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THE INFLUENCE OF NPF, BOPO, AND CKPN ON THE ROA OF SHARIA BUSINESS UNIT IN INDONESIA Siregar, Pani Akhiruddin; Wirian, Oktrigana; Ruslan, Muhammad; Afandi, Ahmad; Olivia, Hastuti
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This research aims to analyze the influence of NPF, BOPO, and CKPN on the ROA of Sharia Business Unit in Indonesia. The type of research data with secondary data is sourced from the Financial Ratios of Islamic Business Unit and Islamic Business Unit Operations through the publication of The Sharia Indonesia Banking Statistics, Financial Services Authority (SPS-OJK). The SPS-OJK is is a publication media that provides data regarding the Sharia banking industry in Indonesia. The research sample was taken periodically in the form of monthly data from January 2020 to August 2023. At least, the amount of data that can be further analyzed is 44 data. Sampling technique with simple random sampling. The results of the research are as follows: (1) The estimation model shows an R2 value of 0,893 which represents the value of the coefficient of determination. This means that 89,30% of the dependent variable variation is able to be explained by the independent variable in this model. The remaining 10,70% is explained by other causes that are not included in the model; (2) The regression model on the independent variable simultaneously influence the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (3) This research produced output that NPF, BOPO, and CKPN have an influential and are significant on the ROA of Sharia Business Unit in Indonesia.
CONDITIONS AND ATMOSPHERE OF ISLAMIC EFFECTIVE LEARNING Wirian, Oktrigana; Agustina, Nelly
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The effectiveness of the Islamic learning process is influenced by the environment, learning materials, educators, learning strategies, media and social background of students. In general In the process of Islamic education there are still many problems that are the target of education Islam, namely the awareness of students to practice Islamic law, faith, piety and morality noble in the process of life has not reached its target. Education provides sensibility assistance students in such a way that in their pattern of life they are able to take steps and decision-making, as well as their approach to science regulated in a very deep Islamic ethics. The learning process is an activity for teach students. To educate students, various equipment is needed including the selection, determination and development of methods based on conditions existing learning. The learning process can help students obtain information, ideas, skills, values, ways of thinking, means of self-expression of students and ways Study.
Peran Dosen dalam Membangun Moderasi Beragama di Universitas HKBP Nommensen Medan Wirian, Oktrigana; Zuliana, Zuliana; Daudy, Rihan Alfitra; Shabilla, Reisya
Maslahah: Jurnal Pengabdian Masyarakat Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/maslahah.v6i2.12469

Abstract

This community service research aims to examine the role of lecturers in building religious moderation in the HKBP Nommensen University Medan environment. In the context of a pluralistic society, universities have a strategic responsibility to instill the values of tolerance, inclusiveness, and peace through higher education. This study uses a qualitative approach with a phenomenological method, through in-depth interviews, observations, and documentation studies. The results of the study indicate that lecturers at UHN Medan generally have a good understanding of the concept of religious moderation, which is reflected in the integration of the values of tolerance and diversity in learning, providing role models in social interactions, and active participation in interfaith activities. However, the implementation of the values of religious moderation still faces a number of challenges, such as interfaith stereotypes, limited multicultural pedagogy, and lack of institutional policy support. This study recommends strategies to strengthen the role of lecturers through ongoing training, development of inclusive curriculum, collaboration between faculties and religions, and the creation of a campus culture that supports the values of moderation. These findings emphasize the importance of the role of lecturers as agents of change in creating a peaceful and tolerant academic environment amidst diversity.
EDUKASI MODERASI BERAGAMA SEJAK DINI PADA ANAK DI TADIKA AL-FIKH ORCHARD-MALAYSIA Zuliana, Zuliana; Qorib, Muhammad; Wirian, Oktrigana; Butlam, Qoree
Berajah Journal Vol. 4 No. 2 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i2.325

