p-Index From 2021 - 2026
9.918
P-Index
This Author published in this journals
All Journal ANTHROPOS: JURNAL ANTROPOLOGI SOSIAL DAN BUDAYA (JOURNAL OF SOCIAL AND CULTURAL ANTHROPOLOGY) E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Wahana Islamika: Jurnal Studi Keislaman Isti`dal : Jurnal Studi Hukum Islam ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi YUME : Journal of Management FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN IJoASER (International Journal on Advanced Science, Education, and Religion) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Wahana: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Revenue : Jurnal Ilmiah Akuntansi Indonesian Journal of Social Research (IJSR) Neraca Al-Sharf: Jurnal Ekonomi Islam An-Nisbah : Jurnal Perbankan Syariah Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Manajemen dan Profesional Khidmatan Bulletin of Community Engagement Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Akuntansi'45 EKONOMIKA45 Jurnal Al-Qiyam Jurnal Tana Mana JASNA : Journal For Aswaja Studies Wadiah : Jurnal Perbankan Syariah CONSEN: Indonesian Journal of Community Services and Engagement Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Indo-Fintech Intellectuals: Journal of Economics and Business Wahana Islamika: Jurnal Studi Keislaman RESLAJ: Religion Education Social Laa Roiba Journal Profetik: Jurnal Pengabdian Masyarakat Sharef: Journal of Sharia Economics and Finance al-Balagh : Jurnal Dakwah dan Komunikasi Jurnal Ekonomi, Bisnis dan Manajemen J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Al Iman: Jurnal Keislaman dan Kemasyarakatan Khidmatan Wahana Islamika; Jurnal Studi Keislaman
Claim Missing Document
Check
Articles

Transformasi Pelayanan KSPPS BMT MitraMu Jepara dengan Aplikasi MitraMu Mobile Arif Mustofa, Nur; Ansori, Miswan
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 4 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i4.1676

Abstract

This study discusses the transformation of KSPPS BMT MitraMu Jepara services through the implementation of the MitraMu Mobile application. The main objective of this study is to evaluate how innovation and implementation of this application affect the improvement of services to BMT MitraMu members. This study uses a qualitative approach with a descriptive method, where data is obtained through interviews with BMT and several members who use the application. The results of the study indicate that the implementation of the MitraMu Mobile application has significantly increased accessibility, service efficiency, and member satisfaction. Members can make financial transactions anytime and anywhere, which drastically reduces the need to visit the physical BMT office. This application is also equipped with an adequate security system, thus increasing the sense of security and comfort of members in making transactions. In conclusion, digital transformation through the MitraMu Mobile application has proven effective in improving the quality of service at BMT MitraMu Jepara, despite challenges in technology adaptation by members.
Pengaruh Inventory Financing Dan Receivable Financing Terhadap Kinerja Keuangan BSI Tahun 2019-2023 Anggraini, Nur Ai'sah Anggraini; Miswan Ansori
An-Nisbah: Jurnal Perbankan Syariah Vol. 5 No. 2 (2024): An-Nisbah: Jurnal Perbankan Syariah
Publisher : PRODI PERBANKAN SYARIAH INSTITUT AGAMA ISLAM (IAI) SUNAN KALIJOGO MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/nisbah.v5i2.2739

