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All Journal International Journal of Electrical and Computer Engineering POROS TEKNIK Jurnal Tugas Akhir Mahasiswa Lanting Jurnal Surya Medika Jurnal Nasional Komputasi dan Teknologi Informasi JKM (Jurnal Kebidanan Malahayati) AL-ULUM: JURNAL SAINS DAN TEKNOLOGI Jurnal IMPACT: Implementation and Action Progresif: Jurnal Ilmiah Komputer International Journal of Education, Science, Technology, and Engineering (IJESTE) Al-Kharaj: Journal of Islamic Economic and Business JTAM ROTARY Journal of Industrial Engineering and Operation Management (JIEOM) Jurnal Kebidanan Khatulistiwa Scientific ProBisnis : Jurnal Manajemen JRKN Dinamika Kesehatan: Jurnal Kebidanan dan Keperawatan Journal of Pharmaceutical Care and Sciences Jurnal Manajemen dan Bisnis Jurnal Teknik Mesin, Industri, Elektro dan Informatika Jurnal Pengabdian kepada Masyarakat (ABDIKEMAS) Journal of Advances in Medicine and Pharmaceutical Sciences Majalah Cendekia Mengabdi Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran Jurnal Farmasi SYIFA Jurnal Sains Farmasi dan Kesehatan Jurnal Ekonomi dan Bisnis Jurnal Ilmu Ekonomi dan Bisnis (JUKONI) Jurnal Ekonomi Syariah Midwifery And Complementary Care Interdisciplinary Explorations in Research Journal (IERJ) KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Rizali, Muhammad
Universitas Sari Mulia
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Creativity Efforts of Sasirangan Fabric Artisans in Increasing Sales in Islamic Economics Terms Annisa Anisykurlillah; Muhammad Rizali; El Wafa, Faqih; Muhammad Saleh
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5421

Abstract

This research is motivated by the important role of sasirangan cloth artisan in preserving local culture with diverse creativity. The aim of this research is to determine creativity in an effort to increase sales in terms of Islamic economics and the obstacles faced by artisan. This research is field research, with a qualitative approach. The research location is Sasirangan Village, Banjarmasin City. Data was obtained using interviews, with data processing techniques, then analyzed qualitatively and referring to the theoretical basis. The research results obtained are first, the creativity of Sasirangan cloth artisan in Sasirangan Village in an effort to increase sales in terms of Islamic economics is painting their own motifs, adding creations, participating in exhibitions, modifying motifs, using natural materials. Second, the obstacles faced by sasirangan cloth business artisan in Sasirangan Village in carrying out creativity are labor resource constraints, policy constraints regarding time regulations and constraints on raw materials, synthetic and natural dyes used in dyeing sasirangan cloth.
Pengaruh Debt to Assets Ratio terhadap Return On equity Pada PT. Bank MNC Internasional Tbk Jumiati, Jumiati; Rahmah, Aulia; Rizali, Muhammad; Tanuputri, Elicia
ProBisnis : Jurnal Manajemen Vol. 16 No. 3 (2025): June: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

