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All Journal ANTHROPOS: JURNAL ANTROPOLOGI SOSIAL DAN BUDAYA (JOURNAL OF SOCIAL AND CULTURAL ANTHROPOLOGY) E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Wahana Islamika: Jurnal Studi Keislaman Isti`dal : Jurnal Studi Hukum Islam ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi YUME : Journal of Management FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN IJoASER (International Journal on Advanced Science, Education, and Religion) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Wahana: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Revenue : Jurnal Ilmiah Akuntansi Indonesian Journal of Social Research (IJSR) Neraca Al-Sharf: Jurnal Ekonomi Islam An-Nisbah : Jurnal Perbankan Syariah Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Manajemen dan Profesional Khidmatan Bulletin of Community Engagement Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Akuntansi'45 EKONOMIKA45 Jurnal Al-Qiyam Jurnal Tana Mana JASNA : Journal For Aswaja Studies Wadiah : Jurnal Perbankan Syariah CONSEN: Indonesian Journal of Community Services and Engagement Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Indo-Fintech Intellectuals: Journal of Economics and Business Wahana Islamika: Jurnal Studi Keislaman RESLAJ: Religion Education Social Laa Roiba Journal Profetik: Jurnal Pengabdian Masyarakat Sharef: Journal of Sharia Economics and Finance al-Balagh : Jurnal Dakwah dan Komunikasi Jurnal Ekonomi, Bisnis dan Manajemen J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Al Iman: Jurnal Keislaman dan Kemasyarakatan Khidmatan Wahana Islamika; Jurnal Studi Keislaman
Ansori, Miswan
Universitas Islam Nahdlatul Ulama Jepara, Indonesia
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Pengaruh Kualitas Pelayanan Dan Penanganan Keluhan Terhadap Pembiayaan Bermasalah Di BMT Artha Abadi Ika Wahyu Purnama; Miswan Ansori; Mubarok, Ahmad Fauzan
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3347

Abstract

This research aims to analyze the influence of service quality and complaint handling on problematic financing at BMT Artha Abadi Jepara. The method used in this research is a quantitative method with a field research design. The research sample was 32 respondents. The data analysis used is multiple linear regression analysis with the help of SmartPLS4 software. The research results show that service quality has no effect on financing problems at BMT Artha Abadi Jepara (p-value: 0.384>0.05). Handling complaints has no effect on problematic financing at BMT Artha Abadi Jepara (p-value: 0.215>0.05). Service quality and complaint handling simultaneously or together influence problematic financing at BMT Artha Abadi Jepara (p-value: 0.000<0.05). The results of this research can be an alternative solution to reduce the high number of financing problems that often occur in various financial institutions. Through this research, it was found that jointly or simultaneously, service quality and complaint handling can influence problematic financing. In this way, it is hoped that it can make a contribution to financial institutions experiencing problems related to problematic financing.
Switching intention nasabah bank konvensional ke bank syariah berdasarkan teori push-pull-mooring Oktavina, Nikhla; Ansori, Miswan
ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Vol 8, No 2 (2024): Oktober
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/iso.v8i2.2954

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Push-Pull-Mooring (PPM) terhadap Switching Intention nasabah bank konvensional ke bank syariah di Kabupaten Jepara. Push Factors (X1) mencakup ketidakpuasan nasabah terhadap bank konvensional, sementara Pull Factors (X2) meliputi daya tarik bank syariah, seperti prinsip syariah dan layanan yang lebih inovatif. Mooring Factors (X3) adalah faktor-faktor penghambat perpindahan, seperti loyalitas dan kenyamanan dengan layanan bank konvensional. Metode yang digunakan dalam penelitian ini adalah pendekatan kuantitatif. Data dikumpulkan melalui penyebaran kuesioner kepada 160 nasabah bank konvensional yang mempertimbangkan berpindah ke bank syariah. Data penelitian dianalisis dengan menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa Push Factors dan Pull Factors berpengaruh signifikan dan positif terhadap Switching Intention, sedangkan Mooring Factors berpengaruh signifikan namun negatif. Artinya, semakin besar ketidakpuasan dan daya tarik bank syariah, semakin besar kemungkinan nasabah untuk berpindah, tetapi loyalitas dan kenyamanan dengan bank konvensional menghambat keputusan tersebut. Penelitian ini memberikan kontribusi bagi literatur mengenai perilaku perpindahan nasabah serta implikasi bagi pengembangan strategi pemasaran bank syariah.
Pembiayaan Musyarakah untuk Usaha Mikro Kecil Menengah Ditinjau dari Fatwa DSN No.08/DSN-MUI/IV/2020 (Studi Kasus BMT Al Hikmah SEMESTA Cabang Ngabul) Nukhi Firdausi, Anfa; Ansori, Miswan
Sharef: Journal of Sharia Economics and Finance Vol 1 No 1 (2023): Journal of Sharia Economics and Finance Vol. 1 No. 1 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jsef.v1i1.411