Abstract

This study aims to understand religious moderation education for early childhood at Tadika Al-Fikh Orchard Malaysia. The research uses a qualitative method with data collection techniques of observation, interviews, and documentation. The data analysis used is the Miles and Huberman model, which includes data reduction, display, and verification. The results show that early religious moderation education is needed to prevent children's behavior that does not align with religious teachings in the educational environment. The education is carried out by instilling awareness about religious diversity, teaching the values of religious tolerance, using engaging learning media, conducting practical religious moderation activities in the classroom, and encouraging parental participation. Strengthening religious moderation in early childhood includes four aspects of religious moderation: instilling national commitment, strengthening tolerance, anti-violence, and introducing and preserving local culture. Strengthening religious moderation needs to be taught to children from an early age so that they can develop moderate traits from a young age.
Peran Pendidikan Agama Islam dalam Membentuk Karakter Siswa di Era Digital: Studi Pada SMK Negeri 1 Binjai Muhammad Rangga Pramana; Oktrigana Wirian
Karakter : Jurnal Riset Ilmu Pendidikan Islam Vol. 2 No. 3 (2025): Agustus: Karakter : Jurnal Riset Ilmu Pendidikan Islam
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/karakter.v2i3.1253

Abstract

This study aims to examine the role of Islamic Religious Education (PAI) in shaping students’ character in the digital era at SMK Negeri 1 Binjai. The research employed a descriptive qualitative method with a phenomenological approach. Data were collected through classroom observations, religious activities, interviews with PAI teachers, and questionnaires distributed to 50 tenth-grade students. The findings reveal that PAI plays a crucial role in instilling key character values, including discipline, honesty, responsibility, religiosity, and digital ethics. PAI teachers utilized interactive media, educational videos, and digital Qur’an applications, which enhanced students’ enthusiasm and facilitated better understanding of the subject matter. Based on the questionnaire results, 83% of students stated that PAI improved their discipline, 77% reported being more cautious in using social media, and 87% acknowledged that PAI fostered a greater sense of responsibility toward themselves and others. However, 60% of students still struggled to control their gadget usage, particularly for entertainment and online games. This indicates the need for continuous guidance and supervision from both teachers and parents. Overall, the study emphasizes that the effectiveness of PAI in the digital era depends on teachers’ competence in integrating technology, the role of exemplary behavior, and strong collaboration between schools and families. Therefore, PAI not only serves as a medium for delivering religious values but also as a vital instrument for shaping Islamic character, enabling students to face moral and social challenges in the digital age.
Innovation in the Development of Learning Media Management in the Context of Islamic Education at Santi Witya Serong School, Thailand Setiawan, Hasrian Rudi; Wirian, Oktrigana; Wulandari, Ria
Al-Ulum: Jurnal Pendidikan Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-ulum.v6i3.12665

Abstract

This study explores the innovation in developing learning media management within the context of Islamic education at Santi Witya Serong School, Thailand. The research emphasizes how effective management of instructional media can enhance the quality of teaching and learning, particularly in integrating Islamic values with modern educational practices. The study highlights the strategies applied in planning, organizing, implementing, and evaluating media usage to improve both teachers’ pedagogical skills and students’ learning outcomes. Findings indicate that innovative management practices contribute significantly to creating interactive, engaging, and contextually relevant learning environments. Moreover, the integration of technology-based media strengthens the effectiveness of Islamic education and aligns with the school’s vision to foster holistic development.
Innovation in the Development of Learning Media Management in the Context of Islamic Education at Santi Witya Serong School, Thailand Setiawan, Hasrian Rudi; Wirian, Oktrigana; Wulandari, Ria
Al-Ulum: Jurnal Pendidikan Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-ulum.v6i3.12665

Abstract

This study explores the innovation in developing learning media management within the context of Islamic education at Santi Witya Serong School, Thailand. The research emphasizes how effective management of instructional media can enhance the quality of teaching and learning, particularly in integrating Islamic values with modern educational practices. The study highlights the strategies applied in planning, organizing, implementing, and evaluating media usage to improve both teachers’ pedagogical skills and students’ learning outcomes. Findings indicate that innovative management practices contribute significantly to creating interactive, engaging, and contextually relevant learning environments. Moreover, the integration of technology-based media strengthens the effectiveness of Islamic education and aligns with the school’s vision to foster holistic development.
Model-Model Pembiayaan Pendidikan Wirian, Oktrigana; Agustina, Nelly; Siahaan, Amiruddin
Educate: Jurnal Ilmu Pendidikan dan Pengajaran Vol 1, No 1 (2022)
Publisher : Educate: Jurnal Ilmu Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (107.008 KB) | DOI: 10.56114/edu.v1i1.211

