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All Journal ANTHROPOS: JURNAL ANTROPOLOGI SOSIAL DAN BUDAYA (JOURNAL OF SOCIAL AND CULTURAL ANTHROPOLOGY) E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Wahana Islamika: Jurnal Studi Keislaman Isti`dal : Jurnal Studi Hukum Islam ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi YUME : Journal of Management FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN IJoASER (International Journal on Advanced Science, Education, and Religion) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Wahana: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Revenue : Jurnal Ilmiah Akuntansi Indonesian Journal of Social Research (IJSR) Neraca Al-Sharf: Jurnal Ekonomi Islam An-Nisbah : Jurnal Perbankan Syariah Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Manajemen dan Profesional Khidmatan Bulletin of Community Engagement Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Akuntansi'45 EKONOMIKA45 Jurnal Al-Qiyam Jurnal Tana Mana JASNA : Journal For Aswaja Studies Wadiah : Jurnal Perbankan Syariah CONSEN: Indonesian Journal of Community Services and Engagement Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Indo-Fintech Intellectuals: Journal of Economics and Business Wahana Islamika: Jurnal Studi Keislaman RESLAJ: Religion Education Social Laa Roiba Journal Profetik: Jurnal Pengabdian Masyarakat Sharef: Journal of Sharia Economics and Finance al-Balagh : Jurnal Dakwah dan Komunikasi Jurnal Ekonomi, Bisnis dan Manajemen J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Al Iman: Jurnal Keislaman dan Kemasyarakatan Khidmatan Wahana Islamika; Jurnal Studi Keislaman
Ansori, Miswan
Universitas Islam Nahdlatul Ulama Jepara, Indonesia
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan terhadap Minat Menabung di Lembaga Keuangan Syariah Maulidya Berliana Rahmawati; Miswan Ansori; Cahyaning Budi Utami
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3658

Abstract

This research aims to find out whether there is an influence of sharia financial literacy and trust on people's interest in saving in sharia financial institutions. The research method used in this research is quantitative with data collection techniques through questionnaires. The object of this research is the people of Tengguli village, the majority of whom are Muslim. The research results show based on multiple linear regression analysis that sharia financial literacy and trust together have a significant influence on the interest in saving of the people of Tengguli village in sharia financial institutions. It is hoped that this research can be a reference for predicting interest in saving based on sharia financial literacy and trust, as well as consideration for financial practitioners in designing effective interventions to increase interest in saving through increasing sharia financial literacy and public trust. It is also hoped that further research can carry out research with a wider range of objects and with more diverse variables.
Analisis Sistem Pengendalian Internal Berbasis Committee On Sponsoring Organizations (COSO) Pada Pembiayaan Murabahah di KSPPS BMT Al-Hikmah Semesta Mlonggo Jepara Amaliya, Feny Nor; Ansori, Miswan
YUME : Journal of Management Vol 7, No 3 (2024)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v7i3.7044

Abstract

Penelitianinimenganalisissistempengendalianinternalberbasis CommitteeOn Sponsoring Organizations (COSO) pada pembiayaan murabahah di KSPPS BMT Al-Hikmah SemestaMlonggoJepara.Penelitianinibertujuanuntuk mengetahui analisis sistem pengendalian internal pada pembiayaan murabahah dan mengetahui kesesuaian sistem pengendalian internal pada pembiayaan murabahah dengan berbasis  CommitteeOn Sponsoring Organizations (COSO) di KSPPS BMT Al-Hikmah SemestaMlonggoJepara. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif yaitu dengan cara observasi langsung, wawancara, dan didukung dengan dokumentasi. Hasil penelitian menunjukkan bahwa sistem pengendalian internal pada pembiayaan murabahah dan kesesuaian sistem pengendalian internal pada pembiayaan murabahah dengan berbasis CommitteeOn Sponsoring Organizations (COSO) di KSPPS BMT Al-Hikmah SemestaMlonggoJepara sudah sesuai dan memadai. Namun, masih ada beberapa kelemahan, antara lain proses pengajuan yang dilakukan terlalu cepat sehingga kemungkinan terjadinya kesalahan analisa yang dapat menimbulkan pembiayaan macet, masih terdapat penyimpanan dokumen yang belum tersimpan dengan baik serta pihak pembiayaan masih belum memiliki pemahaman terkait manajemen risiko. Penelitian ini diharapkan dapat memberikan pemahaman yang lebih mendalam mengenai sistempengendalianinternalberbasis CommitteeOn Sponsoring Organizations (COSO) pada pembiayaan murabahah di KSPPS BMT Al-Hikmah SemestaMlonggoJepara. Kata Kunci: SistemPengendalianInternal,CommitteeOn Sponsoring Organizations (COSO),PembiayaanMurabahah
Analisis Pemahaman Literasi Keuangan Masyarakat UMKM Mebel Terhadap Kinerja Perbankan Syariah Wijayanti, Erna; ansori, miswan
YUME : Journal of Management Vol 7, No 3 (2024)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v7i3.7195