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh inventory financing dan receivable financing terhadap kinerja keuangan Bank Syariah Indonesia tahun 2019-2023. Penelitian ini menggunakan jenis metode kuantitatif. Data penelitian menggunakan data sekunder dari annual report Bank Syariah Indonesia tahun 2019-2023. Analisis data mengadopsi teknik regresi linier berganda memanfaatkan software SmartPLS 4. Hasil penelitian membuktikan bahwa inventory financing secara parsial tidak berpengaruh terhadap kinerja keuangan Bank Syariah Indonesia tahun 2019-2023 (P-Value=0,32). Receivable financing secara parsial berpengaruh terhadap kinerja keuangan Bank Syariah Indonesia tahun 2019-2023 (P-Value=0,02). Inventory financing dan receivable financing secara simultan berpengaruh terhadap kinerja keuangan Bank Syariah Indonesia tahun 2019-2023 (P-Value=0,00). Penelitian ini berhasil memberikan sumbangsih terhadap kinerja keuangan suatu perusahaan lembaga keuangan. Dengan memberikan pembiayaan murabahah sebagai representasi dari inventory financing dan pembiayaan qardh sebagai representasi dari receivable financing secara maksimal, maka akan membuat kinerja keuangan menjadi lebih meningkat. Peningkatan kinerja keuangan tentu akan memberikan kebermanfaatan bagi berbagai pihak termasuk nasabah dan lembaga keuangan yang berkaitan.
Analisis Strategi Penyelesaian Pembiayaan Bermasalah Pada Produk Rahn Di KSPPS “BMT Berbagi” Jepara Rohman, Syifaur; Ansori, Miswan
WADIAH Vol. 8 No. 2 (2024): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v8i2.1499

Abstract

This research aims to identify the factors that cause financing problems and strategies for handling them at the BMT Sharia Savings and Loans and Financing Cooperative (KSPPS) in Jepara. A descriptive qualitative approach is used to describe the problematic financing phenomenon experienced by Islamic financial institutions. Primary data was obtained through interviews and direct observation, while secondary data was collected from financial reports and periodicals. Data analysis was carried out using data reduction techniques, data presentation, and drawing conclusions according to Miles and Huberman's theory. The research results show that financing problems at KSPPS BMT Sharing are caused by internal factors, such as weak financing analysis, lack of supervision, and suboptimal coordination of the financing committee. External factors include the impact of the COVID-19 pandemic, economic inflation, and the character of members who are irresponsible in paying installments. The handling strategies implemented include preventive measures (financing analysis, monitoring and evaluation), revitalization (rescheduling, restructuring and reconditioning), as well as curative measures (collateral execution, liquidation and collection through third parties). The effectiveness of this strategy is proven by reducing the number of non-performing financing by 19% from 2022 to 2023
Analysis of Legal Studies on The Implementation of Qardh Bisyarti Rahni Products At KSPPS BMT USA Jepara Rokhimah, Rokhimah; Ansori, Miswan
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 10 No 1 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v10i1.1229

Abstract

This study aims to analyze the legal review of the implementation of the Qardh Bisyarti Rahni product at KSPPS BMT USA Jepara. In addition, this study is expected to provide a better understanding of the efforts that need to be made to ensure legal compliance and operational sustainability of Islamic microfinance institutions. Qardh Bisyarti Rahni is one of the Islamic financial products implemented in Islamic microfinance institutions, which provides usury-free financing for the community. This study is important to ensure that the implementation of this product is in accordance with Islamic principles and does not violate applicable legal provisions. The approach used in this study is qualitative with a case study method. Data were collected through observation, interviews, and analysis of related documents. The results of the study indicate that the implementation of the Qardh Bisyarti Rahni product at KSPPS BMT USA Jepara has complied with applicable legal provisions and Islamic principles. However, there are several challenges that need to be considered, such as a lack of in-depth understanding of the legal aspects of Islamic law and changes in regulations related to Islamic finance.
Implementasi Indeks Maqashid Syariah dalam Penilaian Kinerja Operasional di BMT Alhikmah Semesta Putri, Liana; Ansori, Miswan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 4 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i4.23199