Penelitian ini bertujuan untuk mengetahui debt to assets ratio berpengaruh terhadap return on equity pada PT. Bank MNC Internasional, Tbk tahun 2017-2022 secara parsial. Penelitian ini menggunakan variabel bebas yaitu Debt to Assets Ratio. Variabel terikat dalam penelitian ini menggunakan Return On Equity. Sumber data dalam penelitian ini yaitu data sekunder. Teknik pengumpulan data dalam penelitian ini dilakukan dengan menggunakan teknik dokumentasi dan penelusuran data online. Populasi yang digunakan dalam penelitian ini adalah seluruh laporan keuangan PT. Bank MNC Internasional, Tbk yang telah dipublikasikan oleh Bursa Efek Indonesia periode 2017-2022. Sampel yang digunakan dalam penelitian ini adalah laporan keuangan PT. Bank MNC Internasional, Tbk berupa laporan posisi keuangan atau neraca dan laporan laba rugi tahun 2017-2022. Pengujian hipotesis penelitian dilakukan dengan analisis regresi linier sederhana. Hasil penelitian diperoleh persamaan regresi Y = 6334,264 – 7,483X. Hasil penelitian ini menunjukkan bahwa Debt to Assets Ratio tidak berpengaruh terhadap Return On Equity pada PT. Bank MNC Internasional, Tbk secara parsial. Nilai Koefisien Determinasi yang diperoleh dalam penelitian ini sebesar 0,403 artinya kemampuan variabel Debt to Assets Ratio dapat menjelaskan variabel Return On Equity sebesar 40,3% sedangkan sisanya sebesar 59,7% dijelaskan oleh variabel lain yang tidak termasuk dalam penelitian ini.
Implementasi dan Tantangan Akad Musyarakah dalam Pembiayaan Syariah di Indonesia: Analisis Regulasi, Praktik, dan Strategi Optimalisasi Rahmi, Nispan; Rizali, Muhammad; Badrian, Badrian
JURNAL MANAJEMEN DAN BISNIS Vol 3 No 3 (2025): Edisi Januari 2025 - April 2025
Publisher : Fakultas Ekonomi Universitas Tjut Nyak Dhien Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/jmdb.v3i3.1647

Abstract

This study aims to analyze the implementation of Musyarakah contracts in Islamic finance in Indonesia, identify the key challenges in its application, and explore strategies for optimizing this scheme. The research employs a qualitative approach by analyzing regulations, fatwas, and case studies of Musyarakah implementation in several Islamic financial institutions. The results indicate that optimizing Musyarakah contracts depends on the reformulation of more comprehensive policies, including revisions to Law No. 21/2008, improvements in DSN-MUI fatwas, and more detailed OJK guidelines. Enhancing information transparency and strengthening monitoring systems are strategic steps in risk mitigation. Additionally, public education on the concept and benefits of Musyarakah needs to be expanded to increase awareness and trust in this financing instrument.
STRATEGI KUALITAS PRODUK UNTUK MENINGKATKAN PENJUALAN DI TOKO BIJI KOPI BORNEO BANJARBARU Arsyad, Anshari Arsyad; Rizali, Muhammad; Rahmah, Aulia; Juhdi, Muhammad
Scientific : Jurnal Ilmu-Ilmu Sosial dan Ekonomi Vol. 9 No. 02 (2025): Agustus 2025
Publisher : Fekon Uvaya Banjarmasin

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Abstract

Penelitian ini ditunjukan untuk mengetahui pengaruh kualitas produk dan keputusan pembelian pada Toko Biji Kopi Borneo Banjarbaru. Variabel yang digunakan dalam penelitian ini adalah kualitas produk (X) dan keputusan pembelian (Y). Populasi dalam penelitian ini adalah konsumen toko biji kopi borneo sebanyak 54 orang. Sampel pada penelitian ini adalah konsumen 3 bulan terakhir 2024 dari bulan Oktober – Desember 2024 sebanyak 54 orang. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah sampel jenuh dimana semua konsumen populasi dijadikan sampel. Teknik analisa data yang digunakan adalah teknik analisa regresi sederhana, dengan rumus persamaan Y = a + bX. Hasil penelitian ini menunjukkan bahwa uji asumsi klasik dalam penelitian ini memenuhi syarat dilihat dari tidak terjadi uji heterokedastisitas dan data berdistribusi normal. Persamaan regresi sederhana Y = 36,975 + 0,781X. Hasil uji t diketahui kualitas produk berpengaruh positif dan signifikan terhadap keputusan pembelian konsumen pada Toko Biji Kopi Borneo, karena taraf signifikan 5% t hitung 5,748 > t tabel 2,007. Koefisien determinasi (R Square) sebesar 38,8 yang berarti kemampuan  kualitas produk (X) dapat menerangkan keputusan pembelian konsumen (Y) sebesar 38,8% sedangkan sisanya 61,2% dijelaskan oleh variabel lain diluar penelitian.  
PENGARUH PENERAPAN PELAYANAN ANC BIDAN DENGAN LAYANAN 5S TERHADAP KEPUASAN IBU HAMIL DI PUSKESMAS HARUAI Esterlina, Maria; Suhartati, Susanti; Rizali, Muhammad
Midwifery And Complementary Care Vol 2 No 2 (2023): Midwifery and Complementary Care
Publisher : LPPM Universitas Sari Mulia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33859/mcc.v1i2.301

Abstract

Background: Satisfaction-oriented health services, especially ANC services with 5S services. Satisfaction can affect interest in returning, if the patient is satisfied it will have a positive impact on the puskesmas. Many implementations of 5S in providing services for pregnant women have not been maximized Objective: It is known how the influence of implementing midwifery services with 5S services on the satisfaction of pregnant women at the Haruai Health Center. Methods: This research uses quantitative observational with a cross- sectional approach. The research population is 75 people. The sample uses non-probability sampling accidental sampling. Results: in this study, the p value = 0.075 > α 0.05, which means that there is no effect of the implementation of ANC midwives services with 5S services on the satisfaction of pregnant women at the Haruai Health Center. Conclusion: Most midwives (93.7%) have implemented 5S when providing midwifery services. However, there are still a small number of midwives who do not implement 5S services, namely as many as 6.3%. Most of the pregnant women 87.3% were satisfied with the services that had been provided and a small portion were dissatisfied as much as 12.7%. And from the results of the Chi=Square test, it was found that p value = 0.075 > α 0.05, which means that there is no effect of the implementation of the Midwife's 5S services on the satisfaction of pregnant women at the Haruai Health Center. Keywords: Pregnant Women, 5S, Satisfaction
GALERI ANIMASI DI BANJARBARU Rizali, Muhammad; Nurfansyah, Nurfansyah
JURNAL TUGAS AKHIR MAHASISWA LANTING Vol 9 No 1 (2020): JTAM LANTING February 2020
Publisher : UNIVERSITAS LAMBUNG MANGKURAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jtamlanting.v9i1.558

Abstract

The development of animation is growing rapidly every year, the use of animation which currently covers all fields, ranging from the world of entertainment to the world of business. The purpose of designing this Animation Gallery is to further introduce animation to the public. Animation Gallery will be designed using analogy methods and themed Hi-Tech Architecture. Animation is analogous to an architectural design by borrowing the principle of movement in the animation itself, namely how the stages of an object moving in an animation. Generally, movement in animation works with 2 elements, namely keyframe and in-between. If in architecture the keyframe is compared as a space and in-between as a circulation.
Creativity Efforts of Sasirangan Fabric Artisans in Increasing Sales in Islamic Economics Terms Annisa Anisykurlillah; Muhammad Rizali; El Wafa, Faqih; Muhammad Saleh
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5421

Abstract

This research is motivated by the important role of sasirangan cloth artisan in preserving local culture with diverse creativity. The aim of this research is to determine creativity in an effort to increase sales in terms of Islamic economics and the obstacles faced by artisan. This research is field research, with a qualitative approach. The research location is Sasirangan Village, Banjarmasin City. Data was obtained using interviews, with data processing techniques, then analyzed qualitatively and referring to the theoretical basis. The research results obtained are first, the creativity of Sasirangan cloth artisan in Sasirangan Village in an effort to increase sales in terms of Islamic economics is painting their own motifs, adding creations, participating in exhibitions, modifying motifs, using natural materials. Second, the obstacles faced by sasirangan cloth business artisan in Sasirangan Village in carrying out creativity are labor resource constraints, policy constraints regarding time regulations and constraints on raw materials, synthetic and natural dyes used in dyeing sasirangan cloth.
Evaluasi Fisik Formulasi Sediaan Krim Nanopartikel Ekstrak Daun Taya (Nauclea subdita) Sebagai Antioksidan dengan Variasi Konsentrasi Setil Alkohol dan Tween 80: Physical Evaluation of Taya (Nauclea Subdita) Leaf Extract Nanopartikel Cream Formulations as Antioxidant with Variations in Concentrations of Cetyl Alcohol and Tween 80 D. R, Setia Riadi; Noval, Noval; Rizali, Muhammad; Audina, Mia
Jurnal Surya Medika (JSM) Vol. 10 No. 3 (2024): Jurnal Surya Medika (JSM)
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/jsm.v10i3.8971