Abstract

This article was written in order to construct the concept of education financing models. The type of writing in the article is qualitative research using library research with content analysis method as a data analysis tool. The description of the results of this article is that the ideal financing model in an area really depends on various conditions. It may be by choosing one or by combining two or more of the existing models. For Indonesia's condition, the financing model cannot be separated from central government subsidies, even though there is authority as mandated by the Regional Autonomy Law.
Implementation of Religious Moderation in Higher Education Wirian, Oktrigana; Nasution, Hasan Bakti; Al Farabi, Mohammad
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 7 No. 2 (2025): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v7i2.7522

Abstract

This study aims to examine the implementation of religious moderation at HKBP Nommensen University Medan as a case study. This research uses a qualitative approach with a type of phenomenology. Data were obtained through in-depth interviews, participatory observations, and documentation studies. The informants consisted of lecturers, education staff, and students from various religious backgrounds. The results of the study show that religious moderation in the campus environment has been applied culturally and practically, as seen from the attitude of tolerance, the provision of interfaith worship facilities, and inclusive learning. However, the implementation has not been followed by a formal policy or a structured evaluation system. This condition makes the sustainability of moderation practices dependent on the values of the community and current leadership. In conclusion, the campus has become a participatory religious moderation space, but it is necessary to strengthen institutions in the form of written regulations and systematic evaluation to ensure the sustainability and quality of the implementation of moderation values in the future.
EDUKASI KONSEP MODERASI BERAGAMA BAGI TENAGA PENDIDIKAN TADIKA AL-FIKH ORCHARD MALAYSIA Zuliana, Zuliana; Qorib, Muhammad; Wirian, Oktrigana; Niswa, Khairun; Butlam, Qoree
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 1 (2025): Februari
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i1.27759

Abstract

Abstrak: Sebagai negara dengan keragaman budaya, etnis, dan agama timbulnya tantangan dalam menjaga persatuan di tengah perbedaan. Moderasi beragama salah satu konsep penting dikuatkan sejak dini, karena kunci dalam memperkenalkan konsep moderasi beragama kepada generasi muda untuk menjawab tantangan zaman dapat tumbuh di tengah keragaman. Tenaga pendidik berperan penting untuk dapat menyampaikan pesan-pesan toleransi dan moderasi agar dapat membantu anak didik memahami agama yang moderat. Pengabdian Internasional (PKMI) kepada 50 tenaga kependidikan Tadika Al-Fikh Orchard Malaysia bertujuan meningkatkan pemahaman konsep moderasi beragama dengan metode edukasi menunjukkan peningkatan yang diperoleh melalui evaluasi. Pemberian test saat sebelum dan sesudah pelatihan dengan total pertanyaan berkisar antara 26-39 pertanyaan/indikator termasuk pre-test, post-test, kuesioner, observasi, dan diskusi. Dengan peningkatan persentase 25%.dari 60% meningkat 85 %. Dengan mengikuti edukasi menambah pemahaman peserta untuk diterapkan dalam pengajaran anak didik usia dini.Abstract: As a country with cultural, ethnic and religious diversity, there are challenges in maintaining unity amidst differences. Religious moderation is one of the important concepts to be strengthened from an early age, because the key to introducing the concept of religious moderation to the younger generation to answer the challenges of the times can grow in the midst of diversity. Educators play an important role to be able to convey messages of tolerance and moderation in order to help students understand moderate religion. International Service (PKMI) to 50 education personnel of Tadika Al-Fikh Orchard Malaysia aims to improve understanding of the concept of religious moderation with educational methods showing improvement obtained through evaluation. Giving tests before and after training with a total of questions ranging from 26-39 questions/indicators including pre-test, post-test, questionnaires, observations, and discussions. With a percentage increase of 25%, from 60% to 85%. By participating in the education, participants increased their understanding to be applied in teaching early childhood students.