Abstract

Penelitian ini mengidentifikasi dan menggambarkan implementasi Indeks Maqashid Syariah dalam penilaian kinerja operasional di BMT Alhikmah Semesta. Dengan menggunakan pendekatan kualitatif dan instrumen penelitian berupa wawancara semi-terstruktur, data dianalisis menggunakan metode analisis tematik. Hasil penelitian menunjukkan bahwa BMT Alhikmah Semesta telah mengadopsi indeks maqashid syariah dalam penilaian kinerja operasionalnya, dengan fokus pada tadhib al-fard, iqamah al-'adl, dan kesejahteraan. Implementasi ini membantu mewujudkan tujuan syariah dan memberikan manfaat bagi masyarakat. Penelitian ini juga menekankan pentingnya peran Dewan Pengawas Syariah (DPS) dalam memastikan kepatuhan syariah dalam setiap produk dan layanan yang ditawarkan, serta perlunya peningkatan pemahaman dan penerapan prinsip-prinsip Maqashid Syariah dalam setiap aspek operasional lembaga keuangan syariah. BMT Alhikmah Semesta menggunakan Indeks Maqashid Syariah untuk menjaga agama, jiwa, akal, keturunan, dan harta, serta menyediakan berbagai produk dan layanan yang mendukung kebutuhan dasar masyarakat. Implementasi ini mencerminkan komitmen yang kuat dalam mewujudkan tujuan-tujuan Maqashid Syariah. Penelitian ini mengidentifikasi dan menggambarkan implementasi Indeks Maqashid Syariah dalam penilaian kinerja operasional di BMT Alhikmah Semesta. Dengan menggunakan pendekatan kualitatif dan instrumen penelitian berupa wawancara semi-terstruktur, data dianalisis menggunakan metode analisis tematik. Hasil penelitian menunjukkan bahwa BMT Alhikmah Semesta telah mengadopsi indeks maqashid syariah dalam penilaian kinerja operasionalnya, dengan fokus pada tadhib al-fard, iqamah al-'adl, dan kesejahteraan. Implementasi ini membantu mewujudkan tujuan syariah dan memberikan manfaat bagi masyarakat. Penelitian ini juga menekankan pentingnya peran Dewan Pengawas Syariah (DPS) dalam memastikan kepatuhan syariah dalam setiap produk dan layanan yang ditawarkan, serta perlunya peningkatan pemahaman dan penerapan prinsip-prinsip Maqashid Syariah dalam setiap aspek operasional lembaga keuangan syariah. BMT Alhikmah Semesta menggunakan Indeks Maqashid Syariah untuk menjaga agama, jiwa, akal, keturunan, dan harta, serta menyediakan berbagai produk dan layanan yang mendukung kebutuhan dasar masyarakat. Implementasi ini mencerminkan komitmen yang kuat dalam mewujudkan tujuan-tujuan Maqashid Syariah.
Analysis of Community Financial Literacy Levels towards Sharia Financial Institutions, Case Study in Menganti Village, Jepara Regency Pontiningsih, Nely; ansori, miswan
Jurnal Ecoment Global Vol. 9 No. 1 (2024): Edisi April 2024
Publisher : Universitas Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jeg.v9i1.4215

Abstract

Objective: This research aims to analyze the level of community financial literacy towards sharia financial institutions in Menganti Village, Jepara Regency Design/Methods/Approach: This research uses a quantitative method with a survey approach, where data is collected through questionnaires distributed to the Menganti Village community. Findings: The research results show that the level of sharia financial literacy of the Menganti Village community is in the medium category with an average score of 71.99%. Basic knowledge of sharia finance had the est score with 83.52%, followed by sharia investment dimensions (71.85%), sharia savings and loans (66.67%), and sharia insurance (65.93%). Originality/Value: This research has significant novelty with its specific focus on community financial literacy in rural areas, which until now has received little attention in the academic literature. Most previous research places more emphasis on financial literacy in urban areas or in the context of conventional financial institutions. Practical/Policy implications : the research recommends to stakeholders, including Bank Indonesia, the Financial Services Authority, sharia financial institutions, and educational institutions, to further strengthen and expand sharia financial education in society.
Religius Obligation dan Social Influence Terhadap Keputusan Muslim Generasi Z Untuk Menabung di Bank Syariah (Studi Pada Muslim Generasi Z di Kabupaten Jepara) Naili Rahma Yuliani; Miswan Ansori
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1273

