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Journal : Jurnal Ilmiah Mahasiswa FEB

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING LOAN PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK. PERIODE 2008-2015 Lestari, Intan
Jurnal Ilmiah Mahasiswa FEB Vol. 4 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research aim is to know about internal factors and external factors which are influences for the Non-Performing Loan on Bank Negara Indonesia in period 2008-2015.This research was conducted with quota sampling. The data used in this study were obtained from the Banking Quarterly Report 2008-2015 and Bank Indonesia Quarterly Report. Methods of data analysis using multiple linear regression analysis to determine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Bank Size, Economic Growth, and Inflation to Non - Performing Loan (NPL) of Bank Negara Indonesia.Based on the test for normality, autocorrelation test, multicolinearity test and heteroscedasticity test, there were no deviations from goodness of fit. The result of the research simultanly shows that CAR, LDR, bank size, economic growth and inflation influence significantly against NPL. The result of the research partially shows that variables like CAR, bank size, economic growth and inflation infulence significant against NPL, while LDR influence not significant against NPL. The coefficient determinant (R2) of 93.3% shows that NPL can be explained by the variables of the research.Keywords: NPL, CAR, LDR, bank size, economic growth, inflation 
Co-Authors -, Rahmi - Abdillah Abdillah Ade Adriadi Adinda, Ladiva Agrina Lisma Agrina, Agrina Agustina, Elsi Alben Ambarita Alfernando, Oki Alkatiri, Jufri Amin, Sahrul Anna Rakhmawati Ariana, Febi Arif, M. Ridwan Asep Rohman Asti Rahayu, Martina Azira, Ayu Azril Damris Muhammad Denny Prabawa, Aditya Desy Kurniawati Dhian Eka Wijaya Diah Riski Gusti DIAN LESTARI Edwin Permana Eko Prasetyo Elisma Elisma Erda, Erda Faizar Farid Febriana - Sabrian Fina Audilla, Yessiska Grasella, Lucintania Gunawan, Anjelli Putri Gusti, Diah Rizki Hery Widijanto Hidayat, Dara Shalsa Billah Hidayat, Vikri Idat Muqodas Indra Lasmana Tarigan Indra Lesmana Indriyani Indriyani Iqbal, Anwar Jalius Jalius Kartiko, Frananda Rizki Kastera, Viven Khatoha, Trisqa Laila Lasmana Tarigan, Indra Lenny Marlinda Mahraja, Mahra Manulang, Ermita Meisa Mastutik, Diah Maulana, Rico Gewana Resdy Maya Lestari, Maya Mia Aina Muhaimin, . Muhammad Damris Munifilia Ekasari Naswir, Muhammad Natadiwijaya, Ismail Fikri Natalia, Desfaur Nelson, Nelson Nilasari, Aprillia Niswah, Coirun Nuralam, Deni Nurjamil, Dimas Setya Nurkholik , Dedeng Nurul, Ramdan Ocktavia, Tyzeka Dwi Oktarise Dwina, Dila Pernadi, Niza Lian Pradina, Armitha Dea Prasetio, Muhamad Reza Prasetyo, Widy Puji Rahayu Putra, Adrisma Juanda Qisthi, Zummul Rahayu, Martina Asti Rahmi Rahmi Rajagukguk, Yuli Evrianti Br Riski, Diah Gusti Rizalzi, Dewa Rustikah, Ika Sani K, Fathnur Sari, Avellyn Shintya Satria, Rinaldi Siti Rachmah Sofiani solihah, Nabilatus Sukor, Mohd Zaki Susanto, Nindita Clourisa A Sutrisno, Sutrisno Syahid, Alwi Syauqi, Rif’at Tarmizi, Fadhilah tekmauk, Jitro valerius Tita Rohita Uce Lestari Wahyudi, Abdi Walidatur Rofiah, Yuliana Wardhana, Alexander Tantra Wawan Setiawan Wibowo, Yudha Gusti Yohana, Agnes Vionita Zahar, Wahyudi