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat literasi keuangan syariah masyarakat yang bergerak di sektor UMKM mebel di Kabupaten Jepara dan dampaknya terhadap kinerja Bank Syariah Indonesia (BSI) KCP Jepara. Data dikumpulkan melalui survei yang mengukur empat dimensi utama literasi keuangan syariah: pengetahuan dasar keuangan, simpan pinjam syariah, asuransi syariah, dan investasi syariah. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan syariah masyarakat UMKM mebel di Jepara berada pada kategori sedang, dengan nilai rata-rata sebesar 71,99%. Pengetahuan dasar keuangan memiliki skor tertinggi, sementara asuransi syariah memiliki skor terendah. Temuan ini menunjukkan perlunya peningkatan edukasi literasi keuangan syariah di kalangan UMKM untuk memperkuat pengelolaan keuangan dan pengambilan keputusan yang lebih baik, yang pada akhirnya diharapkan dapat meningkatkan kinerja lembaga perbankan syariah. 
Peran Pembiayaan Keuangan Mikro Syariah dan Pendampingan Usaha terhadap Kesejahteraan Masyarakat Divani Nuril Khaqiqi; Miswan Ansori
Bulletin of Community Engagement Vol. 4 No. 2 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i2.1454

Abstract

This study aims to analyze the effect of sharia financing and business assistance on community welfare carried out by BMT AL Hikmah Guyangan branch in Guyangan Village, Jepara Regency. Through an associative quantitative approach, data were collected from 94 respondents of sharia cooperative members who received financing and business assistance. The results of multiple linear regression analysis indicate that sharia financing has a significant effect on improving community welfare. In addition, business assistance also has a positive impact on welfare. The combination of sharia financing and business assistance simultaneously makes a significant contribution to improving community welfare. These findings underline the importance of the role of sharia cooperatives in strengthening the welfare and financial inclusion of communities in rural areas.
Analisis Kepatuhan Syariah pada KSSPS BMT Guna Lestari Henny Ishalia Pratiwi; Miswan Ansori
Bulletin of Community Engagement Vol. 4 No. 3 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i3.1523

Abstract

This research aims to analyze the level of sharia compliance at KSPPS BMT Guna Lestari. The main focus of this research is to identify factors that influence sharia compliance and the role of the Sharia Supervisory Board (DPS) in maintaining operational integrity in accordance with sharia principles. The method used is a qualitative approach with case studies, where data is collected through semi-structured interviews, observation and documentation. The research results show that sharia compliance at KSPPS BMT Guna Lestari is influenced by the availability of DPS resources, reporting and coordination systems, as well as the culture of sharia compliance within the organization. DPS plays a significant role, although challenges such as limited resources and lack of employee technical understanding regarding sharia still exist. This research suggests the need for better resource allocation for DPS as well as more in-depth training for employees to improve sharia compliance.
Analisis SWOT Pada Produk Non Agunan (PRONA) Dalam Pembiayaan Musyarakah di KSPPS BMT Al Hikmah Semesta Mlonggo Jepara FINA FELIA PRAMUDITA; MISWAN ANSORI
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 17 No 2 (2024): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v17i2.1996

Abstract

Kecemasan akademis terkait Produk Non Agunan (PRONA) dalam pembiayaan musyarakah di KSPPS BMT Al Hikmah Semesta Jepara menjadi fokus penelitian ini. Metode penelitian yang digunakan adalah wawancara, observasi, dan dokumentasi untuk mengidentifikasi kekuatan, kelemahan, peluang, dan ancaman produk. Analisis lingkungan internal perusahaan dilakukan untuk menganalisis fungsi perusahaan. Matriks IFAS dan EFAS digunakan untuk merumuskan faktor strategis internal dan eksternal perusahaan. Hasil penelitian mengidentifikasi kekuatan dan kelemahan produk non agunan (PRONA), serta peluang dan ancaman yang dihadapinya. Analisis SWOT digunakan untuk merumuskan strategi perusahaan berdasarkan faktor internal dan eksternal yang mempengaruhi kinerja perusahaan. Kesimpulannya, Produk Non Agunan (PRONA) berpotensi untuk meningkatkan kapasitas ekonomi masyarakat dan membantu anggota yang menggunakan produk tanpa agunan. Penelitian ini memberikan pemahaman yang komprehensif tentang produk dan memungkinkan penelitian strategis yang efektif.
Nasab Bayi Tabung dalam Perspektif Agama Islam; Tinjauan Hukum Hasanuddin, Ahmad; Ansori, Miswan
Isti`dal : Jurnal Studi Hukum Islam Vol 11, No 1 (2024): ISLAMIC LAW
Publisher : Faculty of Sharia and Law Universitas Islam Nahdlatul Ulama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/ijshi.v11i1.6470