Abstract

This study aims to address whether religious obligation and social influence affect the decision to save in Islamic banks among Muslim Generation Z in Jepara Regency. The research employs a quantitative approach with primary data collected through online questionnaires. A purposive sampling method was used to select 96 respondents. The analytical technique applied is multiple linear regression. The findings indicate that both religious obligation and social influence have a significant impact on the decision to save in Sharia banks. Interestingly, social influence has a greater impact compared to religious obligation in shaping this decision. These findings highlight the importance of community and social norms in shaping Generation Z's financial behavior when choosing financial institutions for saving and provide valuable insights for Sharia banks to develop more effective marketing strategies
Peran Fintech Peer to Peer Lending Syariah dalam Meningkatkan Akses Pembiayaan UMKM di Indonesia Ahyadatul Khoiriyah; Miswan Ansori
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 4 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i4.1586

Abstract

This paper examines the role of Fintech Peer-to-Peer (P2P) Lending Sharia in enhancing financing access for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The objective is to explore how P2P Lending Sharia facilitates MSMEs in securing necessary capital and offers investment opportunities in compliance with Sharia principles. The methodology involves a review of existing literature and regulatory frameworks, including the principles outlined by the OJK and DSN MUI. Findings reveal that P2P Lending Sharia provides an efficient, cost-effective, and accessible financial solution, enabling MSMEs to expand their market reach and improve business capacity. It also offers investors a Sharia-compliant alternative to traditional financing. The significance of these findings lies in the potential of P2P Lending Sharia to support MSME growth, strengthen the real sector, and contribute to national economic development, while adhering to Islamic financial principles. This innovation is essential in bridging the financing gap and fostering economic inclusivity
Transformasi Pelayanan KSPPS BMT MitraMu Jepara dengan Aplikasi MitraMu Mobile Nur Arif Mustofa; Miswan Ansori
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 4 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i4.1676

Abstract

This study discusses the transformation of KSPPS BMT MitraMu Jepara services through the implementation of the MitraMu Mobile application. The main objective of this study is to evaluate how innovation and implementation of this application affect the improvement of services to BMT MitraMu members. This study uses a qualitative approach with a descriptive method, where data is obtained through interviews with BMT and several members who use the application. The results of the study indicate that the implementation of the MitraMu Mobile application has significantly increased accessibility, service efficiency, and member satisfaction. Members can make financial transactions anytime and anywhere, which drastically reduces the need to visit the physical BMT office. This application is also equipped with an adequate security system, thus increasing the sense of security and comfort of members in making transactions. In conclusion, digital transformation through the MitraMu Mobile application has proven effective in improving the quality of service at BMT MitraMu Jepara, despite challenges in technology adaptation by members.
Optimalisasi Strategi Pemasaran Melalui Platform Digital untuk Meningkatkan Penjualan Anyaman Bambu di Desa Kalipucang Kulon Ansori, Miswan; Nur Maulidia, Rizka; Ramadhan Pujisantoso, Rahmat; Putri Ningsih, Nia; Ilham, Mohammad; Dewi Saputri, Oktaviana; Sholikhati Ikmah, Ika; Irfana, Naila; Rizky Amalia, Ratna; Rosidah, Ida; Eka Fitri Nor Faizah, Natasya; Abdulloh Yusuf, Ahmad; Dwi Arini, Rina; Naufal Rif’at, Dhany; Putri Anjar Sari, Laila; Sholihatussifa, Nailis
Profetik: Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2024): Pengabdian dalam Peningkatan Kapasitas Masyarakat di Bidang Ekonomi, Sosial-Kea
Publisher : Lembaga Penelitian, Penerbitan, dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62490/profetik.v2i02.684