Abstract

Penelitian ini bertujuan untuk menganalisis (1) pembiayaan musyarakah yang diterapkan di BMT Al Hikmah Semesta Cabang Ngabul Jepara kepada UMKM; (2) kesesuaian akad pembiayaan musyarakah di BMT Al Hikmah Semesta Cabang Ngabul Jepara dengan fatwa DSN No. 08/DSN - MUI/IV/2000. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian lapangan ( field research ). Berdasarkan data yang diperoleh, dapat disimpulkan bahwa realisasi dari pembiayaan musyarakah yang berdasarkan prinsip syariah tersebut terdapat beberapa hal yang belum sesuai pada Fatwa DSN - MUI No. 08/DS N - MUI/IV/2000 tentang pembiayaan musyarakah salah satunya mengenai bagi hasil (keuntungan) yang ditentukan di awal akad berupa nominal, sehingga menyebabkan potensi riba, kerugian ditanggung salah satu pihak anggota yang menyebabkan tidak setara kedudukan kedua pihak, maka pembiayaan akad musyarakah masih belum sesuai dengan Fatwa DSN - MUI No. 08/DSN - MUI/IV/2000 tentang pembiayaan musyarakah . Lembaga dalam hal ini belum sepenuhnya menjalankan prinsip syariah dengan baik dan benar.
Implikasi Hukum dan Etika Perbankan Syariah Terhadap Transaksi yang Terkait dengan Judi Online Ady Riyansyah; Miswan Ansori
AKUNTANSI 45 Vol. 5 No. 2 (2024): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v5i2.3354

Abstract

Islam encourages its followers to engage in muamalah activities, which must align with its basic principles, forming a crucial foundation for business conduct. Sharia banks, representing sharia-based financial businesses, have shown positive growth trends in Indonesia. This poses a challenge for the sharia banking industry, which must ensure compliance with sharia regulations. This research, a library study, involves collecting references from journal articles. Library research uses literature, including books, notes, and previous research reports. In Indonesia, online gambling is strictly prohibited by Law No. 7 of 1974 on Gambling Control. However, online gambling is becoming increasingly popular among Indonesians due to its convenience, with some sites facilitating payments through sharia bank accounts. To tackle this issue, sharia banking must enhance supervision and enforce strict regulations to prevent the misuse of services for online gambling. This study contributes significantly to understanding the legal and ethical implications of sharia banking concerning transactions related to online gambling. By highlighting the prohibition of gambling in Islam and its application in the digital age, this research provides a new perspective that integrates religious values with modern technological challenges.
Pengaruh Tingkat Pengetahuan dan Persepsi Karyawan PT. PWI Terhadap Minat pada Lembaga Keuangan Syariah : (Studi Karyawan PT Parkland Word Indonesia) Ayuk Widiyah; Miswan Ansori; Zahrotun Nafisah
AKUNTANSI 45 Vol. 5 No. 2 (2024): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v5i2.3399

Abstract

This study aims to analyze the influence of the level of knowledge and perception of employees at PT Parkland World Indonesia (PWI) on their interest in Islamic financial institutions. PT PWI, a foreign investment company in Jepara with a workforce of 16,418 employees, presents a diverse background that can provide valuable insights into perceptions of Islamic financial institutions. Previous research indicates that knowledge and perception have a relationship with interest in Islamic financial institutions. This study employs a survey approach with a quantitative method using a multiple linear regression analysis. The sample is drawn using Slovin's formula, and data are collected through questionnaires filled out by PT PWI employees. The results show that the level of employee knowledge does not significantly influence their interest in Islamic financial institutions, with a p-value of 0.163. Conversely, employee perception has a significant impact, with a p-value of 0.000. Simultaneously, knowledge and perception significantly affect employees' interest in Islamic financial institutions. These findings suggest that while knowledge does not greatly influence interest, a positive perception of Islamic financial institutions can enhance employees' interest in using their products and services.
PENGARUH PEMAHAMAN BUNGA DAN BAGI HASIL TERHADAP MINAT KARYAWAN PT.NAMYOUNG MENEMPATKAN DANA DI LEMBAGA KEUANGAN SYARIAH Indrawati, Apriliyani Zunita; Ansori, Miswan; Nafisah, Zahrotun
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 7, No 2 (2024): NOVEMBER
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v7i2.2441

