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Journal : Malacca: Journal of Management and Business Development

Congregation-Based Service Financing Scheme (LASISMA) in Improving Customer Business at BMT NU Larangan Pamekasan Branch Hasanah, Fitriyatun; Asy’ari, Qaiyim; Hayati, Nur; Toyyibah, Nurul; Ningsih, Purnama
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.47

Abstract

Financing is one that is really needed by the community to meet their needs, one of which is the financing contained in the BMT NU larangan branch, namely congregation-based service financing (LASISMA), this financing uses the Al qordhul Hasan contract and customers or partners increase every year. In this study, researchers describe. How is the implementation of congregation-based service financing (LASISMA) in the larangan subdistrict customer business at the larangan branch of BMT NU, the researcher also describes what are the inhibiting and supporting factors in congregation-based service financing (LASISMA) at the larangan branch of NU BMT. The result of this research is a congregation-based service financing scheme (LASISMA) in increasing business. customers, the BMT groups members of at least 5 and a maximum of 20 members, then BMT provides basic education and conducts surveys, makes letters of recommendation and monitors the customer's business. Factors that become obstacles and supports in financing LASISMA are the existence of groups that also offer similar financing to LASISMA, namely in the form of groups, and also the customer's lack of understanding in managing their business. And one of the supporting factors is the ease of getting financing and installments.
Co-Authors A. Makuasa, Dian Anriani Ade P. Maedja Afadil Agussatriana Ahmar, Ansari Saleh Ahmar, Dewi S. Amalia, Maryam Amin, Alif Hidayatullah Amiruddin Kade Anak Agung Gede Sugianthara Andrianto Handojo, Andrianto Anggreni, Afrillia Arfiani, Arfiani Asy’Ari, Qaiyim Azzajjad, Muhammad Fath Baby Melyta Pallar Baharuddin Hamzah Baharuddin Hamzah Beddu, Amsar T. Boroallo, Paramitha Yemima C. Morokuhi, Yulina Dandi Daud Karel Walanda Dewi Satria Ahmar Dian Anriani A. Makuasa Eksari Ekasari Elvita, Febby A. Fardiana, Fardiana Fauzhia, Hariati Genefefa T., Fulgensia Hasanah, Fitriyatun Hendrik Kurniawan Hikmawandari, Hikmawandari I Made Subrata, I Made Ijirana Irwan Irwan Irwan Said Jamaludin M Sakung K. Walanda, Daud Kaipal, Kaipal Kasmudin Mustapa Khair, Fathul Lage, Mersed Djein Leonardo Leonardo Luh Putu Ratna Sundari Magfirah Magfirah Mardiati Sulistyowati Maryam Maryam Megawati Megawati Mery Napitupulu Miftahul Jannah Mihra, Mihra Minarni Rama Jura Mubarik Mubarik Muh. F. I. Ote Muhammad Fakhrul Hardani Muhammad Zaky Nasution, Annio Indah Lestari NB Prihantini, NB Ningsih, Dwi Arista Nining Prihantini, Nining Nur Hayati Nur wahidah Nurfianti NURLAELA NURLAELA Nurlia L. Radjabani Oktavia, Rini Parwanayomi, Ni Made Susun Pathuddin Pati, Andi C. D. Patmasari, Andi Paulus H. Abram Paulus Hengky Abram Poppy Fitra Wahyuni Rahma, Nur Ratman Ratman Ratman Ratman Ratman Ratman Reny, Reny Reny, Reny Rezki Rezki Ririen Hardani Riski, Fahrul SANG KETUT SUDIRGA Satriani, Dewi Singgih Sugeng Santosa Siti Aminah Siti Fatimah Siti Nuryanti Siti S. K. Pandjo Sitti Aminah Sitti Rahmawati Sri Hastuti Virgianti Pulukadang Sri Mulyani Sri Mulyani Sabang Sri Wahyuni Suherman Suherman Sulviana Supriyatman, Supriyatman Syamsiar, Syamsiar Tiwow, Vanny Maria Agustina Toyyibah, Nurul Tri Santoso Vivi D. A. Sangkota