Abstract

 In the era of globalization as it is today, technological advancements have indeed greatly aided many fields, especially in healthcare. One of them is the technology in the field of in vitro fertilization (IVF) programs, which is increasingly sophisticated and intended for couples who are infertile. IVF is one method to address fertility issues when other methods have failed. However, as it develops, issues have arisen where initially this program was widely accepted by all parties due to its noble purpose, but recently  it has become controversial. The purpose of this research is to determine the legal status of babies born through artificial insemination (IVF), and to understand the relationship of the baby with its biological parents and with the surrogate mother.    
Peran BMT Ummat Sejahtera Abadi Cabang Kalinyamatan dalam Meningkatkan Kesejahteraan Petani Padi Melalui Pembiayaan Syariah Desi Tarwinanti; Miswan Ansori; ⁠Cahyaning Budi Utami
An-Nisbah: Jurnal Perbankan Syariah Vol. 6 No. 1 (2025): An-Nisbah: Jurnal Perbankan Syariah
Publisher : PRODI PERBANKAN SYARIAH INSTITUT AGAMA ISLAM (IAI) SUNAN KALIJOGO MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/nisbah.v6i1.3539

Abstract

Penelitian ini mengkaji peran strategis KSPPS BMT Ummat Sejahtera Abadi Cabang Kalinyamatan dalam meningkatkan kesejahteraan petani padi melalui skema pembiayaan syariah yang fleksibel dan adaptif. Salah satu isu utama yang dihadapi petani adalah keterbatasan akses terhadap pembiayaan yang sesuai dengan kebutuhan dan karakteristik pendapatan mereka yang bersifat musiman. BMT USA merancang dua skema pembiayaan, yaitu skema musiman untuk mengakomodasi pendapatan petani yang fluktuatif, dan skema bulanan untuk anggota yang membutuhkan pembayaran lebih terstruktur. Tujuan pengabdian ini adalah menyediakan solusi pembiayaan yang adil dan sesuai prinsip syariah guna meningkatkan produktivitas pertanian dan kesejahteraan petani. Metode pendekatan partisipatif diterapkan dengan melibatkan petani dalam proses identifikasi kebutuhan, pemberian modal kerja, dan pendampingan teknis. Hasil pengabdian menunjukkan bahwa pembiayaan syariah yang ditawarkan mampu memberikan modal kepada petani untuk memenuhi kebutuhan seperti pupuk dan alat pertanian, sekaligus mengatasi tantangan musiman seperti cuaca ekstrem. Selain itu, prinsip keadilan yang diterapkan meningkatkan kepercayaan petani terhadap BMT dibandingkan lembaga keuangan konvensional. Program ini tidak hanya memperkuat daya beli masyarakat lokal dan perputaran ekonomi di desa-desa sekitar, tetapi juga menjangkau segmen masyarakat yang kurang terlayani, sehingga memberikan dampak nyata terhadap peningkatan kesejahteraan petani padi.
Pengaruh Religiositas Dan Lingkungan Sosial Terhadap Minat Menabung Di Lembaga Keuangan Syariah Pada Karyawan Pt Jiale Indonesia Ansori, Miswan; Kusuma, Dewa
Neraca Vol. 20 No. 1 (2024): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v20i1.1847

Abstract

Abstract This study aims to answer the question of whether religiosity and social environment influence the interest in saving at Islamic financial institutions among employees of PT Jiale Indonesia. The approach used in this research is quantitative, with primary data sources. Primary data were collected through an online questionnaire distributed to employees of PT Jiale Indonesia. The sampling method used is purposive sampling, with a total of 353 respondents. The analytical technique employed is multiple linear regression. The results of the study indicate that both religiosity and social environment influence the interest in saving at Sharia financial institutions. Among the two variables tested, the social environment variable has a greater influence on the interest in saving at Sharia financial institutions. REFERENSI Abduh, M., Alawiyah, T., Apriansyah, G., Sirodj, R. A., & Afgani, M. W. (2022). Survey Design: Cross Sectional dalam Penelitian Kualitatif. 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An Analysis of Culinary Business Development Strategy in an Islamic Economic Perspective Salsabila, Karina; Ansori, Miswan; Zahrotun, Zahrotun
International Journal on Advanced Science, Education, and Religion Vol 8 No 1 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i1.796

