Article Per Year (5 Year)
p-Index From 2021 - 2026
4.526
P-Index
This Author published in this journals
All Journal Publikasi Pendidikan Indonesian Journal of Educational Studies Students´ Journal of Economic and Management JIKAP PGSD: Jurnal Ilmiah Ilmu Kependidikan PENGABDI: Jurnal Hasil Pengabdian Masyarakat LOSARI: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi Bulletin of Community Engagement Global Journal Basic Education International Journal of Economics (IJEC) Mamangan Social Science Journal IPTEK: Jurnal Hasil Pengabdian kepada Masyarakat International Journal of Elementary School Teacher (IJEST) International Journal of Education, Vocational and Social Science Pinisi Journal Pendidikan Guru Sekolah Dasar Media Elektrik Jurnal Lempu Atestasi : Jurnal Ilmiah Akuntansi
Hartoto Hartoto
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Transportation Other

Published : 35 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Mamangan Social Science Journal

 1 
Financial Inclusion and Economic Development: Assessing the Impact of Microfinance Institutions Hartoto, Hartoto; Oktana, Enda; Nobelson, Nobelson; Rianti, Titis Surya Maha
Jurnal Mamangan Vol 12, No 2 (2023): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v12i2.9587

Abstract

Financial inclusion is a crucial pillar in promoting sustainable economic development, particularly in rural areas and small-scale communities. In Indonesia, microfinance institutions (MFIs) play a strategic role in expanding access to financial services to groups underserved by formal banking institutions. This study aims to assess the impact of Sharia-based and conventional MFIs on increasing financial inclusion and the economic development of farmers and small businesses in East Lombok Regency, West Nusa Tenggara. The study employed a quantitative approach, collecting data through a survey of 120 respondents who were active MFI customers. Data analysis was conducted using multiple linear regression to measure the relationship between MFI service intensity and indicators of financial inclusion and local economic growth. The results indicate that both Sharia-based and conventional MFIs significantly influence financial inclusion. However, Sharia-based MFIs tend to contribute more to the development of sustainable financial behavior, while conventional MFIs show a direct impact on increasing business income. These findings underscore the importance of strengthening the role of MFIs in local economic development policies, particularly in promoting the welfare of farmers and MSMEs in rural areas.
Co-Authors Abdul Hakim Abdul Rosid Adha, Wahyu maulid Adnan, Almira Agung Budilaksono Asep Taufik Hidayat Astuti, Niken Probondani Atjo, Syamsuryani Eka Putri Awalia, Fitri Nur Bangsawan, Andi Aryanto Budi Laksono, Agung Citra Rosalyn Anwar EDWIN AGUS BUNIARTO Erma Suryani Sahabuddin Fadil, A. Gusnita Gusnita Hamzah Pagarra, Hamzah Harpawansyah, Harpawansyah Hasnawati Hasnawati Hermuttaqien, Bhakti Prima Findiga Ihsan, Andi Irna, Irna Isabella, Astrid Aprica Kaltsum, Nur Fadilah Khaerunnisa Khaerunnisa, Khaerunnisa Khoridha, Arifathul Mahdinul, Muhammad Meity. L. H. Lado Monoarfa, Merrisa Mubarak, M. Fadli Muhammad Rais Munawaroh, Siti Nurhasanah Musyarofah, Atiqatul Napsin, Napsin Nasfi, Nasfi Nashrulloh, Yusuf Nobelson, Nobelson Nurdewi, Nurdewi Nurhaedah Nurhaedah Nurwahida Nurwahida, Nurwahida Oktana, Enda Pattaufi, Pattaufi Prihantini Prihantini Putrawan, Muh. Rizah PUTRI WAHYUNI Rahman, Hardianto Rahmat, Jabal Rahmat, Nanang Rahmawati Patta, Rahmawati Rano Karno Retno Sundari Rizal Bakri Sartika Sartika Sayidiman Sayidiman, Sayidiman Sella Mawarni Setiawan, Johan Sofyan, Hady Suharyati Suharyati Sulfana, Sulfana Syah, Maenuddin Bustanil Syamsuddin, Afdhal Syawaluddin, Ahmad TITIS SURYA MAHA RIANTI Tri Siswantini Umasugi, Mohbir Wahdaniyah, Dina Wahid, M Syahid Nur Widada, Rasyid Wulan, Aulia Wulandari, Kartini Afrilia Zainal, Astuti