found that the BPRS Baktimakmur Indah branch of the Panjang branch had implemented musyarakah financing in accordance with the standard book of musyarakah products issued by the financial services authority.
Co-Authors Adhelia Sucitra Adhelia Sucitra Aditama, Aliefian Hokka Adriani , Ninda aini, Ivanka Mira Nur ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anjar Ramadhani Anwar, Najih Ariyanti , Novia Aura Salsabil, Jasmine Badruzzaman Badruzzaman, Azzam Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Chusma, Nafisah Maulidia Chusma Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Eric Kurniawan Faha, Yunita Maulidiyah Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Mariyana Dewi, Fitri Marzuqi Muammar, Farikh Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Mugiyati, Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putra, Affandy Yuana Putranto, Johni Harius Putri Alisya Setiawati, Noer Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Ruli Astuti Rusdi Hamka Lubis Salsabila, Rania Sasmito Bagus Sumadyo Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Sa’diyah, Halimatus Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri , Mega Novita Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha