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ISLAMIC ECONOMIC ANALYSIS OF THE ACEH SPECIAL AUTONOMY FUND MANAGEMENT Fahmi, Chairul; Riyani, Syarifah
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol. 11 No. 1 (2024): Vol. 11, No. 1, April 2024
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v11i1.20007

Abstract

Following the peace treaty, the Indonesian government enacted a new legislation that officially designates the Aceh Province as an area with special autonomy inside Indonesia. Subsequently, the government has been spending substantial financial resources to support this arrangement. However, Aceh continues to be the least affluent province in Sumatera and the fifth-most destitute in the entire country. The objective of this study is to investigate the underlying factors contributing to Aceh's persistently high poverty rate, as well as to analyse the strategies employed by the local government in managing the special fund in Aceh. The study employed a qualitative methodology, specifically adopting an empirical legal approach. The outcome signifies that the distribution of special autonomy funding for Aceh is exclusively applicable for a duration of 20 years, commencing from 2008 and concluding in 2027. For the initial 15-year period, Aceh was allocated 2% of the General Allocation Fund (DAU) from the State Budget (APBN) as Special Autonomy funding. During the period from 2023 to 2027, the quantity decreases to 1% in the subsequent phase. Regrettably, the administration of the special autonomy fund in Aceh lacks effectiveness in mitigating poverty and enhancing the well-being of the Acehnese populace. Consequently, the administration of Aceh's special autonomy funds deviates from the principles of finance and development in Islamic teachings. Additionally, the rulers have engaged in corrupt activities such as collusion and nepotism, which have impeded Aceh's progress in comparison to other provinces in Indonesia.
ISLAMIC ECONOMIC ANALYSIS OF THE ACEH SPECIAL AUTONOMY FUND MANAGEMENT Fahmi, Chairul; Riyani, Syarifah
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol. 11 No. 1 (2024): Vol. 11, No. 1, April 2024
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v11i1.20007

Abstract

Following the peace treaty, the Indonesian government enacted a new legislation that officially designates the Aceh Province as an area with special autonomy inside Indonesia. Subsequently, the government has been spending substantial financial resources to support this arrangement. However, Aceh continues to be the least affluent province in Sumatera and the fifth-most destitute in the entire country. The objective of this study is to investigate the underlying factors contributing to Aceh's persistently high poverty rate, as well as to analyse the strategies employed by the local government in managing the special fund in Aceh. The study employed a qualitative methodology, specifically adopting an empirical legal approach. The outcome signifies that the distribution of special autonomy funding for Aceh is exclusively applicable for a duration of 20 years, commencing from 2008 and concluding in 2027. For the initial 15-year period, Aceh was allocated 2% of the General Allocation Fund (DAU) from the State Budget (APBN) as Special Autonomy funding. During the period from 2023 to 2027, the quantity decreases to 1% in the subsequent phase. Regrettably, the administration of the special autonomy fund in Aceh lacks effectiveness in mitigating poverty and enhancing the well-being of the Acehnese populace. Consequently, the administration of Aceh's special autonomy funds deviates from the principles of finance and development in Islamic teachings. Additionally, the rulers have engaged in corrupt activities such as collusion and nepotism, which have impeded Aceh's progress in comparison to other provinces in Indonesia.
THE VALIDITY OF CRYPTOCURRENCY’S ZAKAT: A study of the Mui Fatwa Number 13 of 2011 on the Law of Zakat on Unlawful Wealth Raihanun Nisa; Chairul Fahmi; Riadhus Sholihin
JURISTA: Jurnal Hukum dan Keadilan Vol. 9 No. 2 (2025): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v9i2.286

Abstract

The advancement of digital technology has introduced cryptocurrency as a new form of asset used in transactions and investments. The emergence of this asset raises questions among Muslims, particularly regarding the obligation of zakat. Using MUI Fatwa Number 13 of 2011 as a point of departure, this study explores the Islamic legal perspective on zakat for cryptocurrency, which discusses the prohibition of buying and selling digital currency due to elements of uncertainty and speculation. Employing a qualitative research strategy, this study adopts a normative legal framework. Data were obtained through a literature review of both classical and contemporary fiqh on zakat, as well as scholars' opinions concerning the legal status and zakat obligation on digital assets. The study finds that cryptocurrency is classified as māl (property) with an exchangeable value, and thus is subject to zakat if it meets the requirements of full ownership, nishāb, and hawl. However, since the MUI fatwa does not explicitly address zakat on such assets, further interpretation and ijtihad are necessary to fulfil the requirements of Islamic law. This study recommends that a more specific fatwa be issued regarding zakat on cryptocurrency, so that Muslim communities can have clear guidance on managing digital assets in accordance with Sharia.
ATSAR ISTIKHDAM AL-SHUWAR AL-WARIDAH FIZ AL-NUSHISH AL-'ARABIYAH FIZ MUYIL TALAMIDZ ILA MAHARAH AL-QIRAAH Fahmi, Chairul
Arabi : Journal of Arabic Studies Vol. 3 No. 1 (2018)
Publisher : IMLA (Arabic Teacher and Lecturer Association of Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24865/ajas.v3i1.69