Abstract

Radikal bebas merupakan salah satu penyebab penuaan dini. Radikal bebas dapat dicegah dengan antioksidan. Ekstrak daun taya (Nauclea subdita) memilki kandungan antioksidan yang kuat. Dalam memudahkan penggunaannya maka perlu dikembangkan sediaan farmasi. Krim merupakan sediaan setengah padat mengandung satu atau lebih bahan obat terlarut dalam bahan dasar yang sesuai. Nanopartikel adalah suatu perkembangan dari nanoteknologi memiliki ukuran 10-1000 nm. Pembuatan sediaan krim diperlukan adanya emulgator dan agent pengental. Kombinasi setil alkohol dan tween 80 dapat meningkatkan stabilitas fisik sediaan krim. Tujuan penelitian mengetahui formulasi yang paling optimal dari sediaan krim nanopartikel serta mengetahui adanya pengaruh variasi setil alkohol dan tween 80 terhadap evaluasi fisik sediaan krim nanopartikel. Metode yang digunakan adalah eksperimental dengan desain quasy experiment design. Simplisia dibuat menjadi ekstrak kemudian dibuat sediaan krim nanopartikel dan dilanjutkan dengan evaluasi. Data dianalisis menggunakan one way anova. Ukuran partikel ekstrak daun taya sebesar 303,5 nm. Hasil evaluasi sediaan krim nanopartikel ekstrak daun taya dengan variasi setil akohol dan tween 80 memenuhi syarat uji evaluasi krim. Dari hasil evaluasi didapatkan formula yang paling optimal untuk sediaan krim nanopartikel adalah formula III (setil alkohol 7 gram dan tween 80 4 gram). Variasi setil alkohol dan tween 80 memiliki pengaruh terhadap uji organoleptis, pH, viskositas, daya sebar, dan daya lekat.
Examining the Halal Perspective of Pre-Order Transactions in Gold Buying and Selling: A Qualitative Descriptive Analysis Rizali, Muhammad; Pajriah, Rihani
Interdisciplinary Explorations in Research Journal Vol. 2 No. 1 (2024): Integration of Islamic Knowledge and Values in Education, Islamic Studies, Loca
Publisher : PT. Sharia Journal and Education Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ierj.v2i1.453

Abstract

Abstract This research will discuss buying and selling, especially buying and selling gold. Gold today is not only favored as a woman's jewelry but as a means of investment. The existence of gold buying and selling transactions by pre order raises questions that develop in the community regarding the halal and haram laws. This research is a type of qualitative descriptive research, by examining various literatures and criticizing the problems that occur in the field. By sharing opinions, from the community, religious leaders and scholars that buying and selling gold by pre order is halal. Because basically dp (downpayment) is only used as a guarantee for the buyer's certainty to buy the gold. Not as a contract. Because the correct contract is when it is paid in full and the gold has been received at the price according to the day the gold is received. Gold here is categorized as jewelry according to the illatnya "gold formed in various models is categorized as jewelry so that it is said to be goods or clothing". Keywords: buying and selling gold, buying and selling gold on pre-order, buying and selling gold on forging. Abstrak Penelitian ini membahas pembelian dan penjualan, khususnya pembelian dan penjualan emas. Saat ini, emas tidak hanya diminati sebagai perhiasan wanita tetapi juga sebagai sarana investasi. Keberadaan transaksi pembelian dan penjualan emas melalui pre order menimbulkan pertanyaan yang berkembang di masyarakat mengenai hukum halal dan haram. Penelitian ini merupakan jenis penelitian deskriptif kualitatif, dengan menelaah berbagai literatur dan mengkritisi masalah-masalah yang terjadi di lapangan. Dengan berbagi pendapat dari masyarakat, pemimpin agama, dan ulama bahwa pembelian dan penjualan emas melalui pre order adalah halal, karena pada dasarnya uang muka hanya digunakan sebagai jaminan kepastian pembeli untuk membeli emas, bukan sebagai kontrak. Kontrak yang benar adalah saat pembayaran lunas dan emas telah diterima dengan harga sesuai dengan hari emas diterima. Emas di sini dikategorikan sebagai perhiasan berdasarkan illatnya "emas yang dibentuk dalam berbagai model dikategorikan sebagai perhiasan sehingga dianggap sebagai barang atau pakaian". Kata kunci: pembelian dan penjualan emas, pembelian dan penjualan emas pre-order, pembelian dan penjualan emas secara palsu.
The Effect Of Service Quality And Customer Experience On Pdam Customer Satisfaction In Patas I Village, Gunung Bintang Awai District, Central Kalimantan Province Norlina; Wafa, Faqih El; Muhammad Rizali; Radiansyah
Jurnal Ilmu Ekonomi dan Bisnis Vol. 2 No. 3 (2025): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v2i3.899

