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Gaya Hidup Frugal Living Dalam Penggunaan Kartu Kredit Menurut Pandangan Islam Asriyana, Asriyana; Sapa, Nasrullah Bin; Widjaja, Abdi; Daryanti, Daryanti
JAMBURA: Jurnal Ilmiah Manajemen dan Bisnis Vol 6, No 3 (2023): JIMB - VOLUME 6 NOMOR 3 Januari 2024
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jimb.v6i3.23742

Abstract

Motif ekonomi sebagian masyarakat di Indonesia dalam menggunakan kartu kredit karena dorongan gaya hidup serta kepemilikan kartu kredit dianggap dapat meningkatkan gengsi (prestige), selain itu kartu kredit dapat mempermudah masyarakat dalam meringankan pembayaran seperti membeli barang sekarang namun membayar kemudian sehingga dengan mudah memperoleh barang atau jasa yang diinginkannya. Atas hal tersebut penulis tertarik membahas perilaku Frugal Living dalam penggunaan kartu kredit menurut pandangan Islam. Penelitian ini merupakan penelitian kualitatif deskriftif. Tujuan penelitian ini adalah menafsirkan situasi yang sedang terjadi, sikap/pandangan yang terjadi didalam masyarakat, pertentangan dua keadaaan atau lebih, pengaruh terhadap suatu kondisi ataupun hal lainnya. Pemegang kartu kredit perlu mengontrol pengeluaran keuangan dengan menerapkan gaya hidup frugal living, diharapkan hal tersebut untuk tetap menjaga kestabilan pengeluaran dengan tidak menghambur-hamburkan hartanya dalam berbagai hal, bahkan untuk berinfak sekalipun. Hal ini dalam rangka menghindari perbuatan boros yang dapat mencelakakan manusia yang mana perbuatan tersebut sangat tidak disukai Allah SWT.
Strategi Inovatif Guru dalam Meningkatkan Pemahaman Siswa melalui Pembelajaran Berbasis Proyek (PjBL) pada Mata Pelajaran IPS di SD Negeri 1 Cilangkap Daryanti, Daryanti; Ningsih, Tutuk
ANWARUL Vol 5 No 2 (2025): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v5i2.5539

Abstract

This study is motivated by social studies learning which is very important in education, but is often hampered by low student interest. This study aims to investigate teachers' innovative strategies in improving students' understanding of Social Studies learning at SD Negeri 1 Cilangkap, given the challenges of low interest and lack of innovation in learning. The research method used a descriptive qualitative approach through observation, interviews, and documentation. Data analysis includes reduction, presentation, and conclusion drawing. The results showed that the implementation of Project-Based Learning (PjBL) model increased students' engagement, enthusiasm, and understanding of social studies materials. PjBL also fosters students' social skills such as collaboration, communication, and problem solving. The conclusion of this research is that the innovative strategy of using the Project-Based Learning (PjBL) model improves students' understanding and shapes students' characters into competent and responsible individuals. The teacher acts as a facilitator, guiding students independently. The findings of this study contribute to the advancement of education in Indonesia, particularly improving the quality of social studies teaching in primary schools.
Discourse Enterprise in Natural Resource Management for the Common Heritage of Mankind Syofyan, Ahmad; Natamiharja, Rudi; Aida, Melly; Aini, Desy Churul; Daryanti, Daryanti; Januarti, Rasti Putri
Indonesian Journal of International Law
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Common Heritage of Mankind (CHM) is a principle in which all entities can manage the natural resources that exist in the world and must share the benefits of their exploitation with other entities for the common good. However, the principle of CHM has not been structurally and legally regulated in space. The enthusiasm about ‘infinite natural wealth’ that space and seabed mining can produce, particularly in developing countries, means that they can benefit from the activities carried out in order for their regional and mineral resources to be declared as the heritage of mankind. The hypothesis obtained from this research will explore the principles of rules for the management of exploration and exploitation in general of natural resources by international enterprise within the CHM regime and analyze the need to establish management enterprise and international authorities/ organization to manage natural resource exploitation activities as a common heritage. Finding and formulating the urgency of the formation of a business entity and finding a suitable formulation of principles for managing the results of natural resource exploitation activities with international organizations in CHM for international enterprise as business actors who are obliged to have ideas about the mechanisms and procedures in managing Space that has brought out for the exploration and exploitation of the common heritage of mankind. The idea in the International Statute could be the basis for adding a new norm in international law.
Co-Authors Achmad Fatchul Aziez Agus Budiyono Ahmad Musseng Ahmad Syofyan Albertus Sentot Sudarwanto, Albertus Sentot Andria, Andria Asriyana, . Astuty Hasti Badrussaman, Andi Baso, Muhammad Ihsan HM. Bayu Sujadmiko, Bayu Desy Churul Aini Dian Rakhmawati, Dian Dwi Susilo Utami Dwi Susilo Utami EKA YULI HANDAYANI Endang Suprapti Fatimura, Muhrinsyah Firman Firman Haryuni Hasti, Astuty Indradewa, Rhian Indrawan, Muharram Januarti, Rasti Putri Jumarti, Jumarti KD, Tyas Soemarah Maria Angelina Ua Melly Aida Muhamad Zumri Muhammad Ihsan H.M. Baso Natamiharja, Rudi Neng Indriyani Neviyarni, Neviyarni Permana, Ilham Aji PITOYO PITOYO Pratama, Resky Anugerah Puput Muliana R Soelistijono RATNA INDRAWATI Rianto, Prisma Aditya Rosita Candrakirana S Sulistyono Sabatira, Febryani Santi Santi Sapa, Nasrullah Bin Sapto Priyadi Sari, Tyara Yunika Siti Mardhika Sari SKD, Tyas Soelistijono , R Soemarah KD , Tyas Sudarming, Fatmariah Sumarlin, Abdul Sunaryanto, Ketut Tantri Yanuar Rahmat Syah Taufina Taufina, Taufina Teguh Supriyadi Tutuk Ningsih Tyas Soemarah K.D Tyas Soemarah Koernia Dewi TYAS SUMARAH KURNIA DEWI Utomo, Herry Widjaja, Abdi Wiyono wiyono Yusda, Riki Andri