Abstract

This study aimed to find out the weakness of the students of Islamic Junior High School Darul Ma'arif Jakarta in learning qira>'ah, the lack of students who like qira>'ah lessons, and the weak ability of the students to understand Arabic language. This research also tried to know how to use text in Arabic in learning qira>'ah. This research was a quantitative research using the method of measurement between variables, namely the use of illustrations and interest in learning by using purposive sampling. Various research data were collected through interviews, direct observation, questionnaire division, and test implementation. This study showed that there was no influence of the use of illustration in Arabic text toward the students' interest in learning qira>'ah.
Religiosity of Muslim Customers as a Motivation to Save at Bank Syariah Indonesia Makka, Misbahul Munir; Fahmi, Chairul; Tarantang, Jefry
Kunuz: Journal of Islamic Banking and Finance Vol 4 No 1 (2024)
Publisher : Program Study Islamic Banking, Faculty of Economics and Bussiness Islam, State Islamic Institute of Manado (IAIN) Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kunuz.v4i1.838

Abstract

This research explores the perception and motivation of saving from customers of the Branch Office (KC) Bank Syariah Indonesia (BSI) in Manado. This study uses a qualitative approach to understand how customers view Islamic banking services and the factors motivating them to use them. The research method includes in-depth interviews with BSI customers. Interviews are used to explore customers' views on Islamic banking services, the factors influencing their savings decisions, and their experiences and expectations regarding these services. The findings show that religiosity, income, and understanding of Sharia principles are essential in the motivation to save in Islamic banks. Customers choose Islamic banks not only because of their religious aspects but also because they believe in transparency and fairness in financial services based on Islamic teachings. The implications of this research are important for Islamic banks in designing more effective marketing strategies and products that suit the needs of customers with a solid religious background.
Optimization of Sharia Banking Regulations in Developing the Halal Cosmetic Industry in Indonesia Akbar, Wahyu; Kurniawan, Rahmad; Dakhoir, Ahmad; Fahmi, Chairul
Jurnal Ilmiah Al-Syir'ah Vol 22, No 1 (2024)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v22i1.2611

Abstract

This paper examines the role of Islamic banking in developing the Indonesian halal cosmetics industry. The method used includes a qualitative descriptive study through exploratory studies on optimizing the role of Islamic banks in the development of the halal cosmetic industry. The data source uses primary and secondary data through data collection techniques from interviews to literature study. Then, data collection also involves the author's opinion regarding the research issue data analysis, which consists of data reduction, data presentation, conclusions, and verification. Challenges and opportunities in the halal cosmetics industry continue to experience increasingly significant developments that affect the growth and development of the halal cosmetics industry. Therefore, the synergy between Islamic banking institutions, the government, and even related institutions is undoubtedly needed. This needs to be implemented by Islamic banks to optimize regulations and roles in the development of the halal cosmetic industry. First is regulation, followed by the process of preservation and standardization of halal products. Second, the synergy of Sharia institutions for halal industry players can be achieved by providing financing funds, mentoring, and education. Third, the synergy of Islamic banks with educational institutions through inclusive awareness of the halal cosmetic industry in educational institutions.
THE INFLUENCE OF HALAL SLAUGHTER AND PRICE LEVEL ON PURCHASING DECISIONS AT CHICKEN SLAUGHTERHOUSES IN BANDA ACEH CITY Jainul Ubaidillah; Chairul Fahmi; Muhammad Zulhilmi; Yusra Jamali
An Nuqud Journal of Islamic Economics Vol 4 No 1 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i1.2414

Abstract

Aceh, as an area that implements Islamic law, has people who are very concerned about the halalness of products, including chicken meat. However, there are still chicken slaughterhouses in Banda Aceh that are not halal certified. Despite this, many consumers continue to buy without questioning the slaughter process. Price fluctuations due to weather and seasonal demand also affect purchasing preferences. This study aims to analyze the effect of halal slaughter and price level on consumer purchasing decisions at chicken slaughterhouses in Banda Aceh City. A quantitative approach was used with data collection techniques through questionnaires to 100 respondents. Data analysis was carried out using multiple linear regression. The results showed that both halal slaughter and price level partially had a positive and significant effect on purchasing decisions. Simultaneously, these two variables also have a positive and significant effect. This finding indicates that the halal aspect of slaughtering as well as the price offered are the main factors in consumers' decision to buy chicken meat. Therefore, it is important for chicken slaughterhouse businesses to pay attention to these two aspects to increase consumer trust and loyalty.