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh pemahaman bunga dan pemahaman bagi hasil terhadap minat menempatkan dana di Lembaga Keuangan Syariah.  Pemilihan objek Lembaga Keuangan Syariah didasari pada mayoritas agama di Indonesia yaitu Islam. Metode penelitian dilakukan dengan pendekatan kuantitatif deskriptif. Sampel penelitian sebanyak 59 responden yang berasal dari karyawan PT. Namyoung Indonesia dengan teknik simple random sampling. Analisis data menggunakan teknik regresi linier berganda dengan software SPSS. Hasil penelitian menunjukkan bahwa secara parsial pemahaman bunga berpengaruh terhadap minat menempatkan dana, secara parsial pemahaman bagi hasil berpengaruh terhadap minat menempatkan dana dan secara simultan pemahaman bunga dan pemahaman bagi hasil berpengaruh terhadap minat menempatkan dana di Lembaga Keuangan Syariah. Penelitian ini berkontribusi dalam membuktikan bahwa seseorang yang memiliki latar belakang beragam dan tidak hanya kental dengan budaya islam masih minat untuk menempatkan dana di Lembaga Keuangan Syariah dengan adanya pemahaman bunga dan pemahaman bagi hasil. 
STRATEGI PENGEMBANGAN MARKETING BANK BTPN SYARIAH CABANG TUBAN Saputri, Zulinda Kurniawati; Ansori, Miswan
Jurnal Revenue : Jurnal Ilmiah Akuntansi Vol. 5 No. 2 (2025): Jurnal Revenue : Jurnal Ilmiah Akuntansi
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rev.v5i2.625

Abstract

BTPN Syariah still faces many shortcomings and obstacles. Among the external challenges is the increasing number of banks, both Islamic and conventional. As for internal issues or challenges, BTPN Syariah has a limited number of experts in this field, whether in marketing or other areas. Most of the employees at BTPN Syariah are high school graduates or equivalent. The purpose of this study is to explore the Development Strategy of BTPN Syariah Bank. A qualitative approach and descriptive research type were used in this study. The data required by the researcher comes from primary and secondary data sources. In this research, the techniques used to obtain data include observation, interviews, and documentation. The techniques used to analyze the data consist of data reduction, data presentation, and drawing conclusions. The research found that the Tuban branch of BTPN Syariah employs strategies such as tailoring funding and financing products to meet community needs, using face-to-face promotional strategies and collaboration with institutions, and improving access by offering proactive services
Analisis Peran Sistem Informasi Produk Penyerapan Dana Pada Baitul Mal Wa Tamwil Mitra Utama Oktaviani, Vika Rohma; Ansori, Miswan; Utami, Cahyaning Budi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 6 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (2024)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i6.1970

Abstract

This article aims to analyze the role of Sharia Savings and Loans Cooperatives (KSPPS) in improving the welfare of the Sinanggul community, Jepara. KSPPS plays an important role in providing access to sharia-based finance, which supports the development of the community's economy by avoiding the practices of usury, gharar, and maysir. Based on data from previous studies, KSPPS has been proven to have a significant impact on increasing community income and welfare, especially through the provision of financing for micro, small and medium enterprises (MSMEs). This study uses a descriptive qualitative method with a case study approach to explore more deeply how KSPPS in Sinanggul plays a role in supporting local economic development. The results of the study show that through sharia savings and financing products, KSPPS is able to increase financial inclusion and the economic welfare of the local community.
Implementasi Analisis SWOT Strategi Pemasaran Produk BSI Griya di Bank Syariah Indonesia KCP Jepara Husein, Nirmala Amelia; Ansori, Miswan
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 5, No 2 (2024): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v5i2.1745

Abstract

This research analyzes the marketing strategy for BSI Griya products at Bank Syariah Indonesia KCP Jepara using SWOT analysis. The results show that the product's main strengths are its usury-free sharia financing system and excellent service, while its weaknesses lie in the lack of promotion and strict financing procedures. Opportunities that can be exploited include high demand for housing and trends in sharia products, while the main threats come from competition with other banks and fluctuating economic conditions. It is hoped that implementing the right strategy can increase BSI Griya's market share and meet the needs of the Jepara community for sharia-based home ownership financing products.
PENGARUH PENGETAHUAN PRODUK DAN AKSES INFORMASI TERHADAP MINAT MENGGUNAKAN PRODUK PEMBIAYAAN LEMBAGA KEUANGAN SYARIAH DI PT URECELL Usfadhiya, Nafis; Ansori, Miswan
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).19005