Abstract

In today's digital era, digital-based marketing strategies have become crucial for the success of Micro, Small, and Medium Enterprises (MSMEs) in enhancing competitiveness and expanding market reach. This community service program was conducted by the UNISNU XVII KKN Team in collaboration with the Fahri Parcel MSME in Kalipucang Kulon Village, Welahan District, Jepara Regency. The program aimed to optimize marketing strategies through digital platforms to increase the sales of bamboo weaving products. The methods used in this program included observation, mentoring, and intensive training focused on enhancing brand identity, creating and managing accounts on digital platforms (such as Shopee and Instagram), and developing skills in digital content creation. The results of this program showed a significant increase in brand recognition, market reach, and sales of Fahri Parcel's products. In conclusion, optimizing marketing strategies through digital platforms proved effective in improving the performance of the partner MSME. The active participation of the partner in every stage of the program also ensured the sustainability of the implemented strategies. This program not only provided direct benefits to the Fahri Parcel MSME but also enriched the practical experience of the service team in applying digital marketing knowledge. Thus, this program contributes to strengthening the competitiveness of MSMEs in the digital era.
Co-Authors aan wahyudin Abdulloh Yusuf, Ahmad Aditya, M.Fajar Ady Riyansyah Ahmad Aris Ahmad Saefudin Ahmad Septian Eka Setiawan Ahyadatul Khoiriyah Aisyah Aisyah Amalia, Lutfi Nur Amaliya, Feny Nor Andika Febrian Pratama Anggraini, Nur Ai'sah Anggraini Anggun Anggraini Aniqotun Zukhanid Arida Risqiana Arif Mustofa, Nur Asror, Khozinatul Ayuk Widiyah Bahtiar, Siti Budi Utami, Cahyaning Budi, Eka Setya Cahyaning Budi Utami Desi Tarwinanti Dewi Saputri, Oktaviana Dias Prihatmoko Diassyahma, Feriza Divani Nuril Khaqiqi Dwi Arini, Rina Eka Fitri Nor Faizah, Natasya Eki Dwi Septiani Eri Susanti Erna Wijayanti Fadia Risqi Dwiyanti Faridlotun Nimah Faristania, Reza Anida Farizki, Indhona Lukman Fatjri Rohman Febrina Eka Zunita feriza Feriza Diassyahma FINA FELIA PRAMUDITA Fitriyani, Yeny Hasanuddin, Ahmad Hasyim HS, Ahmad Fuad Hazmi, Faiqul Henny Ishalia Pratiwi Husein, Nirmala Amelia Ika Wahyu Purnama Ilham, Mohammad Imron Choeri Indrawati, Apriliyani Zunita Irfana, Naila Iskandar, Arip Dwi Karisma Alfiyati, Devi Khoiriyah, Ahyadatul Khoiruz Zaman, Wahyu Kusuma, Dewa Linda listiyani Listianingrum, Lailiya M. Azrul Aditya Saputra M.Fajar Aditya Maryono Maryono Maulidya Berliana Rahmawati Mubarok, Ahmad Fauzan Muchammad Muchammad Mufidah Lu’lu’ah Muhammad Ichsan syarifudin Muhammad Junaidi Retno Manggolo Munasir Muthoin Muthoin, Muthoin Nafisah, Zahrotun Nafisah, Zahrotun Naili Rahma Yuliani Naufal Rif’at, Dhany Nikmatun Ulya Nirmala Amelia Husein Nukhi Firdausi, Anfa Nur Arif Mustofa Nur Maulidia, Rizka Oktaviani, Vika Rohma Oktavina, Nikhla Pontiningsih, Nely Purwanto, Purwanto Putri Anjar Sari, Laila Putri Ningsih, Nia Putri, Liana Qodriyatul Alfiyah Qoriatul Hikmah Ramadhan Pujisantoso, Rahmat Rena Eka Nurmayanti Risma Hanifatur Rosyida Rizky Amalia, Ratna Rohman, Syifaur Rokhimah, Rokhimah Rosidah, Ida Sadid, Diva Mustamar Salma Mufarrikhatul Walidiyah Salsabila, Karina Saputri, Zulinda Kurniawati Sholihatussifa, Nailis Sholikhati Ikmah, Ika Siti Bahtiar Subaidi Subaidi Syarifatul Wardah Tutik Rofiqoh Tutik Rofiqoh Ubaidillah Ubaidillah Usfadhiya, Nafis Utami, Cahyaning Budi Vina Khoirotun Nisa Wahidullah Wahidullah Wahidullah, Wahidullah Wahyudin, Aan Yeny Fitriyani Yuliani, Naili Rahma zahrotun nafisah Zahrotun, Zahrotun ⁠Cahyaning Budi Utami