Abstract

Customer satisfaction is very important for business development. Customer experience refers to the overall customer experience, while service quality is an important factor and the main cause of customer satisfaction. However, there are several problems at the PDAM in Patas 1 Village, namely when customers report damage and request repairs, the response is very slow and may not be responded to at all. When damage or repairs are needed at PDAM, no notification is given, which can take up to 2-3 days to resolve. As a result, the water may have a strong lime/chlorine odor, which could potentially affect customer satisfaction. This study aims to determine whether service quality and customer experience simultaneously and partially affect customer satisfaction. The type of research used is field research with a quantitative approach, using a questionnaire technique for data collection. The population in this study is PDAM customers, with a sample size of 86 respondents. The results of this study indicate that the service quality variable does not have a significant effect on customer satisfaction, in the sense that the better the service quality provided by PDAM Desa Patas 1, the less it affects the satisfaction obtained. Then, the customer experience variable has a positive and significant effect on customer satisfaction, indicating that the more positive the customer experience, the higher their level of satisfaction tends to be. Simultaneously, service quality and customer experience affect customer satisfaction
Co-Authors , Normaliani Ahmad Nurwanto Aida Fitriani, Aida Ali Rakhman Hakim Annisa Anisykurlillah Arief Wijaksono, Muhammad Arsyad, Anshari Arsyad Aulia Rahmah Badrian Badrian Badrian Bayu Nugraha Carolina, Feliya D. R, Setia Riadi El Wafa, Faqih Esterlina, Maria Fithriana Syarqawie Hafidzi, Anwar Halimah, Mahda Hartati Hartati Hisanah Alpasa, Khairatun Ika Friscila Ika Friscila, Ika Ikhsan, M. Rizki Ishlahuddin Abdullah Iwan Yuwindry JAMILAH Juhdi, Muhammad Jumiati Jumiati Kamalia, Siti Nur Kurniawan, Muhammad Ari Lakulu, Muhammad Modi Liliana Swastina M. Rifky Rais Madschen Sia Mei Ol Siska Selvija Tambun Madschen Sia Mei Ol Siska Selvija Tambun Maskura, Nur Melli Anisa Putri Mia Audina, Mia Misransyah Akos Muhammad Naufal Muhammad Saleh Munawar Munawar Nastiti, Kunti NISPAN RAHMI Norlina Noval Noval Nur Hidayah Nurfansyah Nurfansyah Pajriah, Rihani Pannesai, Ismail Yusuf Radiansyah Risma Liana Putri Risma, Septy Nur Siska, Madschen Sia Mei Ol Susanti Suhartati, Susanti Tamini, Khairul Tanuputri, Elicia Tumanggor, Agustina Hotma Uli Umi Mahmudah Wafa, Faqih El Wijaksono, M Arief Wijaksono, M. Arief Wusko, Ikna Urwatul Yani, Anggeri Yolanda Patrisia Yusri Yusri Zahra, Pati Matu