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan produk dan akses informasi  terhadap minat karyawan PT. Urecell dalam mengambil pembiayaan di lembaga keuangan syariah di Kabupaten Jepara. Dengan semakin maraknya lembaga keuangan syariah maka penting untuk memahami bagaimana pengetahuan dan akses informasi  dapat mempengaruhi minat karyawan. Penelitian ini menggunakan pendekatan kuantitatif dengan sampel 105 karyawan PT. Urecell Indonesia yang terletak di Kabupaten Jepara. Data dikumpulkan melalui kuesioner yang disebarkan kepada responden dan dianalisis menggunakan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa pengetahuan produk memiliki pengaruh yang signifikan terhadap minat karyawan. Lebih lanjut, akses informasi memiliki pengaruh yang signifikan terhadap minat karyawan. Pengetahuan produk  dan akses informasi yang baik dapat meningkatkan minat karyawan. Penelitian ini memberikan implikasi praktis bagi manajemen lembaga keuangan syariah dalam meningkatkan pengetahuan produk dan akses informasi untuk memperkuat minat masyarakat.
Co-Authors aan wahyudin Abdulloh Yusuf, Ahmad Aditya, M.Fajar Ady Riyansyah Ahmad Aris Ahmad Saefudin Ahmad Septian Eka Setiawan Ahyadatul Khoiriyah Aisyah Aisyah Amalia, Lutfi Nur Amaliya, Feny Nor Andika Febrian Pratama Anggraini, Nur Ai'sah Anggraini Anggun Anggraini Aniqotun Zukhanid Arida Risqiana Arif Mustofa, Nur Asror, Khozinatul Ayuk Widiyah Bahtiar, Siti Budi Utami, Cahyaning Budi, Eka Setya Cahyaning Budi Utami Desi Tarwinanti Dewi Saputri, Oktaviana Dias Prihatmoko Diassyahma, Feriza Divani Nuril Khaqiqi Dwi Arini, Rina Eka Fitri Nor Faizah, Natasya Eki Dwi Septiani Eri Susanti Erna Wijayanti Fadia Risqi Dwiyanti Faridlotun Nimah Faristania, Reza Anida Farizki, Indhona Lukman Fatjri Rohman Febrina Eka Zunita feriza Feriza Diassyahma FINA FELIA PRAMUDITA Fitriyani, Yeny Hasanuddin, Ahmad Hasyim HS, Ahmad Fuad Hazmi, Faiqul Henny Ishalia Pratiwi Husein, Nirmala Amelia Ika Wahyu Purnama Ilham, Mohammad Imron Choeri Indrawati, Apriliyani Zunita Irfana, Naila Iskandar, Arip Dwi Karisma Alfiyati, Devi Khoiriyah, Ahyadatul Khoiruz Zaman, Wahyu Kusuma, Dewa Linda listiyani Listianingrum, Lailiya M. Azrul Aditya Saputra M.Fajar Aditya Maryono Maryono Maulidya Berliana Rahmawati Mubarok, Ahmad Fauzan Muchammad Muchammad Mufidah Lu’lu’ah Muhammad Ichsan syarifudin Muhammad Junaidi Retno Manggolo Munasir Muthoin Muthoin, Muthoin Nafisah, Zahrotun Nafisah, Zahrotun Naili Rahma Yuliani Naufal Rif’at, Dhany Nikmatun Ulya Nirmala Amelia Husein Nukhi Firdausi, Anfa Nur Arif Mustofa Nur Maulidia, Rizka Oktaviani, Vika Rohma Oktavina, Nikhla Pontiningsih, Nely Purwanto, Purwanto Putri Anjar Sari, Laila Putri Ningsih, Nia Putri, Liana Qodriyatul Alfiyah Qoriatul Hikmah Ramadhan Pujisantoso, Rahmat Rena Eka Nurmayanti Risma Hanifatur Rosyida Rizky Amalia, Ratna Rohman, Syifaur Rokhimah, Rokhimah Rosidah, Ida Sadid, Diva Mustamar Salma Mufarrikhatul Walidiyah Salsabila, Karina Saputri, Zulinda Kurniawati Sholihatussifa, Nailis Sholikhati Ikmah, Ika Siti Bahtiar Subaidi Subaidi Syarifatul Wardah Tutik Rofiqoh Tutik Rofiqoh Ubaidillah Ubaidillah Usfadhiya, Nafis Utami, Cahyaning Budi Vina Khoirotun Nisa Wahidullah Wahidullah Wahidullah, Wahidullah Wahyudin, Aan Yeny Fitriyani Yuliani, Naili Rahma zahrotun nafisah Zahrotun, Zahrotun ⁠Cahyaning Budi Utami