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Adoption of Seabank by Generation Z in Semarang City: An Extended Technology Acceptance Model (TAM) Approach Afiat Sadida; Rani Raharjanti; Nurul Azmi
Indonesian Journal of Business Analytics Vol. 6 No. 1 (2026): February 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v6i1.16186

Abstract

The adoption of digital banking among Generation Z has become a strategic concern for financial institutions in Indonesia. This study aims to analyze the adoption of SeaBank by Generation Z in Semarang City by extending the Technology Acceptance Model (TAM) with the addition of perceived trust and subjective norm. The goal is to examine how perceived usefulness, perceived ease of use, perceived trust, and subjective norm impact attitudes toward using, and how these attitudes impact the intention to adopt SeaBank.  Data were collected through an online questionnaire completed by 309 Generation Z respondents in Semarang City. The analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) to test the proposed relationships among the variables. The results show that perceived usefulness, perceived trust, and subjective norm have a significant impact on attitude toward using SeaBank. Perceived ease of use, however, does not have a statistically significant effect. Attitude toward using is found to significantly impact the intention to adopt seabank. This research contributes by adapting the Technology Acceptance Model in a digital banking context to Generation Z, who are highly familiar with technology and influenced by peer networks. The integration of trust and subjective norm provides additional explanatory power. The findings provide practical insights for digital banking providers to design strategies that enhance user trust, capitalize on social influence, and meet the expectations of younger users.
Uncertainty quantification in engineering and energy instrumentation: Linking bibliometric insights and practical methods Nanang Apriandi; Sumantri Hatmoko; Berkah Fajar Tamtomo Kiono; Mukhsinun Hadi Kusuma; Khoiri Rozi; Yoyok Setiyo Pambudi; Lily Maysari Angraini; Rani Raharjanti; Muhammad Yunus; Anhar Riza Antariksawan; Sofia Loren Butarbutar; Aris Fiatno; Afifa Pramesywari
Jurnal Polimesin Vol 24, No 4 (2026): August
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/jpl.v24i4.7746

Abstract

Reliable quantification of measurement uncertainty is essential for validating thermal performance in engineering systems, particularly in heat pipe experimentation where derived parameters such as heat input and thermal resistance are highly sensitive to instrument variability. Despite the availability of the Guide to the Expression of Uncertainty in Measurement (GUM), practical implementation in laboratory-scale settings remains uneven. This study integrates bibliometric mapping and experimental validation to bridge this gap. A bibliometric analysis of 183 Scopus-indexed publications (1987–2025) identifies dominant research themes centered on high-precision calibration, simulation-based propagation, and intelligent modeling, with comparatively limited emphasis on structured frameworks for resource-constrained laboratories. An experimental uncertainty evaluation was then conducted on five instruments commonly used in heat pipe systems: thermocouples, pressure transducers, a voltage regulator, a digital clamp meter, and a rotameter. Instrument-level accuracy and precision were quantified, and system-level uncertainty was propagated using a GUM-aligned Root-Sum-of-Squares (RSS) method. The system achieved a combined uncertainty of ±2.51 and an expanded uncertainty of ±5.02 at a 95% confidence level. Uncertainty decomposition indicates that electrical input variability, particularly voltage regulation, is the dominant contributor to propagated thermal performance uncertainty. The findings establish a technically grounded and implementable uncertainty framework for laboratory-scale thermal systems, providing quantitative guidance for prioritizing instrumentation improvements and strengthening experimental reliability under constrained resource conditions.
Co-Authors Abda Abda Afiat Sadida Afifa Pramesywari Agus Suwondo Ahmad Wafa Mansur Ali, Musab A. M. Alvianita Gunawan Putri An Nizhami, Avicenna Anhar Riza Antariksawan Ardiansah, M. Noor Aris Fiatno Ayundyayasti, Prima BERKAH FAJAR TAMTOMO KIONO Budhi Adhiani Christina, Budhi Adhiani Eka Murtiasri Eviyanti, Novitasari Fathin, Khusnun Fitriani, Hervina Ignatius Gunawan Widodo Jihan Rahmawati Khoiri Rozi Khoiri Rozi Khoirunnisa, Hilma Khoryanton, Ampala Khusna, Atina Nurul Komang Metty Trisna Negara M. Haris M. Noor Ardiansah Mansur, Ahmad Wafa Mardinawati Mardinawati Mardinawati, M. Mardinawati, Mardinawati Margana Margana Marliyati Marliyati Mochammad Fandy Pradana Moh. Haris Muhammad Asrori Muhammad Asrori Muhammad Noor Ardiansah Muhammad Noval Muhammad Noval Muhammad Yunus Mukhsinun Hadi Kusuma Musab A. M. Ali Nanang Apriandi Negara, Komang Metty Trisna Nurul Azmi Padang Yanuar Padang Yanuar Pambudi, Yoyok Dwi Setyo Permana, Rangga Prayitno Prayitno Prima Ayundyayasti Rachman, Iqo Yovie Rosyadi, Humam RR. Ella Evrita Hestiandari Sadida, Afiat Sahra Mawarseta Sarana Sarana Satito, Aryo Setiyawan, Trio Setyowati, Nur Setyowati, Nur Sofia Loren Butarbutar Sri Murtini sri murtini . Sumantri Hatmoko Susena Susena Susena, S. Suseno, Sigit Suwarti Suwarti Timotius Anggit Kristiawan Totok Prasetyo Totok Prasetyo Ulfah Hidayati Ulfah Hidayati Vivi Widya Larasati Wiwik Purwati Widyaningsih Yanuar Mahfudz Safarudin Yoyok Setiyo Pambudi Yusuf Dewantoro Herlambang Yusuf Dewantoro Herlambang Zulhan Widya Baskara