Abstract

In this era of globalization, the culinary industry has become a sector that is growing rapidly, both at the local and international levels . Indonesia, with its cultural diversity and abundant culinary riches, is a fertile place for the growth of the culinary business. Among the various factors that influence the success of a culinary business, the right development strategy plays a key role in ensuring business continuity. The culinary sector is also an inseparable part of the lives of Muslim communities, who often follow Islamic economic principles in various aspects of their lives, including business. The principles of Islamic economics, which include justice, togetherness and transparency, can be a valuable guide in designing culinary business development strategies that are sustainable and in line with Islamic values. This study will focus on a culinary company called Idola Snack and Catering which is based in Jepara. Jepara, as one of the cities in Indonesia with a unique cultural and culinary richness, provides an interesting context for studying culinary business development strategies. Using an Islamic economic approach, this research will analyze the development strategies implemented by Idola Snack and Catering, as well as their impact on financial performance, business growth and contribution to the local community. By better understanding how the principles of Islamic economics can be applied in the culinary business, it is hoped that this research can provide valuable insight for culinary industry players, entrepreneurs, academics and observers of Islamic economics in an effort to improve the quality and sustainability of culinary businesses in Indonesia, as well as creating a wider positive impact on society.
Co-Authors aan wahyudin Abdulloh Yusuf, Ahmad Aditya, M.Fajar Ady Riyansyah Ahmad Aris Ahmad Saefudin Ahmad Septian Eka Setiawan Ahyadatul Khoiriyah Aisyah Aisyah Amalia, Lutfi Nur Amaliya, Feny Nor Andika Febrian Pratama Anggraini, Nur Ai'sah Anggraini Anggun Anggraini Aniqotun Zukhanid Arida Risqiana Arif Mustofa, Nur Asror, Khozinatul Ayuk Widiyah Bahtiar, Siti Budi Utami, Cahyaning Budi, Eka Setya Cahyaning Budi Utami Desi Tarwinanti Dewi Saputri, Oktaviana Dias Prihatmoko Diassyahma, Feriza Divani Nuril Khaqiqi Dwi Arini, Rina Eka Fitri Nor Faizah, Natasya Eki Dwi Septiani Eri Susanti Erna Wijayanti Fadia Risqi Dwiyanti Faridlotun Nimah Faristania, Reza Anida Farizki, Indhona Lukman Fatjri Rohman Febrina Eka Zunita feriza Feriza Diassyahma FINA FELIA PRAMUDITA Fitriyani, Yeny Hasanuddin, Ahmad Hasyim HS, Ahmad Fuad Hazmi, Faiqul Henny Ishalia Pratiwi Husein, Nirmala Amelia Ika Wahyu Purnama Ilham, Mohammad Imron Choeri Indrawati, Apriliyani Zunita Irfana, Naila Iskandar, Arip Dwi Karisma Alfiyati, Devi Khoiriyah, Ahyadatul Khoiruz Zaman, Wahyu Kusuma, Dewa Linda listiyani Listianingrum, Lailiya M. Azrul Aditya Saputra M.Fajar Aditya Maryono Maryono Maulidya Berliana Rahmawati Mubarok, Ahmad Fauzan Muchammad Muchammad Mufidah Lu’lu’ah Muhammad Ichsan syarifudin Muhammad Junaidi Retno Manggolo Munasir Muthoin Muthoin, Muthoin Nafisah, Zahrotun Nafisah, Zahrotun Naili Rahma Yuliani Naufal Rif’at, Dhany Nikmatun Ulya Nirmala Amelia Husein Nukhi Firdausi, Anfa Nur Arif Mustofa Nur Maulidia, Rizka Oktaviani, Vika Rohma Oktavina, Nikhla Pontiningsih, Nely Purwanto, Purwanto Putri Anjar Sari, Laila Putri Ningsih, Nia Putri, Liana Qodriyatul Alfiyah Qoriatul Hikmah Ramadhan Pujisantoso, Rahmat Rena Eka Nurmayanti Risma Hanifatur Rosyida Rizky Amalia, Ratna Rohman, Syifaur Rokhimah, Rokhimah Rosidah, Ida Sadid, Diva Mustamar Salma Mufarrikhatul Walidiyah Salsabila, Karina Saputri, Zulinda Kurniawati Sholihatussifa, Nailis Sholikhati Ikmah, Ika Siti Bahtiar Subaidi Subaidi Syarifatul Wardah Tutik Rofiqoh Tutik Rofiqoh Ubaidillah Ubaidillah Usfadhiya, Nafis Utami, Cahyaning Budi Vina Khoirotun Nisa Wahidullah Wahidullah Wahidullah, Wahidullah Wahyudin, Aan Yeny Fitriyani Yuliani, Naili Rahma zahrotun nafisah Zahrotun, Zahrotun ⁠Cahyaning Budi Utami